Northwestern Mutual Future Ventures

Founded in 2018, Ocient develops a high-performance data analytics platform designed for rapid analysis of massive datasets. Its platform efficiently handles large datasets measured in terabytes, petabytes, or exabytes with trillions or quadrillions of rows, enabling organizations to harness the power of big data at scale and velocity.

Founded in 2017, Trust & Will simplifies estate planning through its digital platform. It offers attorney-approved, state-specific tools for creating legally valid wills and trusts, ensuring secure data protection with SOC 2 and HIPAA compliance.

Founded in 2015, Helper Bees operates a platform connecting seniors with local helpers for various home care services in the United States. It partners with insurance carriers to enhance home care experiences through digitization, intelligent care sourcing, and machine learning-driven analytics.

Sandbox Wealth specializes in providing liquidity solutions tailored for clients of independent advisors and family offices. By combining cash management, credit solutions, and predictive analytics, the company offers a sophisticated banking experience to high-net-worth individuals while enabling advisors to strengthen relationships with their clients.

VRGL is a company that specializes in providing wealth management firms with advanced analytics and automated data extraction tools. Its platform is designed to enhance the client acquisition, proposal management, and retention processes for financial advisors. By enabling seamless aggregation of client investment data, VRGL allows advisors to deliver a comprehensive view of clients' investment portfolios. The technology offers a no-touch analytics package that helps advisors contextualize their investment offerings and demonstrate the value they add. Additionally, VRGL's software provides scoring of client and prospect portfolios based on key metrics such as performance, diversification, risk, taxes, and fees, thereby guiding advisors in formulating more effective investment strategies. Founded by pioneers in the institutional wealth management sector, VRGL aims to empower financial professionals with the insights needed to better serve their clients.

Levitate develops a customer relationship management platform that empowers small businesses and entrepreneurial teams within larger organizations. Its AI-driven software facilitates professional networking by offering templates, messaging tools, and relationship analytics, helping users maintain connections with clients, prospects, and referral sources.

NewRetirement is a company that offers a retirement planning and management platform. It serves both individual consumers directly and enterprises through white-label solutions or API integrations. The platform assists users in managing various aspects of retirement, including income, healthcare, taxes, and fees. Through content, software, coaching, classes, and advisors, NewRetirement helps users optimize their retirement strategies across multiple factors such as Social Security, Medicare, home equity, asset drawdown, relocation, work, and estate planning. Additionally, the platform provides on-demand fee-only advice to support collaborative decision-making for a better financial future.

Harness Wealth is a pioneering wealth management platform designed for entrepreneurs and investors. It combines innovative technology with expert advisory services, providing personalized financial advice and solutions tailored to help users build and manage their wealth effectively.

EasyKnock, Inc. is a real estate technology company based in New York, with an additional office in Charlotte, North Carolina. Founded in 2016, the company specializes in sale-leaseback programs that allow homeowners in the United States to convert their home equity into cash without the need for traditional loans or moving. Its primary offerings, Sell and Stay and MoveAbility, provide homeowners with financial flexibility, enabling them to access funds while remaining in their homes. Sell and Stay allows homeowners to receive cash for their home's value while retaining the option to buy back their property or relocate at any time. MoveAbility serves as a transitional solution for those planning to move in the near future. By facilitating these transactions, EasyKnock aims to support homeowners in achieving their financial and real estate objectives.

Wellthi is a fintech company that provides a B2B embedded virtual branch inside mobile banking apps. Its suite includes configurable white-label APIs, mobile apps, and payment solutions that enable financial institutions to leverage online communities, social networking, and AI-powered features to attract and retain customers at a fraction of the cost of physical branches. The platform supports peer networks and expert guidance, allowing users to track, manage, and achieve financial goals within a safe, social space. Wellthi also offers a white-labeled digital layer with AI-powered savings journeys, cross-sell prompts, and social finance features to help institutions serve customers more effectively, improve operational efficiency, and drive revenue growth.

