Launch Africa Ventures

Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.

Happy Pay is a company focused on developing a credit scoring system that offers consumers a responsible alternative to traditional credit options. It operates a Buy Now Pay Later platform that allows users to make purchases and pay for them over time. To enhance the shopping experience, Happy Pay integrates an autonomous artificial intelligence technology system with merchants' platforms, aiming to increase their average basket size and improve customer conversion rates. By leveraging this innovative technology, Happy Pay seeks to provide a seamless and efficient service that benefits both consumers and merchants.

Cauri Money is a financial services company that provides a range of digital solutions for managing and transferring funds. It offers users the ability to exchange, save, and send money through its platform, which includes features such as a wallet with a BG IBAN, peer-to-peer payments, virtual and physical Mastercards, and dedicated financial supervision. The service is accessible to anyone, regardless of their banking affiliation, making it convenient for users to handle daily expenditures and send money to Africa.

BFree is a company that specializes in credit management, aiming to enhance the credit collection process through innovative technology. It develops a platform that utilizes artificial intelligence to create ethical credit management tools, prioritizing the financial health of consumers. BFree's approach is centered on helping customers regain control over their finances by facilitating self-administered loan repayments. The company focuses on making the collection process more scalable, efficient, and user-friendly, particularly for individuals in emerging markets. By equipping users with essential financial knowledge and personal budgeting skills, BFree strives to lead customers out of debt sustainably.

Credable is a digital banking platform that aims to provide financial services to underbanked populations in emerging markets. By partnering with financial institutions and businesses, Credable enables the launch of various financial products, including credit, savings, and payment solutions, on its B2B2C digital infrastructure. This approach connects financial institutions to their customers, empowering end-users with access to essential financial services. By leveraging its platform, Credable allows its partners to concentrate on their core operations while expanding their offerings in the financial services sector.

Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.

SmartWage Pty Ltd. is a financial technology company based in Johannesburg, South Africa, that provides innovative payday solutions aimed at enhancing financial wellness for employees. Founded in 2019, SmartWage offers services that allow employees to track their earnings and access their earned salaries on demand. The company also provides salary-packaging administration services to both employers and employees, making it one of the most affordable and accessible options in the South African market. Through its offerings, SmartWage seeks to improve the overall financial well-being of individuals by enabling timely access to earned wages.

Djamo is a financial technology company that offers a financial application enabling customers to utilize their cards without incurring fees across a variety of services. The application provides free and limitless card options that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and exercise control over their withdrawals and overall financial management. Djamo's focus is on enhancing financial accessibility and convenience for its users.

Kashat is a mobile financial services company focused on addressing the financial needs of the unbanked and underbanked populations in Egypt. Through its user-friendly mobile app, Kashat provides instant small loans to individuals who typically lack access to traditional banking services. The platform employs alternative cellular data to assess creditworthiness for customers with limited credit histories, helping them establish a financial identity. Once approved, users can withdraw their loans via mobile wallets and other digital payment services, ensuring a seamless digital experience. Kashat's mission is to empower its customers by offering accessible and affordable microloans, enabling them to bridge financial gaps and improve their overall financial well-being. The company operates under the regulation of the Financial Regulatory Authority in Egypt.

Credable is a digital banking platform that aims to provide financial services to underbanked populations in emerging markets. By partnering with financial institutions and businesses, Credable enables the launch of various financial products, including credit, savings, and payment solutions, on its B2B2C digital infrastructure. This approach connects financial institutions to their customers, empowering end-users with access to essential financial services. By leveraging its platform, Credable allows its partners to concentrate on their core operations while expanding their offerings in the financial services sector.

Cauri Money is a financial services company that provides a range of digital solutions for managing and transferring funds. It offers users the ability to exchange, save, and send money through its platform, which includes features such as a wallet with a BG IBAN, peer-to-peer payments, virtual and physical Mastercards, and dedicated financial supervision. The service is accessible to anyone, regardless of their banking affiliation, making it convenient for users to handle daily expenditures and send money to Africa.

