FMO

FMO, the Dutch entrepreneurial development bank, plays a significant role in supporting the private sector in developing countries and emerging markets across Asia, Africa, Latin America, and Central and Eastern Europe. Established in 1970 through a partnership between the Dutch government and various financial institutions, FMO focuses on providing loans, equity, and other investment activities. Its investment portfolio is diversified, with key sectors including financial institutions, energy, agribusiness, food and water, and private equity. By fostering sustainable economic growth, FMO aims to create a positive impact in the regions it serves.

Yvonne Bakkum

Managing Director/CEO, FMO Investment Management

Linda Broekhuizen

Chief Investment Officer

Jaap Reinking

Director Private Equity

Jurgen Rigterink

Chief Executive Officer

Erik Smeets

Investment Manager - Debt

Past deals in Kenya

M-KOPA

Debt Financing in 2023
M-KOPA Kenya Limited, established in 2011 and headquartered in Nairobi, specializes in developing and marketing solar home systems designed for off-grid customers. The company offers a range of solar products, including systems equipped with lights, phone charging capabilities, and solar-powered radios. M-KOPA began commercial operations in Kenya in 2012 and has since expanded its services to Uganda and Tanzania. The company operates through a network of over 1,000 retail agents and shops, employing a team of more than 500 staff. M-KOPA is recognized for its innovative "pay-as-you-go" energy services, which leverage a proprietary technology platform that integrates mobile payments and asset financing, facilitating access to affordable energy solutions for underserved communities. The firm is also exploring opportunities to license its technology to reputable partners in markets beyond East Africa.

Mawingu Networks

Series B in 2023
Mawingu uses high-performance low-cost wireless technology and solar power to build fast internet networks in rural areas. Customers use Wi-Fi to connect. Mawingu’s unique application of open technologies enables a world-class scalable network, with open and secure roaming in a highly challenging geographical environment
Equity Bank Kenya is a financial services provider headquartered in Nairobi, Kenya. It is licensed as a commercial bank by the central bank of Kenya, the central bank, and national banking regulator. Equity Bank Kenya Limited was incorporated in 2014 as a result of the corporate restructure of Equity Group Holdings Limited.

d.light

Venture Round in 2021
d.light is a company that designs, manufactures, and distributes solar lighting and power products, primarily aimed at households and small businesses lacking reliable electricity. Founded in 2007 as a for-profit social enterprise, d.light has developed a range of products, including solar lanterns, home systems, and various appliances, to serve over 2 billion people globally. With distribution hubs in East and West Africa, India, Southeast Asia, and the United States, the company has reached over 65 million individuals, providing affordable and accessible solar solutions. d.light is committed to transforming energy usage and payment methods, enhancing the quality of life for users in rural and semi-urban areas through its innovative solar-powered products. The company operates from its headquarters in Palo Alto, California, with additional offices in key locations such as Shenzhen, China; Gurgaon, India; Nairobi, Kenya; Kampala, Uganda; and Lagos, Nigeria.

M-KOPA

Debt Financing in 2021
M-KOPA Kenya Limited, established in 2011 and headquartered in Nairobi, specializes in developing and marketing solar home systems designed for off-grid customers. The company offers a range of solar products, including systems equipped with lights, phone charging capabilities, and solar-powered radios. M-KOPA began commercial operations in Kenya in 2012 and has since expanded its services to Uganda and Tanzania. The company operates through a network of over 1,000 retail agents and shops, employing a team of more than 500 staff. M-KOPA is recognized for its innovative "pay-as-you-go" energy services, which leverage a proprietary technology platform that integrates mobile payments and asset financing, facilitating access to affordable energy solutions for underserved communities. The firm is also exploring opportunities to license its technology to reputable partners in markets beyond East Africa.

Komaza

Series B in 2020
Komaza is a tech-driven sustainable forestry company revolutionizing the wood industry in Africa with its farmer platform. It combines technology, training, and service to create a new sustainable wood supply for Africa at an 80% cost disruption over traditional plantations. The company was founded in 2006 by Tevis Howard.

