Northern Arc Capital

Metafin operates a financing platform focused on cleantech, delivering flexible funding to retail customers for solar and other clean-energy technologies in India. It addresses upfront capital constraints by offering tailored financing options and connecting clients with a network of installers, technology partners, and service providers to facilitate installation and ongoing energy management. The business targets micro, small, and medium-sized enterprises in semi-urban and rural areas, enabling affordable access to long-term energy management services through its ecosystem.

Aerem is a FinTech platform that facilitates the adoption of rooftop solar systems for businesses, reducing electricity costs by up to 70%. It leverages a wide installer network and offers quick loans through its in-house NBFC or partner banks. Headquartered in Mumbai, Aerem aims to democratize clean energy adoption and create a sustainable future.

GIVA is an omnichannel platform that offers fine jewelry. GIVA also offers a range of designs in metals like 18K gold, rose gold, and oxidized silver with embellishments of zircon, pearl, marcasite, and other colored stones. GIVA's collection includes earrings, necklaces, bracelets, and rings, crafted from sterling silver for everyday wear.

Furlenco is a furniture subscription service based in Bangalore, founded in 2012 by Ajith Karimpana. The company was established to address the challenge of finding well-designed, affordable furniture for rent. Furlenco provides a curated selection of furniture tailored to various lifestyles, catering to students, families, and expatriates alike. Its platform allows customers to rent furniture for living rooms, bedrooms, and dining areas, offering a range of benefits such as free relocation, free swaps, deep-cleaning services, and damage waivers. This model enables clients to access quality furniture conveniently and cost-effectively, with the flexibility to exchange items based on their changing needs.

Ecozen is a company focused on providing innovative solutions for the agriculture sector, particularly in the handling of perishable goods. It offers Ecofrost, a portable solar-powered cold room that utilizes thermal energy storage to maintain low temperatures without needing backup power, significantly extending the shelf life of fruits, vegetables, and flowers. This capability allows farmers to reach more distant markets and enhance their profitability. Additionally, Ecozen has developed Ecotron, a smart irrigation pump controller that incorporates IoT technology and efficient motor systems, optimizing water usage and enabling remote monitoring and diagnostics. This product has established a strong presence in the Indian market. Ecozen also operates Eco-Connect, a digital platform that links farmers of perishables directly with organized buyers, including exporters and retailers, while integrating cold chain logistics to streamline the distribution process. Through these offerings, Ecozen aims to transform the agricultural landscape by enhancing the efficiency of perishable goods management and promoting eco-friendly practices.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Founded in 2014, Samunnati operates an open agri network in India, focusing on enhancing efficiency and inclusivity within agricultural value chains. It offers integrated financial intermediation, market linkages, aggregation support, and advisory services through a technology-enabled ecosystem, benefiting smallholder farmers, farmer collectives, and agri enterprises.

EDGRO Finance Private Limited is a Non-Banking Financial Company that provides education loans to students pursuing higher education.

Poshn is an agriculture-focused fintech company that facilitates wholesale trading of commodities. Its platform enables buyers and sellers to discover prices, conduct transactions online, and manage logistics and payments flexibly.

GPS Renewables, established in 2010 and headquartered in Bengaluru, India, specializes in waste-to-energy solutions. The company develops and deploys BioOrja, a biowaste-to-energy reactor, which converts organic waste into bioCNG for cooking and electricity generation, and digested slurry for use as manure. Serving both private and institutional clients, GPS Renewables focuses on the urban waste market, particularly in tier I cities, where a significant portion of biodegradable waste originates from mass kitchens. The company's innovative technology, including a pending patent for BioUrja and specialized waste processing equipment, enables it to tackle the urban waste challenge while providing a sustainable energy source.

Metalbook is a digital supply-chain platform that connects global metal suppliers and consumers. It offers automated transactions, matchmaking, traceability, and on-time delivery of raw materials, enabling swift and transparent procurement solutions.

AdOnMo is a company that specializes in digital out-of-home (OOH) advertising, focusing on democratizing the advertising industry. By utilizing Hyperlocal Intelligence and patented technology, AdOnMo enables businesses to deliver targeted advertisements in relevant localities. The company offers contextually targeted advertising solutions with customizable packages and real-time analytics, making it accessible for small and medium-sized enterprises to engage in effective advertising. Through its innovative approach, AdOnMo aims to provide affordable and impactful advertising options, helping businesses reach their desired audience more efficiently.

