Lok Capital

Marut Drones is a company focused on the development of advanced drones tailored for agricultural applications, including pesticide spraying, fertilizer broadcasting, and crop intelligence. They also offer solutions for surveillance and land surveying, catering to clients in sectors such as defense, revenue, and law enforcement. The company has introduced an innovative platform that leverages artificial intelligence to predict mosquito density and larvae counts, producing real-time reports and identifying risk levels in various areas. Their custom-built drones, which feature a 10-liter capacity, can efficiently cover 5-6 acres per hour, achieving an effective work rate of approximately 25 acres per day. Utilizing GPS and radar technology, these drones ensure precision and uniformity in spraying while enabling continuous data monitoring. Marut Drones is committed to transforming the collection and management of drone data, promoting sustainable agricultural practices through the use of their sophisticated aerial technology.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Clean Electric specializes in advanced battery technology aimed at enhancing the performance and safety of lithium-ion batteries. The company's innovative 0Kelvin Battery Architecture combines proprietary hardware and software solutions to produce batteries that are faster, safer, and longer-lasting. Designed to support the electric vehicle revolution, Clean Electric's batteries comply with relevant industry standards and are suitable for various applications, including electric vehicles and energy storage systems. By addressing thermal management issues within battery packs, the company's technology allows partners to develop efficient and powerful end products, ensuring a reliable power supply anytime, anywhere.

Seeds Fincap is a Delhi-based private limited company focused on addressing the financial needs of various stakeholders, including institutions, individuals, businesses, and communities. It operates as a fintech entity, providing essential financial products and support aimed at underserved and unserved entrepreneurs across India. The company places particular emphasis on assisting individuals in Tier II, III, and IV cities, enabling workers, youth, and small entrepreneurs who lack access to formal credit to secure the necessary capital for their growth and development.

Seeds Fincap is a Delhi-based private limited company focused on addressing the financial needs of various stakeholders, including institutions, individuals, businesses, and communities. It operates as a fintech entity, providing essential financial products and support aimed at underserved and unserved entrepreneurs across India. The company places particular emphasis on assisting individuals in Tier II, III, and IV cities, enabling workers, youth, and small entrepreneurs who lack access to formal credit to secure the necessary capital for their growth and development.

SuperBottoms is a manufacturer of eco-friendly cloth diapers aimed at revolutionizing baby care with a focus on sustainability and comfort. The company offers a diverse range of washable and reusable diapers, including its popular free-size UNO products, which are designed to fit children comfortably while being financially accessible for parents. Committed to creating non-harmful products, SuperBottoms emphasizes the importance of environmentally conscious choices for families, contributing to both child care and ecological responsibility. The diapers are made of sustainable materials, ensuring longer-lasting use and quality, combined with unique designs that appeal to modern parents.

MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

AquaConnect is a comprehensive aquaculture platform established in 2017 that aims to enhance the productivity and market access of fish and shrimp farmers through advanced technology solutions. The company utilizes artificial intelligence and satellite remote sensing to gather pond data, enabling it to offer data-driven advisory services that improve farm management practices. AquaConnect's platform provides context-aware alerts and suggestions to optimize water quality, aquatic health, and feed consumption. Additionally, it facilitates connections between farmers and key stakeholders in the aquaculture value chain, including feed producers, equipment manufacturers, financial institutions, and certification bodies. By leveraging its integrated technology and fintech solutions, AquaConnect has supported over 60,000 farmers in navigating the complexities of aquaculture, promoting greater transparency and efficiency within the industry.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

RenewBuy operates an online insurance aggregator platform that simplifies the process of renewing insurance policies, particularly for car insurance. The platform utilizes proprietary technology to search and compare hundreds of policy types and prices from various insurance providers, allowing users to quickly obtain quotes and secure coverage without the interference of sales calls. By offering a transparent and user-friendly experience, RenewBuy enables individuals to select insurance policies that best meet their needs in just a few minutes.

