Insight Partners

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.

Finix develops a B2B payment processing platform that enables businesses to own, manage, and monetize their payments. The platform uses modular architecture and real-time tracking to consolidate payment data and facilitate global money transfers.

Vanilla is an innovative Estate Advisory Platform designed to enhance the estate planning experience for wealth management firms. Built by estate professionals and advisors, the platform allows advisors, planners, and estate attorneys to provide comprehensive and modern estate planning services to their clients. By streamlining the estate analysis process, Vanilla addresses inefficiencies in document preparation and improves both advisors' and clients' understanding of estate matters. The platform aims to simplify the complexities of estate management, thereby enabling advisors to strengthen client relationships, attract new business, and deliver ongoing value through effective estate planning solutions.

Agora is a real estate investment management platform founded in 2017 and based in Tel Aviv, Israel, with an additional office in New York. The company specializes in developing software solutions tailored for real estate investment firms and funds. Agora's offerings include a customizable investor portal, advanced customer relationship management tools, and comprehensive document management services. The platform streamlines investor reporting, e-signature capabilities, and capital raising processes, while also providing financial administration services such as K-1 preparation and international payments. By leveraging technology and real estate expertise, Agora aims to facilitate efficient financial operations and enhance investor relations for general partners, owners, and operators in the real estate sector.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

Exactera offers corporate tax compliance software for transfer pricing, tax provision, and research and development tax credits. The platform uses artificial intelligence and premium data to turn tax data into business intelligence, enabling tax professionals to mitigate risk and streamline compliance and documentation with accuracy.

Bestpass offers a unified payment platform specializing in nationwide toll management for commercial fleets. Its platform consolidates various transponder options, toll passes, weigh station services, and customer support to streamline payments while ensuring data accuracy and cost savings.

NYMBUS, Inc. is a technology company based in Miami Beach, Florida, that specializes in providing Software-as-a-Service solutions for financial institutions. Established in 2006, NYMBUS offers a comprehensive platform that includes SmartLaunch, which allows banks to quickly establish a digital brand; SmartMarketing, a customer relationship management tool; and SmartCore, a digital-first core data processing solution. Additionally, the company provides SmartDigital, a core-agnostic integration platform, SmartPayments for real-time payment processing and fraud protection, and SmartServices for direct access to industry expertise. By enabling financial institutions of all sizes to innovate and launch full-service digital banks efficiently, NYMBUS aims to transform the financial services landscape while ensuring a risk-free and customer-centric digital experience.

M3ter is a provider of a cloud-based Pricing Operations Platform designed to facilitate usage-based pricing for companies at various stages of growth. The platform captures granular usage and cost data, enabling businesses to apply complex pricing configurations and generate accurate bills in near real-time. By integrating seamlessly with existing systems, M3ter enhances data management and empowers teams across finance, sales, and customer success to make informed decisions based on real-time insights. The software offers a low-code solution for engineers to ingest and enrich usage data at scale, while the automation of billing operations reduces revenue leakage and improves customer satisfaction. M3ter also supports pricing innovation by allowing sales teams to design custom pricing and quickly deploy changes to pricing and packaging. With a focus on both technological and cultural transformation, M3ter's expert team guides businesses through the implementation process, ensuring a successful transition to usage-based pricing strategies.

Safebooks AI specializes in providing an AI-driven platform for businesses, focusing on automating the verification of financial data. This platform ensures 100% accuracy in financial data, helping enterprises to prevent fraud, automate repetitive tasks, and securely monitor their financial data in a swift manner.

Banked operates a global payments platform that connects bank account data to third-party applications through secure APIs, enabling real-time, low-cost account-to-account payments. The platform supports bank account connections, spending analysis, balance and income verification, and consent-driven data sharing, allowing clients to access and use bank data across a wide range of apps while maintaining control and privacy. Founded in 2018 and based in London, Banked positions itself as a global payments network that supports flexible payment workflows for individuals, businesses, and financial institutions.

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.

Noble helps companies quickly assess the creditworthiness of their customers and monitor it over time by providing the modular components needed to quickly build a complete credit-underwriting infrastructure.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

Agora is a real estate investment management platform founded in 2017 and based in Tel Aviv, Israel, with an additional office in New York. The company specializes in developing software solutions tailored for real estate investment firms and funds. Agora's offerings include a customizable investor portal, advanced customer relationship management tools, and comprehensive document management services. The platform streamlines investor reporting, e-signature capabilities, and capital raising processes, while also providing financial administration services such as K-1 preparation and international payments. By leveraging technology and real estate expertise, Agora aims to facilitate efficient financial operations and enhance investor relations for general partners, owners, and operators in the real estate sector.

Finix develops a B2B payment processing platform that enables businesses to own, manage, and monetize their payments. The platform uses modular architecture and real-time tracking to consolidate payment data and facilitate global money transfers.

