PayU GPO

BriskPe, based in Mumbai, specializes in facilitating cross-border payments for Indian micro, small, and medium enterprises (MSMEs). It offers a secure, user-friendly platform that enables account-to-account transfers, payment links for card and PayPal collections, and local virtual accounts in multiple currencies. The company operates within the regulatory frameworks of both India's Reserve Bank of India (RBI) and Canada's Financial Transactions and Reports Analysis Centre of Canada (Fintrac), ensuring trust and security in all transactions. BriskPe's mission is to empower Indian MSMEs to expand globally by simplifying international payments.

Ayoconnect is a leading financial API platform in Southeast Asia, established in 2016. It specializes in providing a wide range of white-label financial products through its robust API infrastructure, enabling developers to quickly launch financial services for their users. With a network connecting over 1,000 institutions, Ayoconnect serves more than 200 clients, including prominent banks, retailers, and fintech companies like Bank Mandiri and DANA. The platform processes over 300 million API hits annually, facilitating seamless integration and interaction among businesses, utilities, and financial institutions. Ayoconnect aims to enhance financial inclusion and promote the adoption of embedded finance throughout the region, focusing on reducing friction and improving money management for both businesses and consumers.

DotPe is a technology startup based in Gurgaon, Haryana, India, founded in 2019 by Anurag Gupta, Gyanesh Sharma, and Shailaz Nag. The company operates a commerce and payments platform designed to enhance customer engagement and streamline the payment experience for offline enterprises. By providing tools for catalog discovery, customer management, order management, website management, and logistics, DotPe empowers businesses to transition to digital sales effectively. Its solutions aim to help offline businesses increase their sales, improve operational efficiency, and foster direct interactions with customers, thereby facilitating their digital transformation in an increasingly competitive marketplace.

indiagold is a financial services company that specializes in gold loan and locker services, catering to the savings, consumption, and credit needs of its customers. The company offers insured locker systems equipped with real-time tracking and a complimentary doorstep pick-up and drop-off service. Additionally, indiagold provides instant loans against gold at competitive rates with minimal documentation requirements, ensuring a convenient and secure experience for clients. By leveraging advanced algorithms and app-based operations, indiagold enhances operational efficiencies and enables its banking partners to expand their asset-backed product offerings across various regions without the need for significant investment.

R2 is a developer of an embedded lending platform that facilitates seamless access to financing for small and medium businesses (SMBs) in Latin America. The company partners with prominent firms, including Rappi and Clip, to enhance their capital offerings. By integrating its platform into existing systems, R2 enables businesses to provide financial resources to their customers without assuming credit risk. This approach not only increases gross merchandise volume for merchants but also fosters customer retention by establishing R2 as a trusted financing provider. Additionally, R2's services create new revenue streams for its partners, thereby enhancing their overall business model.

BKN301 is a London-based technology provider focused on Banking-as-a-Service (BaaS) solutions for the financial industry. The company offers a comprehensive platform that includes core banking, payment processing, digital wallet and card issuing, cross-border services, open banking, and artificial intelligence, allowing for seamless integration with third-party systems. BKN301 empowers traditional banks, fintech companies, neobanks, and digital banks to adopt secure and scalable financial solutions that enhance service offerings and create new revenue opportunities. Since its inception in 2021, BKN301 has established a significant presence across the EMEA region, demonstrating its commitment to transforming the financial landscape on a global scale.

Fisdom is a prominent digital wealth platform in India that provides a diverse array of financial products and services tailored for retail and mass affluent customers. The company offers a comprehensive suite of options, including stocks, mutual funds, pension funds, sovereign bonds, insurance, and tax services, positioning itself as a one-stop solution for financial needs. Fisdom has transformed the wealthtech landscape by implementing a B2B2C distribution model through strategic partnerships with leading banks, granting it access to a vast customer base exceeding 400 million. The platform integrates seamlessly into the mobile banking applications of partner banks, enhancing user experience through a hybrid model that combines digital and assisted service options. With an active customer base of 1.2 million, a significant portion of which is from tier 2 and tier 3 cities, Fisdom has established itself as a key player in the financial services sector. The company's achievements have been recognized through various awards, underscoring its impact and innovation in the industry.

