MasterCard

WeMoney is a financial wellness platform designed to empower individuals to take control of their financial lives. It offers a comprehensive toolset that allows users to track their credit scores, bills, recurring payments, savings, debts, and income all in one place. By utilizing advanced behavioral science and artificial intelligence, WeMoney provides guidance and nudges towards making informed financial decisions. The platform features auto-categorization and smart alerts, helping users to identify potential pitfalls in money management and ultimately save money. Through its innovative approach, WeMoney aims to promote better financial health and decision-making among its users.

Bruized upcycles perfectly good food into sustainable plant-based snacks and encourages constructive dialogue about how each of us can contribute to reducing food waste. ​

Folds Wear is a business specializing in the development and production of innovative medical apparel. The company creates its products using post-consumer plastic and fully recyclable materials, aiming to minimize environmental impact. Their garments, designed for medical professionals, incorporate advanced nanotechnology to provide protection and functionality, while also addressing the issue of microfiber pollution.

ImaginAble Solutions specializes in the development of assistive devices aimed at enhancing the quality of life for individuals with impaired motor movement due to medical conditions or injuries. The company's innovative devices are designed to address limitations in hand mobility, facilitating activities such as writing, painting, drawing, and using tablets or computers. By promoting guided and controlled hand movements, ImaginAble Solutions' products help users reduce pain and hand fatigue, thereby improving their overall functionality and independence.

The Magpie Cakery cooperative community kitchen is intended to support the growth of nearby companies.

Remix Snacks is a Canadian company led by an Asian female dietitian, specializing in producing bean-based, upcycled vegetable snacks. Their mission is to provide nutritious, great-tasting, and eco-friendly snack options. With a focus on reducing food waste, they use high-protein, high-fiber ingredients and avoid artificial additives. Their products are available in over 600 locations across Canada and can also be purchased online.

Lesley Hampton is an Anishinaabe artist and fashion designer focused on mental wellness and body neutrality in fashion through the lens of the Indigenous worldview.

Shawish is an online Indigenous marketplace that enables Indigenous artists and business owners to set up their own stores and list their goods.

Mahara is a modern lifestyle company that offers its clients experiences and products. To help people reduce stress and anxiety and engage in a thorough introspection, Mahara created their latest product, The Human Being Journal, in direct response to the global pandemic.

Bocoboco is an online retail grocery store dedicated to promoting a zero-waste lifestyle. The company provides ecological delivery services and focuses on minimizing packaging waste in everyday kitchen and bathroom products. By offering returnable containers, Bocoboco enables customers to reduce their environmental impact and encourages sustainable practices. The business aims to support individuals in their transition towards a more eco-friendly lifestyle while providing access to gourmet grocery items.

Paintillio's quality, collaborative, hands-on art projects dismantle barriers based on age, gender, race, and ability because anyone can be an artist.

Minna Technologies is a provider of subscription management services that connects banks and fintech companies with subscription businesses, allowing consumers to manage their subscriptions directly within their banking apps. The company's applications help users identify and display their active subscriptions, enabling them to switch to more affordable alternatives or cancel unwanted services. Minna Technologies focuses on streamlining the management of monthly payments for various subscriptions, including energy, mobile, and broadband services. By offering a reliable and secure platform, the company enhances the customer experience while promoting cost-effective subscription management.

AtoB is a technology company based in San Francisco, California, that specializes in building payments infrastructure for the transportation and logistics industry. Founded by Harshita Arora, Vignan Velivela, and Tushar Misra, AtoB focuses on providing financial technology services tailored for commercial fleets. The company offers a zero-fee fuel card that is widely accepted, designed specifically for fleets of various sizes. This innovative solution enables clients in the trucking and logistics sectors to conduct quick and transparent transactions without incurring additional costs. Through its services, AtoB aims to enhance the efficiency and financial management of transportation businesses.

Recorded Future, Inc. is a threat intelligence company that provides real-time solutions to enhance cybersecurity for organizations. Founded in 2009 and headquartered in Somerville, Massachusetts, with additional offices in McLean, Virginia, and Gothenburg, Sweden, the company leverages patented machine learning technology to analyze data from the open web, dark web, and technical sources. This enables organizations to gain comprehensive insights into potential threats and vulnerabilities, facilitating swift and informed decision-making. Its offerings include tools for threat intelligence teams and security operation center (SOC) teams, as well as specialized services like dark web monitoring, executive cyber protection, and custom intelligence assessments. Additionally, Recorded Future provides integration services that streamline workflows and enhance operational capabilities through real-time alerts and monitoring dashboards. The company’s platform empowers users to respond to security threats more effectively, thereby reducing risks associated with cyberattacks.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services specifically designed for regulated financial institutions. Founded in 2016, it offers a fully managed payment technology service that leverages a robust AWS cloud processing platform and multiple payment gateways, ensuring 24/7 operational support. The company's micro-services architecture and application programming interfaces enable clients to access a wide array of payment schemes seamlessly. Form3's client base includes a diverse range of financial entities, such as leading banks, non-bank financial institutions, and fintech companies, including payment institutions and e-money providers. This innovative approach allows businesses to utilize reliable and secure payment services on a per-transaction commercial model without upfront costs.

Hello Alice is a FinTech platform established in 2017 and headquartered in Houston, Texas. It focuses on supporting small business owners by providing access to credit, loans, grants, and business planning services. The platform utilizes machine learning to connect entrepreneurs with the necessary resources, regardless of their gender, ethnicity, geography, or stage of growth. Through its partnerships with enterprise business services, government agencies, and institutions, Hello Alice aims to enhance revenue opportunities for small and medium businesses. The platform offers curated mentorship, events, tools, and resources tailored to meet the specific needs of founders, thereby facilitating their path to success.

