Impression Ventures

Ned is a New York-based company that specializes in revenue-based financing solutions. Its platform is designed to assist small businesses and commercial lenders in managing cash flow qualification and accessing flexible financial options. By providing a comprehensive underwriting engine, Ned enables lenders to streamline the application process through a white label platform, which enhances qualification and disbursement efficiency. Additionally, the automated revenue-based repayment system facilitates the completion of financing agreements, allowing business owners to establish revenue-sharing partnerships and raise funds from personal networks. Through these services, Ned aims to support the financial needs of small businesses while fostering collaboration with lenders.

401Go specializes in administering 401(k) plans for businesses of all sizes, from single-person operations to larger companies with thousands of employees. The company offers a web-based platform that simplifies the process of providing retirement plans, particularly for small businesses. Through its automated program, 401Go streamlines ongoing administration, seamlessly integrating with payroll systems while managing compliance, government filings, and other responsibilities. This approach not only facilitates easier retirement plan implementation but also enables clients to enhance their savings potential, lower taxable income, and prepare more effectively for the future.

Goose Insurance Services Inc. is a Vancouver-based company established in 2017 that specializes in providing travel medical insurance through its innovative mobile application. The platform simplifies the insurance purchasing process by allowing users to select from single-day or multi-day travel policies while offering features such as reminders for proximity to airports or borders and an in-app emergency service locator. In addition to travel insurance, Goose Insurance aims to cater to underrepresented consumers by offering a range of affordable insurance products, including life, critical illness, income protection, smartphone, renters, and pet insurance. Operating as a direct-to-consumer managing general agency and underwriter, Goose Insurance focuses on delivering user-friendly, mobile-first self-service options that make it easier for customers to find relevant and cost-effective coverage.

Symend Inc., established in 2016, is a technology company based in Calgary, Canada, with offices in Toronto and Denver. It specializes in developing debt recovery solutions for enterprises across financial services, telecommunications, and utilities sectors. Symend's core product is a software platform that combines automation, predictive analytics, and positive collections tactics to reduce debt delinquency while enhancing customer experience. The platform offers features such as treatment planning, campaign planning, self-treatment toolkit, and business logic control, empowering businesses to optimize key metrics like recovery rates and liquidation rates. Symend's approach leverages applied behavioral science and AI to create personalized engagements that guide customers towards positive financial outcomes, fostering lasting customer relationships.

Afficiency Inc. is an insuretech company based in New York that specializes in developing digital solutions for life insurance. Founded in 2016, the company has created a platform that allows for the rapid digitization and distribution of life insurance products through API integration. Afficiency partners with insurance carriers and reinsurers to introduce innovative offerings to the market. Its products are designed to streamline the insurance process, featuring automated underwriting and quick issuance, enabling applicants to receive policies within seconds. The company's marketplace facilitates customizable policy quoting and offers artificial intelligence-based recommendations, allowing users to select policies that best meet their needs.

Trustate is an estate operations platform designed to assist trusts and estates professionals in managing their workloads efficiently and accurately. It offers a comprehensive suite of tools, including task automation for estate administration, asset and liability discovery, and trust funding technology. By focusing on the unique needs of trusts and estate experts, Trustate provides an all-in-one solution that streamlines the often complex and stressful process of settling estates. The company aims to simplify estate operations, ensuring clients receive transparent and affordable services while navigating estate law and complex tax planning.

Owl is an insurance claims monitoring platform designed to assist financial institutions in identifying non-eligible claims and mitigating risks associated with fraudulent activities. The platform connects to trusted data sources to automatically aggregate and synthesize relevant data points, allowing it to learn about customers and entities effectively. By detecting significant losses from exaggerated or malingering claims, Owl helps prevent unnecessary claim payments, reserve allocations, and adjusting expenses that can lead to increased premiums. This capability enables clients to enhance their fraud detection efforts, ensure compliance with Know Your Customer regulations, and make informed decisions while maintaining the security and integrity of sensitive data.

Fraction is a technology-driven lending platform designed to enhance the affordability and flexibility of residential real estate. It offers a digital solution that allows homeowners to manage and diversify their home equity. Through its platform, users can take on new mortgages, reduce home equity, and unlock the value tied up in their properties. This innovative approach enables homeowners to increase their monthly income, purchase additional homes, and convert existing mortgages into options that do not require monthly payments.

