MasterCard

Minna Technologies specializes in subscription management services that connect banks and fintech companies with subscription businesses. The company offers applications that help consumers manage their subscriptions by identifying active services and providing options to switch to more affordable alternatives or cancel them altogether. These applications also facilitate the comparison and switching of energy, mobile, and broadband services. Through its solutions, Minna Technologies aims to simplify the process of managing monthly payments for subscriptions and memberships, ensuring a reliable and secure user experience.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services tailored for regulated financial institutions. Established in 2016, it offers a fully managed payment technology service built on a robust AWS cloud processing platform. Form3's architecture includes multiple payment gateways and a micro-services framework, allowing clients to access a comprehensive range of payment schemes through a single application programming interface (API). This technology facilitates secure and reliable agency payment services on a per-transaction basis without upfront costs. Its clientele consists of various financial entities, including leading banks, non-bank financial institutions, and fintech companies, such as payment institutions and e-money providers.

Wellthi is a fintech social enterprise that provides a B2B embedded virtual branch within mobile banking applications. The company offers a suite of configurable white-label APIs, mobile apps, and payment solutions aimed at enhancing customer origination and retention for financial institutions. Wellthi's platform promotes financial health, credit readiness, and access to affordable capital, allowing institutions to better serve their customers while improving operational efficiency. Users can track, manage, and achieve their financial goals in a secure environment, engaging with peers and trusted experts to discuss personal finance matters. By leveraging online communities and advanced technologies, Wellthi enables financial institutions to attract and retain customers more cost-effectively than traditional physical branches or in-person events.

Omega offers a comprehensive suite of financial services designed to support businesses in the UK. The company provides current accounts, credit cards, loans, savings, and insurance solutions, along with reward programs. Additionally, it features a Business-in-a-Box solution that facilitates company registration and operational scaling. Clients can easily set up a multi-currency account, appoint accountants and legal consultants, and manage payments. Omega aims to streamline the financial and operational processes for businesses, making it easier for them to thrive in a competitive market.

Zeta is a fintech company based in Bengaluru, India, established in 2015, that specializes in streamlining corporate payments and employee gifting. The company offers a range of digital solutions, including tax benefits for employees, rewards and recognition programs, and automated cafeteria services. Its flagship product, Zeta Tax Benefits, is a cloud-based suite designed to digitize various tax-saving reimbursements such as mobile, fuel, and gadget reimbursements, as well as gift cards and leave travel allowances. By providing these digitized solutions, Zeta aims to enhance employee engagement and facilitate HR managers in recognizing and appreciating employees effectively. Additionally, Zeta's rewards and recognition platform offers diverse gifting and incentive options tailored to meet the needs of employees, channel partners, and vendors.

Arcus Financial Intelligence, Inc. is a New York-based company that develops and operates an application program interface (API) platform designed for banks and financial institutions. The platform focuses on managing consumer bills and financial data, offering real-time bill management and payment services. Users can gain insights into their family finances, including details about outstanding bills, amounts owed, and due dates. Additionally, Arcus provides a multi-rail payment platform that facilitates various payment methods, making payments more accessible for consumers. Founded in 2012 and originally known as Regalii Inc., the company rebranded to Arcus Financial Intelligence, Inc. in June 2018.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services tailored for regulated financial institutions. Established in 2016, it offers a fully managed payment technology service built on a robust AWS cloud processing platform. Form3's architecture includes multiple payment gateways and a micro-services framework, allowing clients to access a comprehensive range of payment schemes through a single application programming interface (API). This technology facilitates secure and reliable agency payment services on a per-transaction basis without upfront costs. Its clientele consists of various financial entities, including leading banks, non-bank financial institutions, and fintech companies, such as payment institutions and e-money providers.

Aiia is an open banking platform in Europe, with more than a decade of experience in fintech and with hundreds of clients servicing both businesses and consumers. The mission of Aiia is to empower people to bring their financial data and accounts into play safely and transparently. Aiia’s platform allows businesses and financial institutions to integrate financial data and account-to-account payments into their services for millions of European citizens.

BKN301, headquartered in London, is a technology company specializing in Banking-as-a-Service (BaaS). It offers a scalable platform that provides core banking, payment processing, digital wallet, card issuing, cross-border services, open banking, and AI capabilities. This platform integrates seamlessly with third-party systems, empowering traditional banks, Fintechs, neobanks, and digital banks to adopt secure, scalable solutions. BKN301's BaaS Orchestrator platform supports the evolving needs of modern financial institutions, driving growth and unlocking new market opportunities. Since its inception in 2021, BKN301 has established a strong presence across EMEA, demonstrating its commitment to transforming global financial landscapes.