LoanKuber is a digital lending platform focused on simplifying and democratizing business financing for individuals and businesses that may not qualify for traditional banking services. The company offers a range of financial products, including unsecured loans, working capital, loans against property, and structured loans. By providing real-time information and a user-friendly experience, LoanKuber aims to enable users to secure loans with trust and confidence, ultimately supporting them in achieving a better financial future.

Yulu operates a micro-mobility platform in India, aiming to alleviate traffic congestion and air pollution. It offers dockless, electric two-wheelers powered by IoT technology, accessible via an app on a pay-per-use basis.

Ripplr is a tech-focused distribution and logistics company that leverages data analytics and AI to optimize supply chain processes. They offer an end-to-end logistics platform designed to enhance efficiency, predictability, and customer experience in a capital-light manner. Ripplr's commitment to innovation, sustainability, and quality drives its operations across the industry.

Rebel Foods operates cloud kitchens that deliver food on demand through various in-house brands. It combines culinary expertise with advanced technology to enhance food quality and delivery efficiency, focusing on different consumer dining occasions.

Ecozen is a company focused on providing innovative solutions for the agriculture sector, particularly in the handling of perishable goods. It offers Ecofrost, a portable solar-powered cold room that utilizes thermal energy storage to maintain low temperatures without needing backup power, significantly extending the shelf life of fruits, vegetables, and flowers. This capability allows farmers to reach more distant markets and enhance their profitability. Additionally, Ecozen has developed Ecotron, a smart irrigation pump controller that incorporates IoT technology and efficient motor systems, optimizing water usage and enabling remote monitoring and diagnostics. This product has established a strong presence in the Indian market. Ecozen also operates Eco-Connect, a digital platform that links farmers of perishables directly with organized buyers, including exporters and retailers, while integrating cold chain logistics to streamline the distribution process. Through these offerings, Ecozen aims to transform the agricultural landscape by enhancing the efficiency of perishable goods management and promoting eco-friendly practices.

Founded in 2015, Cityfurnish is a Gurgaon-based e-commerce company specializing in online furniture rental. It offers contemporary and modern wooden furniture and furnishings on a monthly rental basis.

Snapmint enables customers to buy goods online via interest-free installments without needing a credit card. Its platform offers a wide range of products, from electronics to fashion, allowing buyers to afford purchases in flexible, hassle-free payments.

Jai Kisan is a fintech platform focused on providing sustainable financing solutions for rural emerging markets. The company enables farmers to gain insights into their financial status through an innovative, hyper-localized agriculture credit score, which digitizes their financial information and farming capabilities. By facilitating loans with low interest rates and minimal paperwork, Jai Kisan aims to mitigate the risks associated with capital flow to these markets. The platform operates through a network of physical access points, allowing clients to easily access affordable loans while generating risk-adjusted returns for lenders. This approach supports the financial empowerment of rural communities and enhances their access to necessary resources.

Founded in 2017, DrinkPrime addresses India's water purity concerns by providing subscription-based IoT-enabled water purifiers. These systems offer triple-layer filtration and real-time monitoring, ensuring clean drinking water accessibly and conveniently to over 25,000 households across seven cities.

Ecozen is a company focused on providing innovative solutions for the agriculture sector, particularly in the handling of perishable goods. It offers Ecofrost, a portable solar-powered cold room that utilizes thermal energy storage to maintain low temperatures without needing backup power, significantly extending the shelf life of fruits, vegetables, and flowers. This capability allows farmers to reach more distant markets and enhance their profitability. Additionally, Ecozen has developed Ecotron, a smart irrigation pump controller that incorporates IoT technology and efficient motor systems, optimizing water usage and enabling remote monitoring and diagnostics. This product has established a strong presence in the Indian market. Ecozen also operates Eco-Connect, a digital platform that links farmers of perishables directly with organized buyers, including exporters and retailers, while integrating cold chain logistics to streamline the distribution process. Through these offerings, Ecozen aims to transform the agricultural landscape by enhancing the efficiency of perishable goods management and promoting eco-friendly practices.

Karbon Card is a financial platform providing interest-free Karbon corporate credit cards for Indian entrepreneurs. Based in Bangalore, Karnataka, India, Karbon was founded in 2019 by Pei-fu Hsieh, Amit Jangir, Kartik Jain, and Sunil Kumar.