Akshayakalpa Organic is an organic food company that specializes in the production and distribution of organic milk and related dairy products. The company focuses on ethical sourcing and sustainable practices, offering a range of products including milk, A2 milk, curd, ghee, butter, paneer, and artisan cheese. It is committed to supporting farmers by providing continuous assistance, ensuring the economic viability of their operations through bank linkages, outreach programs, and technical services. Akshayakalpa aims to transform traditional farming into sustainable business ventures by empowering farmers to establish and manage their own small organic dairy farms, thereby enhancing their entrepreneurial skills and promoting wealth creation within farming communities. This approach not only benefits the farmers but also enables consumers to access nutritious and responsibly produced dairy products.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, focused on promoting financial inclusion by serving unserved and underserved populations. Established in 2008, the bank provides a diverse range of services, including savings and current accounts, fixed deposits, and a variety of loan products such as home loans, vehicle financing, and loans for micro, small, and medium enterprises. Additionally, it offers insurance products, pension schemes, and digital banking services, including UPI payments and mobile banking. The bank operates through various segments, with retail banking being its primary revenue source. With a network of 482 banking outlets across multiple states and union territories, Suryoday Small Finance Bank aims to empower economically challenged individuals, particularly women, by facilitating access to essential financial services and contributing to poverty alleviation in its areas of operation. Formerly known as Suryoday Micro Finance Limited, it rebranded in January 2017 to reflect its broader banking capabilities.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

RenewBuy operates an online insurance aggregator platform that simplifies the process of renewing insurance policies, particularly for car insurance. The platform utilizes proprietary technology to search and compare hundreds of policy types and prices from various insurance providers, allowing users to quickly obtain quotes and secure coverage without the interference of sales calls. By offering a transparent and user-friendly experience, RenewBuy enables individuals to select insurance policies that best meet their needs in just a few minutes.

Akshayakalpa Organic is an organic food company that specializes in the production and distribution of organic milk and related dairy products. The company focuses on ethical sourcing and sustainable practices, offering a range of products including milk, A2 milk, curd, ghee, butter, paneer, and artisan cheese. It is committed to supporting farmers by providing continuous assistance, ensuring the economic viability of their operations through bank linkages, outreach programs, and technical services. Akshayakalpa aims to transform traditional farming into sustainable business ventures by empowering farmers to establish and manage their own small organic dairy farms, thereby enhancing their entrepreneurial skills and promoting wealth creation within farming communities. This approach not only benefits the farmers but also enables consumers to access nutritious and responsibly produced dairy products.

Monsoon Harvest is a company that specializes in producing contemporary food products using locally sourced ancient grains and produce traditionally grown in India. Its product range includes breakfast mueslis, cereals, and snacks, all made from ingredients such as millets, amaranth, and palmyra sugar. The company emphasizes health and sustainability by avoiding hydrogenated fats, artificial flavors and sugars, and synthetic preservatives and colors. Monsoon Harvest's products are handmade in small batches by a predominantly female workforce, ensuring high-quality and artisanal production methods.

Drishti is a social impact enterprise that provides affordable eye care in under-served markets. Our model effectively covers distributed populations across one district using a hub and spoke model.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, focused on promoting financial inclusion by serving unserved and underserved populations. Established in 2008, the bank provides a diverse range of services, including savings and current accounts, fixed deposits, and a variety of loan products such as home loans, vehicle financing, and loans for micro, small, and medium enterprises. Additionally, it offers insurance products, pension schemes, and digital banking services, including UPI payments and mobile banking. The bank operates through various segments, with retail banking being its primary revenue source. With a network of 482 banking outlets across multiple states and union territories, Suryoday Small Finance Bank aims to empower economically challenged individuals, particularly women, by facilitating access to essential financial services and contributing to poverty alleviation in its areas of operation. Formerly known as Suryoday Micro Finance Limited, it rebranded in January 2017 to reflect its broader banking capabilities.

Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, established in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families in India, many of whom have limited access to organized financial services. By focusing on customers with informal incomes, Ummeed Housing Finance aims to bridge the gap in affordable housing finance. Its services include home loans, loans for construction, home renovation, and insurance options, all designed to enhance operational efficiency and reduce turnaround times. The company leverages technology to deliver personalized and accessible financial solutions, thereby supporting the aspirations of low and middle-income households in securing affordable housing.

