Picus Capital

Picus Capital is an early-stage technology investment firm based in Munich, Germany, founded in 2015. The firm specializes in making pre-seed, seed, and Series A investments in sectors such as real estate, finance and insurance, human resources, renewable energy, mobility, and healthcare. With a long-term investment philosophy, Picus Capital seeks to partner closely with exceptional founders committed to building category leaders over a span of 5 to 10 years or more. The firm has invested in over 50 companies, emphasizing a collaborative approach that combines financial discipline with entrepreneurial creativity. Its investment strategy involves identifying attractive opportunities within targeted industries and providing hands-on support to portfolio companies, including strategic advice, HR management, and access to a broad network of business and investor connections.

Joséphine Allolio

Investor

Andrea Baronchelli

Venture Partner

Santiago Dañino Beck

Venture Partner

Pierre Bourdon

Vice President

Li Chen

Senior Vice President

Grace Cole

Investor

Philipp Emig

Senior Vice President

Max Ewerth

Investor

Robin Godenrath

Founding Partner

Jagesh Golwala

Venture Partner

Caroline Grau

Venture Scout

Robert Hammond

Investor

Carina Harding

Investor

Vitali Harwardt

CFO

Kolja Heck

Investor

Oliver Heinrich

Partner

Patrick Hermann

Senior Vice President

Philipp Herzog

Investor

Naman Jhawar

Partner and Head of India and Southeast Asia

Lorenz Kammer

Investor

Roberto Kern

Investor

Moritz Kittler

Investor

Leonard Klüpfel

Investor

Fernandina Ko

Investor

Cristina Koehn

Venture Partner

Alessandro Kopp

Senior Vice President

Alexander Kremer

Partner, China

Tony Liu

Investor

Jose Tomas Lizana

Venture Partner

Marc Maurer

Investor

Finn Meier

Venture Partner

David Mirzazadeh

Investor

Grace Missakian

Investor

Alice Morath

Investor

Raphael Mukomilow

Partner

Alramina Myrzabekova

Investor

Lukas Möller

Venture Partner

Nina Neumann

Investor

Daniel Niklas

Investor

Dominik Nowak

Investor

August von Oppenheim

Investor

Mikko Preuss

Investor

Wendy Qian

Investor

Florian Reichert

Partner and Managing Director

Julian Roeoes

Partner and Head of Americas

Alex Rohregger

Vice President

Emil Schaefer

Investor

Daniel Schläger

Investor

Niclas Schmidt

Investor

Maximilian Albert Schmidt

Investor

Melanie Schwendimann

Investor

Sebastian Schäfer

Partner

Patrick Sonnleitner

Investor

Manuel Stollwitzer

Investor

Abhijay Thacker

Investor

Shantel Tse

Venture Partner

Hannes Verschueren

Investor

Francis Wang

Investor

Christian K. Wanzek

Venture Partner

Philipp Wieschalka

Investor

Alexander Worbs

Investor

Luis Zarate

Vice President

Philipp Zinnenlauf

Investor

Past deals in FinTech

Clara

Series B in 2023
Clara is a financial technology company focused on simplifying home mortgage financing for individuals and families. By leveraging advanced technology, Clara aims to enhance the efficiency, transparency, and personalization of the mortgage origination process. Its online lending platform facilitates an easy and streamlined experience for consumers, allowing them to secure home financing quickly and clearly. In addition to its mortgage offerings, Clara also provides a suite of financial tools designed for businesses, including corporate expense management solutions, corporate cards, and bill payment services. This comprehensive approach enables both consumers and businesses to manage their financial needs with greater ease and control.

Arch

Seed Round in 2023
Arch is a financial technology company that offers loans to alternative asset owners.

Caju

Series B in 2022
At Caju we are creating a benefits platform for the teams of the future. Starting with benefits used every day by most employees, we want teams to use products and services they like and that are fair to merchants and partners. We'll launch soon!

WeRize

Series B in 2022
* At WeRize, we are creating a new category in Indian financial services space. We are building, India’s first socially distributed full stack financial services platform for families in small town India. The financial needs of these customers have been largely ignored by traditional players and even fintechs who primarily focus on millennials in urban India * WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized credit, group insurance, and savings products for 100Mn lower-middle-class families and 300Mn individuals spread across the 4000+ towns . This $200 Billion annual market expects a very different product set as well as distribution model which traditional private banks, insurers, and mutual fund companies are unable to provide. The economics of these products as well as operating in small cities for traditional companies is unfeasible due to their high-cost branch-based distribution model. * Families living in small towns across India require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire Indian fintech ecosystem is geared towards building do-it-yourself (DIY) apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-town Indian families as there is a huge trust deficit about non-government financial products. Using the “Social Shopify of Finance” Tech platform, WeRize has enabled thousands of financially literate and digitally savvy freelancers in 1000+ cities to sell its financial products in their social circle. This solves both the trust issue as well as provides high-touch sales and after-sales services these customers need. The technology platform provided to these partners enables them to source business online and offline, recommend the right product to their customers as well as provide after-sales support.

