LendingTree, Inc., through its subsidiary LendingTree, LLC, operates a comprehensive online marketplace in the United States that connects consumers with multiple lenders. Founded in 1996 and headquartered in Charlotte, North Carolina, LendingTree facilitates access to a variety of financial products, including mortgages, home equity loans, personal loans, auto loans, credit cards, and insurance services. The company is organized into three segments: Home, Consumer, and Insurance. The Home segment focuses on mortgage-related products and services, while the Consumer segment offers a range of credit products and financial tools. The Insurance segment provides consumers with access to insurance quotes for home and auto coverage. Additionally, LendingTree owns several platforms, such as CompareCards and ValuePenguin, which enhance consumer access to financial information and services. By matching consumers with lenders, the company generates fees from both sides of the transaction, establishing itself as a key player in the online lending industry.
EarnUp Inc. is a fintech company based in San Francisco, California, that focuses on automating loan payments for consumers. Established in 2013, EarnUp's platform is designed to assist over 200 million Americans managing various types of debt, including home mortgages, student loans, auto loans, and personal loans. The platform allows users to set aside small amounts of money when they can afford it, which are then allocated for loan payments, helping users pay off their debts more efficiently. By syncing micro-payments with individual income and automating savings in real-time, EarnUp aims to alleviate the stress of financial management and empower users to take control of their financial situations.
Stash
Series F in 2020
Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.
ValuePenguin
Acquisition in 2018
ValuePenguin Inc. operates a personal finance website that provides comprehensive research and analysis on various financial topics, including insurance, credit cards, loans, and bank accounts. Established in 2013 and based in New York, the company aims to empower consumers to make informed financial decisions by offering tools and resources that clarify complex subjects. By comparing different financial products and highlighting key factors, ValuePenguin helps users evaluate the potential returns and risks associated with their choices, ultimately facilitating smarter spending and investment decisions. Since January 2019, ValuePenguin Inc. has functioned as a subsidiary of Value Holding Inc.
QuoteWizard
Acquisition in 2018
QuoteWizard is a Seattle-based company founded in 2006 that connects consumers with insurance companies to save on auto, home, life, and health insurance. They offer a comparison shopping and research tool that allows consumers to compare agent and carrier quotes locally and nationally, helping them find the best and most affordable coverage options.
Student Loan Hero
Acquisition in 2018
Student Loan Hero, Inc. is a platform designed to assist student loan borrowers in managing their debt effectively. Founded in 2012 and based in Austin, Texas, the company offers a variety of tools and resources that enable users to better understand their personal finances and make informed financial decisions. Its services include student loan refinancing, personal loans, credit building tools, and mortgages, alongside features such as a student loan dashboard, repayment plan builder, and budgeting tools. Student Loan Hero connects borrowers with suitable lenders and provides educational resources to help them optimize their loans, lower interest rates, and decrease monthly payments. The company operates as a subsidiary of LendingTree, LLC, and generates revenue through performance-based advertising partnerships with financial institutions.
Ovation Credit Services
Acquisition in 2018
Ovation Credit Services, Inc. is a credit repair and consulting firm based in Jacksonville, Florida. Established in 2004, the company specializes in credit report repair services, offering programs such as The Essentials, which allows users to manage online disputes regarding their credit reports, and The Essentials Plus, which includes validation and goodwill letters to creditors. Ovation also provides credit score optimization and various consultation services, including challenge validation letters and credit monitoring. Known for its strong customer service reputation, the company aims to assist clients in improving their credit scores and managing their financial health. Ovation Credit Services operates as a subsidiary of LendingTree, LLC.
SnapCap
Acquisition in 2017
Small businesses are the engine of growth in the United States and it's important that they have access to capital. SnapCap is rapidly transforming traditional lending by providing businesses with access to working capital quickly, and without the paperwork. There's a better way to borrow!
MagnifyMoney
Acquisition in 2017
MagnifyMoney is a personal finance platform that offers comprehensive comparisons of financial products from banks and credit unions. It aims to provide independent and in-depth answers to various money-related questions through its editorial team. The site covers a wide range of topics, including credit cards, bank accounts, student loans, identity theft protection, and mortgages. MagnifyMoney is noted for its thorough analysis and recommendations, which have been recognized by major media outlets. The platform also features calculators, resources, and detailed articles that help users navigate their financial decisions by providing unbiased comparisons tailored to individual financial situations.
DepositAccounts
Acquisition in 2017
DepositAccounts.com operates as a bank account comparison platform based in Charlotte, North Carolina. It serves as a comprehensive online publication that offers extensive information on bank deposit accounts. The platform features an array of depository deals and analysis, covering all major deposit product categories. Through a combination of editorial content, programmatic rate tables, and user-generated content, DepositAccounts provides consumers with detailed and reliable data on deposit products. This resource aims to assist users in making informed decisions regarding their banking options.
CompareCards
Acquisition in 2016
CompareCards is a provider of credit card comparison services that aims to empower consumers to make informed financial decisions. Each month, over 1.5 million visitors utilize the CompareCards platform to compare credit cards side-by-side, evaluating options based on interest rates, rewards, cost savings, and other critical factors. The company offers user-friendly tools and educational resources that facilitate credit card comparisons and promote credit health management. Additionally, CompareCards is committed to financial education, providing resources for individuals of all ages, including children in primary, middle, and high school, to help them develop sound financial habits.
Valore
Acquisition in 2016
Valore is a company dedicated to transforming the textbook industry by addressing its inefficiencies and enhancing access to affordable educational resources. Based in San Diego, Valore operates ValoreBooks.com, a marketplace where college students can buy and sell textbooks at significantly lower prices than those offered by campus bookstores. The platform features a vast selection of titles sourced from over 14,000 booksellers nationwide, often priced up to 90 percent below list price. Valore is recognized for its commitment to providing cost-effective solutions for students while maintaining a high standard of customer service, as evidenced by accolades from the Better Business Bureau. Through these efforts, Valore aims to improve the overall educational experience for students, professors, and educational institutions.
Thrive
Acquisition in 2009
Thrive is an online money-management software. It enables users to manage their budget and provides a free credit score. The service aggregates a user's loan, bank, and credit card account information into a single user interface. In addition to tracking spending habits, Thrive has devised a Financial Health Score to help users monitor their credit score and savings to debt ratio. Thrive was acquired in February of 2009 by Tree.com
iNest Realty
Acquisition in 2004
iNest Realty is a real estate brokerage firm focused on newly-constructed homes. It provides consumers with a database of new home builders and communities with flexible search options and a network of local field agents to enable individuals to find new homes. iNest Realty was founded in 1997 and is based in Bloomingdale, Illinois, the United States.
GetSmart.com
Acquisition in 2003
GetSmart.com is a prominent online financial services marketplace that offers consumers tools to manage their finances effectively. The platform connects users with a variety of competitive financial products and services, facilitating informed decision-making in personal finance. By providing a comprehensive suite of resources, GetSmart.com aims to empower consumers to navigate their financial options and enhance their financial well-being.
LoanTrader
Series A in 2000
LoanTrader is an online marketplace that connects mortgage brokers with lenders.
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