Wellthi is a fintech company that provides a B2B embedded virtual branch inside mobile banking apps. Its suite includes configurable white-label APIs, mobile apps, and payment solutions that enable financial institutions to leverage online communities, social networking, and AI-powered features to attract and retain customers at a fraction of the cost of physical branches. The platform supports peer networks and expert guidance, allowing users to track, manage, and achieve financial goals within a safe, social space. Wellthi also offers a white-labeled digital layer with AI-powered savings journeys, cross-sell prompts, and social finance features to help institutions serve customers more effectively, improve operational efficiency, and drive revenue growth.

Founded in 2017, Trust & Will simplifies estate planning through its digital platform. It offers attorney-approved, state-specific tools for creating legally valid wills and trusts, ensuring secure data protection with SOC 2 and HIPAA compliance.

Hello Divorce is an online platform streamlining the divorce process. It offers self-service tools and expert assistance, utilizing AI-powered software to guide users through proceedings, reducing time and cost by up to a third and tenfold respectively.

VRGL is a company that specializes in providing wealth management firms with advanced analytics and automated data extraction tools. Its platform is designed to enhance the client acquisition, proposal management, and retention processes for financial advisors. By enabling seamless aggregation of client investment data, VRGL allows advisors to deliver a comprehensive view of clients' investment portfolios. The technology offers a no-touch analytics package that helps advisors contextualize their investment offerings and demonstrate the value they add. Additionally, VRGL's software provides scoring of client and prospect portfolios based on key metrics such as performance, diversification, risk, taxes, and fees, thereby guiding advisors in formulating more effective investment strategies. Founded by pioneers in the institutional wealth management sector, VRGL aims to empower financial professionals with the insights needed to better serve their clients.

Wellthi is a fintech company that provides a B2B embedded virtual branch inside mobile banking apps. Its suite includes configurable white-label APIs, mobile apps, and payment solutions that enable financial institutions to leverage online communities, social networking, and AI-powered features to attract and retain customers at a fraction of the cost of physical branches. The platform supports peer networks and expert guidance, allowing users to track, manage, and achieve financial goals within a safe, social space. Wellthi also offers a white-labeled digital layer with AI-powered savings journeys, cross-sell prompts, and social finance features to help institutions serve customers more effectively, improve operational efficiency, and drive revenue growth.

Ramped is a platform that connects early-career professionals with quality job opportunities. It focuses on providing accessible education and training to job seekers, breaking the bias of traditional resumes, and connecting them with top employers.

Founded in 2015, Helper Bees operates a platform connecting seniors with local helpers for various home care services in the United States. It partners with insurance carriers to enhance home care experiences through digitization, intelligent care sourcing, and machine learning-driven analytics.

UNest is a financial technology company based in North Hollywood, California, founded by Ksenia Yudina in 2018. The company specializes in providing an accessible digital investing platform aimed at helping families build a secure financial future for their children. UNest allows parents to open a UTMA account quickly and easily through its app, with no paperwork required. The platform offers advisor-guided investment plans, a simple gifting feature, and the ability to set up recurring contributions. Additionally, users can earn rewards through UNest Rewards.

Breeze is an InsurTech company based in Omaha, Nebraska, established in 2019. It offers a digital platform that provides a range of insurance products designed to replace lost wages due to short-term or long-term disabilities and critical illnesses. The company's offerings include long-term disability insurance, short-term disability insurance, critical illness insurance, and paid parental leave insurance, as well as group disability insurance. Breeze aims to help individuals protect their income and lifestyle through personalized disability insurance plans, addressing needs related to sickness, accidents, and other qualifying events.

Hello Divorce is an online platform streamlining the divorce process. It offers self-service tools and expert assistance, utilizing AI-powered software to guide users through proceedings, reducing time and cost by up to a third and tenfold respectively.

Splash Financial, established in 2013 and headquartered in Cleveland, Ohio, operates as a student loan refinancing company. It specializes in providing online lending solutions for college graduates to consolidate and refinance both federal and private student loans. The company's mission is to empower borrowers by helping them shop and compare financial products from its network of credit union and bank partners, aiming to reduce debt burdens through savings facilitated by its automated underwriting platform.