Ding is an electronic deposits and payments platform that offers a comprehensive range of online payment services designed to facilitate business growth. It provides users with various common and alternative payment methods, allowing for seamless and efficient online transactions. The platform aims to simplify the payment process, making it easier for businesses to manage their financial operations and enhance customer experience.

Vayana Network is a financing network that facilitates electronic trade transactions between businesses and their trade partners. It enables companies to efficiently manage their receivables and payables by connecting them with banks and financial institutions for financing options. Through its online lending platform, Vayana Network provides working capital finance specifically designed for small and medium enterprises, allowing them to access short-term business loans to support growth. The company also offers a Commercial Card solution in collaboration with MasterCard and various banks, enhancing payable financing options for its clients. By streamlining the trade financing process, Vayana Network aims to empower businesses in managing their financial operations more effectively.

Treinta is a digital ledger application tailored for microbusinesses in Latin America, enabling users to digitize their financial management. The app allows small business owners to efficiently record transactions by assigning products from their inventory and track essential metrics such as sales, expenses, debts, and cash flow in real time. By streamlining bookkeeping tasks, Treinta helps users save valuable time—up to 30 minutes daily—and enhances overall operational efficiency by over 30%. With approximately 50 million microbusinesses in the region, the majority still rely on traditional pen-and-paper methods for tracking finances, making Treinta's solution crucial for modernizing their financial practices and facilitating informed business decisions.

Lucky is a financial services company that operates an app designed to enhance the shopping experience by providing access to credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, offering discounts of up to 50% from a variety of merchants. With a mission to transform the shopping and payment landscape in the Middle East and North Africa, Lucky has successfully connected over six million users since its inception. The platform enables customers to utilize credit services and cashback rewards both in-person and online, facilitating easier access to credit while helping them save on purchases.

BCB Group is a prominent provider of banking solutions tailored for the digital asset economy. The company offers a comprehensive range of services including payment accounts, foreign exchange trading, cryptocurrency trading, custody, compliance, and trade execution. BCB Group serves various clients within the cryptocurrency industry, including major exchanges and institutional players, facilitating efficient transactions in multiple fiat currencies and digital assets. Founded in the UK, the firm has established itself as one of the first multi-jurisdictional regulated cryptocurrency service providers, leveraging strong relationships across global financial services. Its leadership team comprises seasoned professionals with extensive experience in finance and technology from reputable institutions. By addressing the operational challenges faced by cryptocurrency and blockchain organizations, BCB Group aims to enhance infrastructure and support the growth of the global crypto industry.

BCB is Blockchain 4.0 which integrates Artificial Intelligence, Cloud Computing, Big Data, Virtual Reality, Robotics and hardware to create a smart city solution that interconnects cities across distances and improves the quality of life for people, businesses and governments. BCB Innovation Pte Ltd is a Singapore registered company, founded by GBCI Ventures Pte Ltd. With more than 500 staff and seven offices across seven countries, BCB visions to create and support the economies of 1000 smart cities of the future. For more information, visit https://www.bcbchain.io

indiagold is a financial services company that specializes in gold loan and locker services, catering to the savings, consumption, and credit needs of its customers. The company offers insured locker systems equipped with real-time tracking and a complimentary doorstep pick-up and drop-off service. Additionally, indiagold provides instant loans against gold at competitive rates with minimal documentation requirements, ensuring a convenient and secure experience for clients. By leveraging advanced algorithms and app-based operations, indiagold enhances operational efficiencies and enables its banking partners to expand their asset-backed product offerings across various regions without the need for significant investment.

DotPe is a technology startup based in Gurgaon, Haryana, India, founded in 2019 by Anurag Gupta, Gyanesh Sharma, and Shailaz Nag. The company operates a commerce and payments platform designed to enhance customer engagement and streamline the payment experience for offline enterprises. By providing tools for catalog discovery, customer management, order management, website management, and logistics, DotPe empowers businesses to transition to digital sales effectively. Its solutions aim to help offline businesses increase their sales, improve operational efficiency, and foster direct interactions with customers, thereby facilitating their digital transformation in an increasingly competitive marketplace.

