MassChallenge

College Aid Pro software helps advisors deliver college planning strategies to their clients in a seamless way. They offer services for financial planners, raising the bar in college funding advice. They are college funding, net cost comparison, financial aid, college funding strategies, advisor training, advisor support, college planning, scholarships, and merit-based.

Andes Wealth Client Experience Technology is a powerful communication platform that makes it easy for financial advisors to communicate complex issues around risk and behavior through unique and intuitive visualizations and proprietary questionnaires. It gives financial advisors an unbeatable edge in attracting, onboarding and servicing their clients.

Americans deserve a secure and reliable retirement income, and Micruity makes lifetime income more accessible. Micruity's advanced suite of APIs allows financial institutions such as 401(k) providers to offer annuities to participants, creating a much-needed solution to secure retirement income and a pension look and feel.

QUBER is a money saving application that helps users take control of their finances and reach their saving goals. It uses smart algorithms to track daily, weekly or monthly savings, recommend budget goals, and create custom expenditure plans based on one's income and spending behavior. QUBER allows users to set goals for their savings and channel the saved-money towards things that really matter and encourage them to spend less on things they don't need.

Alfi is a platform that connects users and financial services/products from financial intermediaries while improving their financial literacy skills. Alfi serves different stakeholders: i) Governments or public agencies, ii) Citizens and young people, and, iii) Financial intermediaries. We create public and private value for everyone in multiple ways and offer free services and unique experiences to our users through gamification and machine learning. Our users learn to make financial decisions to improve their welfare in the present and future. Since launching in 2019, Alfi has reached 150,000 registered users. By 2023, Alfi plans to be recognized as the perfect partner to promote Financial Education and Financial Inclusion in the Americas, Africa and Asia.

SlightPay is the most accessible payment method for your customers and the perfect tool to increase your sales, which offers to divide purchases into 4 installments, without a credit card or phantom installments.

Organize & preserve all aspects of your online life, including: * Usernames & passwords * Documents * Memories & stories * Critical life details You decide who gets access, and when. Protect your assets and treasured memories, and save you and your family hours of stress and frustration.

BrightUp is a financial wellness platform based in Boston, Massachusetts, founded in 2020. The company aims to democratize financial wealth building and personal well-being by partnering with employers to provide a comprehensive financial wellness benefit for employees. This platform helps individuals grow their net worth and enhance their self-worth. Additionally, BrightUp offers low-cost emergency loans that can be repaid through paycheck deductions, promoting financial health and holistic wealth among employees.

Debtle is a Sheboygan, Wisconsin-based company founded in 2019 that specializes in a digital payment platform aimed at negotiating and settling consumer debts. The platform automates and enhances the negotiation and settlement processes for overdue customer accounts, allowing clients to resolve their financial obligations efficiently and transparently. By focusing on a frictionless user experience, Debtle addresses the complexities of debt management, making it easier for individuals to handle their financial responsibilities.

Swoop Finance Limited is a technology platform that specializes in business funding and savings solutions for small-to-medium enterprises. Founded in 2018 and headquartered in London, with additional offices in Ireland, Swoop connects businesses with a range of funding options, including loans, equity, and grants. The platform facilitates the discovery of appropriate funding solutions, allowing enterprises to streamline their financing needs and identify potential savings. Swoop operates as an Appointed Representative of Talbot Capital Limited, which is regulated by the Financial Conduct Authority.

Accounting Made Easy is a business financial literacy tool that uses a gamified, interactive web app to power a seamless synchronous learning experience in just 7 hours.

Bridge Financial Technology Inc. offers automated Software-as-a-Service solutions tailored for Registered Investment Advisors (RIAs), financial advisors, and wealthtech companies. Founded in 2015 and based in Chicago, Illinois, the company specializes in portfolio accounting and management software. Its flagship Atlas platform facilitates efficient billing, invoicing, performance aggregation, client portal access, and file sharing. By addressing inefficiencies and promoting technology adoption, Bridge Financial Technology empowers fiduciary advisors to enhance their competitiveness, scale their operations, and reduce costs, thereby enabling broader access to fiduciary financial advice for clients.

Goalsetter is a provider of a financial education platform for families to access educational media and tools for building wealth. The company also offers a robust suite of tools including goal-based saving with auto-save and round-ups, spart spending tools to keep kids on budget, fun and educational financial quizzes, and engaging videos. In addition to the Goalsetter App, it also offers Goalsetter Classroom, an in-classroom learning management system for K-12 schools with a teacher-led curriculum.

