Marcus
Marcus by Goldman Sachs is a financial services provider based in Draper, Utah, specializing in fixed-rate, no-fee personal loans and high-yield savings accounts. The company offers unsecured personal loans ranging from $3,500 to $30,000, with annual percentage rates (APR) between 6.99% and 23.99%. Loan terms are available from 36 to 72 months, and only highly creditworthy applicants typically qualify for the most favorable rates and longer terms. For instance, a $15,000 loan at 12.99% APR would result in monthly payments of approximately $402.33 over 48 months, culminating in a total repayment of around $19,312. Additionally, Marcus provides managed portfolios of exchanged-traded funds, enhancing its offerings in the financial market. Currently, its services are only available in the United States.
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