Hudson Structured Capital Management

Gracie Point is a boutique specialty finance company based in New York that focuses on providing innovative loan programs to assist individuals and businesses with their insurance planning needs. Established in 2010, the firm specializes in financing the payment of life insurance premiums through tailored premium finance loan programs and renewal commissions lending. Gracie Point caters to high net-worth clients by offering access to diverse capital sources, including bank lending and proprietary market-driven products. Their services are designed to accommodate various financial, estate, business, and philanthropic situations, enabling clients to effectively align their leveraged life insurance strategies with broader family and business planning objectives. With decades of expertise in life insurance, premium finance, and structured finance, Gracie Point aims to deliver cost-effective and customized financing solutions.

Earned Wealth is a wealth management platform dedicated to serving physicians by offering a comprehensive range of financial services. These include personalized financial planning, investment strategies, tax planning, career advisory, insurance, debt management, and trust and estate services. The company focuses on understanding the unique financial journeys of doctors, utilizing in-depth diligence to create tailored solutions that align with their specific needs. Earned Wealth aims to empower physicians to optimize their wealth potential and achieve their financial goals through quality, customized advice.

battleface, Inc. is a global travel insurance agency that specializes in providing tailored insurance services for travelers and expatriates. The company offers a range of unique travel insurance products and benefits designed to meet the specific needs of individuals traveling or working internationally. Utilizing an API-based distribution system, battleface enables partners to access custom and white-label insurance options, allowing for flexibility in services, benefits, and pricing. With a focus on delivering a simplified and responsive customer experience, battleface ensures that customers can easily select and manage their insurance products from any device at any time.

Ruby Re will reinsure RGA business and will not deal with clients directly at first. Ruby Re will receive an automatic quota share of all future qualifying business from RGA (subject to certain criteria, such as achieving underwriting requirements and regulatory clearances).

Layr is a cloud-based insurance platform that leverages artificial intelligence and machine learning to streamline the process of sourcing, purchasing, and managing business insurance. The platform automates traditional insurance tasks, enabling business owners to find suitable insurance policies tailored to their specific needs while predicting pricing from various carriers. Its fully online application allows users to handle common insurance-related tasks through a self-service portal, with expert brokers available for assistance. Additionally, Layr offers flexible payment options, allowing businesses to pay monthly instead of annually and to utilize credit cards for purchases. This approach simplifies the insurance buying process, enabling business owners to focus on their core operations.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Earned Wealth is a wealth management platform dedicated to serving physicians by offering a comprehensive range of financial services. These include personalized financial planning, investment strategies, tax planning, career advisory, insurance, debt management, and trust and estate services. The company focuses on understanding the unique financial journeys of doctors, utilizing in-depth diligence to create tailored solutions that align with their specific needs. Earned Wealth aims to empower physicians to optimize their wealth potential and achieve their financial goals through quality, customized advice.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Buckle is a digital financial services company that specializes in providing insurance products tailored for the gig economy, particularly for drivers engaged in rideshare and delivery services. The company offers coverage for various gig platforms, including major players like Uber, Lyft, and DoorDash, ensuring that gig workers can access insurance without the burden of credit checks. Buckle employs cloud-based underwriting technology to deliver customized insurance solutions, enhancing affordability and simplifying the process for users. In addition to insurance, the company fosters a community for gig drivers, providing forums, member benefits, and industry expertise. Through strategic partnerships with Managing General Agents, Buckle aligns the interests of brokers, insurers, and reinsurers, maximizing value across the insurance ecosystem. Its digital carrier platform leverages data insights to streamline operations and improve efficiency for all stakeholders involved.