And Financial is a finanicial service provider in new way to refinance student debt to retirement debts

BodesWell specializes in self-service financial planning software aimed at financial institutions, enabling them to offer planning benefits to individuals who do not have access to an advisor. The company's automated tools assist users in tracking budgets and managing investments, focusing on financial milestones such as purchasing a home, funding education, and preparing for retirement. By integrating BodesWell's solutions into existing online platforms, established financial services companies can effectively reach and support underserved customers. In June 2022, BodesWell was acquired by American Express, further enhancing its capacity to deliver comprehensive financial planning resources.

Qoins is a financial wellness app that helps consumers achieve their financial goals by combining financial education and automation. Qoins develops an automated micro-payment platform created to pay off debt early with the spare change from bank transactions. The platform uses round-up technology on daily credit card purchases and calculates spare change from the previous month and makes an additional payment to users' student loans or credit cards, enabling them to save money and get more purchasing power in the future.

Retirable, Inc. is a financial services company founded in 2019 and headquartered in New York. Specializing in personalized retirement planning, the company offers tailored advice and investment strategies to assist adults in or nearing retirement. Retirable's platform is designed to prepare clients for their post-work future, providing actionable guidance to ensure financial stability and peace of mind as they transition into retirement. By focusing on the unique needs of individuals approaching retirement age, Retirable aims to help clients lead a stress-free life after their professional careers.

myGini is an integrated payments and shopping app that delivers the ultimate “win-win-win” for cardholders, retailers and banks. By serving as a bridge between MasterCard/Visa networks and financial institutions, myGini offers cardholders a superior shopping experience, while increasing transactional volume for retailers and banks. Its real-time push notifications bring banking and rewards together—as if by magic!

Monit is a financial intelligence platform designed to support small and medium-sized business owners by providing them with real-time insights and personalized recommendations to enhance their financial performance. It seamlessly connects to various accounting platforms, allowing users to manage cash flow and identify savings opportunities without the need for spreadsheets. The platform offers clear visualizations of current and projected financial metrics, including cash flow, revenue, and profitability. Monit is offered free of charge to small businesses through partnerships with banks and other enterprises, which aim to foster the success and well-being of their customers. By facilitating digital and financial engagement, Monit helps business owners make informed decisions and plan for the future effectively.

Flourish is a Berkeley-CA financial technology company with a mission to empower people to build positive money habits. Flourish licenses its turnkey engagement and financial wellness platform to financial institutions in the Americas. The team at Flourish enables banks, credit unions, and other institutions to drive deposit growth, client loyalty and higher customer satisfaction by transforming how people interact with their money.

Finaeo is powering the future of life and health insurance with our all-in-one platform. Their digital marketplace connects carriers, brokers, and clients through a fully-integrated experience. They also provide Coaching & Leadership Training, investor relations strategy, shareholder engagement, investor relations training and coaching, investor presentations, M and A communications, and investor relations benchmarks

Farther is a technology-centric wealth management firm – combining expert advisors with cutting-edge technology to deliver an efficient, comprehensive, and elite client experience. Founded in 2019 and backed by top-tier venture capital firms, Farther caters to high-net-worth professionals who need a more holistic approach to managing their money. The firm emphasizes a data-driven approach, empowering its advisors with cutting-edge tech tools to provide personalized financial advice. Farther aims to set a new standard in wealth management, offering a blend of personal service and advanced analytics to meet clients' financial goals.

CauseEDU is a financial planning platform that helps students and their families select the best colleges and graduate schools and develop sound strategies to pay for them.

Inverkids is a company focused on delivering financial education to children and young people through a digital platform integrated into school curriculums. The educational programs are designed to impart essential financial knowledge and skills, helping young individuals develop sound financial values. By offering personalized workshops, Inverkids aims to equip the next generation with the capabilities necessary to make informed financial decisions, ultimately fostering better financial literacy among youth.

SpenDebt is a financial technology company that helps individuals manage and repay their debts more effectively. It offers a platform that automates debt repayment through the use of micropayments, typically set at $1.00, which are added to everyday transactions. As customers make purchases, these predefined amounts accumulate and are submitted as monthly payments toward their debts. This approach not only simplifies the repayment process but also instills financial discipline, ensuring timely payments that gradually reduce the consumer's outstanding balance. By integrating debt repayment into routine spending, SpenDebt aims to enhance financial health for its users.