PT. FLIP is a financial technology company based in Depok, Indonesia, founded in 2015. It operates an online platform that facilitates secure interbank fund transfers without any transaction fees. The application is designed to provide users with an efficient and seamless experience for various money transactions, allowing them to save on costs typically associated with interbank transfers. By focusing on innovative solutions, PT. FLIP aims to offer fair financial services that are accessible to a broad audience, enhancing the overall user experience in digital money transfer.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Xendit is a Southeast Asian fintech company that specializes in providing payment infrastructure primarily in Indonesia and the Philippines. Founded in 2014 by Moses Lo, Tessa Wijaya, Bo Chen, and Juan Gonzalez, Xendit offers a robust payment gateway platform that enables businesses to accept various forms of payments, including bank transfers, virtual accounts, and credit cards. The company simplifies payment processes through a suite of world-class APIs and an intuitive dashboard, allowing businesses to efficiently manage transactions, disburse payroll, and access loan services while also detecting fraud. By streamlining these financial operations, Xendit supports the growth of businesses in the region.

Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending. By streamlining the process of launching vertical banks, Unit manages compliance and banking relationships, allowing businesses to create unique banking experiences efficiently. This capability not only accelerates the development timeline for financial services but also enhances customer engagement and lifetime value by differentiating their offerings in a competitive market.

Vanilla is an innovative Estate Advisory Platform designed to enhance the estate planning experience for wealth management firms. Built by estate professionals and advisors, the platform allows advisors, planners, and estate attorneys to provide comprehensive and modern estate planning services to their clients. By streamlining the estate analysis process, Vanilla addresses inefficiencies in document preparation and improves both advisors' and clients' understanding of estate matters. The platform aims to simplify the complexities of estate management, thereby enabling advisors to strengthen client relationships, attract new business, and deliver ongoing value through effective estate planning solutions.

Copper Banking is a fintech company focused on providing teens with practical financial education through its app and debit card. It offers real-time account snapshots, in-store/online shopping capabilities via Apple or Google Pay, and exclusive access to financial literacy content curated by experts.

Coda Payments Pte Ltd. is a Singapore-based company that specializes in mobile payment solutions, enabling customers to pay for online digital content and services via their mobile devices. Established in 2011, Coda facilitates monetization for digital content providers across more than twenty emerging markets, partnering with publishers of popular games and streaming platforms to enhance payment acceptance. The company operates Codapay, allowing users to make payments directly on various websites and Codashop, a platform visited by over 11 million users monthly for topping up digital services. Coda also collaborates with e-commerce and telecommunications partners to offer diverse payment options, including direct carrier billing and various alternative channels. Its operations span multiple countries, including Indonesia, India, and Brazil, ensuring that digital content providers receive timely payments through a secure and versatile monetization platform.

Insurely is an insurance company that specializes in providing a comprehensive insurance tracking platform. This platform automatically retrieves existing insurance policies, allowing users to monitor coverage and payments effectively. Additionally, Insurely offers the capability to compare various partner insurance options, enhancing transparency for customers. By streamlining the process of managing insurance, Insurely aims to improve customer engagement and satisfaction within the personal finance and banking sectors.

Yubi is a comprehensive digital platform facilitating debt solutions for investors. It connects startups with investors via debenture issuance, offering tools for credit underwriting, analytics, structuring, execution workflows, and real-time notifications to aid informed investment decisions.

Genesis Global Technology Limited specializes in developing custom software and solutions tailored for the capital markets. Founded in 2015 and headquartered in London, with an additional office in New York, the company provides a range of platforms designed to enhance trading and operational efficiency. Its offerings include an automated quoting system for managing requests for quotes, an order execution management system, and a trade allocation manager that facilitates various trading processes. Additionally, Genesis Global offers tools for data management and reconciliation, such as a short/long code manager and a matcher. The company is led by a team of industry veterans with substantial experience in trading technologies across multiple asset classes, aiming to deliver innovative solutions that align with the evolving needs of clients in the financial sector.

M3ter is a provider of a cloud-based Pricing Operations Platform designed to facilitate usage-based pricing for companies at various stages of growth. The platform captures granular usage and cost data, enabling businesses to apply complex pricing configurations and generate accurate bills in near real-time. By integrating seamlessly with existing systems, M3ter enhances data management and empowers teams across finance, sales, and customer success to make informed decisions based on real-time insights. The software offers a low-code solution for engineers to ingest and enrich usage data at scale, while the automation of billing operations reduces revenue leakage and improves customer satisfaction. M3ter also supports pricing innovation by allowing sales teams to design custom pricing and quickly deploy changes to pricing and packaging. With a focus on both technological and cultural transformation, M3ter's expert team guides businesses through the implementation process, ensuring a successful transition to usage-based pricing strategies.

Pecan offers a low-code predictive analytics and data science platform that enables business intelligence, operations, and revenue teams to forecast outcomes without requiring data scientists. The platform simplifies data preparation, automates feature engineering, and provides prebuilt templates and models, allowing SQL-trained analysts to build accurate predictions in days. By turning data into foresight, Pecan helps improve metrics such as customer lifetime value, retention, conversion, and demand forecasting across industries including fintech, insurance, retail, consumer packaged goods, mobile apps, and consumer services. The solution emphasizes easy data connection, automated model training with proprietary algorithms, and actionable recommendations on where to take action, reducing reliance on specialized data science staff and accelerating decision making.

