Picus Capital

Niva is a global business identity platform based in Wilmington, Delaware, focused on building trust in businesses worldwide. The company offers commercial services aimed at fostering a reliable and secure business environment. Currently operating in stealth mode, Niva is developing innovative solutions to enhance the future of business identity.

Terralayr is a technology company that specializes in energy storage solutions. It develops and manages large-scale battery storage assets, currently operating one and with several more under construction. The company's core offering is a cloud-based software platform that provides energy flexibility "as-a-service" to various customers, including power producers, grid operators, and large power consumers. This platform optimizes the use of energy storage systems, ensuring a stable and reliable electricity supply. Terralayr's development pipeline exceeds 5GW in Germany.

Landbase is a technology company that specializes in automating and optimizing sales and marketing processes for businesses. It operates a lead generation platform powered by advanced AI agents, which work in conjunction with human expertise to intelligently streamline the go-to-market strategy. This automation helps businesses enhance their lead conversion rates and ultimately drive increased revenue.

Baselayer automates business risk assessment and eliminates B2B fraud for over 1,900 Financial and Government Institutions. It offers services such as business verification (KYB), fraud detection, business onboarding optimization, risk profiling, portfolio monitoring & alerting, and workflow automation. Baselayer empowers 1,900+ financial institutions, government agencies, lenders, and fintech to unlock instant trust with any business in America.

Niva is a global business identity platform based in Wilmington, Delaware, focused on building trust in businesses worldwide. The company offers commercial services aimed at fostering a reliable and secure business environment. Currently operating in stealth mode, Niva is developing innovative solutions to enhance the future of business identity.

Baselayer automates business risk assessment and eliminates B2B fraud for over 1,900 Financial and Government Institutions. It offers services such as business verification (KYB), fraud detection, business onboarding optimization, risk profiling, portfolio monitoring & alerting, and workflow automation. Baselayer empowers 1,900+ financial institutions, government agencies, lenders, and fintech to unlock instant trust with any business in America.

Limehome GmbH, founded in 2018 and based in Munich, Germany, operates a platform for renting furnished apartments tailored for vacation, corporate housing, and business travel. The company merges hotel-quality standards with the comfort of apartment living, offering guests the option for both short-term and long-term stays. With a focus on convenience, Limehome's digital entry system allows guests to access their accommodations anytime after 4 PM, receiving personal access codes via SMS and email upon arrival. The platform automates various hotel processes, including pricing, booking, and customer service, ensuring a seamless experience for users. Limehome features large, stylish suites designed with Scandinavian aesthetics, providing an affordable alternative to traditional three- to four-star hotels while maintaining a high standard of comfort.

BHub is a leading financial back-office solution provider for small and medium enterprises (SMEs) in Latin America. The company offers an AI-based platform that allows entrepreneurs to fully outsource their finance and administrative tasks. BHub's platform automates workflows related to accounts payable and receivable, accounting, taxes, and payroll, significantly reducing the time, costs, and labor involved in these functions. By providing a range of subscription packages that encompass various services, including legal and human resources, BHub enables startups and SMEs to streamline their operations and focus on core business activities.

Junto is an EdTech company that specializes in providing digital live training for businesses. It operates an e-learning platform designed to make business knowledge universally accessible. The platform features courses developed in collaboration with universities, companies, and experienced founders. By leveraging artificial intelligence technology and a proprietary network of vetted trainers, Junto transforms the corporate learning market, allowing businesses to engage in comprehensive training experiences over several weeks.

WeRize is a pioneering fintech platform in India that addresses the financial needs of middle-class families in tier 2 to tier 4 cities, a segment often overlooked by traditional financial institutions and existing fintechs. It offers a comprehensive range of customized credit, insurance, and savings products tailored for approximately 300 million individuals in these underserved areas, representing a significant market opportunity. Unlike conventional banks and insurers that rely on costly branch networks, WeRize leverages a social distribution model, enabling financially literate freelancers in over 1,000 cities to sell its products within their communities. This approach not only fosters trust but also provides the high-touch sales and after-sales service essential for customers in smaller towns. Through its proprietary technology platform, WeRize efficiently manages its freelancers, allowing for scalable operations and a more sustainable business model with lower customer acquisition costs. By focusing on the unique needs of small-town families, WeRize is reshaping the landscape of financial services in India.