Layr is a cloud-based insurance platform that leverages artificial intelligence and machine learning to streamline the process of sourcing, purchasing, and managing business insurance. The platform automates traditional insurance tasks, enabling business owners to find suitable insurance policies tailored to their specific needs while predicting pricing from various carriers. Its fully online application allows users to handle common insurance-related tasks through a self-service portal, with expert brokers available for assistance. Additionally, Layr offers flexible payment options, allowing businesses to pay monthly instead of annually and to utilize credit cards for purchases. This approach simplifies the insurance buying process, enabling business owners to focus on their core operations.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Ascend is a modern, all-in-one payments solution purpose-built for insurance. We automate insurance payments end-to-end — from online customer payments including premium financing to the distribution of commissions and carrier payables. We help insurance distributors sell more by simplifying operations, reducing payment friction and delivering the modern checkout experience customers expect.

reThought Insurance Corporation, founded in 2017 and based in Broomfield, Colorado, operates as a managing general agency specializing in commercial flood insurance. The company utilizes proprietary underwriting methodologies and advanced risk assessment technology to effectively visualize, assess, underwrite, and price flood-related risks for commercial enterprises. By forming strategic partnerships with insurers, reinsurers, and other capacity providers, reThought Insurance aims to deliver essential insurance services in a cost-effective manner, ensuring that businesses have access to critical coverage tailored to their specific needs.

Mulberry Technology Inc., known as Mulberry, is a New York-based company that specializes in developing artificial intelligence-driven plugins for e-commerce platforms to facilitate the purchase of extended warranties. Founded in 2018, Mulberry connects insurers, brands, and consumers to streamline the signing of contracts and terms related to product protection. The company's offerings encompass a wide range of categories, including consumer electronics, furniture, appliances, jewelry, and fitness equipment, among others. By providing personalized product protection solutions, Mulberry aims to help brands generate additional revenue while enhancing the customer experience. Its platform utilizes application programming interfaces and AI to integrate customized protection programs seamlessly into the online shopping journey, thereby simplifying the process of obtaining insurance and improving operational efficiency for businesses.

Polly is a licensed car insurance dealer. Buyers who shop with Polly at the company's dealership can use their savings to get a better car package or lower their overall monthly payments.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

At Corvus, we build Smart Commercial Insurance Products: policies built on data-driven underwriting. The company delivers insights to broker partners, helping to make them smarter about the complex risks their clients face. And Corvus informs the insurance buyer, helping them to be smarter about practices to mitigate risk and prevent loss.

Metromile, Inc. is a digital insurance platform based in San Francisco, California, specializing in pay-per-mile car insurance. The company provides real-time, personalized auto insurance policies that cater to the needs of modern drivers, utilizing data science to offer pricing that reflects actual mileage rather than traditional estimates. Metromile's services include the Metromile Pulse, a wireless device that connects to the car's onboard diagnostics port to track mileage, location, and driving behavior. This data collection supports the company's automated claims process and complimentary smart driving features, resulting in average savings of 47% compared to previous insurance costs. Additionally, Metromile licenses its technology platform to insurance companies globally, enabling them to enhance operational efficiency, automate claims, and reduce fraud losses. Originally founded as Fair Auto, Inc. in 2011, the company rebranded to Metromile in 2012.

Polly is a licensed car insurance dealer. Buyers who shop with Polly at the company's dealership can use their savings to get a better car package or lower their overall monthly payments.

Dayforward is a provider of a life insurance platform focused on delivering financial security to families in America. The company offers personalized life insurance policies designed to protect clients' income until their children reach adulthood. This approach enables policyholders to maintain their current lifestyle while ensuring that their beneficiaries receive continued income in the event of their passing. By facilitating the purchase of insurance online, Dayforward aims to simplify the process of securing the right coverage for families.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Buckle is a digital financial services company that specializes in providing insurance products tailored for the gig economy, particularly for drivers engaged in rideshare and delivery services. The company offers coverage for various gig platforms, including major players like Uber, Lyft, and DoorDash, ensuring that gig workers can access insurance without the burden of credit checks. Buckle employs cloud-based underwriting technology to deliver customized insurance solutions, enhancing affordability and simplifying the process for users. In addition to insurance, the company fosters a community for gig drivers, providing forums, member benefits, and industry expertise. Through strategic partnerships with Managing General Agents, Buckle aligns the interests of brokers, insurers, and reinsurers, maximizing value across the insurance ecosystem. Its digital carrier platform leverages data insights to streamline operations and improve efficiency for all stakeholders involved.