Chargebee provides subscription and recurring billing solutions for SaaS, eCommerce, and membership services. Its platform handles subscription management, recurring billing, pricing and payment optimization, revenue recognition, collections, and customer retention to help businesses grow recurring revenue. It supports promotions, custom fields, and custom domains, with mobile-friendly checkout and a robust REST API for integration. The offering includes RevenueStory analytics to enable data-driven revenue decisions across the organization. The company serves global customers and provides professional support to help implement best practices and compliance. Headquartered in California, it maintains additional offices in Los Angeles and Chennai, reflecting its international presence.

FTX is a cryptocurrency exchange company that develops platforms for professional trading firms, offering intuitive interfaces suitable for both experienced traders and beginners. It supports quarterly and perpetual futures for all major cryptocurrencies, leveraged tokens, and OTC derivatives.

M2P Fintech is a leading provider of a comprehensive API infrastructure designed to facilitate banking, payments, and lending services for businesses. The company offers a unified platform that supports various payment methods, including cards and digital wallets, while ensuring compliance with regulatory standards. M2P Fintech's technology enables seamless customer onboarding and compliance checks, thereby streamlining operations for financial institutions. By equipping sales teams with essential tools and information, M2P Fintech enhances the management of financial services, ultimately improving customer experiences in an increasingly digital economy.

Qonto is an online bank headquartered in Paris that serves small and medium-sized businesses and freelancers. It provides business bank accounts and digital banking services designed to simplify payments, accounting, and cash flow management for a range of company types. The platform offers features such as international transfers, invoicing, expense management, virtual cards, multi-account capabilities, and integrations with other business tools. With transparent pricing and a focus on efficiency, Qonto supports startups, founders, freelancers, and growing teams in managing finances.

Alasco is a developer of a digital financial management platform for construction projects that digitizes financial management by centralizing data, automating workflows, and connecting project participants. The platform enables construction professionals and engineers to manage finances more efficiently and transparently, supporting faster, more informed decision-making and reducing costs across projects.

Resolve operates a B2B payments platform that facilitates 'buy now, pay later' transactions for business purchases. It enables merchants to offer risk-free, extended payment terms to their clients, thereby enhancing sales and cash flow. Resolve serves manufacturers, wholesalers, and distributors across various sales channels, including e-commerce checkouts. The company's platform uses non-traditional underwriting data to authorize delayed payments, assuming all repayment risks within the credit period. Backed by prominent investors such as PayPal co-founder Max Levchin, Resolve aims to bridge the gap between buyers and sellers in the B2B sector.

PT. FLIP is a financial technology company based in Depok, Indonesia, founded in 2015. It operates an online platform that facilitates secure interbank fund transfers without any transaction fees. The application is designed to provide users with an efficient and seamless experience for various money transactions, allowing them to save on costs typically associated with interbank transfers. By focusing on innovative solutions, PT. FLIP aims to offer fair financial services that are accessible to a broad audience, enhancing the overall user experience in digital money transfer.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Mynt is a FinTech startup that operates as a subsidiary of Globe Telecom. The company offers a range of financial services, including payments, remittances, loans, business solutions, and platforms. Mynt focuses on creating innovative solutions to address significant challenges in the financial sector. Additionally, it provides micro-payment and mobile loan services, aiming to enhance customer experience and satisfaction through its comprehensive offerings.

Moonfare operates a technology-enabled platform that provides individual investors with access to private market opportunities, including private equity and venture capital, at low minimums and fees. The platform aggregates demand to streamline the investment experience, and offers tools such as investment reporting and simplified tax documentation to support participation in private markets, aiming to improve liquidity and allow selective investments. It is built by an international team drawn from leading technology and financial firms, including Google, BlackRock, N26, KKR, Apax Partners, and J.P. Morgan. The company is backed by notable investors, reflecting its role in expanding access to high-quality private market investments for individuals.

Altruist operates a digital investment platform that supports financial advisors in delivering more affordable and accessible independent financial advice. The platform helps advisors serve clients more efficiently by automating research, identifying issues, and streamlining operations, enabling better-informed money decisions. By reducing costs and improving efficiency, Altruist aims to expand access to high-quality financial planning for millions of people while supporting thousands of financial professionals.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

Spenmo is an expense management platform that helps finance teams control company expenses by enforcing policy compliance, reducing unauthorized spending, and providing real-time visibility into cash outflows. The platform supports internal spend management, corporate cards, automated bill payments, and approval workflows, and it integrates accounting reconciliation into a single view. By decentralizing spending and digitizing expense processes, Spenmo aims to streamline budgeting, improve control, and shorten reconciliation cycles, enabling organizations to manage expenses more efficiently.

Papaya Global is a cloud‑based SaaS company that provides a global payroll and workforce management platform. Its software automates payroll processing, compliance with local labor laws, and other human resource functions for companies operating in multiple countries. The platform supports end‑to‑end employer of record services, contract worker management, immigration and work‑permit services, and integrates payments directly into the payroll workflow. By connecting data from human capital management and enterprise resource planning systems, it creates a single source of truth that gives finance teams visibility and control over workforce spending. Clients include large multinational corporations such as Johnson & Johnson, Facebook, and General Electric.