AccessPay is a cloud-based payment management platform headquartered in Manchester, UK, established in 2012. The company specializes in enhancing payment operations for finance and treasury teams by connecting businesses to their banks and modernizing banking processes. AccessPay's solutions aim to minimize the risk of fraud and errors while improving payment efficiency and cash visibility. The platform allows organizations to integrate their enterprise resource planning systems with over 16,000 banks globally, automating bank statement retrieval and streamlining payment operations. Additionally, AccessPay incorporates security features such as Confirmation of Payee and Sanctions Screening, providing clients with a secure and efficient banking experience.

Wellthi is a fintech social enterprise that provides a B2B embedded virtual branch within mobile banking applications. The company offers a suite of configurable white-label APIs, mobile apps, and payment solutions designed to help financial institutions enhance customer origination and retention. Wellthi's platform promotes financial health, credit readiness, and access to affordable capital, allowing users to track, manage, and achieve their financial goals in a secure environment. By leveraging online communities, social networking, and generative AI, Wellthi enables financial institutions to better serve their customers and improve operational efficiency while significantly reducing the costs associated with maintaining physical branches or hosting in-person events.

California FarmLink is a nonprofit organization based in Aptos, California, dedicated to supporting farmers by facilitating access to land, capital, and business resources. The organization focuses on empowering farmers of color and collaborates with farm training programs, impact investors, public agencies, and other nonprofits to create a supportive ecosystem for the next generation of farmers and ranchers. Through its initiatives, California FarmLink aims to enhance the viability and sustainability of farming operations, ensuring that aspiring and existing farmers can thrive in their agricultural endeavors.

LoanWell LLC, established in 2017 and headquartered in Durham, North Carolina, specializes in providing a customizable loan origination system for community development financial institutions (CDFIs). Their platform automates key processes such as loan application intake, closing, signing, disbursement, and repayment. By streamlining these procedures, LoanWell enables CDFIs to deliver more capital efficiently, fostering economic growth by providing affordable financing options to individuals and small businesses.

Aeris Insight offers a variety of services ranging from performance data and data services to impact management assessment for investors.

Accessity’s mission is to open doors of financial opportunity to those with historically less access to capital and business support.

Scale Link was deliberately established as a lean, narrowly focused non-profit with the goal of being agile and responsive to CDFI microlender capital needs, whether there is a global epidemic or 3% jobless.

PaySend is a financial technology platform founded in 2015 and headquartered in London, UK. It provides a secure solution for users to send and receive money globally using any bank card, including Visa and MasterCard. The platform allows users to transfer funds directly from card to card across over 60 countries, facilitating transactions in multiple currencies. PaySend’s application features proxy card technology to help customers avoid cross-border fees and manage their finances with real exchange rates, ensuring a transparent and cost-effective money transfer experience.

The University of Waterloo, founded in 1957 and located in Waterloo, Canada, operates colleges that provide a range of undergraduate and graduate programs. The institution is committed to reconciliation through research, learning, and community engagement, emphasizing the importance of social responsibility. It offers comprehensive academic and social support services for graduate students, including mental health resources and legal aid, fostering an environment conducive to personal and professional growth. The university also creates various career opportunities for prospective employees, reinforcing its role as an essential educational and community-focused institution.

MTN Group Fintech operates as a financial-technology company.

Nominis is the first hybrid KYT platform built for crypto startups. We combine on-chain, off-chain, and behavioral intelligence in real time to uncover the full story behind every transaction, catching what legacy KYT tools miss. Trusted by law enforcement, powered by AI and built for speed, Nominis helps crypto companies stay compliant, avoid fines and scale with confidence.

Clearbox AI specializes in synthetic data generation, offering solutions that create high-quality data points while ensuring compliance with privacy regulations such as GDPR and CCPA. This technology serves as a privacy-enhancing tool, enabling organizations to access and share sensitive data securely. Clearbox AI's platform enhances the size and quality of datasets, addresses structural issues, and allows for safe experimentation with data and AI. It also aids in validating AI models by generating diverse scenarios. Furthermore, the company focuses on developing trustworthy, human-centric artificial intelligence datasets by retrofitting existing AI models. This capability provides human-interpretable explanations for decisions made by complex machine learning systems, allowing analysts and managers to identify and address potential biases or inefficiencies without sacrificing performance.

Fabrick is a financial services company that operates an open fintech platform designed for enterprises and banks. It facilitates collaboration among various stakeholders in the financial sector, enabling them to discover and create innovative solutions for end customers. By leveraging an API platform, Fabrick fosters a financial ecosystem that allows fintech system integrators and developers to work together with industry talents to develop new products and services. The company's focus spans banking, fintech, and information technology, positioning it as a key player in the evolving landscape of financial innovation.

Nippy operates an online platform connecting independent workers with essential services and benefits tailored to enhance productivity and improve quality of life. The platform offers insurance, discounts on various products/services, health, legal, and accounting guidance, educational resources, and financing tools, all designed to support freelancers' professional and personal needs at affordable prices.

Paypa Plane is a payment software developer focused on modernizing traditional payment processes and enhancing financial product offerings while maintaining the integrity of existing systems. The company creates digital payment agreements that connect businesses and payers, facilitating integration with core banking systems. This approach aims to deliver significant benefits such as cost savings, cash-flow assurance, in-built compliance, and streamlined customer care for banks, enterprises, and payers. By transforming legacy payment structures, Paypa Plane positions itself as a progressive force within the payment ecosystem, ready to advance the industry and support the evolving needs of its clients.

Baffin Bay Networks is a Swedish cybersecurity company that specializes in providing a cloud-based security platform aimed at preventing network and application attacks. The company's platform incorporates machine-learning technology to offer a straightforward and effective solution for mitigating various types of attacks. This includes protection against Distributed Denial of Service (DDoS) attacks and threats targeting web applications. By enabling businesses to detect attacks across different layers—from the IP layer to the application layer—Baffin Bay Networks helps organizations safeguard their critical assets and services.