OpSeeker is an online financial advisory platform that enables users to enhance their investment strategies and savings using fictitious money. The platform allows individuals to create profiles and simulate long-term investments, focusing on the psychological aspects of investing. In addition to portfolio simulations, OpSeeker provides a range of educational resources, including videos, podcasts, infographics, and news, aimed at improving users' financial literacy and health. By engaging with virtual money, users can develop their investment skills without the risk associated with real capital.

Quatromoney offers a personalized college decision platform aimed at assisting students and families in understanding the financial implications of higher education. By providing a comprehensive overview of college finance options, Quatromoney helps users assess costs and monthly affordability in advance. This enables students to make informed financial decisions tailored to their budgets, ultimately empowering financial institutions and employers to support individuals in navigating the complexities of college financing. The company's turnkey solution is designed to help users evaluate the true return on investment of their educational choices.

EZ-Probate is an online service that facilitates the probate process by offering self-help forms and detailed instructions, allowing individuals to navigate estate probate without the need for an attorney. The company provides ready-to-sign documents along with support through email, online chat, or phone until the probate is finalized. By simplifying the probate process, EZ-Probate aims to reduce the associated costs, time, and stress for its customers, making estate planning more accessible and affordable.

Silver Bills is a developer of bill paying technology intended to take over the burden of paying bills for seniors. The company's technology receives clients' bills electronically, scrutinizes and pays them, employs technology-based secure systems to alleviate the hassles of daily money management and charges an economical, flat monthly fee, enabling elderly Americans and their families live in their homes without the stress and anxiety that often accompanies paying bills.

Zogo is a mobile app that pays kids to learn financial literacy. They break down complicated financial concepts into more than 300 bite-sized modules that meet kids on their phones. These modules start with easy concepts like budgeting but grow more complex as teenagers advance through the app. Users start each module by learning five concepts before taking a five-question quiz. Kids earn points in the form of pineapples as they complete modules. They can redeem these points for rewards such as gift cards. Financial institutions partner with Zogo to co-brand the app and use it as a tool to engage, attract and learn about GenZ. They would distribute it to existing customers, complement teen checking accounts and leave behind after teaching at their partner schools. We're backed by Techstars and MetLife. We have won 2019 NACUSO Next Big Idea Competition in the credit union industry as well as the "Best of Show" at FinovateFall 2019. Zogo is built by a team of GenZ, and built for GenZ.

Till is the first collaborative financial platform specifically built for families and the communities that support them. Till is accessible to all families, as there is no monthly subscription fee. Till is replacing awkward family conversations about money with real actions and experiential learning, while teaching kids how to spend money wisely every day. Banking Services provided by Coastal Community Bank, Member FDIC, pursuant to license by Visa U.S.A. Inc.

Payitoff is a debt infrastructure company that provides a variety of services to assist fintechs, workplace providers, and financial institutions in saving the average customer $240 per month on their student loans.

Private Wealth Systems empowers the 13.7 million high net worth investors who collectively control $52.6 trillion in global private wealth, and their advisors, with the information they need to understand which managers and what investments are driving risk, return, income and expense across their entire wealth, regardless of manager, custodian, asset class, country or ownership structure in order to make informed decisions to preserve and growth their wealth. Founded by pioneers of the consolidated investment reporting industry, Private Wealth Systems provides a total wealth dashboard with transaction-level-transparency so investors and their advisors have instant access and understanding of the drivers of risk and return across all of their investments, regardless of complexity, asset class, or entity structure.

Payitoff is a debt infrastructure company that provides a variety of services to assist fintechs, workplace providers, and financial institutions in saving the average customer $240 per month on their student loans.

Zogo is a mobile app that pays kids to learn financial literacy. They break down complicated financial concepts into more than 300 bite-sized modules that meet kids on their phones. These modules start with easy concepts like budgeting but grow more complex as teenagers advance through the app. Users start each module by learning five concepts before taking a five-question quiz. Kids earn points in the form of pineapples as they complete modules. They can redeem these points for rewards such as gift cards. Financial institutions partner with Zogo to co-brand the app and use it as a tool to engage, attract and learn about GenZ. They would distribute it to existing customers, complement teen checking accounts and leave behind after teaching at their partner schools. We're backed by Techstars and MetLife. We have won 2019 NACUSO Next Big Idea Competition in the credit union industry as well as the "Best of Show" at FinovateFall 2019. Zogo is built by a team of GenZ, and built for GenZ.