NMI is a technology company specializing in payment enablement solutions for various financial service providers, including Independent Sales Organizations (ISOs), Value-Added Resellers (VARs), Independent Software Vendors (ISVs), and payment facilitators. The company offers a robust, security-focused, and feature-rich payment gateway platform that allows partners to provide their own branded payment processing services without the need to develop or manage complex technology in-house. NMI's platform supports multiple payment methods, including credit card swipes and check processing, and enables merchants to accept payments in various international currencies. This comprehensive approach allows partners to enhance their service offerings while maintaining a seamless experience for their end customers.

Wisetack operates a technology platform that enables in-person businesses to offer consumer-friendly financing options at the point of sale. Its platform integrates seamlessly with existing software platforms, allowing businesses to provide real-time lending solutions and enhance sales.

CreditCaptain is an innovative fintech company revolutionizing the way individuals boost their credit scores. Leveraging advanced AI technology and a user-friendly platform, CreditCaptain provides personalized credit improvement plans, real-time tracking, and actionable insights to help users achieve their financial goals. Our mission is to empower individuals with the tools and knowledge they need to enhance their creditworthiness and unlock better financial opportunities. With CreditCaptain, users can expect a seamless experience, expert guidance, and significant improvements in their credit scores, paving the way for a brighter financial future.

DriveWealth is a fintech company based in Chatham, New Jersey, founded in 2012. It operates a mobile investing platform designed for individual investors, offering a range of exchange-traded funds, U.S.-listed stocks, and educational content to help users understand financial basics. DriveWealth's technology enables partners worldwide to provide branded investing experiences, facilitating customer acquisition, loyalty, retention, and revenue growth. The company specializes in fractional equities trading and offers cloud-based, API-driven brokerage infrastructure, allowing global partners to access the U.S. equities market through real-time fractional share investments.

Nuvemshop provides entrepreneurs and SMBs with the tools to set up, manage, and promote their online businesses easily from any device. With the suite of tools around payments, shipping, inventory management, and marketing provided by the company, owners are enabled to participate in the e-commerce market, ramp up their sales, reduce costs, and provide their end customers with a shopping experience. In 2011, co-founders Alejandro Alfonso, Santiago Sosa, Jose Abuchaem, Martin Palombo, and Alejandro Vazquez established Nuvemshop in 2011.

TaxBit is a cryptocurrency tax and accounting software company that automates tax calculations and reporting for cryptocurrency transactions. Its platform allows users to link their exchanges and wallets to efficiently gather transaction data, which is then processed to generate tax forms automatically. In addition to tax automation, TaxBit offers real-time portfolio tracking and insights for tax optimization, enabling users to make informed, tax-efficient trading decisions throughout the year. The company serves both individual consumers and enterprises, providing a comprehensive solution for managing cryptocurrency tax compliance and accounting needs.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Transmit Security is a developer of a digital identity platform that offers advanced security services aimed at enhancing customer experiences while safeguarding against fraud. The company's solutions include passwordless authentication through face detection and identity policy orchestration, allowing organizations to streamline access for both customers and employees. Focused on customer experience and cybersecurity, Transmit Security's platform is utilized by many of the world's largest banks, insurers, and retailers, supporting clients responsible for over $2 trillion in annual commerce. This positions Transmit Security as a key player in the digital identity landscape, providing businesses with the tools necessary to innovate and grow securely.

PayCargo is a B2B online payments platform for the freight and cargo industries that automates invoicing, payments, and settlement. The platform offers electronic tools for payables, automated payments, receivables, and invoice management, enabling faster cargo releases by allowing vendors to be paid quickly and by providing credit card and financing options. It supports a large network of freight vendors, including ocean carriers and air cargo providers, and is headquartered in Coral Gables, Florida.

Altruist operates a digital investment platform that supports financial advisors in delivering more affordable and accessible independent financial advice. The platform helps advisors serve clients more efficiently by automating research, identifying issues, and streamlining operations, enabling better-informed money decisions. By reducing costs and improving efficiency, Altruist aims to expand access to high-quality financial planning for millions of people while supporting thousands of financial professionals.

Explorium Ltd. is a data science company based in Tel Aviv, Israel, that focuses on enhancing predictive model building through its artificial intelligence-driven platform. Established in 2017, the company specializes in automating data integration, enrichment, and feature engineering, allowing data specialists to efficiently construct machine learning models. The platform dynamically combines a company's internal data with a multitude of external sources, facilitating the discovery of relevant features necessary for accurate predictions. Explorium's solutions find applications across various sectors, including e-commerce, retail, financial services, marketing, and operations, helping organizations unlock data silos and optimize datasets for improved decision-making and lead generation.

Thunes is a global B2B payment infrastructure platform established in 2016, specializing in cross-border payment solutions. It facilitates seamless fund transfers between various payment systems, catering to a diverse range of clients, including major players in the gig economy and fintech sectors. The platform enables businesses and consumers to send and receive payments in 80 currencies across 132 countries, supporting 300 payment methods. Thunes offers a suite of services including remittance processing, mass payouts, virtual accounts, and payment collection, utilizing application programming interfaces (APIs) to enhance accessibility and reduce transaction costs. In April 2022, the company expanded its capabilities by acquiring a controlling stake in Tookitaki, a compliance platform that strengthens its anti-money laundering and fraud prevention measures. Headquartered in Singapore, Thunes operates regional offices in key global cities such as London, Paris, and Dubai, positioning itself as a vital player in the international payment landscape.