Omega offers a comprehensive suite of financial services designed to support businesses in the UK. The company provides current accounts, credit cards, loans, savings, and insurance solutions, along with reward programs. Additionally, it features a Business-in-a-Box solution that facilitates company registration and operational scaling. Clients can easily set up a multi-currency account, appoint accountants and legal consultants, and manage payments. Omega aims to streamline the financial and operational processes for businesses, making it easier for them to thrive in a competitive market.

Teampay is a developer of a distributed spend management platform tailored for larger small to medium-sized businesses and middle-market organizations. The platform simplifies expense management by streamlining the purchasing process through the use of virtual and physical cards, invoices, and reimbursements. It facilitates a user-friendly workflow that aligns the needs of spenders with finance teams, ensuring transparency and control over organizational spending. By collecting and integrating critical data into existing systems, Teampay addresses common challenges such as policy misalignment and unpredictable expenses, enabling clients to manage their financial operations effectively and securely.

Conferma is a Fintech company operating in the payment sector, they have a clear vision, which their manifesto sets out. Formed in 2005 Conferma was a pioneer brand in the world of Virtual Cards, they've continued to lead the in Fintech sector through their ever developing range of innovative payment products.

Nclude is a venture capital firm established in 2022 and based in Cairo, Egypt. The firm focuses on fostering fintech innovation and promoting financial inclusion by partnering with leading fintech and fintech-enabled companies. Nclude primarily invests in early and growth-stage startups located in Egypt, as well as those within the broader Middle East and Africa region. Through its strategic investments, Nclude aims to support the development of the fintech landscape in these markets.

TomoCredit LLC, established in 2018 and headquartered in San Francisco, specializes in manufacturing electronic smart and credit cards designed for millennials with limited or no credit history. The company's core product enables users to build credit and qualify for loans by analyzing alternative data sources through a proprietary algorithm. TomoCredit offers a mobile application for account management and rewards customers with cryptocurrency for their purchases, facilitating instant loan access anytime, anywhere. The founding team comprises immigrant entrepreneurs who faced credit card challenges as foreign nationals, bringing together alumni from Coinbase, Kenetic Hedge Fund, Google, MIT, and UC Berkeley.

mx51 is a company founded in 2016 in Sydney, New South Wales, by Magnus Hsu. It specializes in providing a bank-grade payments as a service platform that enhances merchant experiences by offering seamless integration between commerce and payments. The company's cloud-based technology facilitates efficient financial transactions, enabling businesses to connect their Windows-based point-of-sale systems with electronic funds transfer terminals. By partnering with acquirers and payment providers, mx51 aims to support businesses in thriving within a rapidly evolving global marketplace.

HyperPay is a fintech company that specializes in providing integrated payment gateway solutions and services for e-commerce and merchants. The company aims to facilitate the transition to a cashless society by offering a diverse range of financial services designed to enhance business growth and improve customer experiences. HyperPay's platform features a payment hub interface and e-card distribution, allowing online businesses to securely accept and manage payments. In addition to core payment processing, HyperPay also offers merchants tools for risk and fraud management, monitoring systems, installment options, and invoicing solutions, thereby supporting a comprehensive suite of services tailored to the needs of modern digital commerce.

Picus developed a novel and holistic approach to IT security: Continuous Security Validation. The Picus Security Validation Platform simulates real-world cyber threats to evaluate and optimize cybersecurity measures, ensuring organizations are prepared for potential security breaches. Picus enables businesses to test their security controls continuously, identifying gaps and weaknesses in their defenses. The company's technology integrates with existing security tools, providing actionable insights to enhance an organization’s ability to detect, prevent, and respond to cyber-attacks.

Enveil Inc., established in 2016 and headquartered in Fulton, Maryland, specializes in data security solutions. The company develops technology that enables enterprises to operate on both encrypted and unencrypted data across various environments, including cloud and on-premise settings. Enveil's flagship product is ZeroReveal Compute Fabric, a two-party platform comprising ZeroReveal Client and Server applications, ensuring data security throughout processing. Additionally, they offer ZeroReveal Search for secure data searches and ZeroReveal Machine Learning to derive insights from data sources privately and securely. Their solutions cater to industries such as financial services, healthcare, cloud security, and government, serving applications like secure data collaboration, regulatory compliance, and third-party risk management. Enveil uses homomorphic cryptography to protect data interactions, including search and analytics.

Regulatory Genome provides dynamic, granular, and interoperable machine-readable regulatory content powered by AI-based textual information extraction techniques. Regulatory Genome enables regulatory authorities to improve the accessibility and dissemination of regulatory information, while also enabling organizations to deepen their regulatory intelligence and digitize their compliance and risk management processes. RegGenome content is vendor-neutral, allowing it to be integrated into any application or system, allowing for the creation of an efficient ecosystem of providers and users.

Zeta is a fintech company based in Bengaluru, India, established in 2015, that specializes in streamlining corporate payments and employee gifting. The company offers a range of digital solutions, including tax benefits for employees, rewards and recognition programs, and automated cafeteria services. Its flagship product, Zeta Tax Benefits, is a cloud-based suite designed to digitize various tax-saving reimbursements such as mobile, fuel, and gadget reimbursements, as well as gift cards and leave travel allowances. By providing these digitized solutions, Zeta aims to enhance employee engagement and facilitate HR managers in recognizing and appreciating employees effectively. Additionally, Zeta's rewards and recognition platform offers diverse gifting and incentive options tailored to meet the needs of employees, channel partners, and vendors.

Howard University, located in Washington, D.C., is an esteemed institution established in 1867 that focuses on providing educational opportunities, particularly for African-American students. The university offers a wide range of academic programs at the undergraduate, graduate, and doctoral levels, including fields such as law, medicine, and pharmaceutical studies. With a commitment to fostering high academic achievement and potential, Howard University aims to enhance the educational landscape while reflecting the political and cultural dynamics of its environment.

