ABC Bank, a community bank, provides banking services in the Chicago communities. It offers personal banking products and services, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; and personal loans, such as home loans, automobile loans, fixed-rate term home equity loans, home equity line of credit, home improvement loans, overdraft protection line of credit, and unsecured ready cash line of credit. The company also provides business banking products and services, such as checking, savings, and money market accounts, as well as certificates of deposit; and business loans, which include acquisition/rehab loans, asset-based lending, construction loans, equipment financing, letters of credit, overdraft protection line of credit, revolving line of credit, small business administration loans, unsecured ready cash line of credit, and working capital loans, as well as commercial mortgages for commercial, industrial, and multi-family properties.