Hudson Structured Capital Management

Gracie Point is a boutique specialty finance company based in New York that focuses on providing innovative loan programs to assist individuals and businesses with their insurance planning needs. Established in 2010, the firm specializes in financing the payment of life insurance premiums through tailored premium finance loan programs and renewal commissions lending. Gracie Point caters to high net-worth clients by offering access to diverse capital sources, including bank lending and proprietary market-driven products. Their services are designed to accommodate various financial, estate, business, and philanthropic situations, enabling clients to effectively align their leveraged life insurance strategies with broader family and business planning objectives. With decades of expertise in life insurance, premium finance, and structured finance, Gracie Point aims to deliver cost-effective and customized financing solutions.

battleface, Inc. is a global travel insurance agency that specializes in providing tailored insurance services for travelers and expatriates. The company offers a range of unique travel insurance products and benefits designed to meet the specific needs of individuals traveling or working internationally. Utilizing an API-based distribution system, battleface enables partners to access custom and white-label insurance options, allowing for flexibility in services, benefits, and pricing. With a focus on delivering a simplified and responsive customer experience, battleface ensures that customers can easily select and manage their insurance products from any device at any time.

Ruby Re will reinsure RGA business and will not deal with clients directly at first. Ruby Re will receive an automatic quota share of all future qualifying business from RGA (subject to certain criteria, such as achieving underwriting requirements and regulatory clearances).

Layr is a cloud-based insurance platform that leverages artificial intelligence and machine learning to streamline the process of sourcing, purchasing, and managing business insurance. The platform automates traditional insurance tasks, enabling business owners to find suitable insurance policies tailored to their specific needs while predicting pricing from various carriers. Its fully online application allows users to handle common insurance-related tasks through a self-service portal, with expert brokers available for assistance. Additionally, Layr offers flexible payment options, allowing businesses to pay monthly instead of annually and to utilize credit cards for purchases. This approach simplifies the insurance buying process, enabling business owners to focus on their core operations.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Buckle is a digital financial services company focused on providing insurance products tailored for the gig economy, particularly for drivers engaged in rideshare and delivery services. The company offers coverage for various platforms, including Uber, Lyft, DoorDash, and Amazon Flex, ensuring that gig workers have access to insurance without the need for credit checks. By leveraging a cloud-based underwriting technology, Buckle aims to simplify the insurance application process and deliver cost-effective solutions to its users. In addition to insurance, Buckle fosters a community for gig workers that includes forums, member benefits, and expert insights into the gig economy. The company also collaborates with Managing General Agents to align the interests of brokers, insurers, and reinsurers, maximizing value across the insurance ecosystem. Its digital platform enhances operational efficiency and provides data insights to support competitive pricing.

Layr is a cloud-based insurance platform that leverages artificial intelligence and machine learning to streamline the process of sourcing, purchasing, and managing business insurance. The platform automates traditional insurance tasks, enabling business owners to find suitable insurance policies tailored to their specific needs while predicting pricing from various carriers. Its fully online application allows users to handle common insurance-related tasks through a self-service portal, with expert brokers available for assistance. Additionally, Layr offers flexible payment options, allowing businesses to pay monthly instead of annually and to utilize credit cards for purchases. This approach simplifies the insurance buying process, enabling business owners to focus on their core operations.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Ascend is a modern payments solution specifically designed for the insurance industry, aimed at automating insurance payment processes from start to finish. The platform facilitates various functions, including online customer payments, premium financing, and the distribution of commissions and payables. By streamlining operations and reducing payment friction, Ascend enables digital distributors to enhance their sales capabilities and provide a seamless online checkout experience for customers. This comprehensive approach not only simplifies insurance transactions but also supports the growth of client businesses by eliminating labor-intensive processes.

reThought Insurance Corporation, founded in 2017 and based in Broomfield, Colorado, operates as a managing general agency specializing in commercial flood insurance. The company utilizes proprietary underwriting methodologies and advanced risk assessment technology to effectively visualize, assess, underwrite, and price flood-related risks for commercial enterprises. By forming strategic partnerships with insurers, reinsurers, and other capacity providers, reThought Insurance aims to deliver essential insurance services in a cost-effective manner, ensuring that businesses have access to critical coverage tailored to their specific needs.