Dynamic Yield Ltd. is a technology company that specializes in machine learning and AI-driven personalization solutions. Founded in 2011 and headquartered in Tel Aviv, Israel, it operates globally with additional offices in major cities such as New York, Berlin, and London. The company's core offering, the Personalization Anywhere platform, empowers marketers to enhance customer experiences across various channels, including websites, mobile apps, emails, kiosks, and call centers. Dynamic Yield's platform provides tools for segmentation, omnichannel personalization, optimization, behavioral messaging, and dynamic advertising, catering to a diverse range of industries such as e-commerce, media, travel, and gaming. By integrating data from multiple customer touchpoints in real-time, Dynamic Yield enables organizations to deliver tailored content and offers, ultimately driving revenue growth and improving long-term business value.

The secure payments engine for online merchants, e-commerce platforms and marketplaces. Partnering directly with acquirers and marketplaces, Paycast enables a new way for buyers to complete transactions and online sellers to receive funds in a protected and totally secure manner. Paycast is the payments hub and digital wallet to online sellers, freelancers and gig-economy workers who sell their goods and services on C2C and B2B marketplaces around the world. Created in 2020, Paycast is the consumer facing proposition of the Shieldpay Group. Shieldpay was founded in 2016 and has quickly become a global leader in securing high-value transactions. The multi award-winning payment settlement engine is revolutionising multiple industries including real estate and mergers and acquisitions. Shieldpay and Paycast are authorised and regulated by the Financial Conduct Authority (FCA) for payment services in the UK and available across Europe, the USA and Asia.

The SPG group of companies was formed in 2016 with the original concept of securing high value peer-peer payments such as cars, art and jewellery with a simplified digital escrow solution. By 2021, SPG and its two primary assets Shieldpay (ww.shieldpay.com) and Paycast (www.paycast.io) had processed over $2.3bn of payments for clients and customers all over the globe and has pioneered the development of contingent based payments in huge sectors such as M&A, fundraising, B2B and supply chain transactions, real estate and marketplaces.

Arcus Financial Intelligence, Inc. is a New York-based company that develops and operates a comprehensive application program interface (API) platform tailored for banks and financial institutions. Founded in 2012 and formerly known as Regalii Inc., Arcus specializes in managing consumer bills and financial data. Its platform enables real-time bill management and payment services, providing users with a detailed overview of their financial obligations, including the number of bills, amounts owed, and due dates. Additionally, Arcus offers a multi-rail payment platform that facilitates accessible payment solutions for businesses, supporting various payment methods such as account-to-account transfers and cash transactions.

Stride Health, Inc. is a health benefits platform that specializes in providing affordable health coverage options for independent workers and part-time employees in the United States. The company offers a range of services, including dental plans, doctor and prescription insurance plans, and various health coverage options tailored to meet the needs of its customers. Stride Health simplifies the enrollment process by guiding users through selecting the most cost-effective health plans, aiming to optimize their tax benefits and enhance their take-home pay. Founded in 2013 and based in San Francisco, California, the company was previously known as Covered, Inc. and rebranded to Stride Health, Inc. in March 2013. Stride Health also provides personal advisory services to assist clients in navigating the complexities of their health insurance options.

Doconomy AB is a fintech company based in Stockholm, Sweden, founded in 2018, that specializes in digital banking services. It has developed the DO application, which allows users to track and measure their carbon dioxide emissions and ecological footprint resulting from online purchases. One of its notable offerings is DO Black, a credit card that incorporates a carbon limit, encouraging users to engage in sustainable consumption. Doconomy's mission is to inspire behavioral change and reduce carbon emissions by connecting consumers, producers, retailers, and influencers within a circular ecosystem. The company provides tools that enable users to visualize the environmental impact of their financial transactions and offers insights and incentives for reducing consumption, thereby promoting a sustainable lifestyle for all.

Bilt Rewards offers a rewards program that allows renters to earn points on rent and create a path towards homeownership. With an alliance of the U.S.' largest real estate owners, Bilt Rewards will enable renters in more than two million units across the country to earn points just by paying rent. Launched in June 2021, Bilt Rewards boasts one of the highest value rewards programs on the market today, including one-to-one point transfers for travel across over 100 major airlines and hotel partners; fitness classes at the country’s top boutique studios; limited-edition and exclusive collections of art and home decorations through the Bilt Collection, and the ability to use points for rent credits or towards a future down payment. Bilt has also partnered with Mastercard and Wells Fargo to create the Bilt Mastercard - the first and only credit card that can be used to pay rent with no fees. In October 2022, Bilt announced a valuation of $1.5 billion following a $150 million growth round to advance its loyalty program and credit card for renters.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services specifically designed for regulated financial institutions. Founded in 2016, it offers a fully managed payment technology service that leverages a robust AWS cloud processing platform and multiple payment gateways, ensuring 24/7 operational support. The company's micro-services architecture and application programming interfaces enable clients to access a wide array of payment schemes seamlessly. Form3's client base includes a diverse range of financial entities, such as leading banks, non-bank financial institutions, and fintech companies, including payment institutions and e-money providers. This innovative approach allows businesses to utilize reliable and secure payment services on a per-transaction commercial model without upfront costs.

CipherTrace provides technologies focused on regulatory compliance, investigative audits, and security within the blockchain economy. The company offers solutions that enhance the safety and security of cryptocurrencies, crypto tokens, and private enterprise blockchains. Its services include anti-money laundering measures, compliance monitoring, and crypto risk intelligence, catering to banks, cryptocurrency exchanges, digital asset businesses, and regulators. Founded in 2015 and headquartered in Menlo Park, California, CipherTrace also maintains offices in New York, Washington D.C., Toronto, London, Frankfurt, and Singapore. The company's expertise covers over 800 currencies, providing visibility into blockchain and virtual asset businesses to protect against cryptocurrency laundering risks while maintaining user privacy. Additionally, CipherTrace collaborates with government agencies to align regulatory frameworks with the evolving landscape of cryptocurrencies and blockchain technology.