Affordplan is a financial savings platform designed to enhance healthcare affordability by facilitating planned savings for medical expenses. The company enables individuals to effectively plan, save, and pay for a variety of medical treatments ahead of time, ranging from cosmetic procedures to chronic conditions. Affordplan's offerings include tailored financial solutions that allow patients to make flexible and convenient payments while eliminating credit risk for medical institutions. By addressing the financial challenges associated with healthcare, Affordplan aims to make medical care accessible to a broader population, ultimately improving the financial well-being of patients and their families.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, established in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families in India, many of whom have limited access to organized financial services. By focusing on customers with informal incomes, Ummeed Housing Finance aims to bridge the gap in affordable housing finance. Its services include home loans, loans for construction, home renovation, and insurance options, all designed to enhance operational efficiency and reduce turnaround times. The company leverages technology to deliver personalized and accessible financial solutions, thereby supporting the aspirations of low and middle-income households in securing affordable housing.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, focused on promoting financial inclusion by serving unserved and underserved populations. Established in 2008, the bank provides a diverse range of services, including savings and current accounts, fixed deposits, and a variety of loan products such as home loans, vehicle financing, and loans for micro, small, and medium enterprises. Additionally, it offers insurance products, pension schemes, and digital banking services, including UPI payments and mobile banking. The bank operates through various segments, with retail banking being its primary revenue source. With a network of 482 banking outlets across multiple states and union territories, Suryoday Small Finance Bank aims to empower economically challenged individuals, particularly women, by facilitating access to essential financial services and contributing to poverty alleviation in its areas of operation. Formerly known as Suryoday Micro Finance Limited, it rebranded in January 2017 to reflect its broader banking capabilities.

Osam Dairy sources milk from a network of trained dairy farmers, implementing rigorous training and daily quality checks using a Milk Analyser to ensure high standards of purity, quality, and freshness. Any milk failing to meet these standards is rejected at the farm level. Upon arrival at the processing plant, the milk is handled by expert dairy professionals in a modern, eco-friendly, and hygienic environment, avoiding exposure to air or human touch. Osam Dairy not only focuses on delivering quality milk but also offers a range of related products, including yogurt, lassi, paneer, and sweets, providing consumers with natural dairy options. The company's commitment to excellence is reflected in its infrastructure and processes, underscoring its dedication to producing only the best dairy products.

HR Food Processing, founded by Abhinav Shah, Rakesh Sharma, Abhishek Rajan and Harsh Thakkar, started operations in May 2015 with a single processing plant in Jharkhand. The company sells two varieties of milk, besides value-added products such as paneer, curd, sweet curd, mango lassi, lassi, butter milk and pedha under the Osam brand.

Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, established in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families in India, many of whom have limited access to organized financial services. By focusing on customers with informal incomes, Ummeed Housing Finance aims to bridge the gap in affordable housing finance. Its services include home loans, loans for construction, home renovation, and insurance options, all designed to enhance operational efficiency and reduce turnaround times. The company leverages technology to deliver personalized and accessible financial solutions, thereby supporting the aspirations of low and middle-income households in securing affordable housing.

Adro Ad Exchange is a real-time advertising platform based in Tehran, Iran, founded in 2014 by Masoud Khosravi and Sayed Ali Jafari. The platform connects various suppliers and real-time exchanges to facilitate ad placements across numerous websites and applications. It enables users to access a wide array of publishers, both in private and public marketplaces, offering improved quality and independently-rated advertising inventory. With a network of over 50,000 publishers, Adro Ad Exchange reaches more than 76% of online Persian users monthly. The platform also features demand-side and supply-side solutions, catering to ad buyers and inventory suppliers, respectively, ensuring that users can secure ad placements at competitive prices.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Siddhivinayak Agri Processing Pvt Ltd. is a Pune-based company specializing in potato supply chain management. Established in 2008, it focuses on providing comprehensive services to farmers and food processors, including agricultural inputs, seeds, and process-grade potatoes. The company also offers a range of pre and post-harvest services, such as consulting for plant audits and process design. In addition to these services, Siddhivinayak Agri Processing operates cold storage facilities equipped with advanced ventilation and control systems, and provides water treatment solutions like zero liquid discharge plants and effluent treatment systems. The company manufactures processing equipment for various applications, including flavoring, seasoning, and potato chip production. By catering to the food supply chain and processing sectors, Siddhivinayak Agri Processing aims to enhance efficiency and productivity within the agricultural landscape in India.