401Go specializes in administering 401(k) plans for businesses of all sizes, from single-person operations to larger companies with thousands of employees. The company offers a web-based platform that simplifies the process of providing retirement plans, particularly for small businesses. Through its automated program, 401Go streamlines ongoing administration, seamlessly integrating with payroll systems while managing compliance, government filings, and other responsibilities. This approach not only facilitates easier retirement plan implementation but also enables clients to enhance their savings potential, lower taxable income, and prepare more effectively for the future.

Sporttrade is a sports betting exchange that provides a peer-to-peer platform where users can trade bets on sporting events in a manner similar to stock trading. The platform allows users to buy and sell positions on various outcomes in real-time, enabling them to manage their bets actively as odds fluctuate during events. Participants can also set their own odds, track the performance of their bets, and engage with friends through challenges, all while competing for cash prizes. This innovative approach to sports betting creates a dynamic marketplace for betting enthusiasts, enhancing their experience by offering greater flexibility and control over their wagers.

Brim Financial Inc., established in Toronto, Canada in 2015, specializes in issuing non-banking credit cards. The company offers a range of card types including reward cards, travel cards, and standard credit cards, all designed to enhance users' payment experiences. Brim's platform stands out with features such as embedded plans, custom security measures, unlimited rewards programs, digital installment plans, and real-time monetary advisory services accessible via an in-app digital portal. Formerly known as KREDITShare Inc., the company rebranded to Brim Financial Inc. in September 2017.

Fraction is a technology-driven lending platform designed to enhance the affordability and flexibility of residential real estate. It offers a digital solution that allows homeowners to manage and diversify their home equity. Through its platform, users can take on new mortgages, reduce home equity, and unlock the value tied up in their properties. This innovative approach enables homeowners to increase their monthly income, purchase additional homes, and convert existing mortgages into options that do not require monthly payments.

Owl is an insurance claims monitoring platform designed to assist financial institutions in identifying non-eligible claims and mitigating risks associated with fraudulent activities. The platform connects to trusted data sources to automatically aggregate and synthesize relevant data points, allowing it to learn about customers and entities effectively. By detecting significant losses from exaggerated or malingering claims, Owl helps prevent unnecessary claim payments, reserve allocations, and adjusting expenses that can lead to increased premiums. This capability enables clients to enhance their fraud detection efforts, ensure compliance with Know Your Customer regulations, and make informed decisions while maintaining the security and integrity of sensitive data.

Symend Inc., established in 2016, is a technology company based in Calgary, Canada, with offices in Toronto and Denver. It specializes in developing debt recovery solutions for enterprises across financial services, telecommunications, and utilities sectors. Symend's core product is a software platform that combines automation, predictive analytics, and positive collections tactics to reduce debt delinquency while enhancing customer experience. The platform offers features such as treatment planning, campaign planning, self-treatment toolkit, and business logic control, empowering businesses to optimize key metrics like recovery rates and liquidation rates. Symend's approach leverages applied behavioral science and AI to create personalized engagements that guide customers towards positive financial outcomes, fostering lasting customer relationships.

Afficiency Inc. is an insuretech company based in New York that specializes in developing digital solutions for life insurance. Founded in 2016, the company has created a platform that allows for the rapid digitization and distribution of life insurance products through API integration. Afficiency partners with insurance carriers and reinsurers to introduce innovative offerings to the market. Its products are designed to streamline the insurance process, featuring automated underwriting and quick issuance, enabling applicants to receive policies within seconds. The company's marketplace facilitates customizable policy quoting and offers artificial intelligence-based recommendations, allowing users to select policies that best meet their needs.

FlexPay is an AI-driven platform based in Montréal, Quebec, Canada, that specializes in recovering lost revenues from declined transactions. Founded in 2017, the company employs advanced machine learning models to salvage between 50% and 70% of declined payments. By analyzing various transaction attributes, FlexPay's system addresses issues on a transaction-by-transaction basis, utilizing a proprietary decline salvage and risk balancing strategy. The platform integrates seamlessly with existing customer relationship management systems and payment gateways, allowing merchants to improve their recovery rates while maintaining customer retention and account health. Through its innovative approach, FlexPay aims to mitigate the financial impact of payment declines and reduce chargeback costs for businesses.

Owl is an insurance claims monitoring platform designed to assist financial institutions in identifying non-eligible claims and mitigating risks associated with fraudulent activities. The platform connects to trusted data sources to automatically aggregate and synthesize relevant data points, allowing it to learn about customers and entities effectively. By detecting significant losses from exaggerated or malingering claims, Owl helps prevent unnecessary claim payments, reserve allocations, and adjusting expenses that can lead to increased premiums. This capability enables clients to enhance their fraud detection efforts, ensure compliance with Know Your Customer regulations, and make informed decisions while maintaining the security and integrity of sensitive data.