Ramped is a platform that connects early-career professionals with quality job opportunities. It focuses on providing accessible education and training to job seekers, breaking the bias of traditional resumes, and connecting them with top employers.

Zirtue, LLC is a Dallas-based company founded in 2018 that specializes in a mobile lending application designed to facilitate loans among friends, family, and trusted relationships. The application simplifies the lending process by automating payments, allowing users to receive repayments through direct bank transfers. This system ensures that loan amounts and repayment terms are set by the borrower and lender, fostering transparency and reducing the awkwardness often associated with informal lending. By integrating real-time payment capabilities, Zirtue enables users to manage loans conveniently and securely, thereby digitizing and mobilizing personal lending practices.

Shur is a B2B2C fintech company that connects financial institutions with professionals burdened by student loans. It offers integrated services like alternative credit scoring, advice, insurance, and banking to help borrowers transition from debt to wealth creation, while generating new revenue streams for partner banks.

Goalsetter provides a financial education platform for families, combining educational media with practical tools to help children and teens learn money management and build wealth. The platform includes goal-based saving with auto-save and round-ups, parental-controlled debit cards, financial literacy quizzes and engaging videos, and options for automated deposits on a weekly or monthly schedule. It also offers Goalsetter Classroom, an in-classroom learning management system for K-12 schools with a teacher-led curriculum.

Founded in 2017, Trust & Will simplifies estate planning through its digital platform. It offers attorney-approved, state-specific tools for creating legally valid wills and trusts, ensuring secure data protection with SOC 2 and HIPAA compliance.

Founded in 2019, Mountain Health Technologies offers comprehensive health and wellness membership services for a fixed monthly fee. Its services include 24/7 access to doctors, preventative care, urgent care, women's health, virtual care, at-home test kits, meditation, and nutrition planning.

OJO Labs Inc. develops an AI-powered personal assistant tailored for real estate agents, homebuyers, and sellers. Established in 2015 and headquartered in Austin, Texas, with additional offices in St. Lucia and Minneapolis, the company offers a comprehensive platform that facilitates the buying and selling of homes. This platform provides users with personalized guidance and insights, leveraging a combination of human and machine intelligence to navigate the complexities of the real estate market. OJO Labs aims to empower consumers by enhancing their understanding of their preferences and financial situations, ensuring they are matched with the right industry experts at the optimal time. The company is dedicated to making homeownership accessible to all individuals, regardless of race, class, or gender, thereby helping them confidently make one of life's most significant decisions.

UNest is a financial technology company based in North Hollywood, California, founded by Ksenia Yudina in 2018. The company specializes in providing an accessible digital investing platform aimed at helping families build a secure financial future for their children. UNest allows parents to open a UTMA account quickly and easily through its app, with no paperwork required. The platform offers advisor-guided investment plans, a simple gifting feature, and the ability to set up recurring contributions. Additionally, users can earn rewards through UNest Rewards.

Splash Financial, established in 2013 and headquartered in Cleveland, Ohio, operates as a student loan refinancing company. It specializes in providing online lending solutions for college graduates to consolidate and refinance both federal and private student loans. The company's mission is to empower borrowers by helping them shop and compare financial products from its network of credit union and bank partners, aiming to reduce debt burdens through savings facilitated by its automated underwriting platform.

Zirtue, LLC is a Dallas-based company founded in 2018 that specializes in a mobile lending application designed to facilitate loans among friends, family, and trusted relationships. The application simplifies the lending process by automating payments, allowing users to receive repayments through direct bank transfers. This system ensures that loan amounts and repayment terms are set by the borrower and lender, fostering transparency and reducing the awkwardness often associated with informal lending. By integrating real-time payment capabilities, Zirtue enables users to manage loans conveniently and securely, thereby digitizing and mobilizing personal lending practices.

Ladder is a digital life insurance company founded in 2015. It offers flexible term coverage up to $8M across all U.S. states, with an all-digital application process and real-time underwriting, aiming to make life insurance more accessible and affordable.

