OTB Ventures

Turnkey Lender is a global technology company that specializes in developing and marketing cloud-based platforms for automating lending processes. Established in 2014, the company offers modular solutions that cater to various lending sectors, including consumer lending, microfinance, payday loans, and more. Its AI-powered software automates the entire lending process, from origination and underwriting to loan servicing, debt collection, and reporting. Turnkey Lender serves innovative lenders in over 50 countries, with offices in the US, Singapore, Malaysia, Ukraine, and Poland.

Cosmose sp. z o.o. is a data analytics company founded in 2014, with headquarters in Warsaw, Poland, and additional locations in Shanghai, Hong Kong, and New York. The company specializes in a platform known as OMNIcookie, which bridges the gap between offline retail and online advertising. By analyzing consumer behavior, Cosmose helps offline retailers enhance their sales by connecting their physical stores to online marketing strategies. The platform enables businesses to predict shopping patterns, identify potential customers, and target them effectively through online advertisements. Additionally, it measures the impact of these marketing efforts on offline purchases, thereby providing valuable insights into consumer behavior and improving overall retail performance.

Cosmose sp. z o.o. is a data analytics company founded in 2014, with headquarters in Warsaw, Poland, and additional locations in Shanghai, Hong Kong, and New York. The company specializes in a platform known as OMNIcookie, which bridges the gap between offline retail and online advertising. By analyzing consumer behavior, Cosmose helps offline retailers enhance their sales by connecting their physical stores to online marketing strategies. The platform enables businesses to predict shopping patterns, identify potential customers, and target them effectively through online advertisements. Additionally, it measures the impact of these marketing efforts on offline purchases, thereby providing valuable insights into consumer behavior and improving overall retail performance.

Cosmose sp. z o.o. is a data analytics company founded in 2014, with headquarters in Warsaw, Poland, and additional locations in Shanghai, Hong Kong, and New York. The company specializes in a platform known as OMNIcookie, which bridges the gap between offline retail and online advertising. By analyzing consumer behavior, Cosmose helps offline retailers enhance their sales by connecting their physical stores to online marketing strategies. The platform enables businesses to predict shopping patterns, identify potential customers, and target them effectively through online advertisements. Additionally, it measures the impact of these marketing efforts on offline purchases, thereby providing valuable insights into consumer behavior and improving overall retail performance.