Mulberry Technology Inc., known as Mulberry, is a New York-based company that specializes in developing artificial intelligence-driven plugins for e-commerce platforms to facilitate the purchase of extended warranties. Founded in 2018, Mulberry connects insurers, brands, and consumers to streamline the signing of contracts and terms related to product protection. The company's offerings encompass a wide range of categories, including consumer electronics, furniture, appliances, jewelry, and fitness equipment, among others. By providing personalized product protection solutions, Mulberry aims to help brands generate additional revenue while enhancing the customer experience. Its platform utilizes application programming interfaces and AI to integrate customized protection programs seamlessly into the online shopping journey, thereby simplifying the process of obtaining insurance and improving operational efficiency for businesses.

Polly is a licensed car insurance dealer. Buyers who shop with Polly at the company's dealership can use their savings to get a better car package or lower their overall monthly payments.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

At Corvus, we build Smart Commercial Insurance Products: policies built on data-driven underwriting. The company delivers insights to broker partners, helping to make them smarter about the complex risks their clients face. And Corvus informs the insurance buyer, helping them to be smarter about practices to mitigate risk and prevent loss.

Metromile, Inc. is a digital insurance platform based in San Francisco, California, that specializes in pay-per-mile car insurance. Using a wireless device called Metromile Pulse, which connects to a vehicle's onboard diagnostics port, the company tracks real-time mileage along with location and driving behavior. This data-driven approach allows Metromile to offer personalized auto insurance policies, providing significant savings—averaging 47% compared to traditional insurers. The platform also features automated claims processing and smart driving tools to enhance user experience. In addition to its insurance offerings, Metromile licenses its technology to insurance companies globally, enabling them to improve efficiency and reduce fraud through advanced data analytics.

Polly is a licensed car insurance dealer. Buyers who shop with Polly at the company's dealership can use their savings to get a better car package or lower their overall monthly payments.

Dayforward is a provider of a life insurance platform aimed at enhancing financial security for families in America. The company offers personalized life insurance policies that ensure the beneficiaries receive continued income if the policyholder passes away. This approach allows families to maintain their current lifestyle and protects their financial stability until their children reach adulthood. By enabling individuals to purchase tailored insurance solutions online, Dayforward simplifies the process of securing essential coverage for families.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Buckle is a digital financial services company focused on providing insurance products tailored for the gig economy, particularly for drivers engaged in rideshare and delivery services. The company offers coverage for various platforms, including Uber, Lyft, DoorDash, and Amazon Flex, ensuring that gig workers have access to insurance without the need for credit checks. By leveraging a cloud-based underwriting technology, Buckle aims to simplify the insurance application process and deliver cost-effective solutions to its users. In addition to insurance, Buckle fosters a community for gig workers that includes forums, member benefits, and expert insights into the gig economy. The company also collaborates with Managing General Agents to align the interests of brokers, insurers, and reinsurers, maximizing value across the insurance ecosystem. Its digital platform enhances operational efficiency and provides data insights to support competitive pricing.

Ladder is a digital life insurance company founded in 2015 and headquartered in Palo Alto, California. It provides flexible term life insurance coverage that can be obtained quickly and efficiently, allowing policyholders to save up to 40%. The company employs an all-digital architecture and real-time underwriting, which simplifies the life insurance application process by eliminating the need for commissioned sales agents. This approach enables financially savvy consumers to apply for insurance online without the need for in-person meetings. Ladder offers coverage options up to $8 million and operates across all 50 states, making life insurance more accessible and affordable for a wide range of individuals.