Aiia is an open banking platform in Europe, with more than a decade of experience in fintech and with hundreds of clients servicing both businesses and consumers. The mission of Aiia is to empower people to bring their financial data and accounts into play safely and transparently. Aiia’s platform allows businesses and financial institutions to integrate financial data and account-to-account payments into their services for millions of European citizens.

BKN301 is a London-based technology provider focused on Banking-as-a-Service (BaaS) solutions for the financial industry. The company offers a comprehensive platform that includes core banking, payment processing, digital wallet and card issuing, cross-border services, open banking, and artificial intelligence, allowing for seamless integration with third-party systems. BKN301 empowers traditional banks, fintech companies, neobanks, and digital banks to adopt secure and scalable financial solutions that enhance service offerings and create new revenue opportunities. Since its inception in 2021, BKN301 has established a significant presence across the EMEA region, demonstrating its commitment to transforming the financial landscape on a global scale.

Instamojo is a digital payments and e-commerce platform that empowers micro, small, and medium enterprises (MSMEs) in India. Over the past decade, the company has successfully addressed the key needs of its customers, providing a comprehensive solution for business owners. Its platform enables merchants to manage various aspects of their operations, including showcasing products, collecting orders, tracking sales, connecting with customers, and handling logistics. By leveraging technology and design, Instamojo aims to revolutionize the direct-to-consumer space, fostering entrepreneurial growth and facilitating seamless online transactions for sellers.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and formerly known as Tremus, Inc., the company utilizes machine learning and alternative data to assess creditworthiness, allowing individuals without a traditional credit history to access fair credit products. Deserve employs various predictive attributes, including education, major, cost of education, source of initial funding, and future employability, to determine a student's ability to repay. The company operates a mobile-first credit card platform built on cloud-native and API-enabled architecture, enabling partnerships with financial institutions, fintechs, lenders, and merchant co-brands to deliver personalized experiences for cardholders.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

mx51 is a company founded in 2016 in Sydney, New South Wales, by Magnus Hsu. It specializes in providing a bank-grade payments as a service platform that enhances merchant experiences by offering seamless integration between commerce and payments. The company's cloud-based technology facilitates efficient financial transactions, enabling businesses to connect their Windows-based point-of-sale systems with electronic funds transfer terminals. By partnering with acquirers and payment providers, mx51 aims to support businesses in thriving within a rapidly evolving global marketplace.

Kasha is a Rwanda-based e-commerce platform established in 2015, with an additional office in Nairobi, Kenya, dedicated to improving access to health and personal care products for women in East Africa. The company offers a wide range of products that cater to various aspects of women's health, including beauty care, menstrual hygiene, and sexual and reproductive health. Its product lineup includes bath and body items, menstrual care products such as sanitary pads and menstrual cups, contraceptives, pharmaceuticals, and mom and baby care items. Kasha’s innovative approach serves both urban and rural populations, ensuring that women have access to essential health products at all stages of life, including maternal health and disease prevention. The company emphasizes the importance of accessibility and affordability in promoting overall health and well-being for women in the region.

HYPR is a security technology company focused on providing passwordless authentication solutions. Backed by major investors such as Comcast, Samsung, and Mastercard, HYPR offers a cloud platform that combines the robust security of smart cards with the convenience of smartphones. This platform addresses the challenges of multi-factor authentication by enabling businesses to eliminate customer passwords and streamline login processes, enhancing user experience. Additionally, HYPR's biometric security technology decentralizes authentication, ensuring that personal credentials—such as biometrics, PINs, and passwords—are stored securely on user devices rather than in a centralized system. This approach reduces the risk of enterprise breaches while allowing clients to access information without traditional password barriers.

Ekata specializes in global identity verification solutions, offering services designed to prevent fraudulent transactions through APIs and a SaaS platform. Their products leverage the Ekata Identity Engine, which utilizes unique datasets from the Ekata Identity Graph and the Ekata Identity Network to deliver reliable identity verification data with rapid response times. This enables businesses across various sectors, including finance, travel, and e-commerce, to connect digital transactions to the individuals behind them. By providing real-time insights, scores, and risk indicators during online interactions such as account openings and payments, Ekata assists organizations in detecting fraud, validating identities, and making informed decisions about potential customers. Their client base includes notable companies, enabling them to combat fraud and reduce false declines effectively.

ConsenSys, established in 2015 by Ethereum co-founder Joseph Lubin, is a leading Ethereum software company focused on Web3. It offers a suite of products, including Infura, Quorum, Truffle, Codefi, MetaMask, and Diligence, which serve millions of users and support billions of blockchain-based queries. ConsenSys enables developers and enterprises worldwide to build next-generation applications and access the decentralized web, fostering business adoption and growth of the Ethereum ecosystem. Additionally, ConsenSys Academy, its educational arm, bridges the Ethereum knowledge gap globally for ecosystem development.

Airtel Mobile Commerce BV is an Airtel Africa subsidiary that serves as the holding company for several of the company's mobile money operations in 14 African countries, including Kenya, Uganda, and Nigeria. The mobile money division runs one of the continent's largest financial services. It allows users to access mobile wallets, international money transfers, loans, and virtual credit cards.

Aevi is a FinTech company focused on creating a more open payment ecosystem, enabling seamless transactions for users globally. The company operates a cloud-based platform that facilitates the flow of payment and transaction data across various channels and consumer touchpoints, enhancing the in-person payment experience. By connecting digital and physical payment channels, Aevi simplifies the payment infrastructure with an advanced payment gateway compatible with both legacy and modern devices. This allows merchants to manage their businesses effectively while improving customer experiences in-store. With a presence in Europe, Australia, and the United States, Aevi has established offices in London, Prague, and Paderborn, furthering its mission to liberate payment processes and provide comprehensive analytics for informed decision-making.