Zypp Electric is a company focused on transforming last-mile delivery through its electric vehicle (EV) solutions, primarily utilizing e-scooters. It operates an app that facilitates the delivery of goods across various sectors, including e-commerce, grocery, medicine, and food, promoting a shift to electric transportation to reduce emissions. By offering a dockless e-scooter sharing service, Zypp enables users to locate and access vehicles easily, enhancing convenience and affordability for deliveries. The company's commitment to sustainability has positioned it as a pioneer in the EV logistics sector, achieving EBITDA-positive status through its innovative approach to decarbonizing transportation and making last-mile delivery more efficient.

Pahal is a Non-Banking Financial Services Company that specializes in providing microfinance services aimed at low-income households, particularly those in marginalized communities. The company offers a diverse array of financial and non-financial products and services designed to meet the evolving needs of its customers. By focusing on understanding the specific requirements of its clientele, Pahal enables individuals and families to enhance their standard of living through accessible financial solutions.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Upscalio is a financial services provider that invests in and supports digital brands selling on e-commerce platforms such as Amazon, Myntra, Flipkart, and Nykaa. The company specializes in managing essential operations for these brands, including multi-marketplace management, digital marketing, branding, logistics, sourcing, finance, and overall business operations. By leveraging advanced analytics, Upscalio helps e-commerce businesses enhance their performance and achieve their growth objectives.

Upscalio is a financial services provider that invests in and supports digital brands selling on e-commerce platforms such as Amazon, Myntra, Flipkart, and Nykaa. The company specializes in managing essential operations for these brands, including multi-marketplace management, digital marketing, branding, logistics, sourcing, finance, and overall business operations. By leveraging advanced analytics, Upscalio helps e-commerce businesses enhance their performance and achieve their growth objectives.

RevFin is a fintech company established in 2018, offering digital lending solutions. Its platform provides customers with revolving credit limits for convenient access to loans, along with a rewards program for on-time payments and other activities. As of now, RevFin has funded over 12,000 electric vehicles (EVs) with negligible non-performing assets (NPAs).

S.M.I.L.E. Microfinance Limited is a non-banking finance company based in Chennai, India, established in 1995. It specializes in providing microfinance services, primarily focusing on offering micro and small loans to women. These loans are intended to support small businesses, income-generating activities, and personal consumption needs in both urban and rural areas of Tamil Nadu. The company operates a network of 105 branches, facilitating access to financial services for its clients.

Avanse Financial Services Limited is a Mumbai-based non-banking finance company that specializes in education financing for students in India. Established in 1992, the company provides a range of loan products tailored to different educational needs, including higher education loans for studies both in India and abroad, e-learning loans for vocational training, and institutional loans for educational institutions. Avanse Financial Services aims to make education financing accessible and affordable, offering financial solutions that cover course fees and living expenses without imposing a cap on loan amounts. By leveraging technology, the company ensures a seamless borrowing experience, supporting students from pre-school through post-graduation and contributing to the overall growth of the education sector. As a subsidiary of Olive Vine Investment Limited, Avanse Financial Services continues to focus on empowering deserving students to achieve their academic aspirations.

Kissht is a fintech platform that enables instant consumer credit for purchases at online and offline points of sale. Its plug-and-play gateway APIs can be integrated into merchant checkout pages to offer loans at purchase. Kissht is operated by Onemi Technology Solutions, which uses a proprietary self-learning algorithm to assess credit profiles from digital footprints and process loans instantly, offering financing options with multiple repayment choices across India.

Klub is a fintech company that provides revenue-based financing and growth capital to digital businesses and brands with recurring revenue. Its platform blends financial innovation, community engagement, and data-driven analytics to offer flexible capital structures for growth needs such as marketing, inventory, and capital expenditures. Klub sources capital from non-bank financial institutions and high-net-worth individuals, aligning funding with revenue performance and enabling brand owners to scale without fixed repayment schedules. The company serves entrepreneurs across sectors, focusing on brands with strong customer affinity.

Credit Fair is a fintech startup focused on providing consumer lending solutions in India. It aims to serve the underserved population by offering accessible and affordable credit options for both businesses and individuals.

True Balance is a digital wallet platform serving over 70 million users in India. It offers utility bill payments, loan recharge, insurance, and other financial products, targeting unbanked individuals for their daily monetary needs.

Indifi Technologies is an Indian digital lending platform that connects small businesses with multiple lenders to secure debt financing. The platform employs automated data collection and analysis to assess creditworthiness, drawing insights from diverse data sources and industry context to identify low-risk, high-promise borrowers. By presenting loan options from a network of lenders, Indifi helps businesses obtain financing without collateral and supports lenders with lifecycle services such as marketing, CRM, loan monitoring, and payment management. The platform serves sectors including e-commerce, travel, hospitality, retail, and trading, supporting growth for small enterprises.