Gabi Personal Insurance Agency, Inc. is an online insurance broker founded in 2016 and headquartered in San Francisco, California. The company offers a free digital tool that allows consumers to compare auto and home insurance rates from various providers, including both established companies and newer entrants in the market. Gabi's technology continuously monitors insurance rates, providing unbiased advice to help customers find optimal coverage at the lowest prices. By connecting to a customer's existing insurance accounts, Gabi's application utilizes intelligent algorithms to streamline the process of comparing policies and facilitates easy switching between providers. This approach saves consumers time and money while ensuring they receive the best possible insurance products tailored to their needs.

UNest is a financial technology company based in North Hollywood, California, founded by Ksenia Yudina in 2018. The company specializes in providing an accessible digital investing platform aimed at helping families build a secure financial future for their children. UNest allows parents to open a UTMA account quickly and easily through its app, with no paperwork required. The platform offers advisor-guided investment plans, a simple gifting feature, and the ability to set up recurring contributions. Additionally, users can earn rewards through UNest Rewards.

Atonarp Inc. is a scientific instrumentation company based in Tokyo, Japan, with additional offices in Fremont, California, and Bengaluru, India. Founded in 2009, Atonarp specializes in the design and manufacture of advanced tools for molecular analysis, particularly in the pharmaceutical, semiconductor, petrochemical, and energy sectors. The company offers a range of products, including the AMS 1000, a cloud-connected and AI-enabled mass spectrometer capable of real-time chemical analysis, and the LyoSentinel, a miniaturized mass spectrometer focused on gas detection in lyophilization processes. Atonarp's innovative spectrometers enhance the monitoring of critical parameters, such as vacuum integrity and contamination, thereby ensuring compliance and process efficiency. By integrating advanced electronics and data processing algorithms, Atonarp aims to deliver significant improvements in cost, size, and accuracy for gas-composition analysis instruments.

Splash Financial, established in 2013 and headquartered in Cleveland, Ohio, operates as a student loan refinancing company. It specializes in providing online lending solutions for college graduates to consolidate and refinance both federal and private student loans. The company's mission is to empower borrowers by helping them shop and compare financial products from its network of credit union and bank partners, aiming to reduce debt burdens through savings facilitated by its automated underwriting platform.

LiveOak Technologies, Inc. is a software company based in Austin, Texas, that offers a cloud-based platform designed to enhance real-time communication, collaboration, and eSignature capabilities for financial processes. The platform facilitates seamless collaboration among users through video conferencing, audio, and text chat, while also allowing for the capture and storage of compliant data. Founded in 2014, LiveOak Technologies aims to improve workflow for paperwork and forms by providing tools that enable companies to communicate effectively and sign documents in real-time, ultimately reducing errors and increasing efficiency in complex digital transactions. The company operates as a subsidiary of DocuSign, Inc.

OJO Labs Inc. develops an AI-powered personal assistant tailored for real estate agents, homebuyers, and sellers. Established in 2015 and headquartered in Austin, Texas, with additional offices in St. Lucia and Minneapolis, the company offers a comprehensive platform that facilitates the buying and selling of homes. This platform provides users with personalized guidance and insights, leveraging a combination of human and machine intelligence to navigate the complexities of the real estate market. OJO Labs aims to empower consumers by enhancing their understanding of their preferences and financial situations, ensuring they are matched with the right industry experts at the optimal time. The company is dedicated to making homeownership accessible to all individuals, regardless of race, class, or gender, thereby helping them confidently make one of life's most significant decisions.