Utkarsh Small Finance Bank Limited is a banking institution based in Varanasi, India, that offers a comprehensive range of financial products and services to retail, institutional, and corporate customers. Established in 2016, the bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its offerings encompass savings, current, and salary accounts, along with various term deposits and investment products. The bank also provides an array of loan products, such as housing, personal, agricultural, and MSME loans, in addition to overdrafts and corporate lending services. Utkarsh Small Finance Bank facilitates remittance services, including NEFT and RTGS, and supports various banking channels like ATMs, internet, and mobile banking. The bank's operations are supported by a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India, making it a significant player in the small finance banking sector.

Dvara is a financial inclusion platform operating in India, comprising several businesses. Dvara KGFS establishes and supports local, geographically focused community financial services institutions, Kshetriya Gramin Financial Services (KGFS), catering to remote rural markets. Dvara Solutions, a software company based in Bengaluru, helps financial institutions enhance their customer-centricity. Dvara Research aims to ensure universal access to financial services. The platform operates a non-banking financial institution, offering agent-based and correspondent banking solutions, including money transfers, bill payments, loans, savings, and more, empowering low-income households and enabling financial well-being.

The Self-Employed Women's Association of India (SEWA) is a trade union established in 1972 by Dr. Ela Bhatt, aimed at supporting poor, self-employed women workers across India. Headquartered in Ahmedabad, Gujarat, SEWA represents women who earn a living through their own labor or small businesses, primarily within the unorganized sector, which constitutes 93% of India's labor force. Despite their significant contribution, these workers often lack formal recognition and social security benefits. SEWA seeks to empower its members by organizing them to advocate for better working conditions and social protections, thereby enhancing their standard of living. With a membership of over 966,000 as of 2008, SEWA has garnered international attention and support, including from the World Bank, which endorses its model for social development and worker empowerment.

Utkarsh Micro Finance Private Limited is registered with Reserve Bank of India as Non Banking Finance Company (NBFC). Its registered office and corporate office is in Varanasi (Uttar Pradesh). It is started to provide financial and non financial services in its area of operations to the unbanked population who have the skill but are in need of capital. Initially it has started with credit and insurance, but eventually it will also undertake other activities to bring transformation in the lives of underprivileged.

Utkarsh Small Finance Bank Limited is a banking institution based in Varanasi, India, that offers a comprehensive range of financial products and services to retail, institutional, and corporate customers. Established in 2016, the bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its offerings encompass savings, current, and salary accounts, along with various term deposits and investment products. The bank also provides an array of loan products, such as housing, personal, agricultural, and MSME loans, in addition to overdrafts and corporate lending services. Utkarsh Small Finance Bank facilitates remittance services, including NEFT and RTGS, and supports various banking channels like ATMs, internet, and mobile banking. The bank's operations are supported by a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India, making it a significant player in the small finance banking sector.

Sitara, known as Sewa Grih Rin Limited, is a housing finance company based in New Delhi, India, that was established in 2011. The company specializes in providing affordable housing loans to low-income households, particularly those in urban and peri-urban areas. It offers a range of mortgage products that can be used alongside government subsidies, as well as non-mortgage loans aimed at home and infrastructure improvements. Focused on addressing the needs of informally employed individuals, Sitara empowers these households, especially women, by helping them acquire tangible financial assets and improve their living conditions. Through its services, the company strives to bridge the financing gap for those who typically lack access to formal housing finance, thereby enhancing the overall quality of life for its clients.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, focused on promoting financial inclusion by serving unserved and underserved populations. Established in 2008, the bank provides a diverse range of services, including savings and current accounts, fixed deposits, and a variety of loan products such as home loans, vehicle financing, and loans for micro, small, and medium enterprises. Additionally, it offers insurance products, pension schemes, and digital banking services, including UPI payments and mobile banking. The bank operates through various segments, with retail banking being its primary revenue source. With a network of 482 banking outlets across multiple states and union territories, Suryoday Small Finance Bank aims to empower economically challenged individuals, particularly women, by facilitating access to essential financial services and contributing to poverty alleviation in its areas of operation. Formerly known as Suryoday Micro Finance Limited, it rebranded in January 2017 to reflect its broader banking capabilities.

