Kosinski Ventures

Ghost Financial is a comprehensive financing and business services platform to support ghost kitchen and restaurant ventures by offering financial products such as insurance, payroll, credit cards and expansion loans for startup & growing kitchens.

Rain is a fast-growing early wage access and financial wellness benefit vendor globally. With operations in the U.S., Brazil, and India, Rain provides a voluntary employee benefit that is free for employers to implement. Rain integrates with payroll and timekeeping vendors to create a seamless process with almost zero work for the employer. Through Rain, not only can employees access their pay any day of the week (instead of waiting the traditional two weeks for payday), but they can also take advantage of a free pay card, the ability to instantly access tips after a shift, and other financial wellness tools such as a credit score builder and financial literacy materials. Rain also can offer deep discounts on dozens of other voluntary benefits such as prescriptions and dental care. Employers win by having one of the leading employee benefits that workers are asking for and by seeing reductions in turnover and increases in job applications.

Array is a financial innovation platform that helps digital brands, financial institutions, and fintechs get compelling consumer products and features to market quickly. Its products enable its clients to drive more revenue while increasing digital engagement and financial literacy for their customers.

Mentorcam gives people access to renowned experts and public figures for 1-on-1 mentorship and advice.

VendorTerm helps startups, agencies, and CPG brands grow faster with non-dilutive growth capital.

30/60/90 Fitness is a fitness center. The rubber flooring, a booming sound system, and energizing lighting effects create an upbeat vibe, taking their workout experience to a whole new level. The class works the entire body rhythmically and packs an hour of challenging core work.

Octi is the world’s first augmented reality social platform where reality merges with the metaverse and empowers anyone to create vibrant content with digital objects and scenes, rewarding creators with virtual and physical goods from leading brands. Octi’s independent Los Angeles-based team builds and combines the latest in machine learning, computer vision, and AR technologies to deliver the killer applications of the future.

Hinter is the social network for surprise. Hide a photo with a blur, pixelation, or shadow, add a caption and share with your friends.

Fresco combines the incredible powers of their mobile devices with the content needs of global news outlets. Their mission is to allow everyone to be a reporter, and really share what matters through the channels previously unavailable to the average person.

Sweet is a service designed to help individuals reduce their mobile phone bills without compromising on coverage quality. The company identifies instances where users are overpaying for wireless services, with customers saving an average of over $300 annually. The sign-up process is quick and straightforward, allowing users to engage with the service in just seconds. Sweet manages interactions with mobile carriers on behalf of its customers, minimizing the effort required on their part. The company prioritizes user privacy and security, employing advanced encryption technology to protect personal information. Offering nationwide coverage, Sweet collaborates with major carriers to ensure reliable service and fast connection speeds. The company is supported by experienced entrepreneurs from reputable organizations, enhancing its credibility and operational capacity.

ReplyBuy enables businesses to start and manage personalized conversations with consumers, at scale, using our two-way text messaging platform. We make it easier than ever for businesses to reach their audience on today's preferred device - the mobile phone. Our turnkey solutions are enabling sales, marketing, and support teams to build meaningful relationships with their audience faster, with a personalized one-to-one conversation. What separates ReplyBuy from other communication platforms is our patented mobile-commerce technology, giving a business the ability to collect payment whenever a consumer responds with a simple "BUY" response. Sports teams and entertainment organizations such as the Yankees, Blackhawks, Sporting KC, Phoenix Rising and Playhouse Square are increasing ticket sales, event attendance and donations from fans and supporters using ReplyBuy. Colleges such as USC, Oklahoma, Kentucky, Texas, Clemson, and Nebraska are generating new revenue and increasing engagement amongst their prospects, students, and alumni using ReplyBuy. Our text messaging solutions have helped hundreds of businesses across the nation unlock a new communication channel that is to-date producing up to 60% engagement rates. Entertainment organizations and educational institutions using ReplyBuy are building stronger relationships with their audience 4x faster and 10x more effectively than cold calling and emailing. Some have already seen up to 23x ROI in their first 30 days of use. Unlock personalized conversations at scale with two-way text messaging for business with ReplyBuy. Your audience is texting you. Are you texting them? Text-enable your existing landlines today!

DraftKings provides online daily and weekly fantasy sports contests for cash prizes in major sports in the United States and Canada. It offers daily leagues for fantasy football, baseball, basketball, hockey, golf, college football, and college basketball.

Spoon University is the everyday food resource that makes food make sense. Their site has the simplest recipes, and the best restaurants around campus that haven’t found yet. Spoon University was founded in 2013 and is headquartered in New York.