Klimb is Latin America’s invoice discount marketplace. Through their platform they help companies obtain liquidity from their accounts receivable in a fast, secure and convenient way, while allowing investors to invest in commercial debt.

OpSeeker is an online financial advisory platform that enables users to enhance their investment strategies and savings using fictitious money. The platform allows individuals to create profiles and simulate long-term investments, focusing on the psychological aspects of investing. In addition to portfolio simulations, OpSeeker provides a range of educational resources, including videos, podcasts, infographics, and news, aimed at improving users' financial literacy and health. By engaging with virtual money, users can develop their investment skills without the risk associated with real capital.

Guide Change is a financial management platform focused on enhancing financial care for older adults and at-risk individuals. The platform provides insights into spending and resources, generates shareable reports, and offers personalized advice to improve financial health. By securely linking online bank accounts, Guide Change helps users maintain financial independence while mitigating risks associated with exploitation and poor budgeting. The company's experts analyze data to create tailored financial reports that assist fiduciaries in making informed spending decisions, ensuring that funds are utilized in the best interests of the account holder. Through its innovative services, Guide Change aims to empower older adults to manage their finances effectively and securely.

Moolah U, LLC is a company that focuses on providing financial education programs for children and teenagers through various engaging formats, such as camps, games, and at-home experiences. Founded in 2007 and based in Austin, Texas, Moolah U aims to instill financial and personal responsibility in young individuals. The company also offers a unique app designed to help kids develop smart money habits by allowing them to prioritize their savings goals according to their personal interests and values. This approach encourages autonomy and helps children learn the importance of managing their finances effectively.

MoneyCompass is a financial services company that provides a mobile-based application platform for automatic personal debt optimization. It helps students and graduates to save money on their student loans, credit cards, and other financial products. The company was founded in 2018 and headquartered in New York, United States.

Fincura, Inc. is a Boston-based company that develops an AI-enabled cloud software platform aimed at transforming financial data management for finance companies. Founded in 2017, Fincura focuses on unlocking valuable insights from unstructured financial statements and spreadsheets, allowing institutions to differentiate themselves and enhance operational efficiency. The platform combines artificial intelligence with human expertise to extract detailed data from various documents, ensuring that teams have access to a unified and transparent dataset. Fincura's secure, cloud-based architecture facilitates easy integration with other systems and supports rapid onboarding for new customers. Through features such as automated financial analysis, individualized covenant monitoring, and compliance tracking, Fincura empowers financial institutions to make informed decisions throughout their lending processes.

WalletFi is the subscription management solution for financial institutions and fintechs.

PYT Funds, Inc. is a financial services company that operates an online platform designed to connect families with banks, facilitating loans for students to cover college expenses. Founded in 2014 and headquartered in Washington, D.C., with additional offices in Wilmington, Delaware, Rockville, Maryland, and Richmond, Virginia, the company employs a hybrid financing model that integrates crowdfunding and traditional student loans. This innovative approach allows students and their families to secure funding through a strategic, cost-effective, and low-risk credit profile, making it easier to finance higher education. The GO PYT platform aims to disrupt conventional financing methods by leveraging technology to enhance accessibility to educational funding.

Anthem is a simple, but very powerful SaaS for educational institutions. We help automate four fundamental functions of any educational institution – fee collection, expense management, admissions, and teaching. We empower every type of educational institution - schools, colleges, co-/extra-curricular institute. With over 65,000+ educational institutions on the platform, Anthem is one of the largest edTech SaaS companies in India.

Finerio is an automated personal finance platform based in Mexico that offers users a free and efficient way to manage their finances. The platform allows individuals to link their debit and credit accounts from major Mexican banks, providing insights for effective financial planning and saving. Finerio focuses on personal finance management by enabling users to create custom budgets, monitor and track expenditures, and analyze their consumption patterns. Through its open finance and data analysis capabilities, Finerio empowers users to gain control over their financial information, ultimately helping them plan their expenses and enhance their savings.

Finnest is a mobile app and secured debit card account for kids and teens that teaches the value of money by providing tools and activities for saving, spending and investing their money. Finnest innovates the way kids grow up with money and offers a whole new approach to​ teaching personal finance. Our carefully designed platform enables easier transfers between parents and their children and encourages them to save and grow their money while only spending responsibly.

Akiba is a platform that revolutionizes employee savings funds and funds.It allows companies to manage their employee funds and funds in a digital and transparent manner, in addition to offering credits and payroll advances in an agile manner.

