Helvetia Group

Napo Pet Insurance is a digital-first insurtech company launched in December 2021, focused on revolutionizing pet insurance by offering comprehensive coverage that goes beyond basic policies. The company provides essential services such as dental care, behavioral support, and preventative care as standard, aiming to give pet owners peace of mind. Napo emphasizes a superior customer experience by leveraging advanced AI-driven technology alongside personalized human support, ensuring efficient claims processing and assistance throughout the pet ownership journey. Recognized as one of the UK's fastest-growing pet insurers, Napo has received multiple awards, including Insurer of the Year and accolades for innovation. Beyond insurance, the company aspires to create a holistic pet care ecosystem, providing tools, education, and services to enhance the health and happiness of pets at every life stage.

Flitter is a neo-insurance company that specializes in pay-per-mile auto insurance, enabling drivers to pay for coverage based on the actual distance driven. It was established in response to the fact that many drivers in France, particularly those driving less than 10,000 kilometers annually, often overpay for traditional car insurance. By offering variable rates tailored to low-mileage drivers, Flitter aims to provide a cost-effective insurance solution. The company also features an app-based platform that manages insurance contracts and reimbursements, allowing users to easily access their insurance needs in one place. At the end of each year, Flitter refunds any remaining contributions after claims have been reimbursed, promoting financial fairness and encouraging responsible driving behaviors.

Inki.tech offers a device-as-a-service model that caters to modern businesses focused on efficiency and sustainability. The company provides a comprehensive platform for managing mobile devices, including laptops, phones, and tablets, which is particularly beneficial for remote teams. Inki.tech handles all aspects of device management, from sourcing and security to insurance, repair, maintenance, and end-of-lifecycle management. The devices are rented and professionally maintained, ensuring they remain up-to-date and functional. At the end of their lifecycle, when recirculation is no longer viable, the devices are recycled, and their raw materials are repurposed, supporting environmentally-conscious practices. Through this approach, Inki.tech enables small businesses to access and utilize modern technology while minimizing their ecological footprint.

Klarx GmbH is a digital platform based in Munich, Germany, that specializes in the rental of construction equipment and heavy machinery. Founded in 2015, Klarx provides a diverse range of equipment for the construction industry, including lifting technology such as cranes and forklifts, earthmovers like excavators and loaders, and various site equipment including scaffolding and construction site drones. The platform also offers energy and air equipment, vehicles, and cutting tools. As a leader in the European construction equipment rental market, Klarx has served over 6,800 customers and facilitated more than 330,000 rental days. With a network of 4,900 supplier stations and logistic centers, Klarx ensures efficient equipment delivery, typically within 50 kilometers of the construction site. The company has successfully developed the klarxManager software and plans to expand its logistic network across Europe, having already raised over 23.7 million euros from notable investors.

Mobile Garantie is an independent company specializing in customized warranty and automotive services to protect used cars. With a presence in various countries, it offers modular and tailored solutions designed to meet the specific needs of its customers. The company's platform features a simple and flexible product design applicable across different sectors, with a growing emphasis on the B2B market. Mobile Garantie is known for its efficient warranty claim management, enabling fast and straightforward claims processing and settlement. This customer-focused approach, combined with a wide range of products and services, has contributed to the company's positive growth since its inception.

Off (formerly CamperBoys) is the best rated camper rental company in Europe with a fleet of ~1100 campers at 10 stations all over Germany. The entire service is driven by its own proprietary rental software and an additional trip planning service.

Urban Connect is a corporate mobility platform offering company employees access to a fleet of low-carbon, shared vehicles like e-bikes, bikes, e-scooters and e-cars. The offering is structured as a mobility-as-a-service (MaaS) solution. The company services large blue chip clients like Roche, Avaloq, Hilti, Sonova or Zurich Insurance. The team is composed of a number of people from different nationalities & backgrounds, all with the common goal of helping companies reduce their carbon and space footprints.

