Honey Island Capital

Toku operates an online financial platform designed for B2C companies, focusing on the automation of collections and streamlining the payment process. The platform leverages machine learning to optimize the collection of recurring payments, thereby reducing late payments and enhancing operational efficiency. Toku also provides features that allow companies to manage automatic payment methods, including inactivation and deactivation. By facilitating payment orchestration and offering account-to-account payments, Toku aims to lower payment fees and improve the overall financial operations of its clients.

Brick Seguros specializes in security solutions and insurance services for car rental companies. Based in Curitiba, Panama, it offers digital inspection tools and background checks to help prevent fraud and reduce claims.

V360 is a fintech company specializing in automated tax entry processes. It uses machine learning and AI to capture and validate receivables from diverse sources such as slips, debit notes, and dealership invoices. The platform integrates with enterprise resource planning systems, enhancing invoice processing efficiency and reducing errors.

CredAluga is a Brazilian B2B2C fintech company that specializes in providing innovative financial solutions for the real estate sector. It partners with real estate agencies, offering technology-driven, credit-based services that aim to make renting more accessible and secure for tenants while empowering landlords and agencies. With offices in São Paulo and Minas Gerais, and local partners nationwide, CredAluga combines expertise in technology, credit, and real estate to deliver seamless rental experiences. Founded by experienced entrepreneurs, the company is growing rapidly and is driven by a multidisciplinary team committed to its mission.

Giro.Tech is a financial technology company based in Brazil that specializes in Banking as a Service. It provides a platform designed to enable startups and non-financial companies to establish their own banking operations. By offering customized financing options and streamlined credit operations, Giro.Tech aims to transform its clients into credit fintechs. Its services focus on enhancing financial efficiency by reducing bureaucracy and simplifying transactions within its ecosystem, thereby facilitating better management of accounts for its users and customers.

Igual is a technology company that specializes in streamlining legal work processes. It enables law firms to efficiently handle a large volume of cases with minimal staff, making legal services more accessible and affordable. Currently, Igual is operating in stealth mode.

FinanEx operates a digital trade finance platform supporting underserved food exporters worldwide, particularly focusing on small and medium-sized agribusinesses in Latin America. Its mission is to increase export volumes sustainably while positively impacting rural communities.

VAAS is an AML and Compliance platform that offers on-chain and off-chain data integration for crime and suspicious activity prevention.

Liqi Digital Assets is a blockchain-based asset tokenization startup that runs two products including Tokenize, which allows companies to turn their financial assets into tokens and build smart contracts on top of them, and a trading platform where investors can buy tokens issued by Tokenize. Liqi Digital Assets boosts business, creates new remuneration opportunities, and allows each investor to find the assets that best match their objectives.

Teva Indices designs and provides indices for the Brazilian ETF market. The company develops a digital platform for indexed investments that combines mathematical and statistical models with rigorous investment analysis to create reliable, replicable indices used in passive portfolio construction. By delivering accurate, market-appropriate indices, Teva Indices helps clients align their investment decisions with their values and purposes.

Zaros: A derivatives platform pioneering the use of Liquid Restaking Tokens (LRTs) to deliver real yield and capital efficiency, while providing advanced infrastructure solutions like its Market Making and Perps Engines for third-party protocols to build upon.

Noodle is a financial platform designed to support the entertainment industry by providing various financial services, including digital accounts, financial exchanges, and credit solutions. The platform facilitates seamless payments to creators and suppliers through one-tap global payouts and offers advance payments of up to a year to bolster business growth. By streamlining financial transactions, Noodle enables content creators, social media influencers, publishers, and businesses to save time and resources, allowing them to focus on their creative endeavors and enhance productivity in the digital and media sectors.

Makasí is a company that transforms the housing finance and construction industry by providing a comprehensive platform for designing, financing, and building homes. It specializes in addressing the challenges associated with securing loans from traditional financial institutions, offering a streamlined approach to home financing. By partnering with various institutions, Makasí assists customers in obtaining necessary funding and managing credit more effectively. This enables clients to build their own homes more efficiently while utilizing low-risk collateral, thereby facilitating a quicker and less complicated construction process. Through its innovative solutions, Makasí aims to simplify the experience of homeownership for its clients.