Greenwood is a financial technology firm based in Atlanta, Georgia, that operates a digital banking platform tailored specifically for Black and Latinx individuals and business owners. Founded in 2020, Greenwood offers a range of financial services designed to empower its clients, including savings and spending accounts, peer-to-peer transfers, mobile deposit capabilities, and access to a global network of automated teller machines. The platform emphasizes community reinvestment and innovative features, such as early pay options, all delivered through a user-friendly mobile banking experience. With a commitment to serving underrepresented communities, Greenwood aims to provide best-in-class digital banking services while fostering economic growth and support for its customers.

Pollinate is a London-based software company dedicated to transforming merchant acquiring for banks globally. Comprising experts from the financial services, technology, and merchant acquiring sectors, Pollinate addresses the challenges posed by disruptive payment companies in the evolving landscape of the acquiring industry. Its innovative cloud-based platform integrates seamlessly with banks' existing payment infrastructure, enhancing merchant and consumer experiences through features like onboarding, digital portals, and loyalty programs. This technology allows merchants to manage their operations more effectively and engage with consumers, ultimately fostering community growth. For banks, the Pollinate platform provides valuable insights to better understand and connect with their customers, thereby strengthening relationships with both merchants and consumers. In 2019, Pollinate facilitated the Royal Bank of Scotland Group's re-entry into merchant acquiring by launching NatWest Tyl, demonstrating its commitment to placing customer needs at the forefront of banking solutions.

Episode Six Limited is a technology company that specializes in developing a cloud-based software platform designed for the creation, management, and issuance of financial and payment products. Founded in 2015 and headquartered in Central, Hong Kong, with additional offices in Tokyo, Singapore, London, and Austin, Texas, Episode Six serves a diverse range of clients, including banks, financial technology firms, retailers, and payment service providers. The platform features globally distributed ledgers and processing capabilities, enabling financial institutions and brands to digitize their payment systems to better meet customer demands. Its software integrates seamlessly with existing or new payment infrastructures, allowing for the rapid development and customization of advanced, consumer-centric payment solutions. Built on an open-source code framework, the platform provides a comprehensive set of APIs that facilitate straightforward product management and integration.

MoCaFi is a developer of a personal finance platform focused on enhancing the financial well-being of underbanked communities. The company utilizes mobile technologies and data analytics to offer a range of financial products and services, including check cashing, custom loans, debit cards, and financial literacy resources. Through its mobile application and financial card, MoCaFi enables users to efficiently manage their finances by checking balances, cashing paychecks, and transferring money securely, all without incurring additional costs. The company aims to promote economic equality by providing affordable, credit-building financial solutions tailored to the needs of underserved populations.

Goalsetter is a fintech company that provides a comprehensive digital platform designed to educate families about personal finance and help children develop healthy savings habits. The platform offers goal-based savings tools, including automatic savings features like round-ups and scheduled deposits, along with spending trackers to monitor budgets. It also incorporates engaging educational content such as financial quizzes and videos tailored for kids. Additionally, Goalsetter Classroom serves as an in-school learning management system for K-12 students, offering a teacher-led curriculum focused on financial literacy.

Bump is an AI-powered analytics platform designed to assist creators in managing their finances and accessing industry resources. The platform enables creators to track and collect lost revenue, qualify for micro-financing, and understand their real-time market value based on content performance across digital platforms. By offering personalized booking options for live sessions with entertainment industry executives, Bump aims to eliminate traditional barriers that creators encounter in obtaining advances and essential resources. This comprehensive approach helps creators streamline their financial processes and maximize their earnings from sponsorships and brand deals.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services specifically designed for regulated financial institutions. Founded in 2016, it offers a fully managed payment technology service that leverages a robust AWS cloud processing platform and multiple payment gateways, ensuring 24/7 operational support. The company's micro-services architecture and application programming interfaces enable clients to access a wide array of payment schemes seamlessly. Form3's client base includes a diverse range of financial entities, such as leading banks, non-bank financial institutions, and fintech companies, including payment institutions and e-money providers. This innovative approach allows businesses to utilize reliable and secure payment services on a per-transaction commercial model without upfront costs.

Infinicept, Inc. is a technology company based in Denver, Colorado, that specializes in providing a comprehensive suite of automated services tailored for payment facilitators. Founded in 2014 by industry veterans, the company offers an agnostic framework that allows businesses to integrate their payment solutions with various banks, gateways, and customer relationship management systems. Infinicept's platform facilitates key operations such as merchant applications, underwriting, onboarding, funding, reporting, and customer service. By enabling companies to manage their payment processes independently, Infinicept empowers them to enhance their product offerings, monetize payment services, and foster stronger relationships with their clients. The company's solutions aim to streamline operational functions and unlock new revenue opportunities within the rapidly evolving payments landscape.

Signzy is a provider of digital onboarding and identity verification solutions, serving clients in over 180 countries through its no-code platform and APIs. The company specializes in enhancing trust and security for banks and financial institutions by offering tools for Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML) compliance, fraud detection, and various verifications, including bank account and age checks. Utilizing artificial intelligence and cryptographic technologies, Signzy’s platform simplifies customer authentication and due diligence processes, thereby streamlining onboarding and risk management for financial services. The company has established partnerships with notable organizations, including major banks and technology firms, and has helped customers achieve significant improvements, such as increased applicant growth and reduced fraud rates.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

IfOnly operates as an online marketplace dedicated to offering unique experiences that serve both personal enrichment and charitable causes. It connects members with local experts and renowned figures such as athletes, artists, and entertainers, providing access to a carefully curated selection of extraordinary activities. This platform enables users to engage in memorable experiences while also contributing to meaningful causes around the globe. Through its offerings, IfOnly fosters shared interests and connections among its members, allowing them to enjoy exceptional moments every weekend. Additionally, luminaries can promote their talent and build their brands within a safe environment on the IfOnly marketplace, ensuring that their efforts support impactful initiatives.