QED intends to make science learning inclusive, relevant and more importantly universally accessible for all boys and girls - young budding scientists. QED is neither a school nor a laboratory. QED is quite aptly called The Center For The Art Of Science.

MAS Financial Services Limited is a non-banking financial company based in Ahmedabad, India, specializing in retail financing solutions. Founded in 1995, the company offers a diverse range of loan products, including micro enterprise, two-wheeler, small and medium enterprise, commercial vehicle, used car, tractor, and housing loans. MAS Financial Services serves low and middle-income individuals as well as micro, small, and medium enterprises, with a network of approximately 3,300 centers across several states, including Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, and Karnataka. The company is registered with the Reserve Bank of India and aims to provide accessible financing options to underserved segments in urban, semi-urban, and rural areas.

Aptus Value Housing Finance India Ltd is a housing finance company focused on addressing the financial needs of self-employed individuals and low to middle-income customers primarily in semi-urban and rural areas of India. Registered and certified by the National Housing Bank, Aptus aims to alleviate the significant housing shortage in the country by providing accessible financing solutions. The company offers a range of services, including home loans for purchasing, constructing, or improving residential properties, as well as loans against property and business loans. It manages all aspects of the lending process, including sourcing, underwriting, and credit assessment, to ensure that its customers receive comprehensive support in securing housing finance. By catering specifically to this underserved segment, Aptus plays a crucial role in enhancing home ownership and improving living conditions in rural and semi-urban communities.

Live Well is a rehabilitation firm that specializes in providing healthcare services to individuals recovering from major surgeries, including those with neurological and cardiac issues. The company focuses on integrating patients back into their families and communities through scientific and timely rehabilitation. By enabling clients to develop essential skills, Live Well supports their transition towards independent living. The firm is dedicated to improving the quality of life for its patients, ensuring they receive the care and support necessary for a successful recovery.

Equitas Holdings Limited, based in Chennai, India, operates as a non-banking financial institution through its subsidiaries. Founded in 2007, the company focuses on providing a range of financial services, including microfinance, vehicle finance, housing finance, and loans for micro and small enterprises, as well as agricultural and gold loans. It serves individuals and businesses, particularly those with limited access to traditional banking services. Additionally, Equitas Holdings engages in online freight facilitation under the Wowtruck brand. The company evolved from its original name, Equitas Micro Finance India Private Limited, in 2012, and it has since expanded its offerings to include a variety of financial products aimed at helping low-income customers and self-employed individuals.

Drishti is a social impact enterprise that provides affordable eye care in under-served markets. Our model effectively covers distributed populations across one district using a hub and spoke model.

Drishti Eye Hospital is a healthcare institution that specializes in eye care services. The hospital provides a range of services including vitreoretinal, neuro-ophthalmology, and ocular oncology. It also offers treatments for conditions such as glaucoma, cataracts, and diabetic eye disease. The hospital is known for its commitment to addressing the eye-care needs of semi-urban and rural populations. It also provides an online platform for booking appointments, making it easier for patients to access their services.

Vistaar Finance, established in 2010 by Brahmanand Hegde in Bengaluru, Karnataka, specializes in providing customized loan products tailored to the specific needs of small businesses. The company focuses on key sectors, such as power looms and textiles, developing financial solutions that address unique industry requirements in terms of loan amounts and tenors. By operating a financial services platform, Vistaar Finance aims to deliver non-banking financial services that attract mainstream capital and resources, ultimately enhancing the economic output of its clients through strategic financial planning.

The idea of Vistaar dawned on the minds of two first generation entrepreneurs, who truly believe in supporting and creating new economic opportunity through providing access to finance, to deserving small business men, to enhance and enrich their lives and the community they live in. The Company targets the missing middle segment, consisting of customers with an annual income of Rs 120000-10,00,000, which is not effectively served by the formal financial system.