ASOBO

Grant in 2020
ASOBO is a Nairobi-based company founded in 2019 that focuses on manufacturing electric outboard engines, known as e-Boarders, powered by lithium batteries. These engines are specifically designed for fishermen operating on Lake Victoria in East Africa. ASOBO aims to create a sustainable platform for e-mobility on the water by providing electric outboard engines powered by renewable energy. The company offers its products on a full-service basis, enabling fishermen to utilize clean energy while reducing operational costs. Through its innovative solutions, ASOBO contributes to environmentally friendly practices in the fishing industry.

d.light

Series E in 2018
d.light is a company that designs, manufactures, and distributes solar lighting and power products, primarily aimed at households and small businesses lacking reliable electricity. Founded in 2007 as a for-profit social enterprise, d.light has developed a range of products, including solar lanterns, home systems, and various appliances, to serve over 2 billion people globally. With distribution hubs in East and West Africa, India, Southeast Asia, and the United States, the company has reached over 65 million individuals, providing affordable and accessible solar solutions. d.light is committed to transforming energy usage and payment methods, enhancing the quality of life for users in rural and semi-urban areas through its innovative solar-powered products. The company operates from its headquarters in Palo Alto, California, with additional offices in key locations such as Shenzhen, China; Gurgaon, India; Nairobi, Kenya; Kampala, Uganda; and Lagos, Nigeria.

Lendable

Grant in 2018
Lendable, Inc. is a financial technology company based in San Francisco, California, founded in 2014. The company specializes in providing risk analytics for lenders and originators of debt in developing markets. Lendable offers a comprehensive database that includes market repayment, demographic, and contextual data, which aids in improving and validating credit models. Additionally, it features a risk engine designed to assess individual credit risk as well as portfolio and group-level risk. Lendable focuses on offering debt financing to fintech companies in emerging and frontier markets, aiming to promote impact investing as a viable asset class. Through its technology and financial products, the company seeks to facilitate access to finance for a significant number of underserved borrowers.

Apollo Agriculture

Debt Financing in 2018
Apollo Agriculture, founded in 2015 and based in Nairobi, Kenya, focuses on providing financial and technical support to smallholder farmers in emerging markets. The company offers farming loans to help farmers purchase essential inputs such as fertilizer, seeds, and crop insurance, along with access to expert consultations via mobile technology. By utilizing agronomic machine learning and remote sensing, Apollo tailors its services to individual farmers, assessing credit risk and customizing packages based on satellite and soil data, as well as crop yield models. This approach not only enhances the effectiveness of farming practices but also aims to significantly increase yields and profits for farmers.

Orb Energy

Debt Financing in 2018
Orb Energy Private Limited, established in 2006 and headquartered in Bengaluru, India, specializes in designing, manufacturing, marketing, selling, installing, and servicing solar photovoltaic and solar water heating systems. The company caters to residential and commercial clients, offering a range of products including polycrystalline and monocrystalline solar panels, solar inverters, solar street lights, solar rooftops, solar power plants, solar water pumping systems, and heat pumps. Orb Energy also operates a franchise model to expand its reach, leveraging a robust retail distribution network with 90 branches currently in operation. The company aims to provide affordable renewable energy solutions, particularly for off-grid households, with plans to double its branch network and workforce in the coming years to enhance accessibility for low-income customers. Additionally, Orb has expanded its operations to Kenya, furthering its mission to deliver sustainable energy solutions.

M-KOPA

Debt Financing in 2017
M-KOPA Kenya Limited, established in 2011 and headquartered in Nairobi, specializes in developing and marketing solar home systems designed for off-grid customers. The company offers a range of solar products, including systems equipped with lights, phone charging capabilities, and solar-powered radios. M-KOPA began commercial operations in Kenya in 2012 and has since expanded its services to Uganda and Tanzania. The company operates through a network of over 1,000 retail agents and shops, employing a team of more than 500 staff. M-KOPA is recognized for its innovative "pay-as-you-go" energy services, which leverage a proprietary technology platform that integrates mobile payments and asset financing, facilitating access to affordable energy solutions for underserved communities. The firm is also exploring opportunities to license its technology to reputable partners in markets beyond East Africa.

Mobisol

Series B in 2016
Mobisol GmbH, founded in 2010 and based in Berlin, Germany, specializes in developing and installing solar home systems to provide electricity to underserved low-income customers in developing nations. The company offers solutions that power LED lights, radios, mobile phones, and various household appliances, while also promoting productive use appliances. Mobisol's innovative approach combines solar energy with an affordable mobile payment plan, making it accessible for those living without electricity. The company emphasizes comprehensive customer service and utilizes remote monitoring technology to ensure reliable performance. With additional offices in Tanzania, Rwanda, and Kenya, Mobisol operates as a subsidiary of ENGIE SA, focusing on delivering clean and affordable energy alternatives to fossil fuels.

Family Bank Ltd

Private Equity Round in 2010
Family Bank is a fully-fledged commercial bank since May 2007. The Bank is regulated by the Central Bank of Kenya (CBK) and is a member of the Kenya Deposit Insurance Corporation. The Bank is growing with over 1.7 million customers and a network of 93 branches countrywide. It was the first Bank in Kenya to introduce paperless banking through smart card technology.