Happy Pay is a company focused on developing a credit scoring system that offers consumers a responsible alternative to traditional credit options. It operates a Buy Now Pay Later platform that allows users to make purchases and pay for them over time. To enhance the shopping experience, Happy Pay integrates an autonomous artificial intelligence technology system with merchants' platforms, aiming to increase their average basket size and improve customer conversion rates. By leveraging this innovative technology, Happy Pay seeks to provide a seamless and efficient service that benefits both consumers and merchants.

Elevate Pay is a financial technology company that specializes in providing digital banking services and products. The company has developed a digital banking application that allows users to open bank accounts online and access fee-free accounts in both local currency and US dollars. Additionally, Elevate Pay offers free remittance services, enabling users to receive international transfers from various countries without incurring fees. The company also issues a free USD Mastercard, facilitating seamless transactions. Through these offerings, Elevate Pay aims to deliver regulated banking services that are innovative, fair, and accessible, ultimately enhancing the financial well-being of its consumers.

Cauri Money is a financial services company that provides a range of digital solutions for managing and transferring funds. It offers users the ability to exchange, save, and send money through its platform, which includes features such as a wallet with a BG IBAN, peer-to-peer payments, virtual and physical Mastercards, and dedicated financial supervision. The service is accessible to anyone, regardless of their banking affiliation, making it convenient for users to handle daily expenditures and send money to Africa.

Fingo Africa is a fintech startup focused on delivering digital banking services tailored for the youth. The company offers a range of services, including current accounts, money transfers, bill payments, and online utilities. Fingo's platform allows users to conduct real-time transactions and facilitates link-based payments, making it easier for individuals to send money to friends, family, or businesses. Additionally, Fingo provides features that support saving goals, enhancing the user experience and financial management for its target demographic.

Kashat is a mobile financial services company focused on addressing the financial needs of the unbanked and underbanked populations in Egypt. Through its user-friendly mobile app, Kashat provides instant small loans to individuals who typically lack access to traditional banking services. The platform employs alternative cellular data to assess creditworthiness for customers with limited credit histories, helping them establish a financial identity. Once approved, users can withdraw their loans via mobile wallets and other digital payment services, ensuring a seamless digital experience. Kashat's mission is to empower its customers by offering accessible and affordable microloans, enabling them to bridge financial gaps and improve their overall financial well-being. The company operates under the regulation of the Financial Regulatory Authority in Egypt.

Fingo Africa is a fintech startup focused on delivering digital banking services tailored for the youth. The company offers a range of services, including current accounts, money transfers, bill payments, and online utilities. Fingo's platform allows users to conduct real-time transactions and facilitates link-based payments, making it easier for individuals to send money to friends, family, or businesses. Additionally, Fingo provides features that support saving goals, enhancing the user experience and financial management for its target demographic.

BFree is a company that specializes in credit management, aiming to enhance the credit collection process through innovative technology. It develops a platform that utilizes artificial intelligence to create ethical credit management tools, prioritizing the financial health of consumers. BFree's approach is centered on helping customers regain control over their finances by facilitating self-administered loan repayments. The company focuses on making the collection process more scalable, efficient, and user-friendly, particularly for individuals in emerging markets. By equipping users with essential financial knowledge and personal budgeting skills, BFree strives to lead customers out of debt sustainably.

Trove Technologies Limited operates an online platform designed to facilitate investment in a range of securities, including stocks, bonds, mutual funds, and cryptocurrencies. Based in Lekki, Nigeria, Trove aims to simplify the investment process for beginners by providing an accessible application that allows users to easily find and select investment opportunities. The platform features a user-friendly KYC process, brokerage services, and a personalized news feed related to the assets traded. Trove enables investors to participate in both local and international markets, offering access to Nigerian stocks, government bonds, and a selection of cryptocurrency assets. Through its seamless approach to micro-investing, Trove empowers users to engage with the financial markets with ease.

Afriex Inc. is a mobile payment application developer based in Oakland, California, specializing in overseas money transfer services. Founded in 2019, the company offers a digital wallet application that allows users to send and receive money globally, utilizing stablecoins to ensure fast and cost-effective remittance solutions. Afriex supports transactions to over 30 countries, enabling users to make payments and manage their finances more efficiently at current exchange rates, while also providing various withdrawal options to enhance the user experience.