Splitwise, Inc. is a financial technology company that provides a mobile application and web-based platform designed to simplify the process of sharing expenses among individuals, such as roommates, friends, families, and travelers. Founded in 2011 and based in Providence, Rhode Island, Splitwise enables users to track and manage shared expenses, including rent, bills, and travel costs, in a centralized manner. The platform allows users to see who owes what, sends monthly reminders about outstanding debts, and offers tools for assessing fairness in financial transactions through fairness calculators. This functionality helps users navigate the complexities of shared finances, making it easier to maintain transparency and accountability among all parties involved.

Zengo develops a non-custodial cryptocurrency wallet, employing advanced MPC cryptography. With over 1 million users and no reported hacks, it offers secure, user-friendly access to global crypto markets.

Chargebee provides subscription and recurring billing solutions for SaaS, eCommerce, and membership services. Its platform handles subscription management, recurring billing, pricing and payment optimization, revenue recognition, collections, and customer retention to help businesses grow recurring revenue. It supports promotions, custom fields, and custom domains, with mobile-friendly checkout and a robust REST API for integration. The offering includes RevenueStory analytics to enable data-driven revenue decisions across the organization. The company serves global customers and provides professional support to help implement best practices and compliance. Headquartered in California, it maintains additional offices in Los Angeles and Chennai, reflecting its international presence.

CRED is a members-only application that incentivizes users by offering exclusive rewards for timely credit card bill payments. The platform promotes financial responsibility by encouraging users to maintain good credit scores while rewarding them with various offers and discounts on shopping, health services, and other expenditures. CRED prioritizes the protection of user data through stringent security processes and compliance with regulatory standards, ensuring transparency and opt-in consent for data usage. By facilitating on-time credit card payments, CRED not only helps users manage their finances better but also enhances their overall spending experience with valuable rewards.

Pollinate is a London-based software company that provides a cloud-based platform for merchant acquiring used by banks worldwide. The platform sits atop legacy payment systems to deliver digital experiences for merchants and their customers, including onboarding, portals, data integrations, and loyalty programs, without the need for costly migrations. By improving engagement and data-driven insights, Pollinate helps banks compete with fintech disruptors and strengthen relationships with merchants and consumers. The platform has been leveraged by major UK lenders to re-enter merchant acquiring, illustrating its practical support for banks expanding their merchant relationships.

Exactera offers corporate tax compliance software for transfer pricing, tax provision, and research and development tax credits. The platform uses artificial intelligence and premium data to turn tax data into business intelligence, enabling tax professionals to mitigate risk and streamline compliance and documentation with accuracy.

Flutterwave is a global payments technology company that enables businesses worldwide to accept payments from customers globally via web and mobile. It offers services such as Flutterwave Checkout, API for virtual card management, invoicing, payment links, and more, serving industries like gaming, events, transportation, hospitality, and individuals.

Papaya Global is a cloud‑based SaaS company that provides a global payroll and workforce management platform. Its software automates payroll processing, compliance with local labor laws, and other human resource functions for companies operating in multiple countries. The platform supports end‑to‑end employer of record services, contract worker management, immigration and work‑permit services, and integrates payments directly into the payroll workflow. By connecting data from human capital management and enterprise resource planning systems, it creates a single source of truth that gives finance teams visibility and control over workforce spending. Clients include large multinational corporations such as Johnson & Johnson, Facebook, and General Electric.

Identiq is a startup founded in 2018 in Tel Aviv, focused on transforming the identity verification market, valued at $12 billion. The company has developed an innovative protocol that allows for the validation of new end-users without requiring the exposure of any sensitive customer data. By leveraging a network of like-minded companies, Identiq creates the first fully anonymous identity verification network, enabling businesses to onboard customers with greater confidence. This approach minimizes false positives, enhances approval rates, and improves overall user experience. The technology is applicable for various use cases, including funding source validation, fast withdrawals, and password recovery, addressing high-risk activities without compromising user privacy. The team at Identiq consists of experienced professionals from high-tech and risk management sectors, each bringing over 20 years of expertise to the company.

Founded in 2001, Earnix develops integrated software for pricing analytics and optimization. It empowers banks and insurance companies worldwide to predict customer behavior and optimize business performance across various product lines.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

NYMBUS, Inc. is a technology company based in Miami Beach, Florida, that specializes in providing Software-as-a-Service solutions for financial institutions. Established in 2006, NYMBUS offers a comprehensive platform that includes SmartLaunch, which allows banks to quickly establish a digital brand; SmartMarketing, a customer relationship management tool; and SmartCore, a digital-first core data processing solution. Additionally, the company provides SmartDigital, a core-agnostic integration platform, SmartPayments for real-time payment processing and fraud protection, and SmartServices for direct access to industry expertise. By enabling financial institutions of all sizes to innovate and launch full-service digital banks efficiently, NYMBUS aims to transform the financial services landscape while ensuring a risk-free and customer-centric digital experience.