ReshaMandi is a company that aims to streamline the natural fibre supply chain globally by creating a comprehensive digital ecosystem. It focuses on enhancing each stage of the supply chain, from farm to retail, by providing essential services such as quality testing, technical advisory, and market linkages. The company sources scientifically graded cocoons from farmers and supplies them to reelers, ensuring that high-quality and cost-effective yarn is accessible to weavers. By connecting these various stakeholders, ReshaMandi facilitates a more organized and efficient supply chain, ultimately helping to define fashion trends in the industry.

Berar Finance Limited is a Nagpur-based non-banking financial company that provides a range of financial services in India, particularly focusing on financing for two-wheelers. The company offers various loan products, including financing for used cars, personal loans, and loans against fixed deposits, catering to the financial needs of underserved communities in semi-urban and rural areas. In addition to retail financing, Berar Finance also engages in hire purchasing activities and has established six branches throughout the Vidarbha region. The company's commitment to financial inclusion aims to support individuals and businesses in meeting their vehicle and personal financing requirements.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Skymet Weather Services Pvt. Ltd. is a weather monitoring and agricultural risk solutions company based in Noida, India, with an additional office in Mumbai. Established in 2004, it specializes in measuring, predicting, and managing climate risks to agriculture. Skymet Weather operates a comprehensive platform that provides live weather observations through automatic weather stations, enabling users to access real-time data and forecasts. The company serves various clients, including small and marginal farmers, insurance companies, energy firms, and government agencies. Its offerings include tools such as WxMine for historical weather data, customized solutions for enterprises, and a lightning detection network. Additionally, Skymet Weather employs IoT technology to deliver weekly forecasts, monitor air quality, and identify crop risk zones, assisting stakeholders in adapting to the impacts of climate change.

SmartCoin Financials Private Limited operates a mobile app-based lending platform that specializes in providing unsecured loans to individuals outside the salaried class. Established in 2015 and based in Bengaluru, India, SmartCoin utilizes data science and machine learning algorithms to evaluate the risk profiles of potential borrowers in real time. The platform allows users to register, upload necessary documents, and select from various loan options. By leveraging a proprietary credit underwriting engine, it aggregates numerous data points from a customer's smartphone to create a tailored credit score. This technology enables SmartCoin to offer personalized loan products instantly, with funds transferred directly to the borrower’s bank account.

Oriano Solar specializes in Solar EPC (Turnkey and BoS) for Utility Scale Solar Power Plants, Solar farms and Rooftops. Oriano has executed 75+ MW of solar projects (including turnkey EPC for 23 MW single location utility-scale PV power plant in Pavagada, Karnataka). Additionally, Oriano has executed 10+ MW of Rooftops for leading MNCs and India’s Top 100 companies across 6 states. Oriano has a current EPC pipeline of 100+ MW Utility-Scale and 20+ MW of Rooftops.

Holisol Logistics Private Limited, founded in 2009 and based in New Delhi, India, specializes in logistics management services for retailers across India and internationally. The company provides a comprehensive range of services, including consulting, solutions design for e-commerce and offline retailing, logistics optimization, and process re-engineering. Holisol's offerings encompass retail fulfillment operations such as warehousing, inventory management, and customer delivery, as well as transport packaging solutions that include returnable packages and anti-rust treatments. Additionally, the company manages end-to-end logistics services, including purchase order management, cargo consolidation, and international freight management. Holisol aims to support businesses of all sizes by digitizing and optimizing their supply chains, particularly for retail and automotive sectors, with a focus on integrated logistics and packaging solutions.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Founded in New Delhi in 2010, Fusion Microfinance operates primarily in North Central India. It specializes in providing microloans to women organized into Joint Liability Groups (JLGs), empowering them with financial services. Additionally, the company offers loans to small and medium enterprises (MSMEs) and facilitates access to other financial products like mobile handsets and bicycles through its distribution network.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

True Balance is a digital wallet platform serving over 70 million users in India. It offers utility bill payments, loan recharge, insurance, and other financial products, targeting unbanked individuals for their daily monetary needs.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Origo Commodities India Pvt. Ltd. specializes in post-harvest management services for agricultural commodities, offering a comprehensive suite of solutions designed to enhance the efficiency and security of the supply chain. Established in 2011 and headquartered in Gurugram, India, the company provides services such as commodity handling, procurement, professional warehousing, quality certification, and audit and surveillance. Origo's platform facilitates seamless interactions among producers, processors, corporate entities, and financial institutions, promoting secure trade and reducing risks and waste throughout the post-harvest process. By leveraging technology, Origo Commodities aims to create inclusive modern markets that contribute to a robust agricultural economy and sustainable development.