Fisdom is a prominent digital wealth platform in India that provides a diverse array of financial products and services tailored for retail and mass affluent customers. The company offers a comprehensive suite of options, including stocks, mutual funds, pension funds, sovereign bonds, insurance, and tax services, positioning itself as a one-stop solution for financial needs. Fisdom has transformed the wealthtech landscape by implementing a B2B2C distribution model through strategic partnerships with leading banks, granting it access to a vast customer base exceeding 400 million. The platform integrates seamlessly into the mobile banking applications of partner banks, enhancing user experience through a hybrid model that combines digital and assisted service options. With an active customer base of 1.2 million, a significant portion of which is from tier 2 and tier 3 cities, Fisdom has established itself as a key player in the financial services sector. The company's achievements have been recognized through various awards, underscoring its impact and innovation in the industry.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Bakkt Holdings, founded in 2018 and headquartered in Atlanta, Georgia, operates a blockchain-based platform designed for consumers and institutions to buy, sell, store, and spend digital assets. The company's platform offers a user-friendly experience accessible through applications and APIs, enabling seamless transactions in cryptocurrencies and loyalty points. Bakkt aims to enhance consumer spending and strengthen loyalty programs, creating value for all participants in its digital assets ecosystem. Additionally, Bakkt provides custody solutions tailored for institutional clients, ensuring secure storage of digital assets. The company generates revenue through subscription services and various digital asset transactions, positioning itself as a trusted player in the evolving digital economy.

DotPe is a technology startup based in Gurgaon, Haryana, India, founded in 2019 by Anurag Gupta, Gyanesh Sharma, and Shailaz Nag. The company operates a commerce and payments platform designed to enhance customer engagement and streamline the payment experience for offline enterprises. By providing tools for catalog discovery, customer management, order management, website management, and logistics, DotPe empowers businesses to transition to digital sales effectively. Its solutions aim to help offline businesses increase their sales, improve operational efficiency, and foster direct interactions with customers, thereby facilitating their digital transformation in an increasingly competitive marketplace.

PaySense Services India Private Limited is a digital consumer lending platform based in Mumbai, India, founded in 2015. The company specializes in providing short-term loans and easy monthly installment (EMI) plans for both online and offline purchases. Customers can apply for loans through a web or mobile application, where they can select their preferred EMI plan and upload necessary KYC documents. This streamlined process allows for quick approval and disbursement of funds directly into the customers' accounts. PaySense offers a variety of loan options, including personal loans, vehicle loans, and loans for consumer durables, catering to the diverse financial needs of Indian consumers. As of January 2020, PaySense operates as a subsidiary of the PayU Group.

Fisdom is a prominent digital wealth platform in India that provides a diverse array of financial products and services tailored for retail and mass affluent customers. The company offers a comprehensive suite of options, including stocks, mutual funds, pension funds, sovereign bonds, insurance, and tax services, positioning itself as a one-stop solution for financial needs. Fisdom has transformed the wealthtech landscape by implementing a B2B2C distribution model through strategic partnerships with leading banks, granting it access to a vast customer base exceeding 400 million. The platform integrates seamlessly into the mobile banking applications of partner banks, enhancing user experience through a hybrid model that combines digital and assisted service options. With an active customer base of 1.2 million, a significant portion of which is from tier 2 and tier 3 cities, Fisdom has established itself as a key player in the financial services sector. The company's achievements have been recognized through various awards, underscoring its impact and innovation in the industry.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Red Dot Payment is an online payment company headquartered in Singapore, with additional offices in Bangkok and Jakarta. Founded in 2011, it specializes in providing comprehensive payment solutions for merchants and financial institutions throughout the Asia Pacific region. The company offers a robust online payment gateway that facilitates various services, including online invoicing, recurring payments, and alternative payment methods. Red Dot Payment enables seamless integration through APIs and supports most major shopping carts, allowing businesses to enhance their capabilities in accepting payments online. Its platform is designed to ensure secure and swift transactions, and it is PCI DSS Level 1 certified, with all transactions monitored for fraud.