Episode Six Limited is a technology company that specializes in developing a cloud-based software platform designed for the creation, management, and issuance of financial and payment products. Founded in 2015 and headquartered in Central, Hong Kong, with additional offices in Tokyo, Singapore, London, and Austin, Texas, Episode Six serves a diverse range of clients, including banks, financial technology firms, retailers, and payment service providers. The platform features globally distributed ledgers and processing capabilities, enabling financial institutions and brands to digitize their payment systems to better meet customer demands. Its software integrates seamlessly with existing or new payment infrastructures, allowing for the rapid development and customization of advanced, consumer-centric payment solutions. Built on an open-source code framework, the platform provides a comprehensive set of APIs that facilitate straightforward product management and integration.

Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.

Verestro provides multifunctional digital wallets with a set of remote and contactless payment modules as well as selected additional functions. It implements payment mechanisms for mobile and Internet websites: card, subscription, QR payments, and additional service modules.

Finicity Corporation is a developer of a real-time financial data aggregation and insight platform that aims to enhance financial decision-making for individuals, families, and organizations. Founded in 1999 and headquartered in Salt Lake City, Utah, with an additional office in Mumbai, India, the company provides a range of financial management solutions. These include transactional, account history, and statement aggregation services, as well as payment initiation and credit decisioning tools such as income and asset verification. By partnering with major financial institutions and fintech providers, Finicity facilitates secure access to high-quality data, helping consumers navigate complex financial landscapes. The company's innovative offerings, including contributions to products like Experian’s Boost, underline its commitment to improving financial wellness through data-driven insights.

Cytegic Ltd, founded in 2012 and based in Tel-Aviv, Israel, specializes in automated cyber risk management solutions. Acquired by Mastercard in 2020, the company offers the Automated Cyber Risk Officer (ACRO), a platform designed for senior decision-makers such as Chief Risk Officers, Chief Information Security Officers, and Chief Financial Officers. ACRO transforms cyber risk into a manageable business decision by enabling organizations to balance investments in security defenses with risk hedging strategies such as cyber insurance. The platform provides a cost-effective software-as-a-service (SaaS) solution that includes user-friendly dashboards tailored for various stakeholders, delivering continuous intelligence on cyber risk and organizational security maturity. By quantifying risks and identifying gaps in security infrastructure, Cytegic empowers organizations to proactively address vulnerabilities and enhance their cyber resilience.

AvidXchange, Inc. is a leading provider of accounts payable automation and payment solutions specifically designed for mid-sized companies in various sectors, including banking, construction, healthcare, hospitality, real estate, and technology. Founded in 2000 and headquartered in Charlotte, North Carolina, AvidXchange streamlines invoice and payment processes, processing over $140 billion in transactions annually through a network of more than 680,000 suppliers. The company's comprehensive software suite includes tools for purchase order management, invoice handling, payment processing, check printing, and utility bill management. With a workforce of approximately 1,500 employees and additional offices in several states, AvidXchange has established itself as a prominent player in the fintech space, transforming how approximately 6,000 customers across North America manage their accounts payable and payment workflows.

Previse Limited is a London-based company established in 2014 that utilizes a proprietary artificial intelligence solution to facilitate instant payments between corporate buyers and small to medium-sized enterprises (SMEs). The company's technology assesses the likelihood of corporate buyers fulfilling their payment obligations to suppliers by generating a predictive score based on extensive data analysis. This score enables funders, such as banks and asset managers, to provide immediate payment to suppliers, alleviating their reliance on costly short-term credit. By allowing suppliers to receive payments instantly, Previse enhances their ability to reinvest in growth and contributes to overall economic development. The solution seamlessly integrates with existing payment systems, requiring no significant changes in infrastructure or processes for either buyers or funders, thus ensuring a frictionless adoption experience.

Digiasia Bios is a fintech company based in Jakarta, Indonesia, established in 2017. It develops an application platform that provides a range of financial services, including digital payments, lending, and remittance services. The company operates through various brands, such as KasPro, KreditPro, and RemitPro, and offers tailored solutions to meet the financial service needs of its business partners. These services encompass B2B and B2C payments, remittance, point-of-sale lending, buy now pay later options, trade financing, and cash management. As one of the early embedded fintech as a service (EFaaS) providers in Indonesia, Digiasia Bios aims to enhance financial inclusion in Southeast Asia by leveraging its technology and licenses to support a diverse clientele, including large corporations, state-owned enterprises, and micro, small, and medium-sized enterprises (MSMEs).

Enveil Inc., established in 2016 and headquartered in Fulton, Maryland, specializes in data security solutions. The company develops technology that enables enterprises to operate on both encrypted and unencrypted data across various environments, including cloud and on-premise settings. Enveil's flagship product is ZeroReveal Compute Fabric, a two-party platform comprising ZeroReveal Client and Server applications, ensuring data security throughout processing. Additionally, they offer ZeroReveal Search for secure data searches and ZeroReveal Machine Learning to derive insights from data sources privately and securely. Their solutions cater to industries such as financial services, healthcare, cloud security, and government, serving applications like secure data collaboration, regulatory compliance, and third-party risk management. Enveil uses homomorphic cryptography to protect data interactions, including search and analytics.

Trust Stamp specializes in identity authentication software solutions using advanced cryptographic techniques and AI-powered presentation-attack detection tools. The company processes biometric and other identity data to create a proprietary non-PII Hash (IT2), ensuring secure and efficient identity verification. Trust Stamp's technology is applied across various sectors, including humanitarian services, banking, FinTech, KYC/AML compliance, real estate, and law enforcement. By leveraging biometric science, cryptography, and data mining, the company delivers accurate identity predictions while safeguarding sensitive user information and enhancing digital service accessibility.