MentalHappy Inc is a San Jose, California-based company founded in 2016 that provides a platform designed to enhance employee well-being through curated wellness kits. The platform allows employers to send tangible tools and resources tailored to various life situations, such as illness, new parenthood, loss, and appreciation. By connecting users with MentalHappy experts, employers can customize kits that promote happiness and healing. Additionally, MentalHappy fosters a supportive community where individuals can discuss emotional health challenges and receive peer support, aiming to improve overall emotional well-being without financial or physical barriers. The company seeks to create a more holistic approach to mental health beyond traditional therapy and apps.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

OJO Labs Inc. develops an AI-powered personal assistant tailored for real estate agents, homebuyers, and sellers. Established in 2015 and headquartered in Austin, Texas, with additional offices in St. Lucia and Minneapolis, the company offers a comprehensive platform that facilitates the buying and selling of homes. This platform provides users with personalized guidance and insights, leveraging a combination of human and machine intelligence to navigate the complexities of the real estate market. OJO Labs aims to empower consumers by enhancing their understanding of their preferences and financial situations, ensuring they are matched with the right industry experts at the optimal time. The company is dedicated to making homeownership accessible to all individuals, regardless of race, class, or gender, thereby helping them confidently make one of life's most significant decisions.

Ladder is a digital life insurance company founded in 2015. It offers flexible term coverage up to $8M across all U.S. states, with an all-digital application process and real-time underwriting, aiming to make life insurance more accessible and affordable.

Forever Labs, Inc. is a biomedical research company based in Ann Arbor, Michigan, specializing in the collection and cryogenic storage of adult stem cells. The company focuses on developing therapies that utilize these stem cells for future applications in combating age-related diseases and promoting longevity. By harvesting and safely preserving adult stem cells in an FDA-compliant clinical-grade biorepository, Forever Labs enables patients to access their own youthful stem cells for potential use in disease prevention and regenerative medical treatments.

Gabi Personal Insurance Agency, Inc. is an online insurance broker founded in 2016 and headquartered in San Francisco, California. The company offers a free digital tool that allows consumers to compare auto and home insurance rates from various providers, including both established companies and newer entrants in the market. Gabi's technology continuously monitors insurance rates, providing unbiased advice to help customers find optimal coverage at the lowest prices. By connecting to a customer's existing insurance accounts, Gabi's application utilizes intelligent algorithms to streamline the process of comparing policies and facilitates easy switching between providers. This approach saves consumers time and money while ensuring they receive the best possible insurance products tailored to their needs.

Forever Labs, Inc. is a biomedical research company based in Ann Arbor, Michigan, specializing in the collection and cryogenic storage of adult stem cells. The company focuses on developing therapies that utilize these stem cells for future applications in combating age-related diseases and promoting longevity. By harvesting and safely preserving adult stem cells in an FDA-compliant clinical-grade biorepository, Forever Labs enables patients to access their own youthful stem cells for potential use in disease prevention and regenerative medical treatments.

Chime is a mobile banking and finance platform that automatically sets aside a predetermined amount into savings after transactions. It earns revenue from merchant transaction fees, aligning incentives and enabling users to avoid fees, save money, and lead healthier financial lives.

LiveOak Technologies, Inc. is a software company based in Austin, Texas, that offers a cloud-based platform designed to enhance real-time communication, collaboration, and eSignature capabilities for financial processes. The platform facilitates seamless collaboration among users through video conferencing, audio, and text chat, while also allowing for the capture and storage of compliant data. Founded in 2014, LiveOak Technologies aims to improve workflow for paperwork and forms by providing tools that enable companies to communicate effectively and sign documents in real-time, ultimately reducing errors and increasing efficiency in complex digital transactions. The company operates as a subsidiary of DocuSign, Inc.

Amino Inc. operates an online platform designed to assist users in finding doctors, comparing their qualifications, and booking appointments within the United States. The platform allows patients to search for healthcare providers based on various conditions, procedures, and specialties, thus facilitating informed decisions regarding their healthcare. Established in 2013 and headquartered in San Francisco, California, Amino aims to enhance healthcare financial wellness for companies and their employees by simplifying the navigation of the complex US healthcare system. By leveraging data-driven, individualized care suggestions, the company strives to make high-value healthcare benefits more accessible and intuitive for its users. Formerly known as Pare Labs, Inc., Amino rebranded in May 2014 to better reflect its focus on improving the healthcare experience.

Trainline is a leading global digital rail platform offering seamless train ticket booking for over 270 companies across 24 countries. It provides comprehensive travel options and AI-driven travel information, facilitating approximately 125,000 journeys daily.