Ladder is a digital life insurance company founded in 2015 and headquartered in Palo Alto, California. It provides flexible term life insurance coverage that can be obtained quickly and efficiently, allowing policyholders to save up to 40%. The company employs an all-digital architecture and real-time underwriting, which simplifies the life insurance application process by eliminating the need for commissioned sales agents. This approach enables financially savvy consumers to apply for insurance online without the need for in-person meetings. Ladder offers coverage options up to $8 million and operates across all 50 states, making life insurance more accessible and affordable for a wide range of individuals.

Gracie Point is a boutique specialty finance company based in New York that focuses on providing innovative loan programs to assist individuals and businesses with their insurance planning needs. Established in 2010, the firm specializes in financing the payment of life insurance premiums through tailored premium finance loan programs and renewal commissions lending. Gracie Point caters to high net-worth clients by offering access to diverse capital sources, including bank lending and proprietary market-driven products. Their services are designed to accommodate various financial, estate, business, and philanthropic situations, enabling clients to effectively align their leveraged life insurance strategies with broader family and business planning objectives. With decades of expertise in life insurance, premium finance, and structured finance, Gracie Point aims to deliver cost-effective and customized financing solutions.

Bold Penguin is a commercial insurance exchange that connects customers, agents, and carriers to match the right quote in record time. With a heavy focus on the agents, Bold Penguin pushes the boundaries of user experience for businesses, an easy tool for agents, and a streamlined process of underwriting for carriers. The company operates an Exchange which utilizes a set of solutions to identify, triage, quote, and bind commercial insurance in a highly efficient and tech-enabled way. It plans to deliver on the platform enhancements which include more flexibility in how the core technology is leveraged by enterprise customers, expanding in excess and surplus lines. The Company offers a streamlined process of underwriting for carriers in commercial property and casualty insurance services. Bold Penguin was founded in 2016 and is headquartered in Columbus, Ohio, USA.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

RiskGenius is a developer of a policy review platform that utilizes artificial intelligence and machine learning to enhance the efficiency of insurance professionals. The platform is designed to connect underwriters, brokers, and regulators by interpreting, organizing, and standardizing insurance policy language. Through its custom algorithms and workflow modules, RiskGenius enables users to gain a clearer understanding of policy details and streamline their underwriting processes. This automation leads to more effective workflows and improved communication within the insurance industry.

Tensorflight is a provider of commercial property data, leveraging machine learning, artificial intelligence, and computer vision to deliver accurate and timely insights. The company's platform analyzes images of buildings to create a comprehensive database that includes information such as building footprints, square footage, replacement costs, number of stories, construction types, and roof attributes. This detailed property intelligence optimizes the underwriting and claims processes for insurance companies by utilizing aerial imagery and other data sources to enhance risk assessment and premium pricing. Tensorflight's technology aims to streamline property investigations, providing actionable insights for better portfolio management.

At Corvus, we build Smart Commercial Insurance Products: policies built on data-driven underwriting. The company delivers insights to broker partners, helping to make them smarter about the complex risks their clients face. And Corvus informs the insurance buyer, helping them to be smarter about practices to mitigate risk and prevent loss.

Goji is an American online insurance agency headquartered in Boston, Massachusetts, specializing in home and auto insurance. Established in 2007, the company utilizes a data-driven platform that merges human expertise with advanced technology to assist customers in finding the most suitable insurance policies at competitive prices. Goji enables users to compare rates from leading insurance providers, offering a personalized online insurance concierge service that delivers real-time, value-based quotes tailored to individual coverage needs. This innovative approach has allowed Goji to serve hundreds of thousands of Americans in their quest for appropriate insurance solutions.

RiskGenius is a developer of a policy review platform that utilizes artificial intelligence and machine learning to enhance the efficiency of insurance professionals. The platform is designed to connect underwriters, brokers, and regulators by interpreting, organizing, and standardizing insurance policy language. Through its custom algorithms and workflow modules, RiskGenius enables users to gain a clearer understanding of policy details and streamline their underwriting processes. This automation leads to more effective workflows and improved communication within the insurance industry.