Pine Labs is a technology and financial solutions provider focused on enhancing merchant operations and increasing revenue. The company offers a comprehensive platform that facilitates both online and offline transactions, enabling retailers to connect with financial institutions and consumer brands efficiently. Its services include processing easy monthly installment transactions, delivering customer insights for targeted sales, and simplifying payment acceptance. Pine Labs supports over 350,000 POS terminals across 3,700 cities in India and Malaysia, catering to more than 100,000 merchants in diverse sectors such as electronics, food and beverage, fashion, and airlines. The company collaborates with 15 major banks and 7 financial institutions, ensuring a robust ecosystem for retailers to engage and retain customers while minimizing operational complexities and risks.

RiskRecon Inc. is a company that specializes in developing a cloud-based software platform for assessing third-party risk, particularly for Software as a Service (SaaS) organizations, outsourcers, and in-house providers. Founded in 2011 and based in Salt Lake City, Utah, RiskRecon provides continuous vendor monitoring and risk-prioritized action plans tailored to clients' specific security priorities. Its platform offers on-demand assessments of security practices by analyzing third-party internet infrastructure and application presence, enabling organizations to objectively evaluate their security programs, manage third-party risk, and enhance accountability among stakeholders. Through its innovative approach, RiskRecon aims to facilitate effective third-party risk management and improve overall risk outcomes for its clients.

Doconomy AB is a fintech company based in Stockholm, Sweden, founded in 2018, that specializes in digital banking services. It has developed the DO application, which allows users to track and measure their carbon dioxide emissions and ecological footprint resulting from online purchases. One of its notable offerings is DO Black, a credit card that incorporates a carbon limit, encouraging users to engage in sustainable consumption. Doconomy's mission is to inspire behavioral change and reduce carbon emissions by connecting consumers, producers, retailers, and influencers within a circular ecosystem. The company provides tools that enable users to visualize the environmental impact of their financial transactions and offers insights and incentives for reducing consumption, thereby promoting a sustainable lifestyle for all.

HANZO S.A., founded in 2004 and headquartered in São Paulo, Brazil, specializes in mobile products for media companies and consumer brands. The company provides a mobile engagement platform that allows businesses to connect with their customers through various smartphone applications. Its offerings include tools for loyalty programs, coupons, surveys, notifications, and e-commerce, catering to the needs of industries such as television, radio, and print media. Initially established as an SMS-based value-added service provider, HANZO has evolved its platform to leverage smartphone capabilities, enabling clients to enhance digital sales and customer retention. The company serves a diverse clientele, including broadcast and cable television companies, radio stations, newspapers, and online media outlets.

Pollinate is a London-based software company dedicated to transforming merchant acquiring for banks globally. Comprising experts from the financial services, technology, and merchant acquiring sectors, Pollinate addresses the challenges posed by disruptive payment companies in the evolving landscape of the acquiring industry. Its innovative cloud-based platform integrates seamlessly with banks' existing payment infrastructure, enhancing merchant and consumer experiences through features like onboarding, digital portals, and loyalty programs. This technology allows merchants to manage their operations more effectively and engage with consumers, ultimately fostering community growth. For banks, the Pollinate platform provides valuable insights to better understand and connect with their customers, thereby strengthening relationships with both merchants and consumers. In 2019, Pollinate facilitated the Royal Bank of Scotland Group's re-entry into merchant acquiring by launching NatWest Tyl, demonstrating its commitment to placing customer needs at the forefront of banking solutions.

SessionM, Inc. is a cloud-based customer engagement and loyalty platform that enables brands to enhance their relationships with customers through personalized interactions. The platform collects and analyzes customer behavior from various channels, including in-store, online, and mobile, allowing for real-time data integration and insights. By utilizing advanced machine learning and a rules-based engine, SessionM delivers tailored marketing automation and loyalty solutions, which help businesses engage customers more effectively with targeted offers and recommendations. The company's services also include a reporting tool that assesses the impact of loyalty programs on revenue. Headquartered in Boston, Massachusetts, SessionM operates globally with additional offices in major cities such as New York, Chicago, Pittsburgh, London, and Amsterdam. Incorporated in 2010, the company has positioned itself as a key player in the customer loyalty sector, focusing on helping enterprises create profitable customer relationships.

FS Card is a credit card venture designed to move small-dollar loan customers into a more affordable product. Their mission is to bring honest mainstream financial products to the mass market, enabling underserved borrowers to meet their everyday liquidity needs in a flexible and convenient way. At FS Card, they see an opportunity to re-imagine the small-dollar lending landscape and meet the needs of a customer base that has been poorly served by existing credit options. Their team has the vision and expertise to fix this problem and provide access for customers who too often struggle to borrow in a cost-effective way.

Founded in 2005, Benefits Data Trust (BDT) is a national not-for-profit organization committed to transforming how individuals in need access essential benefits and services.

HYPR is a security technology company focused on providing passwordless authentication solutions. Backed by major investors such as Comcast, Samsung, and Mastercard, HYPR offers a cloud platform that combines the robust security of smart cards with the convenience of smartphones. This platform addresses the challenges of multi-factor authentication by enabling businesses to eliminate customer passwords and streamline login processes, enhancing user experience. Additionally, HYPR's biometric security technology decentralizes authentication, ensuring that personal credentials—such as biometrics, PINs, and passwords—are stored securely on user devices rather than in a centralized system. This approach reduces the risk of enterprise breaches while allowing clients to access information without traditional password barriers.

Syntizen Technologies Pvt. Ltd. is a Hyderabad-based company founded in 2014 that specializes in digital identity solutions. It focuses on the Aadhaar ecosystem, providing a range of products that include the edo suite, ZEN AUA/KUA platform, ZEN ASA platform, and various services such as offline e-KYC, digital affiliation, and PAN verification. Syntizen's software automates the process of securing and verifying citizens' demographic information, facilitating online and paperless verification for government agencies and private organizations. The company collaborates with notable clients, including MasterCard and Muthoot Fincorp, and has received several accolades for its innovations, such as the HYSEA Software Product Award and the Most Innovative Aadhaar Startup Award. Recognized as a Startup India initiative, Syntizen is also part of T-Hub and Nasscom's 10,000 startups.