Global Founders Capital

Arro is a fintech company based in Los Angeles that focuses on democratizing access to credit. It has developed a credit-building platform aimed at individuals with no credit history or those seeking to improve their credit scores. The platform features a credit card and a mobile application that facilitates tracking spending, setting financial goals, and enhancing financial literacy through behavioral science and educational resources. By leveraging these tools, Arro helps users unlock credit limits, reduce interest rates, save money, and effectively budget for their financial future.

Hyperface is a banking-as-a-service startup focused on enabling companies to create and launch their own credit cards. It offers a modern credit card platform that simplifies the issuance process for financial technology and e-commerce firms. The platform provides customizable software development kits (SDKs) and application programming interfaces (APIs), allowing users to design tailored credit card solutions. Additionally, Hyperface supports card lifecycle management and facilitates intuitive onboarding, empowering businesses to offer banking products directly to their customers in a contextual manner.

Zenbase is a financial technology platform that specializes in flexible rent payment solutions, aimed at enhancing financial inclusion and empowering renters. By addressing the common misalignment between rent due dates and bi-monthly pay cycles, Zenbase offers innovative features such as automated rent payment splitting and credit reporting. These services help renters avoid late fees, improve their cash flow, and potentially build their credit history. Additionally, Zenbase's solutions enhance operational efficiency for property managers, contributing to a more streamlined rental process that benefits both renters and landlords.

R5 is a company based in Colombia that simplifies vehicle ownership for its customers. It operates an online platform designed to facilitate financing through the use of assets like cars and motorcycles as collateral. The platform caters primarily to low-income individuals, allowing them to refinance high-interest debt or secure funds for business investments. Additionally, R5 offers a digital solution for purchasing compulsory vehicle insurance at affordable rates, enabling customers to leverage their vehicles to access credit options with lower interest rates. This approach aims to make financial services more accessible and manageable for its users.

Ness builds a credit card-first wedge into healthcare. It allows its user to earn rewards for healthy purchases and access exclusive perks to complement their lifestyle. It was established in 2021 and is based in New York, United States.

Pillar is a mobile platform aimed at assisting global citizens in overcoming barriers related to credit access. By addressing the challenges faced by expatriates and nomads, Pillar provides credit cards specifically designed for individuals with limited or no credit history in a new country. The platform integrates international credit data to facilitate a comprehensive global credit assessment, allowing users to establish a credit footprint that spans multiple countries. This innovative approach enables customers to access a variety of financial products, enhancing their ability to manage finances while living abroad.

Better Financial is a holding company focused on developing fintech brands that assist Americans in managing their financial needs. Its primary offering is a banking application designed to address medical debts, featuring a built-in insurance policy that covers medical deductibles and essential everyday expenses such as rent, groceries, and lost income during medical emergencies. By leveraging shared engineering, compliance, and growth strategies, Better Financial aims to scale its fintech solutions to reach millions of users effectively.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform features an integrated system for B2B payments, including proprietary banking services and corporate credit card solutions, alongside seamless connections to leading local banks and enterprise resource planning (ERP) systems. This integration allows financial managers to gain real-time insights into company expenditures and manage payments through a structured approval process. Kamino's capabilities include automatic invoice capture, data extraction, and streamlined accounts payable and reconciliation, which collectively enhance operational efficiency. By automating these processes, Kamino enables businesses to improve cash flow, reduce errors, and save significant amounts of time in their financial operations.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

Hyperface is a banking-as-a-service startup focused on enabling companies to create and launch their own credit cards. It offers a modern credit card platform that simplifies the issuance process for financial technology and e-commerce firms. The platform provides customizable software development kits (SDKs) and application programming interfaces (APIs), allowing users to design tailored credit card solutions. Additionally, Hyperface supports card lifecycle management and facilitates intuitive onboarding, empowering businesses to offer banking products directly to their customers in a contextual manner.

CreditCaptain is an innovative fintech company revolutionizing the way individuals boost their credit scores. Leveraging advanced AI technology and a user-friendly platform, CreditCaptain provides personalized credit improvement plans, real-time tracking, and actionable insights to help users achieve their financial goals. Our mission is to empower individuals with the tools and knowledge they need to enhance their creditworthiness and unlock better financial opportunities. With CreditCaptain, users can expect a seamless experience, expert guidance, and significant improvements in their credit scores, paving the way for a brighter financial future.

Honest is a company focused on developing financial products that enhance users' experience with economical transactions. It offers a credit card application characterized by no annual fees, low interest rates on purchases and balance transfers, as well as rewards points for every transaction. These features are designed to help customers build their credit history and improve their overall financial well-being. By prioritizing user-friendly financial solutions, Honest aims to make financial management accessible and beneficial for its customers.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

Moss is a technology-based payment and credit card platform designed to help businesses optimize their financial management. The platform offers a corporate credit card with significantly higher spending limits, accommodating even the largest expenses. It provides both virtual and physical credit cards, allowing teams to spend securely and efficiently. Moss enables companies to set individual spending limits and access real-time data on expenditures by card, merchant, or team, ensuring effective cost control. Additionally, the Moss app facilitates the digitization of receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be easily exported to various accounting software, streamlining the reconciliation process.

CreditCaptain is an innovative fintech company revolutionizing the way individuals boost their credit scores. Leveraging advanced AI technology and a user-friendly platform, CreditCaptain provides personalized credit improvement plans, real-time tracking, and actionable insights to help users achieve their financial goals. Our mission is to empower individuals with the tools and knowledge they need to enhance their creditworthiness and unlock better financial opportunities. With CreditCaptain, users can expect a seamless experience, expert guidance, and significant improvements in their credit scores, paving the way for a brighter financial future.