SimpleNexus, LLC is a developer of a digital mortgage solution platform based in Lehi, Utah, founded in 2011. The company specializes in creating homeownership platforms that facilitate seamless communication and data exchange between loan officers, borrowers, real estate agents, and settlement agents. Its innovative software allows mortgage lenders to manage the entire loan origination process through mobile devices, enabling loan professionals to operate efficiently from any location. The platform supports loan officers in overseeing their loan pipelines, ordering credit, running pricing, and sending pre-approvals, thereby enhancing the overall mortgage experience for both lenders and clients. SimpleNexus serves a diverse clientele that includes mortgage corporations and individual loan officers.

Divvy is a financial technology company based in Lehi, Utah, founded in 2016. It offers a secure platform designed to give businesses comprehensive control and real-time visibility over their spending. By integrating tools for managing payments and subscriptions, Divvy simplifies the budgeting process and eliminates the need for traditional expense reports. The platform allows organizations to track every transaction in real-time, enabling informed cash flow decisions and proactive measures to prevent financial losses. With Divvy, businesses can streamline their financial management and enhance operational efficiency.

Zest AI, Inc. is a technology company based in Burbank, California, that specializes in artificial intelligence solutions for credit underwriting. Founded in 2009 and formerly known as ZestFinance, the company has developed a platform that utilizes advanced machine learning techniques to enhance credit decision-making processes. Zest AI's Model Management System allows lenders to analyze extensive credit data, increasing approval rates while mitigating the risks associated with credit decisions. The platform also emphasizes transparency and compliance, enabling lenders to understand and explain their data modeling results effectively. Through its innovative technology, Zest AI aims to make credit more accessible and fair, helping lenders improve their decision-making and ultimately provide better loan options to a wider array of consumers. The company has a strategic partnership with Microsoft, which supports its mission to expand the availability of credit.

Chargebee provides subscription and recurring billing solutions for SaaS, eCommerce, and membership services. Its platform handles subscription management, recurring billing, pricing and payment optimization, revenue recognition, collections, and customer retention to help businesses grow recurring revenue. It supports promotions, custom fields, and custom domains, with mobile-friendly checkout and a robust REST API for integration. The offering includes RevenueStory analytics to enable data-driven revenue decisions across the organization. The company serves global customers and provides professional support to help implement best practices and compliance. Headquartered in California, it maintains additional offices in Los Angeles and Chennai, reflecting its international presence.

Upbond Co., Ltd., established in 2019 and headquartered in Tokyo, Japan, specializes in SaaS-based customer relationship management (CRM) services. The company offers a customer-centric messaging CRM platform that integrates customer IDs, combines multiple tools, provides real-time data access, and employs AI services for customer communication. Additionally, Upbond offers digital wallet services, enabling secure user data storage and processing while maintaining user control over their private keys, ensuring data privacy and security.

PayCargo is a B2B online payments platform for the freight and cargo industries that automates invoicing, payments, and settlement. The platform offers electronic tools for payables, automated payments, receivables, and invoice management, enabling faster cargo releases by allowing vendors to be paid quickly and by providing credit card and financing options. It supports a large network of freight vendors, including ocean carriers and air cargo providers, and is headquartered in Coral Gables, Florida.

Papaya Global is a cloud‑based SaaS company that provides a global payroll and workforce management platform. Its software automates payroll processing, compliance with local labor laws, and other human resource functions for companies operating in multiple countries. The platform supports end‑to‑end employer of record services, contract worker management, immigration and work‑permit services, and integrates payments directly into the payroll workflow. By connecting data from human capital management and enterprise resource planning systems, it creates a single source of truth that gives finance teams visibility and control over workforce spending. Clients include large multinational corporations such as Johnson & Johnson, Facebook, and General Electric.

NYMBUS, Inc. is a technology company based in Miami Beach, Florida, that specializes in providing Software-as-a-Service solutions for financial institutions. Established in 2006, NYMBUS offers a comprehensive platform that includes SmartLaunch, which allows banks to quickly establish a digital brand; SmartMarketing, a customer relationship management tool; and SmartCore, a digital-first core data processing solution. Additionally, the company provides SmartDigital, a core-agnostic integration platform, SmartPayments for real-time payment processing and fraud protection, and SmartServices for direct access to industry expertise. By enabling financial institutions of all sizes to innovate and launch full-service digital banks efficiently, NYMBUS aims to transform the financial services landscape while ensuring a risk-free and customer-centric digital experience.

N26 offers mobile banking solutions in the European Union, providing international money transfers, investments, overdraft facilities, and cash withdrawals/deposits at stores. Founded in Berlin, Germany in 2013 by Maximilian Tayenthal and Valentin Stalf.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Tink AB, founded in 2012 and based in Stockholm, Sweden, operates as a cloud-based open banking platform that supports the development of data-driven financial services. The company's offerings include account aggregation, payment initiation, and personal finance management tools, which can be integrated into existing banking applications or used as standalone services. Tink's mobile application enables users to manage their finances across multiple bank accounts, facilitate money transfers, pay bills, and set personal budgets. The platform also provides valuable insights through automatic transaction categorization and daily spending analyses. Tink collaborates with various financial institutions, including notable partners like ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, to enhance the financial services landscape.