Toku operates an online financial platform designed for B2C companies, focusing on the automation of collections and streamlining the payment process. The platform leverages machine learning to optimize the collection of recurring payments, thereby reducing late payments and enhancing operational efficiency. Toku also provides features that allow companies to manage automatic payment methods, including inactivation and deactivation. By facilitating payment orchestration and offering account-to-account payments, Toku aims to lower payment fees and improve the overall financial operations of its clients.

Transfeera is a fintech company established in 2016 by former ContaAzul employees. It offers an open banking platform that automates and simplifies payments for businesses and individuals, enabling users to save time and money while improving cash flow management.

Brick Seguros specializes in security solutions and insurance services for car rental companies. Based in Curitiba, Panama, it offers digital inspection tools and background checks to help prevent fraud and reduce claims.

Turn2C is an innovative fintech company that has developed the first artificial intelligence infrastructure specifically for the Brazilian consortium market, which was valued at $60 billion in 2023. Since its establishment in 2021, the company has experienced significant growth, expanding more than tenfold. Turn2C's platform assists sales partners in identifying the most suitable consortium products for their clients by employing advanced artificial intelligence and statistical models. This technology evaluates various factors, including customer preferences, budget constraints, and purchasing timelines, thereby empowering customers to make informed decisions and explore a wider range of options to achieve their financial objectives.

Saks is assisting in the transformation of the way people save money. It provides accumulation plans and investment options in a model that incorporates recurrence, diversification, and tax advantages. They also serve as a marketplace for life and pension brokers.

Keiken is Brazil's leading comprehensive well-being platform. It offers employees a free multi-benefit pass for use across various services such as gyms, psychologists, nutritionists, massages, yoga, dance classes, and more, ensuring unique experiences with qualified professionals.

Liqi Digital Assets is a blockchain-based asset tokenization startup that runs two products including Tokenize, which allows companies to turn their financial assets into tokens and build smart contracts on top of them, and a trading platform where investors can buy tokens issued by Tokenize. Liqi Digital Assets boosts business, creates new remuneration opportunities, and allows each investor to find the assets that best match their objectives.

Comunica.In is a developer of a communication management platform designed to enhance internal communication processes within organizations. The platform simplifies decision-making related to people management by integrating its proprietary methodology with software tools. These tools facilitate various communication activities, including triggering announcements, conducting surveys, and managing interactions. By focusing on optimizing and organizing communication efforts, Comunica.In aims to empower internal communication professionals, enabling them to create meaningful connections with employees and generate greater value for their organizations.

Worc connect the best professionals to the most renowned restaurants and bars.

Tecnofit develops a comprehensive management platform for fitness businesses. It automates scheduling, membership management, financial tracking, and provides real-time analytics to optimize workflow efficiency, enhance client experience, improve revenue predictability, and simplify administrative tasks.

Kyte is an app for small businesses that helps sell more, manage better, and retain customers. Kyte is a selling application for anyone who needs control but has no time to waste. It is designed to give the owner and customers the best mobile phone experience.

Worc connect the best professionals to the most renowned restaurants and bars.

Celero is a financial management company based in Curitiba, Brazil, offering a platform and mobile app designed for small and medium-sized service providers. The solution automates core finance tasks by transforming photos of payment slips, invoices, and other documents into payments and reports, and by enabling users to manage payables and receivables, track cash flow, and approve scheduled payments. It provides automatic bank reconciliation and integrates with other business technologies, delivering total financial control and streamlined processes. The platform is available on mobile devices, supporting Android and iOS, and aims to reduce the time spent on financial management while improving visibility into financial operations. Founded in 2014, Celero serves clients seeking easier, paper-to-digital finance workflows and better financial reporting.

AgriConnected is a Brazilian startup established in 2017 and headquartered in São Paulo, specializing in technology services tailored for the agribusiness sector. The company focuses on assisting small and medium-sized growers by providing a farm management platform that leverages artificial intelligence, geolocation, and cultivation data. This innovative application offers real-time recommendations on best practices, while also calculating time and costs associated with farm operations. By optimizing the management of field activities and machine fleets, AgriConnected aims to enhance operational efficiency, reduce costs, and improve the quality of agricultural products for its users.