Synctera Inc. provides digital banking solutions that connect traditional banking operations with innovative financial technology. Incorporated in 2020 and based in San Carlos, California, the company offers a platform that facilitates the launch of FinTech and embedded banking products for businesses of all sizes. Synctera's technology infrastructure includes robust APIs, which enable companies to efficiently introduce and expand services such as debit cards, bank accounts, charge cards, lines of credit, and money movement. Additionally, the platform supports regional and community banks in navigating regulatory compliance and managing partnerships with FinTech firms. Synctera's comprehensive offerings include PII encryption, secure login, authentication, endpoint protection, and penetration testing, ensuring that businesses can implement banking services effectively and securely.

Greenwood is a financial technology firm based in Atlanta, Georgia, that operates a digital banking platform tailored specifically for Black and Latinx individuals and business owners. Founded in 2020, Greenwood offers a range of financial services designed to empower its clients, including savings and spending accounts, peer-to-peer transfers, mobile deposit capabilities, and access to a global network of automated teller machines. The platform emphasizes community reinvestment and innovative features, such as early pay options, all delivered through a user-friendly mobile banking experience. With a commitment to serving underrepresented communities, Greenwood aims to provide best-in-class digital banking services while fostering economic growth and support for its customers.

Pollinate is a London-based software company specializing in merchant acquiring solutions for banks globally. Comprised of experts from the financial services, merchant acquiring, loyalty, and technology sectors, the firm aims to help banks effectively compete with disruptive payment companies. By offering an innovative cloud-based platform that integrates seamlessly with existing payment systems, Pollinate enhances merchant and consumer digital experiences, including onboarding, loyalty programs, and data integrations. This platform enables merchants to better manage their operations and connect more effectively with customers, while providing banks with tools to deepen customer engagement and strengthen relationships with merchants. A notable achievement includes Pollinate’s collaboration with the Royal Bank of Scotland Group, which facilitated the re-entry into the merchant acquiring space with NatWest Tyl, centered around tailored solutions for business customers.

Episode Six Limited develops a cloud-based software platform that enables users to design, issue, and manage financial and payment products tailored for banks, financial technology companies, retailers, and payment service providers. Founded in 2015 and headquartered in Central, Hong Kong, with additional offices in Tokyo, Singapore, London, and Austin, Texas, the company offers a payment technology that features globally distributed ledgers and processing capabilities. This allows financial institutions and brands to digitize their payment systems and respond effectively to customer demands. The platform integrates seamlessly within existing or new payment infrastructures, facilitating the effortless development and customization of advanced, consumer-centric payment products. Built on an open-source code framework, it provides a comprehensive set of APIs for easy development, connection, and integration.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services tailored for regulated financial institutions. Established in 2016, it offers a fully managed payment technology service built on a robust AWS cloud processing platform. Form3's architecture includes multiple payment gateways and a micro-services framework, allowing clients to access a comprehensive range of payment schemes through a single application programming interface (API). This technology facilitates secure and reliable agency payment services on a per-transaction basis without upfront costs. Its clientele consists of various financial entities, including leading banks, non-bank financial institutions, and fintech companies, such as payment institutions and e-money providers.

Infinicept, Inc. is a Denver-based company that specializes in providing a comprehensive suite of automated services for payment facilitators. Founded in 2014, Infinicept's platform supports crucial functions such as merchant acceptance, underwriting, boarding, and back office operations. Its agnostic technology framework allows seamless integration with various banks, processors, gateways, and customer relationship management systems, enabling companies to maintain control over their payment processes. The services offered by Infinicept include automated and manual underwriting, merchant applications, funding, reporting, chargeback management, and customer service. By simplifying the operational backbone for payment facilitators, Infinicept empowers its clients to enhance their product offerings, monetize payment solutions, and foster stronger customer relationships, ultimately opening new revenue streams and increasing overall business valuation.

Signzy is a provider of digital onboarding and identity verification solutions, serving clients in over 180 countries through its no-code platform and APIs. The company specializes in enhancing trust and security for banks and financial institutions by offering tools for Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML) compliance, fraud detection, and various verifications, including bank account and age checks. Utilizing artificial intelligence and cryptographic technologies, Signzy’s platform simplifies customer authentication and due diligence processes, thereby streamlining onboarding and risk management for financial services. The company has established partnerships with notable organizations, including major banks and technology firms, and has helped customers achieve significant improvements, such as increased applicant growth and reduced fraud rates.

Episode Six Limited develops a cloud-based software platform that enables users to design, issue, and manage financial and payment products tailored for banks, financial technology companies, retailers, and payment service providers. Founded in 2015 and headquartered in Central, Hong Kong, with additional offices in Tokyo, Singapore, London, and Austin, Texas, the company offers a payment technology that features globally distributed ledgers and processing capabilities. This allows financial institutions and brands to digitize their payment systems and respond effectively to customer demands. The platform integrates seamlessly within existing or new payment infrastructures, facilitating the effortless development and customization of advanced, consumer-centric payment products. Built on an open-source code framework, it provides a comprehensive set of APIs for easy development, connection, and integration.

Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.