Dext is a financial technology company that focuses on automating bookkeeping processes for businesses, accountants, and bookkeepers. The company offers a platform that utilizes innovative technology and artificial intelligence to streamline complex accounting tasks, including expense management, invoice processing, and bank reconciliation. By automating the collection and data extraction of receipts and invoices, Dext enables users to save time and reduce errors while gaining valuable insights into their financial performance. Its solutions are tailored for small to medium-sized businesses and individuals, allowing them to efficiently organize and analyze client data in a centralized hub, thereby enhancing decision-making and supporting strategic growth.

Papaya Global is a cloud‑based SaaS company that provides a global payroll and workforce management platform. Its software automates payroll processing, compliance with local labor laws, and other human resource functions for companies operating in multiple countries. The platform supports end‑to‑end employer of record services, contract worker management, immigration and work‑permit services, and integrates payments directly into the payroll workflow. By connecting data from human capital management and enterprise resource planning systems, it creates a single source of truth that gives finance teams visibility and control over workforce spending. Clients include large multinational corporations such as Johnson & Johnson, Facebook, and General Electric.

Exactera offers corporate tax compliance software for transfer pricing, tax provision, and research and development tax credits. The platform uses artificial intelligence and premium data to turn tax data into business intelligence, enabling tax professionals to mitigate risk and streamline compliance and documentation with accuracy.

Chargebee provides subscription and recurring billing solutions for SaaS, eCommerce, and membership services. Its platform handles subscription management, recurring billing, pricing and payment optimization, revenue recognition, collections, and customer retention to help businesses grow recurring revenue. It supports promotions, custom fields, and custom domains, with mobile-friendly checkout and a robust REST API for integration. The offering includes RevenueStory analytics to enable data-driven revenue decisions across the organization. The company serves global customers and provides professional support to help implement best practices and compliance. Headquartered in California, it maintains additional offices in Los Angeles and Chennai, reflecting its international presence.

N26 offers mobile banking solutions in the European Union, providing international money transfers, investments, overdraft facilities, and cash withdrawals/deposits at stores. Founded in Berlin, Germany in 2013 by Maximilian Tayenthal and Valentin Stalf.

Finix develops a B2B payment processing platform that enables businesses to own, manage, and monetize their payments. The platform uses modular architecture and real-time tracking to consolidate payment data and facilitate global money transfers.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Clinc is a software company that builds conversational AI platforms enabling enterprises to create advanced virtual assistants. Its technology uses natural language processing, machine learning, and deep neural networks to interpret user input—including tone, sentiment, intent, and contextual data—and delivers responses that reflect a composite of knowledge. The platform is applied across banking, automotive, gaming, and healthcare sectors, helping firms improve customer engagement and operational efficiency. Founded in 2015 and based in Ann Arbor, Michigan, Clinc was originally known as Clarity Lab Inc.

Divvy is a financial technology company based in Lehi, Utah, founded in 2016. It offers a secure platform designed to give businesses comprehensive control and real-time visibility over their spending. By integrating tools for managing payments and subscriptions, Divvy simplifies the budgeting process and eliminates the need for traditional expense reports. The platform allows organizations to track every transaction in real-time, enabling informed cash flow decisions and proactive measures to prevent financial losses. With Divvy, businesses can streamline their financial management and enhance operational efficiency.

PayIt specializes in modernizing government payment systems by offering a cloud-based platform that enables digital transactions for various services such as taxes, utilities, courts, DMV, and outdoors. The company serves over 100 million residents across North America, improving operational efficiency and enhancing citizen satisfaction.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Tink AB, founded in 2012 and based in Stockholm, Sweden, operates as a cloud-based open banking platform that supports the development of data-driven financial services. The company's offerings include account aggregation, payment initiation, and personal finance management tools, which can be integrated into existing banking applications or used as standalone services. Tink's mobile application enables users to manage their finances across multiple bank accounts, facilitate money transfers, pay bills, and set personal budgets. The platform also provides valuable insights through automatic transaction categorization and daily spending analyses. Tink collaborates with various financial institutions, including notable partners like ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, to enhance the financial services landscape.

Featurespace is a technology company that develops Adaptive Behavioral Analytics and automated deep behavioral networks to prevent fraud and financial crime. Its ARIC platform provides real-time risk scoring and anomaly detection to monitor customer data across transactions and channels, automatically identifying risk, blocking new fraud attacks, and distinguishing genuine activity. The ARIC Risk Hub operates in real time and is used by more than 30 major global financial institutions to protect customers and revenue, spanning multiple countries. The company serves financial institutions and other sectors, including responsible gambling and churn protection, by analyzing streams of customer data to detect anomalies and prevent loss while minimizing disruption to legitimate customers.

N26 offers mobile banking solutions in the European Union, providing international money transfers, investments, overdraft facilities, and cash withdrawals/deposits at stores. Founded in Berlin, Germany in 2013 by Maximilian Tayenthal and Valentin Stalf.