Pandas is a B2B e-commerce platform that connects Asian manufacturers with small merchants in Latin America. The company facilitates access to quality inventory from Asia, leveraging foreign relationships and technology services to serve local small and micro-enterprises. By providing a streamlined platform, Pandas enables these businesses to obtain rare and high-quality products tailored for the Latin American market, thereby enhancing their product offerings and competitiveness.

Selina Finance Limited is a digital finance company based in London, United Kingdom, established in 2018. It specializes in providing innovative financing solutions for both consumers and businesses, addressing the challenges of traditional lending. The company enables individuals to check their loan eligibility and offers tailored credit facilities for property investors and businesses. Selina Finance aims to unlock the value tied up in UK homes by offering an affordable line of credit secured against residential property. This solution is designed to be as flexible as a current account, as affordable as a mortgage, and as simple to apply for as a consumer loan, thereby catering to the evolving needs of homeowners who often rely on costly borrowing options. By integrating expertise from real estate, finance, and technology, Selina Finance delivers a next-generation lending experience, allowing customers to access funds without setup or early repayment fees.

BHub is a leading financial back-office solution provider for small and medium enterprises (SMEs) in Latin America. The company offers an AI-based platform that allows entrepreneurs to fully outsource their finance and administrative tasks. BHub's platform automates workflows related to accounts payable and receivable, accounting, taxes, and payroll, significantly reducing the time, costs, and labor involved in these functions. By providing a range of subscription packages that encompass various services, including legal and human resources, BHub enables startups and SMEs to streamline their operations and focus on core business activities.

BHub is a leading financial back-office solution provider for small and medium enterprises (SMEs) in Latin America. The company offers an AI-based platform that allows entrepreneurs to fully outsource their finance and administrative tasks. BHub's platform automates workflows related to accounts payable and receivable, accounting, taxes, and payroll, significantly reducing the time, costs, and labor involved in these functions. By providing a range of subscription packages that encompass various services, including legal and human resources, BHub enables startups and SMEs to streamline their operations and focus on core business activities.

WeRize is a pioneering fintech platform in India that addresses the financial needs of middle-class families in tier 2 to tier 4 cities, a segment often overlooked by traditional financial institutions and existing fintechs. It offers a comprehensive range of customized credit, insurance, and savings products tailored for approximately 300 million individuals in these underserved areas, representing a significant market opportunity. Unlike conventional banks and insurers that rely on costly branch networks, WeRize leverages a social distribution model, enabling financially literate freelancers in over 1,000 cities to sell its products within their communities. This approach not only fosters trust but also provides the high-touch sales and after-sales service essential for customers in smaller towns. Through its proprietary technology platform, WeRize efficiently manages its freelancers, allowing for scalable operations and a more sustainable business model with lower customer acquisition costs. By focusing on the unique needs of small-town families, WeRize is reshaping the landscape of financial services in India.

Limehome GmbH, founded in 2018 and based in Munich, Germany, operates a platform for renting furnished apartments tailored for vacation, corporate housing, and business travel. The company merges hotel-quality standards with the comfort of apartment living, offering guests the option for both short-term and long-term stays. With a focus on convenience, Limehome's digital entry system allows guests to access their accommodations anytime after 4 PM, receiving personal access codes via SMS and email upon arrival. The platform automates various hotel processes, including pricing, booking, and customer service, ensuring a seamless experience for users. Limehome features large, stylish suites designed with Scandinavian aesthetics, providing an affordable alternative to traditional three- to four-star hotels while maintaining a high standard of comfort.