Narmi

Series B in 2022
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.

FINN

Series B in 2022
finn GmbH is a Munich-based company that specializes in leasing and renting cars, providing a variety of vehicles such as mini cars, SUVs, vans, and combinations from brands including Hyundai, Jaguar, Land Rover, Opel, and Range Rover. The company offers an all-inclusive monthly car subscription service that allows customers to enjoy the benefits of car ownership without the associated challenges and hidden costs. Additionally, finn is committed to sustainability, as it compensates for CO2 emissions by planting trees for every journey taken by its customers. This approach aims to make mobility both enjoyable and environmentally friendly.

Buildd

Pre Seed Round in 2022
Buildd is a developer of Banking-as-a-Service software that offers a comprehensive suite of embedded finance APIs for developers. The platform is designed to simplify the creation of financial products and services by managing compliance, security, institutional partnerships, underwriting, risk, and legal considerations. In addition to these backend services, Buildd provides essential front-end functionalities such as onboarding, disbursals, collections, and escrow services. By utilizing Buildd's API stack, partner developers can quickly and efficiently launch a range of financial offerings, including credit card services and unsecured lending, making it an attractive solution for fintech companies, eCommerce platforms, and other corporate entities looking to integrate financial capabilities into their services.

Xepelin

Series B in 2022
Provider of digital financial services intended to give SMEs economic freedom in their decisions. The company's services include short-term and long-term loans, capital credits and accounts payable financing through its online platform, enabling clients to easily personalize their financial services as per their needs.

Cypher Wallet

Seed Round in 2022
Existing Crypto Wallets are too geeky for mainstream users. We are building a multi-chain crypto wallet simplifying user experience for the mainstream users along with a crypto card.

Kamino

Pre Seed Round in 2022
Developer of a financial platform designed to automate the company's accounts payable. The company's platform offers features such as automatic invoice capture, data extraction, approval workflows, and payment processing, all integrated into a single, cloud-based platform, enabling startups to streamline invoice processing, improve cash flow, and reduce errors.

Selina Finance

Series B in 2022
Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.

Legiti

Venture Round in 2022
Legiti is a transactional fraud platform.

Clara

Series B in 2021
Clara is a financial technology company focused on simplifying home mortgage financing for individuals and families. By leveraging advanced technology, Clara aims to enhance the efficiency, transparency, and personalization of the mortgage origination process. Its online lending platform facilitates an easy and streamlined experience for consumers, allowing them to secure home financing quickly and clearly. In addition to its mortgage offerings, Clara also provides a suite of financial tools designed for businesses, including corporate expense management solutions, corporate cards, and bill payment services. This comprehensive approach enables both consumers and businesses to manage their financial needs with greater ease and control.

PayZen

Series A in 2021
PayZen is a mission-driven FinTech company that aims to tackle the growing patient payment responsibility problem with superior technology and a new approach. We achieve better financial outcomes for both patients and providers through Smart Medical Payment Plans And Non-Recourse Patient Financing.

Aplazo

Series A in 2021
Aplazo is a fintech platform based in Mexico that facilitates online installment payments for users making purchases at affiliated stores. The platform allows customers to apply online and choose a payment method that enables them to pay for their products in fixed installment plans. By providing this service, Aplazo aims to enhance financial access and opportunities for consumers while helping businesses expand their customer base through innovative payment solutions.

Billie

Series C in 2021
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

BASIC Home Loan

Series A in 2021
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.

BASIC Home Loan

Seed Round in 2021
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.

Aspire

Series B in 2021
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.

MODIFI

Venture Round in 2021
MODIFI GmbH, founded in 2018 and based in Berlin, Germany, operates an online platform designed to facilitate global trade financing for small and medium-sized enterprises (SMEs). By providing access to digital trade financing, MODIFI aims to empower these businesses to engage in international trade, which is essential for their growth and development. The platform offers a streamlined financing process that reduces paperwork and ensures quick access to funds, allowing SMEs to enhance their liquidity and build robust international partnerships. MODIFI's commitment to transparency and flexibility in trade finance helps SMEs navigate the complexities of global commerce and fosters local economic development.