OmniChat offers an omnichannel commerce platform designed to unify customer interactions across chat channels into a single interface. The solution uses chatbots to connect customers with sales professionals who specialize in relevant products or services and includes a payment channel that can integrate with enterprise resource planning systems. By enabling centralized service and order management, OmniChat aims to streamline sales and support workflows across channels.

Neopag is a digital store card platform based in São Paulo, Brazil, that aims to enhance efficiency and security for both payers and recipients in the retail sector. Founded in 2017, the company operates by eliminating intermediaries and strengthening local markets. Neopag provides businesses with tools for managing credit, conducting intelligent credit analysis, and automating collections. Its platform leverages a trusted network among tenants to enhance sales, customer recognition, and retention. Additionally, Neopag employs algorithms to assess trust levels in business relationships by processing information from retailers and credit data to identify reliable consumers. This approach helps businesses control cash flow and make informed adjustments to maximize sales while minimizing risk.

Tasty Salad Shop is a restaurant chain focused on healthy eating, offering salads as a main course along with soups, beverages, and other wholesome dishes. The company operates multiple locations and provides catering and franchising options to reach a broad customer base.

TROC operates as an online thrift shop that facilitates the buying and selling of high-quality second-hand clothing and accessories. The platform features a curated selection of pre-owned items from premium and luxury fashion brands, including apparel, bags, shoes, and accessories. By advocating for cyclical fashion, TROC aims to reshape consumer behavior and promote sustainability within the fashion industry. Through its offerings, the company provides customers with access to carefully chosen, gently used items, emphasizing both quality and style while encouraging a more responsible approach to fashion consumption.

Comunica.In is a developer of a communication management platform designed to enhance internal communication processes within organizations. The platform simplifies decision-making related to people management by integrating its proprietary methodology with software tools. These tools facilitate various communication activities, including triggering announcements, conducting surveys, and managing interactions. By focusing on optimizing and organizing communication efforts, Comunica.In aims to empower internal communication professionals, enabling them to create meaningful connections with employees and generate greater value for their organizations.

Treasy is a software company that provides an online budget planning and financial control platform to help organizations plan, monitor, and optimize finances with a cost-benefit focus. The solution enables collaborative budgeting, monthly variance analysis against plans, and identification of gaps to seize opportunities or prevent problems. It offers resources such as decentralized budgets, projections, simulations, and scenario planning, along with monitoring of planned versus realized history and robust reporting and analysis capabilities. The platform integrates with ERP and accounting systems to support continuous improvement of financial results and facilitates the adoption of budget management methodologies and management practices. Treasy serves firms across sectors by enabling sector-specific financial indicators and practical budget management, while supporting ongoing financial performance improvement. The company is based in Joinville.

Tecnofit develops a comprehensive management platform for fitness businesses. It automates scheduling, membership management, financial tracking, and provides real-time analytics to optimize workflow efficiency, enhance client experience, improve revenue predictability, and simplify administrative tasks.

BUGX.IO is a Beijing-based company founded in 2018 that specializes in blockchain security services. The firm offers a comprehensive platform focused on professional security solutions tailored to the blockchain ecosystem. Its services include ecosystem security, security infrastructure, and testing for smart contracts, exchanges, mining pools, and wallets. Additionally, BUGX.IO provides a threat awareness system to enhance the security posture of blockchain vendors, ensuring robust protection against potential vulnerabilities.

Transfeera is a fintech company established in 2016 by former ContaAzul employees. It offers an open banking platform that automates and simplifies payments for businesses and individuals, enabling users to save time and money while improving cash flow management.

Juno offers payments solutions without bureaucracy.

PhoneTrack is a Brazilian company founded in 2015, specializing in a platform for managing phone calls, marketing campaigns, and sales. Based in Curitiba, the company focuses on conversational intelligence by measuring, analyzing, and qualifying voice data to enhance the effectiveness of marketing and sales strategies. PhoneTrack enables clients to monitor both online and offline campaigns, helping them identify which channels generate the most calls and optimize their investments by eliminating ineffective spending. The platform provides detailed metrics for individual sales personnel, allowing businesses to understand which keywords and phrases effectively convert calls into sales.