Asirvad Microfinance is a microfinance institution based in Chennai, India, that focuses on providing financial services to women from poor and low-income households. The company specializes in offering microloans, which are small loans designed to support entrepreneurial activities and uplift the financial status of its clients. In addition to microloans, Asirvad also provides housing loans and festival loan services, catering to the specific needs of low-income women. Through its targeted financial products, Asirvad aims to empower women and facilitate their economic independence.

Shiksha Finance is a licensed Non-Banking Financial Company (NBFC) that specializes in providing financing solutions within the education sector. The company focuses on offering loans to education entrepreneurs who aim to enhance access to quality education, particularly for middle and low-income communities. These entrepreneurs often face financial challenges in expanding their schools' infrastructure and acquiring necessary academic and extracurricular resources. By addressing this capital shortfall, Shiksha Finance enables these institutions to improve their facilities and services. The company’s offerings include loans for asset creation, working capital, and school fees, thereby supporting both educational institutions and families seeking to finance their children's education.

Light Microfinance Private Limited is a non-banking finance company based in Ahmedabad, India, specializing in micro and meso finance products and services. Established in 1994, the company primarily operates in the Indian states of Gujarat, Rajasthan, and Madhya Pradesh. It focuses on delivering gender and poverty-oriented programs aimed at supporting rural and peri-urban communities, with a particular emphasis on empowering poor women. As a registered entity with the Reserve Bank of India, Light Microfinance is recognized as one of the fastest-growing microfinance institutions in the country, addressing the financial needs of underserved populations.

Kanakadurga Finance Limited, established in 1994 and headquartered in Vijayawada, India, is a non-banking financial company specializing in providing accessible financing solutions to rural, semi-urban, and urban borrowers across five Indian states: Andhra Pradesh, Telangana, Karnataka, Tamil Nadu, and Gujarat. The company operates through approximately 100 branches, offering loans for the purchase of various vehicle types such as small commercial vehicles (SCVs), light commercial vehicles (LCVs), school buses, tractors, used cars, two-wheelers, three-wheelers, and gold loans. Its services aim to cater to underserved groups and low-income individuals, facilitating credit access at affordable costs.

KrazyBee is India's largest student credit platform, allowing college students to buy anything online and repay it later with flexible monthly installments. KrazyBee offers a wide range of services, including financial aid for e-commerce purchases (through partnerships with all leading e-commerce platforms such as Amazon, Flipkart, Paytm, Myntra, and others), two-wheeler loans (both first- and second-hand), semester loans (college tuition fees), and even cash loans (Paytm recharges and top-ups on KrazyBee Student PayCard - India's First Student Credit Card).

SMECorner is an Indian financial services firm established in 2014, headquartered in Mumbai. It specializes in providing swift access to business loans for micro, small, and medium enterprises (MSMEs) through its online platform. The company combines machine learning, data science, and artificial intelligence to evaluate loan applications, using both traditional and alternative data sources. SMECorner offers two primary products: unsecured business loans and loans against property, aiming to bridge India's SME lending gap.

WayCool is an agri-tech company focused on the processing, distribution, and procurement of fresh produce, dairy products, and staples. By utilizing innovative quality management and food safety technology, WayCool enhances farmers' incomes and streamlines logistics and distribution services. The company sources fruits and vegetables primarily from smallholder farmers and aggregators, distributing them to local shops, retail outlets, hotels, restaurants, and catering establishments. WayCool operates a retail brand called SunnyBee in Chennai, which includes physical stores, mobile stores on trucks, and e-commerce platforms. Additionally, SunnyBee offers a range of high-quality private label products developed through partnerships with sister companies. By establishing direct connections between farmers and consumers, WayCool effectively integrates physical and information technology to facilitate efficient distribution of fresh produce.

WayCool is an agri-tech company focused on the processing, distribution, and procurement of fresh produce, dairy products, and staples. By utilizing innovative quality management and food safety technology, WayCool enhances farmers' incomes and streamlines logistics and distribution services. The company sources fruits and vegetables primarily from smallholder farmers and aggregators, distributing them to local shops, retail outlets, hotels, restaurants, and catering establishments. WayCool operates a retail brand called SunnyBee in Chennai, which includes physical stores, mobile stores on trucks, and e-commerce platforms. Additionally, SunnyBee offers a range of high-quality private label products developed through partnerships with sister companies. By establishing direct connections between farmers and consumers, WayCool effectively integrates physical and information technology to facilitate efficient distribution of fresh produce.