WeRize

Series A in 2021
* At WeRize, we are creating a new category in Indian financial services space. We are building, India’s first socially distributed full stack financial services platform for families in small town India. The financial needs of these customers have been largely ignored by traditional players and even fintechs who primarily focus on millennials in urban India * WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized credit, group insurance, and savings products for 100Mn lower-middle-class families and 300Mn individuals spread across the 4000+ towns . This $200 Billion annual market expects a very different product set as well as distribution model which traditional private banks, insurers, and mutual fund companies are unable to provide. The economics of these products as well as operating in small cities for traditional companies is unfeasible due to their high-cost branch-based distribution model. * Families living in small towns across India require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire Indian fintech ecosystem is geared towards building do-it-yourself (DIY) apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-town Indian families as there is a huge trust deficit about non-government financial products. Using the “Social Shopify of Finance” Tech platform, WeRize has enabled thousands of financially literate and digitally savvy freelancers in 1000+ cities to sell its financial products in their social circle. This solves both the trust issue as well as provides high-touch sales and after-sales services these customers need. The technology platform provided to these partners enables them to source business online and offline, recommend the right product to their customers as well as provide after-sales support.

BASIC Home Loan

Series A in 2021
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.

Flat.mx

Series A in 2021
Flat.mx is a property tech startup that that simplifies the process of buying or selling a home, with a deep layer of technology and data. With Flat.mx, sellers can sell their homes for a fair price in a matter of days, and move-in to a new apartment effortlessly. For buyers, Flat.mx assures the conditions of the property, a fair purchase price, and a seamless buying experience. Bernardo Cordero and Victor Noguera founded it in 2019 and is headquartered in Mexico City, Distrito Federal.

Pectus Finance

Seed Round in 2021
Developer of financial planning software designed to increase the efficiency and accuracy of finance teams. The company's software integrates with its customer's existing systems and offers an online guided planning experience, collaborative financial planning, and controlling in real-time, enabling users to seamlessly update budgets and forecasts, empowering finance teams to drive business performance and make better decisions.

Aplazo

Seed Round in 2021
Aplazo is a fintech platform based in Mexico that facilitates online installment payments for users making purchases at affiliated stores. The platform allows customers to apply online and choose a payment method that enables them to pay for their products in fixed installment plans. By providing this service, Aplazo aims to enhance financial access and opportunities for consumers while helping businesses expand their customer base through innovative payment solutions.

Caju

Series A in 2021
At Caju we are creating a benefits platform for the teams of the future. Starting with benefits used every day by most employees, we want teams to use products and services they like and that are fair to merchants and partners. We'll launch soon!

Clara

Series A in 2021
Clara is a financial technology company focused on simplifying home mortgage financing for individuals and families. By leveraging advanced technology, Clara aims to enhance the efficiency, transparency, and personalization of the mortgage origination process. Its online lending platform facilitates an easy and streamlined experience for consumers, allowing them to secure home financing quickly and clearly. In addition to its mortgage offerings, Clara also provides a suite of financial tools designed for businesses, including corporate expense management solutions, corporate cards, and bill payment services. This comprehensive approach enables both consumers and businesses to manage their financial needs with greater ease and control.

Materially

Pre Seed Round in 2021
Developer of a digital technology platform designed to optimize quotes, increase revenue, and save time. The company's platform offers an aggregated procurement and supply chain, connecting builders, suppliers, and logistics companies, enabling bulk material producers to order from their trusted suppliers through the application, track their delivery, and pay automatically at the right time for the right amount.

Hawk

Series A in 2021
HAWK:AI GmbH is a fintech company based in Munich, Germany, founded in 2018. The company specializes in providing a money laundering detection and investigation platform that leverages machine-learning techniques to assist financial institutions in combating financial crime. HAWK:AI supports the end-to-end financial crime compliance process, encompassing transaction monitoring, investigation, filing, and maintaining audit trails. By focusing on effective information sharing, the platform enhances the capabilities of anti-money laundering and fraud surveillance teams within banks, payment companies, and fintech organizations, ultimately improving their efficiency and effectiveness in addressing financial corruption.