Hippocampus Learning Centres Private Limited is an educational institution based in Bengaluru, India, established in 2010. The company focuses on creating and managing learning centers in rural villages, offering preschool and after-school programs aimed at enhancing educational opportunities for children. With a specialized curriculum designed to prepare students for advanced education and future employment, Hippocampus addresses the increasing demand for quality education in the region. The organization recruits, trains, and oversees a network of teachers in rented facilities, ensuring that educational services are both affordable and based on international best practices. By promoting self-learning and encouraging students to achieve personal excellence in both academic and non-academic areas, Hippocampus aims to help children realize their full potential.

Dvara is a financial inclusion platform operating in India, comprising several businesses. Dvara KGFS establishes and supports local, geographically focused community financial services institutions, Kshetriya Gramin Financial Services (KGFS), catering to remote rural markets. Dvara Solutions, a software company based in Bengaluru, helps financial institutions enhance their customer-centricity. Dvara Research aims to ensure universal access to financial services. The platform operates a non-banking financial institution, offering agent-based and correspondent banking solutions, including money transfers, bill payments, loans, savings, and more, empowering low-income households and enabling financial well-being.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs as of 2020. Both entities are committed to promoting financial inclusion in India.

Drishti is a social impact enterprise that provides affordable eye care in under-served markets. Our model effectively covers distributed populations across one district using a hub and spoke model.

RuralShores is a social enterprise dedicated to improving employability and creating sustainable job opportunities for underprivileged rural youth in India. By establishing business process outsourcing (BPO) centers in rural districts, it connects these individuals with the knowledge economy and equips them with the necessary skills to become effective knowledge professionals. RuralShores focuses on impact sourcing, enabling organizations to leverage and integrate rural talent into their operations. In doing so, it not only facilitates operational transformation and cost savings for its clients but also provides invaluable access to rural markets, crucial for businesses aiming to grow in India's deep heartland. Through its commitment to these rural communities, RuralShores pioneers a new model for corporate social responsibility while addressing the talent needs of modern businesses.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, focused on promoting financial inclusion by serving unserved and underserved populations. Established in 2008, the bank provides a diverse range of services, including savings and current accounts, fixed deposits, and a variety of loan products such as home loans, vehicle financing, and loans for micro, small, and medium enterprises. Additionally, it offers insurance products, pension schemes, and digital banking services, including UPI payments and mobile banking. The bank operates through various segments, with retail banking being its primary revenue source. With a network of 482 banking outlets across multiple states and union territories, Suryoday Small Finance Bank aims to empower economically challenged individuals, particularly women, by facilitating access to essential financial services and contributing to poverty alleviation in its areas of operation. Formerly known as Suryoday Micro Finance Limited, it rebranded in January 2017 to reflect its broader banking capabilities.

BASIX is a financial services company that operates as a micro-finance non-banking finance company (NBFC). Its primary focus is on promoting livelihoods for rural poor households by offering a comprehensive range of services. BASIX provides consulting services relevant to livelihood promotion and executes projects funded by various organizations, including UN agencies, donors, and government entities. The company’s micro-finance offerings include agricultural and business development services, technical assistance, micro-credit, and retail insurance. Through these integrated services, BASIX enables poor and rural households to access essential financial resources and support, fostering economic development and self-sufficiency.

RuralShores is a social enterprise dedicated to improving employability and creating sustainable job opportunities for underprivileged rural youth in India. By establishing business process outsourcing (BPO) centers in rural districts, it connects these individuals with the knowledge economy and equips them with the necessary skills to become effective knowledge professionals. RuralShores focuses on impact sourcing, enabling organizations to leverage and integrate rural talent into their operations. In doing so, it not only facilitates operational transformation and cost savings for its clients but also provides invaluable access to rural markets, crucial for businesses aiming to grow in India's deep heartland. Through its commitment to these rural communities, RuralShores pioneers a new model for corporate social responsibility while addressing the talent needs of modern businesses.