FINAEO Inc. is a Toronto-based company founded in 2016 that specializes in developing digital applications for the life and health insurance sector. Its all-in-one platform serves as a digital assistant and sales coach for financial advisors, enabling users to share documents, track tasks, answer questions, and schedule meetings on both iOS and Android devices. FINAEO’s digital marketplace effectively connects insurance carriers, brokers, and clients, streamlining policy fulfillment and enhancing distribution processes. By empowering independent brokers, the company aims to improve efficiency and foster growth within the insurance industry.

Goose Insurance Services Inc. is a Vancouver-based company established in 2017 that specializes in providing travel medical insurance through its innovative mobile application. The platform simplifies the insurance purchasing process by allowing users to select from single-day or multi-day travel policies while offering features such as reminders for proximity to airports or borders and an in-app emergency service locator. In addition to travel insurance, Goose Insurance aims to cater to underrepresented consumers by offering a range of affordable insurance products, including life, critical illness, income protection, smartphone, renters, and pet insurance. Operating as a direct-to-consumer managing general agency and underwriter, Goose Insurance focuses on delivering user-friendly, mobile-first self-service options that make it easier for customers to find relevant and cost-effective coverage.

Elefant Inc. is a financial technology company based in Salt Lake City, Utah, founded in 2018. It specializes in providing data analytics services and electronic liquidity solutions for fixed income investors, focusing particularly on the trading of odd lots in bonds. The company's innovative approach combines machine intelligence algorithms with substantial capital to enhance market efficiency. By leveraging artificial intelligence and machine learning, Elefant aims to improve pricing transparency for investors, enabling them to make more informed decisions in the bond market.

Goose Insurance Services Inc. is a Vancouver-based company established in 2017 that specializes in providing travel medical insurance through its innovative mobile application. The platform simplifies the insurance purchasing process by allowing users to select from single-day or multi-day travel policies while offering features such as reminders for proximity to airports or borders and an in-app emergency service locator. In addition to travel insurance, Goose Insurance aims to cater to underrepresented consumers by offering a range of affordable insurance products, including life, critical illness, income protection, smartphone, renters, and pet insurance. Operating as a direct-to-consumer managing general agency and underwriter, Goose Insurance focuses on delivering user-friendly, mobile-first self-service options that make it easier for customers to find relevant and cost-effective coverage.

Avesdo Technologies Inc., established in 2016 and headquartered in Toronto, Canada, with an additional office in Vancouver, specializes in developing a cloud-based platform for real estate developers. This platform streamlines the sales process of new construction developments, enabling homebuilders and developers to monitor, adjust, and optimize sales in real-time from any device. It offers real-time data to sales staff, facilitating deal generation and closure, and provides inventory management capabilities. Avesdo's platform aims to enhance the user experience for home buyers, sales teams, and developers, enabling a completely paperless process from marketing to post-sale. It also provides real-time control and insights into marketing and sales teams, deal flow, and operations, helping developers sell faster, improve their bottom line, and streamline operations.

Symend Inc., established in 2016, is a technology company based in Calgary, Canada, with offices in Toronto and Denver. It specializes in developing debt recovery solutions for enterprises across financial services, telecommunications, and utilities sectors. Symend's core product is a software platform that combines automation, predictive analytics, and positive collections tactics to reduce debt delinquency while enhancing customer experience. The platform offers features such as treatment planning, campaign planning, self-treatment toolkit, and business logic control, empowering businesses to optimize key metrics like recovery rates and liquidation rates. Symend's approach leverages applied behavioral science and AI to create personalized engagements that guide customers towards positive financial outcomes, fostering lasting customer relationships.

FINAEO Inc. is a Toronto-based company founded in 2016 that specializes in developing digital applications for the life and health insurance sector. Its all-in-one platform serves as a digital assistant and sales coach for financial advisors, enabling users to share documents, track tasks, answer questions, and schedule meetings on both iOS and Android devices. FINAEO’s digital marketplace effectively connects insurance carriers, brokers, and clients, streamlining policy fulfillment and enhancing distribution processes. By empowering independent brokers, the company aims to improve efficiency and foster growth within the insurance industry.

Sensibill Inc., established in Toronto, Canada in 2012, operates a cloud-based application that helps users manage and track their spending via receipts. The company's AI-powered platform enables end-users to easily monitor their financial habits while providing financial institutions with personalized insights to assist customers in building healthier finances. Sensibill has reached over 60 million users across North America and the U.K., transforming SKU-level data into actionable insights for both consumers and institutions.