Paytron

Seed Round in 2021
Paytron, LLC operates the Cocoon Technology platform, providing a range of merchant services, including credit and debit card processing, secure gateway processing, and point of sale hardware. Founded in 2015 and based in Las Vegas, Nevada, Paytron also offers business loans. Additionally, the Australian branch of Paytron focuses on international payments and treasury management, catering to small and medium-sized enterprises. This platform facilitates the payment of international invoices in foreign currencies and offers features such as invoice processing, risk management, currency conversion, and global payment facilitation. By enabling efficient cash flow management and automated invoice workflows, Paytron helps businesses mitigate currency risks and streamline cross-border transactions.

Clara

Pre Seed Round in 2021
Clara is a financial technology company focused on simplifying home mortgage financing for individuals and families. By leveraging advanced technology, Clara aims to enhance the efficiency, transparency, and personalization of the mortgage origination process. Its online lending platform facilitates an easy and streamlined experience for consumers, allowing them to secure home financing quickly and clearly. In addition to its mortgage offerings, Clara also provides a suite of financial tools designed for businesses, including corporate expense management solutions, corporate cards, and bill payment services. This comprehensive approach enables both consumers and businesses to manage their financial needs with greater ease and control.

Xepelin

Seed Round in 2021
Provider of digital financial services intended to give SMEs economic freedom in their decisions. The company's services include short-term and long-term loans, capital credits and accounts payable financing through its online platform, enabling clients to easily personalize their financial services as per their needs.

PayZen

Seed Round in 2021
PayZen is a mission-driven FinTech company that aims to tackle the growing patient payment responsibility problem with superior technology and a new approach. We achieve better financial outcomes for both patients and providers through Smart Medical Payment Plans And Non-Recourse Patient Financing.

Narmi

Series A in 2021
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.

Xepelin

Seed Round in 2021
Provider of digital financial services intended to give SMEs economic freedom in their decisions. The company's services include short-term and long-term loans, capital credits and accounts payable financing through its online platform, enabling clients to easily personalize their financial services as per their needs.

Paytron

Seed Round in 2021
Paytron, LLC operates the Cocoon Technology platform, providing a range of merchant services, including credit and debit card processing, secure gateway processing, and point of sale hardware. Founded in 2015 and based in Las Vegas, Nevada, Paytron also offers business loans. Additionally, the Australian branch of Paytron focuses on international payments and treasury management, catering to small and medium-sized enterprises. This platform facilitates the payment of international invoices in foreign currencies and offers features such as invoice processing, risk management, currency conversion, and global payment facilitation. By enabling efficient cash flow management and automated invoice workflows, Paytron helps businesses mitigate currency risks and streamline cross-border transactions.

Rain

Seed Round in 2020
Rain Technologies Inc. is a financial technology company based in Los Angeles, California, established in 2019. The company focuses on enhancing employees' financial health by providing a voluntary benefit that allows workers to access their earned wages instantly through its Rain Instant Pay application. This application integrates with TSheets to track employee shift data, enabling users to withdraw portions of their earnings before the scheduled payday. If employees opt not to withdraw funds, they receive their full pay on payday as usual. The app also includes features such as a checking account option with overdraft protection, notifications for upcoming bills, and tools for saving and budgeting. Rain's services are provided at no cost to employers, making it an appealing option for businesses looking to support their workforce's financial well-being.

FINN

Series A in 2020
finn GmbH is a Munich-based company that specializes in leasing and renting cars, providing a variety of vehicles such as mini cars, SUVs, vans, and combinations from brands including Hyundai, Jaguar, Land Rover, Opel, and Range Rover. The company offers an all-inclusive monthly car subscription service that allows customers to enjoy the benefits of car ownership without the associated challenges and hidden costs. Additionally, finn is committed to sustainability, as it compensates for CO2 emissions by planting trees for every journey taken by its customers. This approach aims to make mobility both enjoyable and environmentally friendly.

Aplazo

Venture Round in 2020
Aplazo is a fintech platform based in Mexico that facilitates online installment payments for users making purchases at affiliated stores. The platform allows customers to apply online and choose a payment method that enables them to pay for their products in fixed installment plans. By providing this service, Aplazo aims to enhance financial access and opportunities for consumers while helping businesses expand their customer base through innovative payment solutions.

BASIC Home Loan

Pre Seed Round in 2020
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.

Hawk

Seed Round in 2020
HAWK:AI GmbH is a fintech company based in Munich, Germany, founded in 2018. The company specializes in providing a money laundering detection and investigation platform that leverages machine-learning techniques to assist financial institutions in combating financial crime. HAWK:AI supports the end-to-end financial crime compliance process, encompassing transaction monitoring, investigation, filing, and maintaining audit trails. By focusing on effective information sharing, the platform enhances the capabilities of anti-money laundering and fraud surveillance teams within banks, payment companies, and fintech organizations, ultimately improving their efficiency and effectiveness in addressing financial corruption.