Pollinate is a London-based software company specializing in merchant acquiring solutions for banks globally. Comprised of experts from the financial services, merchant acquiring, loyalty, and technology sectors, the firm aims to help banks effectively compete with disruptive payment companies. By offering an innovative cloud-based platform that integrates seamlessly with existing payment systems, Pollinate enhances merchant and consumer digital experiences, including onboarding, loyalty programs, and data integrations. This platform enables merchants to better manage their operations and connect more effectively with customers, while providing banks with tools to deepen customer engagement and strengthen relationships with merchants. A notable achievement includes Pollinate’s collaboration with the Royal Bank of Scotland Group, which facilitated the re-entry into the merchant acquiring space with NatWest Tyl, centered around tailored solutions for business customers.

Flybits Inc., based in Toronto, Canada, specializes in developing a platform that enhances customer experiences in the financial services sector through contextualization. The company's advanced solution allows banks to deliver personalized content, products, and offers tailored to individual customer needs in real-time. By leveraging extensive data and sensing capabilities, Flybits enables financial institutions to design, launch, and evaluate data-driven experiences that provide relevant information while maintaining customer privacy. This approach fosters a deeper relationship between customers and their financial institutions, ultimately driving product awareness and adding significant value to users' interactions.

Signzy is a provider of digital onboarding and identity verification solutions, serving clients in over 180 countries through its no-code platform and APIs. The company specializes in enhancing trust and security for banks and financial institutions by offering tools for Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML) compliance, fraud detection, and various verifications, including bank account and age checks. Utilizing artificial intelligence and cryptographic technologies, Signzy’s platform simplifies customer authentication and due diligence processes, thereby streamlining onboarding and risk management for financial services. The company has established partnerships with notable organizations, including major banks and technology firms, and has helped customers achieve significant improvements, such as increased applicant growth and reduced fraud rates.

Kasisto, Inc. specializes in developing conversational platforms for financial institutions, enabling them to enhance customer engagement through virtual personal assistants. Its flagship product, KAI, is a digital experience platform that supports the creation of branded chatbots and virtual assistants capable of delivering personalized banking experiences across various channels, including mobile apps, websites, and voice-enabled devices. The platform offers tailored solutions such as KAI Consumer Banking, which enhances user interactions, KAI Business Banking, which provides instant access to essential financial information, and KAI Investment Management, which helps users navigate their financial goals through personalized insights. Founded in 2013 and headquartered in New York, Kasisto has additional offices in Mountain View and Singapore, focusing on improving customer experiences in the financial sector through intelligent, human-like conversations.

Kasisto, Inc. specializes in developing conversational platforms for financial institutions, enabling them to enhance customer engagement through virtual personal assistants. Its flagship product, KAI, is a digital experience platform that supports the creation of branded chatbots and virtual assistants capable of delivering personalized banking experiences across various channels, including mobile apps, websites, and voice-enabled devices. The platform offers tailored solutions such as KAI Consumer Banking, which enhances user interactions, KAI Business Banking, which provides instant access to essential financial information, and KAI Investment Management, which helps users navigate their financial goals through personalized insights. Founded in 2013 and headquartered in New York, Kasisto has additional offices in Mountain View and Singapore, focusing on improving customer experiences in the financial sector through intelligent, human-like conversations.

PayKey provides a mobile banking solution that allows banks to offer a variety of financial services, such as peer-to-peer payments, balance checks, and cardless withdrawals, directly within any mobile application. By integrating a banking button into the smartphone keyboard, PayKey enhances user engagement and simplifies the banking experience, enabling customers to access financial services seamlessly without switching apps. This innovative approach helps banks remain relevant in a competitive landscape where consumers demand instant and efficient access to their financial needs. By facilitating these services in a contextually relevant manner, PayKey aims to improve user experience and strengthen brand loyalty for banks.

mFoundry is a leading provider of mobile banking solutions in the United States, serving over 800 banks and credit unions. The company's award-winning mBanking platform is recognized as a top software-as-a-service (SaaS) solution in the financial services sector, enabling rapid deployment of mobile banking applications. mFoundry has established a robust partner network that includes prominent organizations such as FIS, PayPal, and NCR, enhancing its implementation capabilities and service offerings. In addition to its mobile banking services, mFoundry has made significant contributions to mobile payments, exemplified by its role in the Starbucks Card Mobile program, which is regarded as a highly successful mobile payment initiative. Founded in 2004 and headquartered in Larkspur, California, with an additional office in San Francisco, mFoundry continues to innovate in mobile financial services, helping institutions and merchants foster deeper customer relationships through mobile technology.

Floid is an open banking platform founded in 2019 and based in Las Condes, Santiago Metropolitan Region. The company specializes in developing applications, payment solutions, and risk engines that serve banks and fintech organizations. Its API connects consumers' bank accounts with financial service providers, allowing users to access risk evaluations and secure payment options. This integration aims to enhance transaction safety and mitigate the risk of fraudulent activities, thereby providing a secure environment for financial interactions. Through its innovative approach, Floid facilitates improved financial connectivity and efficiency for both consumers and businesses in the financial sector.