Napo Pet Insurance is a digital-first insurtech company launched in December 2021, focused on revolutionizing pet insurance by offering comprehensive coverage that goes beyond basic policies. The company provides essential services such as dental care, behavioral support, and preventative care as standard, aiming to give pet owners peace of mind. Napo emphasizes a superior customer experience by leveraging advanced AI-driven technology alongside personalized human support, ensuring efficient claims processing and assistance throughout the pet ownership journey. Recognized as one of the UK's fastest-growing pet insurers, Napo has received multiple awards, including Insurer of the Year and accolades for innovation. Beyond insurance, the company aspires to create a holistic pet care ecosystem, providing tools, education, and services to enhance the health and happiness of pets at every life stage.

Benefit Buroservice operates as a telephone service company that offers secretarial services and mail delivery services. They develop solutions for companies that specifically address their needs for continuous accessibility at low costs.

Skribble is a Zurich-based platform that specializes in electronic signatures, enabling users to sign contracts digitally while ensuring that these signatures carry the same legal weight as handwritten ones under Swiss and EU law. Founded in 2018, Skribble provides a user-friendly interface that allows individuals and businesses to sign documents with a few clicks, streamlining the process of contract management. The platform incorporates signature management systems that facilitate the identification of signers, ensuring compliance with legal requirements. Through its services, Skribble aims to simplify the process of creating legally binding agreements in a digital format.

Moojo, founded in 2021 and based in Berlin, Germany, provides a comprehensive freelancer management platform designed to streamline the invoicing process for freelancers and creators. The software facilitates easy integration and management of freelancers and contractors for businesses, offering a range of features including automated onboarding, time tracking, budgeting, invoicing, and payments. Additionally, Moojo addresses compliance management, enabling businesses to enhance efficiency while saving time and resources.

Coinscrap Finance S.L., founded in 2016 and based in Pontevedra, Spain, offers a mobile application designed to help users save money by rounding up their daily card purchases. The app automatically transfers the spare change to designated savings accounts, making it easier for users, particularly millennials, to accumulate savings. Coinscrap also collaborates with leading European banks and insurance companies, enhancing their digital offerings to younger generations through personalized experiences and data-driven business models. Additionally, the company employs an artificial intelligence-powered recommendation engine to better understand clients' financial situations and suggest suitable products, benefiting both financial institutions and their customers.

Adresta is a Swiss tech start-up based in Zurich, founded in December 2019 by three co-founders who initially developed the concept through Helvetia Insurance's Kickbox Program and ETH Zurich. The company specializes in creating digital certificates for luxury goods, particularly high-end timepieces. These certificates are securely stored on a blockchain-powered web application, which also maintains the complete history of each watch, including its manufacturing, servicing, repairs, and pre-owned sales. By providing a reliable and transparent record, Adresta helps luxury goods manufacturers combat forgery and grey market sales, while enabling owners to consolidate all relevant documentation in one place. This innovative approach enhances customer experience in the luxury sector, fostering trust and emotional engagement between brands and consumers.

PriceHubble is a Swiss B2B proptech company that specializes in creating innovative digital solutions for the real estate industry, focusing on property valuations and market insights. Utilizing advanced analytics and machine learning algorithms, PriceHubble's platform offers accurate data-driven insights, including valuations, market analyses, and value forecasts, which enhance decision-making for various stakeholders in the real estate value chain, such as banks, asset managers, developers, property managers, and real estate agents. The company aims to increase transparency in the market and improve engagement with end consumers. Active in nine countries, including Switzerland, France, Germany, and Japan, PriceHubble employs over 130 people worldwide, underscoring its commitment to delivering robust real estate analytics and fostering informed investment decisions.

Neon is an independent Swiss mobile account provider that operates a neo-bank application designed to give users control over their banking transactions. The company offers a mobile application and a card for making financial transactions, functioning independently from traditional banks. This approach allows Neon to provide banking services without the associated bureaucracy, facilitating secure payments for users. The platform aims to deliver affordable transaction accounts for everyday financial needs.

FAAREN GmbH, founded in 2018 and headquartered in Rottendorf, Germany, operates an online auto subscription platform that enables users to book, change, or cancel car subscriptions on a monthly basis. As a leading asset-light marketplace in Germany's car subscription industry, FAAREN serves various stakeholders, including car dealerships, rental companies, and automotive manufacturers. The company has developed solutions that simplify the process of car ownership, allowing customers to enjoy the benefits of having a vehicle without the associated hassles. In addition to its consumer-facing services, FAAREN also offers B2B software as a service (SaaS) and white label products to assist automotive companies in launching their own car subscription services. With a team of 40 employees, FAAREN has successfully raised over €10 million from venture capitalists, angel investors, and family offices.

