InsurTech.vc

Sweetch is the first behavioral science company to leverage AI & EI (emotional intelligence) through its digital therapeutics solutions. Its hyper-personalized precision engagement platform enables health ecosystem players to build continuous relationships and engage with every individual patient, at scale.

Expatrio is a holistic solution supporting international students planning to live in Germany. Expatrio enables customers to open a state-recognized German blocked account and receive health insurance for the German visa application. Once in the country, internationals can benefit from additional services on the platform, from accommodation to job searches. Based in Berlin, Expatrio is trusted by ten thousand customers every year.

Insurninja offers the first gaming-insurance. Providing tailor-made services for gamers, esport-organisations and streamers. From hardware insurance in DIY-building to epic insurance bundles - fully modifiable, professional and easy to handle.

Sherpa Management Services Ltd. is an insurance technology company based in Malta, specializing in personalized online insurance solutions. Founded in 2015, it offers users a comprehensive platform that includes risk assessment, an online account, and the ability to adjust insurance policies based on individual circumstances. Sherpa Management Services UK Ltd., established in 2017 and located in London, provides insurance brokerage services focusing on life and critical illness insurance. The company operates an AI-driven platform that analyzes risk and recommends appropriate insurance coverage. Additionally, it offers subscription-based services such as Advice Membership, which delivers financial guidance on insurance needs, and Insurance Membership, providing commission-free insurance and tailored advice. Sherpa aims to streamline the insurance process, offering a single, personalized account that addresses various risks, thus aligning its interests with those of its clients.

Neos Ventures Ltd. is a company that provides connected home insurance focused on preventing damages that could lead to insurance claims. Founded in 2016 and based in London, the company utilizes smart technology to enhance home security and protection. Its offerings include alarm systems, indoor security cameras, smoke detectors, and flood and leak detection devices. Neos also provides 24/7 monitoring services and emergency assistance, ensuring prompt response to incidents. Additionally, the company has developed an iOS mobile application that allows homeowners to monitor their properties and identify leaks remotely. By integrating technology with insurance services, Neos aims to create a safer living environment for homeowners.

RightIndem is a web-based, self-service insurance claims platform for multiple insurance verticals. Operating globally, with pilots in Automotive, Home and Marine insurance, the software platform helps improve productivity and reduce cost within insurers, whilst providing a much better user experience for end customers. The customer-centric approach allows insurance customers to interact with their claim in their own time, the web app removes the insurance jargon and thus drastically improves claim cycle times and customer satisfaction. The platform’s backend service reduces the administration support needed to process a claim. It helps claims handlers focus more on higher value jobs and brokers spend more time on new deals, minimizing the time spent on explanation processes and negotiation with applicants. This increases the productivity of handlers up to four times per day, and gives management good visibility of claims handling metrics - potentially saving an insurer £500 per claim.

Pillar Technologies is a real-time risk management platform for general contractors. It helps its users predict and prevent damages. Through the use of on-site sensors, the company monitors for destructive environmental conditions such as fire outbreaks, high humidity exposure, and mold growth. These damages serve as major sources of revenue loss for general contractors and insurance companies. The features of the platform are risk education, failure forecasting, and insurance optimization. Pillar Technologies is a U.S.-based company that was founded in 2015 by Alex Schwarzkopf, Sean Iacobone, and Matt Joyal.

Virado (ED Ensure Digital GmbH, formerly ED Erste Digital GmbH) was founded in Cologne by Armin Molla, after he found himself repeatedly and frequently confronted with the possibilities for digitalization in the insurance industry. Together with Christian Berlage and Achim Hepp, they have assembled a founding team with decades of knowledge gained in insurance and digital markets, a team of experts from different areas who complement each other perfectly. The speed of digitalization, as well as the quick connections created between many different cooperative partners, completely overloads insurance company IT system vendors. Additionally, large cooperations frequently lack the specialized and marketing knowledge necessary to operate through new channels like Facebook. They take over these tasks, solving a concrete problem experienced by insurers: quickness, flexibility, and new business for new, young, and purely digital target audiences.

Docady is a free, simple-to-use, secure mobile app that helps you manage the documents that are most important to you and your family.

Trigger, a San Francisco, CA-based company that has just launched its cross-platform mobile development framework targeted at web developers who want to be able to create native mobile apps.

RateItAll is a distributed consumer rating network powered by widgets, apps, and APIs. It's best described as a distributed [Yelp](http://www.crunchbase.com/organization/yelp) for everything. Participating members can earn revenue share via the [Google](http://www.crunchbase.com/organization/google) AdSense API, and own all content they contribute. RateItAll also offers visitors to its site the ability to create their own ratings channels (E.G. "Best [TechCrunch](http://www.crunchbase.com/organization/techcrunch) Writer"), and then publish those ratings on their own site via RateItAll's stable of widgets.

* shoot and share photos * add cool filters (Lomo Camera, Tilt-Shift Model, Sepia Tone, etc.) * tell friends what you are doing * and where you are * Facebook * Twitter * Flickr * Tumblr * foursquare With a cool design and innovative features, imageloop is sure to improve your mobile social experience!

APPS FOR INSURER & START-UPS Focused on awesome Insurance/InsurTech apps & helping app start-ups to deliver SET-UP, STRATEGY & INCUBATOR You need support to launch a start-ups with an awesome idea? We're your design, strategy, development and investment partner. Whether it is building your whole start-up concept or providing particular expertise where needed. Whatever your requirement we will be there with you to make it a success and we have a track record to prove it! AGILE, LEAN & INSIGHT FOCUSED We work together with our clients, no matter how large, to build products that really work and provide value to their customers. Our success is down to our agile, lean and insight focused approach.