Iyzico is a company that specializes in providing secure payment management solutions tailored for online businesses across various industries. Their platform offers several key products, including iyziPos, a virtual point-of-sale solution with automated fraud prevention and high authorization-rate bank integrations; iyziBazaar, which manages marketplace payments; iyziLink, allowing customers to pay via link without needing a shopping site; and Buyer Protection, ensuring a secure shopping experience. The company's platform supports multiple payment options such as recurring payments, bin control, one-click payment, installment payments, and bank transfers, enabling e-commerce companies to start accepting payments on the same day of integration through a single application.

Wibmo Inc. is a fintech company that specializes in providing payment solutions and processing services tailored for customers, banks, and merchants. Based in Cupertino, California, with a data center in Bengaluru, India, Wibmo offers a comprehensive mobile payments ecosystem that allows credit and debit card holders to make mobile payments directly at VISA and MasterCard merchants. Their services include e-commerce authentication, online mobile payments, one-step payment processing, mobile money accounts, merchant integration, payment gateways, and recharge and bill payment solutions. Additionally, Wibmo facilitates payments through mVisa, enhancing the payment experience for users. Established in 1999 and formerly known as enStage, Inc., Wibmo operates as a subsidiary of PayU Group.

Bakkt Holdings, founded in 2018 and headquartered in Atlanta, Georgia, operates a blockchain-based platform designed for consumers and institutions to buy, sell, store, and spend digital assets. The company's platform offers a user-friendly experience accessible through applications and APIs, enabling seamless transactions in cryptocurrencies and loyalty points. Bakkt aims to enhance consumer spending and strengthen loyalty programs, creating value for all participants in its digital assets ecosystem. Additionally, Bakkt provides custody solutions tailored for institutional clients, ensuring secure storage of digital assets. The company generates revenue through subscription services and various digital asset transactions, positioning itself as a trusted player in the evolving digital economy.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Zooz is a technology company founded in 2010 that specializes in developing a payments platform aimed at enhancing the payment performance of merchants. The platform offers an integrated solution that includes acquirers, e-wallets, alternative payment methods, and fraud management services. By routing transactions through the entire payment process, Zooz enables businesses to optimize and streamline their payment operations within a complex ecosystem. In July 2018, Zooz was acquired by PayU, further expanding its capabilities and reach in the payments landscape.

PaySense Services India Private Limited is a digital consumer lending platform based in Mumbai, India, founded in 2015. The company specializes in providing short-term loans and easy monthly installment (EMI) plans for both online and offline purchases. Customers can apply for loans through a web or mobile application, where they can select their preferred EMI plan and upload necessary KYC documents. This streamlined process allows for quick approval and disbursement of funds directly into the customers' accounts. PaySense offers a variety of loan options, including personal loans, vehicle loans, and loans for consumer durables, catering to the diverse financial needs of Indian consumers. As of January 2020, PaySense operates as a subsidiary of the PayU Group.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Monedo, a fintech company, leverages machine learning and alternative data sources to provide credit and digital banking services to the underbanked. Its offerings include consumer loans, a digital wallet, and a personal finance manager to help customers manage their credit score and spending. Additionally, Monedo's "Lending as a Service" model allows partners to integrate its credit products into their own platforms.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Citrus Payment Solutions, founded in 2011 by a team of professionals from software, user experience, and finance backgrounds, focuses on simplifying and innovating the payment process. The company provides an online payment platform that empowers users to complete transactions with a single click across various merchants on their preferred devices. Additionally, Citrus offers a mobile wallet designed for both merchants and consumers, enhancing the payment experience and facilitating seamless transactions in the digital marketplace.

Luno is a prominent cryptocurrency marketplace that facilitates buying and selling transactions for various cryptocurrencies, including Bitcoin and Ethereum. With its headquarters in London, the company operates in over 40 countries, including Indonesia, where it is officially registered as the largest exchange. Luno serves a global customer base of more than 2 million individuals and employs over 250 staff members. The platform offers features such as a digital wallet for secure storage and transactions, currency conversion, and tools for trading analysis. In addition to its trading services, Luno aims to educate users about cryptocurrencies, helping them make informed investment decisions and promoting a more accessible financial system.

PagosOnLine is an online service that facilitates both sending and receiving payments.