Zoocasa, Inc. operates an online platform, Zoocasa.com, designed to facilitate the search for residential properties in Canada. Founded in 2008 and based in Toronto, the company provides users with comprehensive listings and mapping technology, enabling personalized searches for homes based on various criteria such as location, price range, and property type. The platform aggregates data from multiple sources, including direct feeds from real estate agents and brokers, to enhance the user experience. By combining real estate information with community, demographic, and lifestyle insights, Zoocasa empowers Canadians to make informed decisions in the buying and selling process. As a tech-driven brokerage, it aims to streamline the real estate transaction experience and improve overall customer satisfaction. Zoocasa, Inc. operates as a subsidiary of Rogers Communications Inc.

PerfectlySoft Inc. specializes in providing a web server and toolkit designed for developers utilizing the Swift programming language to create applications and REST services. Founded in 2015 and headquartered in Newmarket, Canada, the company focuses primarily on enhancing the development of mobile applications that require backend server connectivity. Its platform allows developers to use Swift for both client-facing and server-side development, streamlining the process of building cloud and mobile technologies as well as web and cross-platform applications. By enabling developers to work in a single programming language, PerfectlySoft aims to increase productivity and efficiency, allowing for reduced code complexity and a more cohesive development experience.

PerfectlySoft Inc. specializes in providing a web server and toolkit designed for developers utilizing the Swift programming language to create applications and REST services. Founded in 2015 and headquartered in Newmarket, Canada, the company focuses primarily on enhancing the development of mobile applications that require backend server connectivity. Its platform allows developers to use Swift for both client-facing and server-side development, streamlining the process of building cloud and mobile technologies as well as web and cross-platform applications. By enabling developers to work in a single programming language, PerfectlySoft aims to increase productivity and efficiency, allowing for reduced code complexity and a more cohesive development experience.

Brim Financial Inc., established in Toronto, Canada in 2015, specializes in issuing non-banking credit cards. The company offers a range of card types including reward cards, travel cards, and standard credit cards, all designed to enhance users' payment experiences. Brim's platform stands out with features such as embedded plans, custom security measures, unlimited rewards programs, digital installment plans, and real-time monetary advisory services accessible via an in-app digital portal. Formerly known as KREDITShare Inc., the company rebranded to Brim Financial Inc. in September 2017.

HonkMobile is a mobile application available on Android and iOS that simplifies the parking experience for users by allowing them to find and book available parking spots. The app offers a variety of hourly and monthly parking options, enabling users to select the duration for which they wish to park their vehicles, including the specific day, time, and zone. Key features include payment method selection, time expiration reminders, options to add extra time, and email receipts. In addition to benefiting drivers, HonkMobile assists parking lot owners and operators by helping them reduce costs and enhance revenue through its cloud-based platform, which facilitates mobile payments for both on-street and off-street parking, digital parking permits, and mobile access control for gated areas.

Sensibill Inc., established in Toronto, Canada in 2012, operates a cloud-based application that helps users manage and track their spending via receipts. The company's AI-powered platform enables end-users to easily monitor their financial habits while providing financial institutions with personalized insights to assist customers in building healthier finances. Sensibill has reached over 60 million users across North America and the U.K., transforming SKU-level data into actionable insights for both consumers and institutions.

Wealthsimple Financial Inc. is a Toronto-based company that specializes in providing digital investment advisory services across Canada and operates additional offices in Brooklyn, New York, and London, United Kingdom. Founded in 2014, Wealthsimple offers a range of financial tools designed to help investors grow and manage their money. The company builds diversified portfolios of exchange-traded funds (ETFs) on behalf of its clients, offering accessible and affordable investment management without the high fees and account minimums typical of traditional firms. Wealthsimple also provides on-demand financial planning solutions and a hybrid savings and spending product known as Wealthsimple Cash. As of September 2020, Wealthsimple operates as a subsidiary of Purpose Advisor Solutions Inc.

Wealthsimple Financial Inc. is a Toronto-based company that specializes in providing digital investment advisory services across Canada and operates additional offices in Brooklyn, New York, and London, United Kingdom. Founded in 2014, Wealthsimple offers a range of financial tools designed to help investors grow and manage their money. The company builds diversified portfolios of exchange-traded funds (ETFs) on behalf of its clients, offering accessible and affordable investment management without the high fees and account minimums typical of traditional firms. Wealthsimple also provides on-demand financial planning solutions and a hybrid savings and spending product known as Wealthsimple Cash. As of September 2020, Wealthsimple operates as a subsidiary of Purpose Advisor Solutions Inc.