Founded in 2014, Samunnati operates an open agri network in India, focusing on enhancing efficiency and inclusivity within agricultural value chains. It offers integrated financial intermediation, market linkages, aggregation support, and advisory services through a technology-enabled ecosystem, benefiting smallholder farmers, farmer collectives, and agri enterprises.

Chaitanya India Fin Credit Private Limited is a non-banking financial company (NBFC) that specializes in microfinance and micro lending services. Established in 2004 and headquartered in Bengaluru, India, the company primarily serves low-income families across the states of Karnataka, Maharashtra, Bihar, and Uttar Pradesh. Chaitanya focuses on providing business loans to women clients organized in groups, empowering them to enhance their economic activities and improve their livelihoods. As a wholly owned subsidiary of Svatantra Microfin Pvt. Ltd., Chaitanya plays a significant role in promoting financial inclusion among underserved communities in India.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

FR8 is a technology-driven long-haul logistics company that enhances efficiency in the logistics sector. Its platform connects customers, transporters, drivers, and trucks seamlessly, optimizing pricing and routes to reduce operational costs for clients.

CASHe is a financial technology platform operated by TSLC PTE. LTD., focused on providing accessible personal loans to salaried millennials. The platform offers immediate short-term loans through a user-friendly app, utilizing advanced algorithms and machine learning to assess applicants based on their social profiles, merit, and earning potential. This innovative approach allows young professionals to obtain quick financial support in a transparent manner, helping them achieve their financial goals with ease. By streamlining the lending process, CASHe delivers a modern financial solution tailored to the needs of its target demographic.

Fibe is an Indian consumer lending platform and app that serves young, aspirational, tech-savvy borrowers. It offers a range of financing options, including cash and personal loans, loans against mutual funds, salary advances, educational, medical, and solar loans, and credit cards. The platform provides tools such as credit scores, financial wellness resources, and loan eligibility calculators to help customers plan and access financing during crunch times.

Founded in 2014, Samunnati operates an open agri network in India, focusing on enhancing efficiency and inclusivity within agricultural value chains. It offers integrated financial intermediation, market linkages, aggregation support, and advisory services through a technology-enabled ecosystem, benefiting smallholder farmers, farmer collectives, and agri enterprises.

LoanTap is an online lending platform that focuses on providing flexible loan products specifically tailored for salaried professionals. The company aims to innovate within the traditional loan sector by offering customizable financial solutions that cater to the needs of millennials. By leveraging technology, LoanTap enhances the flexibility of its loan offerings without increasing costs, ensuring a seamless user experience. Its platform allows users to select from a variety of custom-made loan products, enabling them to secure hassle-free financial assistance with ease.

Axio is a consumer finance company that specializes in providing money management, pay later, and personal credit services. The company is committed to enhancing accessibility to credit for all individuals by leveraging technology to deliver innovative financial solutions. Axio focuses on reaching a wide range of consumers, particularly those who have been traditionally underserved in the financial sector. In addition to consumer financial services, Axio also offers working capital finance solutions aimed at small and medium-sized enterprises (SMEs), thereby supporting a diverse array of financial needs across different market segments. Through its comprehensive offerings, Axio seeks to empower consumers and businesses alike with the financial tools necessary for success.

Jana Small Finance Bank offers a range of banking products and services, primarily serving India's urban underserved population. It provides current and savings accounts, fixed deposits, group loans, business loans, home loans, gold loans, and agriculture loans. The bank also offers debit cards, online banking, and payment services.

Oxyzo specializes in transforming small and medium-sized enterprises (SMEs) into larger ones by providing customized credit solutions. It offers low-interest rates, collateral-free options, and rapid loan processing times to help SMEs expand operations and boost profits.

StashFin is a digital lending platform that specializes in providing personal loans and Credit Line Cards, allowing individuals to access funds flexibly and convert borrowed amounts into affordable equated monthly installments (EMIs). Focused on enhancing financial health and promoting economic independence, StashFin aims to disrupt traditional banking with its customer-centric approach. The company offers a variety of loan options, including personal, unsecured, and specialized loans for purposes such as travel and home renovation, ensuring a seamless and transparent borrowing experience. With a commitment to inclusivity and trust, StashFin has already served millions of clients and continues to build a solid reputation through its innovative financial solutions and robust technological infrastructure.