Athene is a technology development company that offers a range of tailor-made, strategies and consultation services to help businesses across diverse industries tackle their customer relationship management (CRM) and cloud-based challenges. Skience, the company’s Salesforce-based, data aggregation, and books and records solution, makes itself valuable to the wealth management industry by gathering and then filtering important data to optimize client reporting processes. Athene also helps organizations strategize, implement, and support cloud solutions in their businesses.

Divvy is a financial technology company based in Lehi, Utah, founded in 2016. It offers a secure platform designed to give businesses comprehensive control and real-time visibility over their spending. By integrating tools for managing payments and subscriptions, Divvy simplifies the budgeting process and eliminates the need for traditional expense reports. The platform allows organizations to track every transaction in real-time, enabling informed cash flow decisions and proactive measures to prevent financial losses. With Divvy, businesses can streamline their financial management and enhance operational efficiency.

SimpleNexus, LLC is a developer of a digital mortgage solution platform based in Lehi, Utah, founded in 2011. The company specializes in creating homeownership platforms that facilitate seamless communication and data exchange between loan officers, borrowers, real estate agents, and settlement agents. Its innovative software allows mortgage lenders to manage the entire loan origination process through mobile devices, enabling loan professionals to operate efficiently from any location. The platform supports loan officers in overseeing their loan pipelines, ordering credit, running pricing, and sending pre-approvals, thereby enhancing the overall mortgage experience for both lenders and clients. SimpleNexus serves a diverse clientele that includes mortgage corporations and individual loan officers.

Founded in 2011, TradingView operates a global online platform for traders and investors. It provides real-time market data, advanced charting tools, analytics, and brokerage integration services. With over 15 million monthly active users, it fosters a social community where users can interact, share ideas, and improve their trading skills.

Chargebee provides subscription and recurring billing solutions for SaaS, eCommerce, and membership services. Its platform handles subscription management, recurring billing, pricing and payment optimization, revenue recognition, collections, and customer retention to help businesses grow recurring revenue. It supports promotions, custom fields, and custom domains, with mobile-friendly checkout and a robust REST API for integration. The offering includes RevenueStory analytics to enable data-driven revenue decisions across the organization. The company serves global customers and provides professional support to help implement best practices and compliance. Headquartered in California, it maintains additional offices in Los Angeles and Chennai, reflecting its international presence.

Duco Technology Limited is a data engineering technology company that specializes in developing software for data matching, reconciliation, and transformation. Its primary offering is Duco Cube, a cloud-based, no-code platform that empowers users to normalize, validate, and reconcile various types of data on demand, thereby enhancing data integrity and analytics. The company serves a diverse range of clients, including international banks, asset managers, hedge funds, exchanges, and corporate service providers. Founded in 2006 and headquartered in London, Duco has expanded its presence with additional offices in New York, Wroclaw, Luxembourg, Edinburgh, and Singapore. By providing a flexible solution that integrates with existing systems, Duco enables financial institutions to improve business agility, reduce risks, and maintain compliance with regulations, all while minimizing disruption to their IT architecture.

The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk. Why? Because "the bank across town" set the price benchmark artificially low, knowing they’d get bailed out if a loan went bad. In 2006, many bank CEOs would routinely tell us "we just can't get paid for risk." Today, we never hear this. Without rising asset values to lean on, the success of community banks depends almost entirely on their ability to compete for the best deals, protect and strengthen their relationships, and price appropriately for risk. Banks that aren’t able to refocus on these things stand to lose everything. We believe that the most important conversation a lender has with a borrower is about pricing. We created PrecisionLender to help make that conversation successful for the borrower AND the bank. CONTACT US TODAY to learn how we’re helping other community banks win more deals, protect & strengthen relationships, and increase profitability. We guarantee it’ll be worth your time

Dext is a financial technology company that focuses on automating bookkeeping processes for businesses, accountants, and bookkeepers. The company offers a platform that utilizes innovative technology and artificial intelligence to streamline complex accounting tasks, including expense management, invoice processing, and bank reconciliation. By automating the collection and data extraction of receipts and invoices, Dext enables users to save time and reduce errors while gaining valuable insights into their financial performance. Its solutions are tailored for small to medium-sized businesses and individuals, allowing them to efficiently organize and analyze client data in a centralized hub, thereby enhancing decision-making and supporting strategic growth.

DocuSign provides cloud-based software that enables organizations to prepare, execute, and manage agreements electronically. Its platform delivers e-signature functionality and an end-to-end Agreement Cloud that automates the entire contract process, from generation and routing to signing, storage, and analytics. Additional capabilities include AI-powered insights for contract search, Salesforce integrations for generating and negotiating documents, and tools for guided forms, identity verification, and digital signatures with certificates, as well as payments. Industry-specific offerings include Rooms for Real Estate and Rooms for Mortgage, and a FedRAMP-authorized eSignature for U.S. federal agencies, supporting compliance for regulated industries. The company serves enterprise, commercial, and small-business customers across sectors such as professional services, finance, technology, life sciences, real estate, and government, with global reach. Founded in 2003, the company is headquartered in San Francisco.