Baufi24 is a prominent German advisory and brokerage firm specializing in private mortgages and mortgage comparison services. The company focuses on providing tailored financing plans that cater to individual customer needs. By comparing various mortgage options and providers, Baufi24 helps clients navigate the complexities of home financing and secure suitable loan solutions. Their services include financial consulting, enabling customers to make informed decisions about their mortgage options and savings.

Taxly operates a tax filing platform designed to analyze data and optimize tax returns in real time. The platform features a digital assistant bot that aids users in the digital filing process, making it easier to submit tax returns efficiently. By streamlining the tax preparation and submission experience, Taxly aims to enhance user convenience and accuracy in managing their tax obligations.

INZMO is an insurtech company that specializes in providing embedded insurance solutions tailored for residential renters across Europe. The company offers a variety of fully digital insurance products, including renters, electronics, liability, and home contents insurance. Leveraging advanced technologies such as artificial intelligence, INZMO optimizes fraud prevention and claims handling, resulting in efficient and accurate service delivery. Its proprietary back-office technology streamlines operations, reduces costs, and enables rapid response to customer needs. By focusing on customer experiences and understanding their values, INZMO aims to revolutionize the insurance industry and set new standards for renting homes. The company has received recognition in the industry, including accolades from the European Commission and investments from various insurers in Europe.

Cobertoo operates a people-to-people insurance platform focused on providing coverage for smartphones. The platform is designed to cater specifically to the millennial demographic, offering a fully digital and transparent insurance experience. By facilitating insurance among peers, Cobertoo emphasizes collaboration and social responsibility in its model. The service includes features such as product contracts, monthly billing, and streamlined claims management, making it easier for customers to understand and manage their insurance policies. Cobertoo aims to partner with an insurance provider to enhance its offerings and better serve its target market.

Chargery GmbH is a Berlin-based company that specializes in electric vehicle charging services. Established in 2017, it has developed a mobile charging station that allows customers to request charging assistance as needed. In addition to charging, the company offers a range of supplementary services including filling of consumables, interior and exterior cleaning, tire checks, battery swaps, and vehicle relocation. Chargery GmbH aims to enhance the convenience of electric vehicle ownership by providing on-demand services tailored to customer requirements.

Neon is an independent Swiss mobile account provider that operates a neo-bank application designed to give users control over their banking transactions. The company offers a mobile application and a card for making financial transactions, functioning independently from traditional banks. This approach allows Neon to provide banking services without the associated bureaucracy, facilitating secure payments for users. The platform aims to deliver affordable transaction accounts for everyday financial needs.

Cobertoo operates a people-to-people insurance platform focused on providing coverage for smartphones. The platform is designed to cater specifically to the millennial demographic, offering a fully digital and transparent insurance experience. By facilitating insurance among peers, Cobertoo emphasizes collaboration and social responsibility in its model. The service includes features such as product contracts, monthly billing, and streamlined claims management, making it easier for customers to understand and manage their insurance policies. Cobertoo aims to partner with an insurance provider to enhance its offerings and better serve its target market.

Skribble is a Zurich-based platform that specializes in electronic signatures, enabling users to sign contracts digitally while ensuring that these signatures carry the same legal weight as handwritten ones under Swiss and EU law. Founded in 2018, Skribble provides a user-friendly interface that allows individuals and businesses to sign documents with a few clicks, streamlining the process of contract management. The platform incorporates signature management systems that facilitate the identification of signers, ensuring compliance with legal requirements. Through its services, Skribble aims to simplify the process of creating legally binding agreements in a digital format.

Caser is an underwriters of group insurance in Spain and offers group life and pension plans.

Chargery GmbH is a Berlin-based company that specializes in electric vehicle charging services. Established in 2017, it has developed a mobile charging station that allows customers to request charging assistance as needed. In addition to charging, the company offers a range of supplementary services including filling of consumables, interior and exterior cleaning, tire checks, battery swaps, and vehicle relocation. Chargery GmbH aims to enhance the convenience of electric vehicle ownership by providing on-demand services tailored to customer requirements.