Selina Finance Limited is a digital finance company based in London, United Kingdom, established in 2018. It specializes in providing innovative financing solutions for both consumers and businesses, addressing the challenges of traditional lending. The company enables individuals to check their loan eligibility and offers tailored credit facilities for property investors and businesses. Selina Finance aims to unlock the value tied up in UK homes by offering an affordable line of credit secured against residential property. This solution is designed to be as flexible as a current account, as affordable as a mortgage, and as simple to apply for as a consumer loan, thereby catering to the evolving needs of homeowners who often rely on costly borrowing options. By integrating expertise from real estate, finance, and technology, Selina Finance delivers a next-generation lending experience, allowing customers to access funds without setup or early repayment fees.

Joblift GmbH, based in Hamburg, Germany, operates an online job aggregator that connects job seekers with potential employers by compiling job listings from various sources. Founded in 2015 and originally named Everyjob GmbH, Joblift utilizes advanced machine learning techniques and big-data algorithms to enhance the job search experience. This meta-search platform aims to simplify the recruiting process for users by delivering job vacancies that align closely with their preferences. Through its technology-driven approach, Joblift offers performance-based multichannel recruiting solutions, helping employers find suitable candidates from millions of job advertisements while promoting transparency in the recruitment process.

Limehome GmbH, founded in 2018 and based in Munich, Germany, operates a platform for renting furnished apartments tailored for vacation, corporate housing, and business travel. The company merges hotel-quality standards with the comfort of apartment living, offering guests the option for both short-term and long-term stays. With a focus on convenience, Limehome's digital entry system allows guests to access their accommodations anytime after 4 PM, receiving personal access codes via SMS and email upon arrival. The platform automates various hotel processes, including pricing, booking, and customer service, ensuring a seamless experience for users. Limehome features large, stylish suites designed with Scandinavian aesthetics, providing an affordable alternative to traditional three- to four-star hotels while maintaining a high standard of comfort.

Limehome GmbH, founded in 2018 and based in Munich, Germany, operates a platform for renting furnished apartments tailored for vacation, corporate housing, and business travel. The company merges hotel-quality standards with the comfort of apartment living, offering guests the option for both short-term and long-term stays. With a focus on convenience, Limehome's digital entry system allows guests to access their accommodations anytime after 4 PM, receiving personal access codes via SMS and email upon arrival. The platform automates various hotel processes, including pricing, booking, and customer service, ensuring a seamless experience for users. Limehome features large, stylish suites designed with Scandinavian aesthetics, providing an affordable alternative to traditional three- to four-star hotels while maintaining a high standard of comfort.

Joblift GmbH, based in Hamburg, Germany, operates an online job aggregator that connects job seekers with potential employers by compiling job listings from various sources. Founded in 2015 and originally named Everyjob GmbH, Joblift utilizes advanced machine learning techniques and big-data algorithms to enhance the job search experience. This meta-search platform aims to simplify the recruiting process for users by delivering job vacancies that align closely with their preferences. Through its technology-driven approach, Joblift offers performance-based multichannel recruiting solutions, helping employers find suitable candidates from millions of job advertisements while promoting transparency in the recruitment process.

Homebot, Inc., founded in 2015 and based in Denver, Colorado, develops a client engagement platform designed to serve as a communication tool for the mortgage and real estate industries. The company's platform offers financial dashboards and planners that help homeowners maximize their wealth through informed decisions about home equity, refinancing, and credit lines. Homebot also provides tools for lenders and real estate agents to assist homeowners in building wealth and understanding property valuations. The company has a strategic alliance with Black Knight, Inc., and operates as a subsidiary of ASG, LLC and ASG II, LLC.

Door.com is a residential real estate transaction platform that aims to simplify the home buying and selling process while reducing costs and enhancing customer service. The company employs a team-centric approach, utilizing full-time, non-commissioned experts who specialize in various aspects of real estate, including project management and negotiation. This specialization allows agents to focus solely on client service rather than lead generation, resulting in higher transaction volumes and improved client satisfaction, as evidenced by a 4.9 out of 5.0 rating on Zillow. Door.com leverages technology to provide clients with greater access, transparency, and insights throughout their real estate journey. By charging lower fees compared to traditional models, Door enables clients to retain more of their home equity while ensuring a smoother transaction experience.