Finerio is an automated personal finance platform based in Mexico that offers users a free and efficient way to manage their finances. The platform allows individuals to link their debit and credit accounts from major Mexican banks, providing insights for effective financial planning and saving. Finerio focuses on personal finance management by enabling users to create custom budgets, monitor and track expenditures, and analyze their consumption patterns. Through its open finance and data analysis capabilities, Finerio empowers users to gain control over their financial information, ultimately helping them plan their expenses and enhance their savings.

Own Up is a home loan marketplace designed to assist clients in locating suitable mortgages and lenders. The company focuses on ensuring that borrowers do not overpay for their mortgage by providing customized data that clearly outlines the appropriate payment amounts. Its services include tools for evaluating lenders, determining affordability, comparing loan offers, and obtaining pre-approval letters on demand. This comprehensive approach aims to optimize and simplify the home financing process for users.

Zave App is a money-saving application that enables its users to save their change and travel around the world. It was launched in June 2015 in Mexico.

LearnLux is a digital, independent financial, and benefits education platform. It provides unbiased, customized financial education to better the way people make financial decisions. For partners, LearnLux empowers employers to offer financial wellness as a benefit.

Splitzee is a team money collection application that enables its users to easily organize and collect money from teammates for league dues, equipment, uniforms, outings, and gifts. It also allows its users to send reminders and disburse funds. It helps save time and money as well as reduce social awkwardness for teams and their managers. The application encourages team managers to set up funds around shared objectives, invite teammates to participate, help teammates make transactions among themselves, and ultimately use the aggregated funds to buy the things they want. Splitzee was launched in 2012 and is based in Boston, Massachusetts.

LearnLux is a digital, independent financial, and benefits education platform. It provides unbiased, customized financial education to better the way people make financial decisions. For partners, LearnLux empowers employers to offer financial wellness as a benefit.

Moneythink is an American ed-tech non-profit organization tackling America’s 1.6 trillion dollar student debt problem, harnessing the power of people and technology to bring transparency to college costs. The organization ensures all students are equipped to invest in their futures, keeping students on track by minimizing financial complexity and risk while maximizing potential and minimizing stress. As a leader in youth-focused financial wellness, Moneythink has served over 32,000 students since 2008. Moneythink is creating a public-facing, no-cost Award Comparison Tool that helps low-income and 1st-gen students to plan for, cover, and manages all of their college costs through a healthy mix of aid, savings, loans, and work.

Prime Student Loan was founded to help college graduates translate academic and career achievements into reduced student loan expenses. They use a secure web application to provide their users with a customized student loan analysis that reviews the borrower's existing loan portfolio and provides targeted recommendations on how they may be able to repay their student loans more effectively. From just a few pieces of information, they are able to automatically generate a tailored analysis that screens eligibility for federal repayment and loan forgiveness programs, as well as for private refinancing opportunities that can lower their users' student loan expenses.

National Family Mortgage is an online financial services company committed to offering consumers alternatives to traditional, costlier forms of home financing. NFM offers a safe and easy way for families to make real estate loans with loved ones; a way that promotes home ownership, saves money, protects family relationships, minimizes legal and gift tax issues, reduces the risk of default and keeps money in the family. NFM win-win solutions help families build wealth and achieve their dreams.

Splitwise is a mobile application and web-based platform that helps its users share expenses with one another, including roommates, travelers, couples, friends, and family. It organizes all its users’ shared expenses and IOUs in one place so that everyone can see who they owe. It sends its users monthly reminders about outstanding debts. The application also provides its users with mediation advice about fairness issues through its fairness calculators. These calculators turn crowdsourced data into a neutral fairness opinion about its users’ personal situations. Splitwise was launched in 2011 and is based in Providence, Rhode Island.

Alltuition is an online search engine that enables collage students to find sources for financial aid. It tracks hundreds of student loan providers to help students find the best loans they are eligible for and to understand the real cost of borrowing.

Finalta, Inc. is building elegant software for the world's institutional asset managers. Our initial, patent-pending solution is under development. If you're very good at what you do, we're hiring and we'd love to hear from you.

Flywire is a payments enablement and software company that specializes in providing secure and efficient payment solutions for international students and educational institutions. The company offers a streamlined platform that integrates a proprietary global payment network with vertical-specific software, enabling clients to process reconciled domestic and international payments effectively. Flywire serves over 4,000 clients across various sectors, supporting diverse payment methods in more than 140 currencies worldwide. Headquartered in Boston, Massachusetts, Flywire operates globally, with significant revenue contributions from the Americas.