Mobile Garantie is an independent company specializing in customized warranty and automotive services to protect used cars. With a presence in various countries, it offers modular and tailored solutions designed to meet the specific needs of its customers. The company's platform features a simple and flexible product design applicable across different sectors, with a growing emphasis on the B2B market. Mobile Garantie is known for its efficient warranty claim management, enabling fast and straightforward claims processing and settlement. This customer-focused approach, combined with a wide range of products and services, has contributed to the company's positive growth since its inception.

Chargery GmbH is a Berlin-based company that specializes in electric vehicle charging services. Established in 2017, it has developed a mobile charging station that allows customers to request charging assistance as needed. In addition to charging, the company offers a range of supplementary services including filling of consumables, interior and exterior cleaning, tire checks, battery swaps, and vehicle relocation. Chargery GmbH aims to enhance the convenience of electric vehicle ownership by providing on-demand services tailored to customer requirements.

Immoledo is a developer of a prop-tech platform aimed at digitizing and simplifying the analysis of building conditions. The platform assists property owners in managing their properties by providing insights into the optimal timing for renovations and calculating investment costs associated with various structural elements. Its focus is on streamlining the renovation process, making it easier for property owners to understand and address the needs of their buildings.

INZMO is an insurtech company that specializes in providing embedded insurance solutions tailored for residential renters across Europe. The company offers a variety of fully digital insurance products, including renters, electronics, liability, and home contents insurance. Leveraging advanced technologies such as artificial intelligence, INZMO optimizes fraud prevention and claims handling, resulting in efficient and accurate service delivery. Its proprietary back-office technology streamlines operations, reduces costs, and enables rapid response to customer needs. By focusing on customer experiences and understanding their values, INZMO aims to revolutionize the insurance industry and set new standards for renting homes. The company has received recognition in the industry, including accolades from the European Commission and investments from various insurers in Europe.

Homebell is a business enterprise that offers reliable craftsmen services at a fixed quote and fair prices for home & living space projects.The company is focused on its customers' home and create ideal living spaces. A professional approach and a high-quality result are the most important values for them and its craftsmen. The company organize and realize their customers' plans so that they can lean back and enjoy the results. Quality, transparency and fair pricing are part of their complete service. They are the reliable partner for home improvement.

PriceHubble is a Swiss B2B proptech company that specializes in creating innovative digital solutions for the real estate industry, focusing on property valuations and market insights. Utilizing advanced analytics and machine learning algorithms, PriceHubble's platform offers accurate data-driven insights, including valuations, market analyses, and value forecasts, which enhance decision-making for various stakeholders in the real estate value chain, such as banks, asset managers, developers, property managers, and real estate agents. The company aims to increase transparency in the market and improve engagement with end consumers. Active in nine countries, including Switzerland, France, Germany, and Japan, PriceHubble employs over 130 people worldwide, underscoring its commitment to delivering robust real estate analytics and fostering informed investment decisions.

MoneyPark is a specialist in mortgages and real estate, providing personalized financial advisory services to clients seeking suitable financial products. The company focuses on analyzing various financial offerings and facilitating comparisons, allowing clients to make informed decisions about their financing options. By assisting clients with the necessary documentation and guidance, MoneyPark aims to match individuals with the most appropriate mortgage solutions tailored to their specific needs.

Nationale Suisse is an innovative, international and independent Swiss insurance group providing first-rate risk and pension solutions in non-life and life business as well as a growing number of tailored specialty lines products. Consolidated gross premiums came to CHF 1.5 billion in 2011. The Group comprises the parent company and about 20 subsidiaries and branch offices in focused product lines in Switzerland, Italy, Spain, Germany, Belgium, Liechtenstein, Malaysia, Latin America and Turkey. The headquarters of Swiss National Insurance Company Ltd are in Basel. Nationale Suisse is listed on the SIX Swiss Exchange (NATN).

Alba Allgemeine Versicherungs-Gesellschaft operates as a insurance company.

Phenix Versicherungsgesellschaft offers property and casualty insurance.

Chiara Vita - Compagnia di Assicurazioni sulla Vita provides life insurance services.