Arohan Financial Services Limited, established in 1991 and headquartered in Kolkata, India, is a non-banking financial company (NBFC) specializing in microfinance. It provides a range of financial services, including microloans to economically active women in low-income areas, shopkeeper loans, and loans for toilet construction and utility products. Arohan also offers supplementary products like solar, sanitation, mobile, and cycle loans, group term life insurance, and hospi-cash products. Additionally, it provides micro, small, and medium enterprise lending products, such as working capital facilities to POS-enabled merchants and online players through ACH. As of March 31, 2020, Arohan operated through 711 branches, serving customers with loan amounts ranging from INR 10,000 to INR 100 lakh. The company works with local partners to expand its reach in remote, low-income regions and offers financial safety net and non-financial products at affordable costs.

Asirvad Microfinance is a microfinance institution based in Chennai, India, that focuses on providing financial services to women from poor and low-income households. The company specializes in offering microloans, which are small loans designed to support entrepreneurial activities and uplift the financial status of its clients. In addition to microloans, Asirvad also provides housing loans and festival loan services, catering to the specific needs of low-income women. Through its targeted financial products, Asirvad aims to empower women and facilitate their economic independence.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs as of 2020. Both entities are committed to promoting financial inclusion in India.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs as of 2020. Both entities are committed to promoting financial inclusion in India.

Arohan Financial Services Limited, established in 1991 and headquartered in Kolkata, India, is a non-banking financial company (NBFC) specializing in microfinance. It provides a range of financial services, including microloans to economically active women in low-income areas, shopkeeper loans, and loans for toilet construction and utility products. Arohan also offers supplementary products like solar, sanitation, mobile, and cycle loans, group term life insurance, and hospi-cash products. Additionally, it provides micro, small, and medium enterprise lending products, such as working capital facilities to POS-enabled merchants and online players through ACH. As of March 31, 2020, Arohan operated through 711 branches, serving customers with loan amounts ranging from INR 10,000 to INR 100 lakh. The company works with local partners to expand its reach in remote, low-income regions and offers financial safety net and non-financial products at affordable costs.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that provides a wide range of banking products and services. Founded in 2006 and rebranded from Janalakshmi Financial Services in March 2018, the bank operates through various segments, including Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It offers current and savings accounts, fixed and recurring deposits, and various loan products such as home, gold, agriculture, and business loans. Additionally, Jana Small Finance Bank provides services like debit cards, online banking, and payment solutions, catering to both individual and corporate clients. The bank is committed to financial inclusion, particularly focusing on the needs of underserved urban populations, while utilizing technology to enhance its offerings and operational efficiency.

Satin Creditcare Network Limited is a non-banking finance company based in Gurugram, India, specializing in microfinance services. Founded in 1990, the company primarily offers collateral-free microcredit facilities to economically active women, particularly in rural and semi-urban areas where access to mainstream financial services is limited. Its services include loans for individual businesses, micro, small, and medium enterprises (MSMEs), as well as financing for solar lamps, bicycles, consumer durables, and the development of water connections and sanitation facilities. Additionally, Satin Creditcare Network has a housing finance subsidiary that caters to the affordable housing segment. The company operates on a Joint Liability Group model, facilitating community-based lending, and serves clients across 23 states and union territories in India. Through its subsidiary, Taraashna Services Limited, it also provides business correspondent services to other financial institutions, further extending its reach within the underserved market segments.

Spandana Sphoorty Financial Limited is a microfinance company based in Hyderabad, India, that specializes in providing financial services to low-income households. Founded in 1998, the company primarily focuses on offering income generation loans under the joint liability group model, with a strong emphasis on empowering women engaged in entrepreneurial activities. In addition to these loans, Spandana Sphoorty provides various financial products, including loans against property, gold loans for agricultural and business purposes, and interim loans, catering to both urban and rural clients. By facilitating access to credit for those who typically lack it from formal financial channels, Spandana Sphoorty aims to enhance financial security and improve the quality of life for its customers.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that provides a wide range of banking products and services. Founded in 2006 and rebranded from Janalakshmi Financial Services in March 2018, the bank operates through various segments, including Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It offers current and savings accounts, fixed and recurring deposits, and various loan products such as home, gold, agriculture, and business loans. Additionally, Jana Small Finance Bank provides services like debit cards, online banking, and payment solutions, catering to both individual and corporate clients. The bank is committed to financial inclusion, particularly focusing on the needs of underserved urban populations, while utilizing technology to enhance its offerings and operational efficiency.

Saarathi Finance provides small and medium business credit solutions.