Gracie Point is a boutique specialty finance company based in New York that focuses on providing innovative loan programs to assist individuals and businesses with their insurance planning needs. Established in 2010, the firm specializes in financing the payment of life insurance premiums through tailored premium finance loan programs and renewal commissions lending. Gracie Point caters to high net-worth clients by offering access to diverse capital sources, including bank lending and proprietary market-driven products. Their services are designed to accommodate various financial, estate, business, and philanthropic situations, enabling clients to effectively align their leveraged life insurance strategies with broader family and business planning objectives. With decades of expertise in life insurance, premium finance, and structured finance, Gracie Point aims to deliver cost-effective and customized financing solutions.

Bold Penguin is a commercial insurance exchange that connects customers, agents, and carriers to match the right quote in record time. With a heavy focus on the agents, Bold Penguin pushes the boundaries of user experience for businesses, an easy tool for agents, and a streamlined process of underwriting for carriers. The company operates an Exchange which utilizes a set of solutions to identify, triage, quote, and bind commercial insurance in a highly efficient and tech-enabled way. It plans to deliver on the platform enhancements which include more flexibility in how the core technology is leveraged by enterprise customers, expanding in excess and surplus lines. The Company offers a streamlined process of underwriting for carriers in commercial property and casualty insurance services. Bold Penguin was founded in 2016 and is headquartered in Columbus, Ohio, USA.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

Kin Insurance, Inc. is a digital insurance agency specializing in homeowners insurance and related products, including mobile home, condo, flood, manufactured home, landlord, umbrella, hurricane, wildfire, and second home insurance. Founded in 2016 and headquartered in Chicago, Illinois, with an additional office in St. Petersburg, Florida, Kin Insurance operates payment processing offices in Palatine and Chicago. By eliminating external agents, Kin Insurance offers a direct-to-consumer model that enhances the convenience and affordability of homeowners insurance. The company's technology platform provides a seamless user experience, personalized coverage options, and efficient claims processing. Kin leverages extensive property data to deliver precise pricing and improve underwriting outcomes.

RiskGenius is a developer of a policy review platform that utilizes artificial intelligence and machine learning to enhance the efficiency of insurance professionals. The platform is designed to connect underwriters, brokers, and regulators by interpreting, organizing, and standardizing insurance policy language. Through its custom algorithms and workflow modules, RiskGenius enables users to gain a clearer understanding of policy details and streamline their underwriting processes. This automation leads to more effective workflows and improved communication within the insurance industry.

Tensorflight is a provider of commercial property data, leveraging machine learning, artificial intelligence, and computer vision to deliver accurate and timely insights. The company's platform analyzes images of buildings to create a comprehensive database that includes information such as building footprints, square footage, replacement costs, number of stories, construction types, and roof attributes. This detailed property intelligence optimizes the underwriting and claims processes for insurance companies by utilizing aerial imagery and other data sources to enhance risk assessment and premium pricing. Tensorflight's technology aims to streamline property investigations, providing actionable insights for better portfolio management.

At Corvus, we build Smart Commercial Insurance Products: policies built on data-driven underwriting. The company delivers insights to broker partners, helping to make them smarter about the complex risks their clients face. And Corvus informs the insurance buyer, helping them to be smarter about practices to mitigate risk and prevent loss.

Goji is an American online insurance agency, combining smart tech with human expertise to find you the right policy at the best price. Goji combines human expertise with smart technology to match customers with the right coverage at the best price. Since 2007, Goji has helped hundreds of thousands of Americans compare rates from top brands and buy the policy that's best for them. The company is headquartered in Boston, Massachusetts.

RiskGenius is a developer of a policy review platform that utilizes artificial intelligence and machine learning to enhance the efficiency of insurance professionals. The platform is designed to connect underwriters, brokers, and regulators by interpreting, organizing, and standardizing insurance policy language. Through its custom algorithms and workflow modules, RiskGenius enables users to gain a clearer understanding of policy details and streamline their underwriting processes. This automation leads to more effective workflows and improved communication within the insurance industry.