Flat.mx

Seed Round in 2020
Flat.mx is a property tech startup that that simplifies the process of buying or selling a home, with a deep layer of technology and data. With Flat.mx, sellers can sell their homes for a fair price in a matter of days, and move-in to a new apartment effortlessly. For buyers, Flat.mx assures the conditions of the property, a fair purchase price, and a seamless buying experience. Bernardo Cordero and Victor Noguera founded it in 2019 and is headquartered in Mexico City, Distrito Federal.

Clara

Seed Round in 2020
Clara is a financial technology company focused on simplifying home mortgage financing for individuals and families. By leveraging advanced technology, Clara aims to enhance the efficiency, transparency, and personalization of the mortgage origination process. Its online lending platform facilitates an easy and streamlined experience for consumers, allowing them to secure home financing quickly and clearly. In addition to its mortgage offerings, Clara also provides a suite of financial tools designed for businesses, including corporate expense management solutions, corporate cards, and bill payment services. This comprehensive approach enables both consumers and businesses to manage their financial needs with greater ease and control.

Selina Finance

Series A in 2020
Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.

FINN

Seed Round in 2019
finn GmbH is a Munich-based company that specializes in leasing and renting cars, providing a variety of vehicles such as mini cars, SUVs, vans, and combinations from brands including Hyundai, Jaguar, Land Rover, Opel, and Range Rover. The company offers an all-inclusive monthly car subscription service that allows customers to enjoy the benefits of car ownership without the associated challenges and hidden costs. Additionally, finn is committed to sustainability, as it compensates for CO2 emissions by planting trees for every journey taken by its customers. This approach aims to make mobility both enjoyable and environmentally friendly.

Flat.mx

Pre Seed Round in 2019
Flat.mx is a property tech startup that that simplifies the process of buying or selling a home, with a deep layer of technology and data. With Flat.mx, sellers can sell their homes for a fair price in a matter of days, and move-in to a new apartment effortlessly. For buyers, Flat.mx assures the conditions of the property, a fair purchase price, and a seamless buying experience. Bernardo Cordero and Victor Noguera founded it in 2019 and is headquartered in Mexico City, Distrito Federal.

Aspire

Series A in 2019
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.

Billie

Series B in 2019
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

FINN

Pre Seed Round in 2019
finn GmbH is a Munich-based company that specializes in leasing and renting cars, providing a variety of vehicles such as mini cars, SUVs, vans, and combinations from brands including Hyundai, Jaguar, Land Rover, Opel, and Range Rover. The company offers an all-inclusive monthly car subscription service that allows customers to enjoy the benefits of car ownership without the associated challenges and hidden costs. Additionally, finn is committed to sustainability, as it compensates for CO2 emissions by planting trees for every journey taken by its customers. This approach aims to make mobility both enjoyable and environmentally friendly.

MODIFI

Series A in 2019
MODIFI GmbH, founded in 2018 and based in Berlin, Germany, operates an online platform designed to facilitate global trade financing for small and medium-sized enterprises (SMEs). By providing access to digital trade financing, MODIFI aims to empower these businesses to engage in international trade, which is essential for their growth and development. The platform offers a streamlined financing process that reduces paperwork and ensures quick access to funds, allowing SMEs to enhance their liquidity and build robust international partnerships. MODIFI's commitment to transparency and flexibility in trade finance helps SMEs navigate the complexities of global commerce and fosters local economic development.

Narmi

Convertible Note in 2019
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.

MoneyOnClick

Seed Round in 2019
* At MoneyOnClick we are building India’s largest financial services brand for the 500 Mn lower middle income customers in 4000+ small cities (which we term as “India 4”). This customer segment has very little penetration of formal loans, insurance or saving products as existing financial service players see this segment as risky and non profitable . We have created custom lending, insurance and saving products that are tailormade to serve the needs of India4 customers. * To reach these customers at low CAC, we have built a proprietary tech enabled offline-to-online social distribution channel where we have onboarded thousands of financially literate free-lancers such as LIC agents and junior financial sector employees in 1000+ cities. Our fully automated social partner app is available in 8 Indian languages and helps us manage these partners remotely without any physical presence. * The general perception is that this customer segment is highly risky and non lendable. We are happy to share that we have been able to maintain near 0% default rates despite Covid19 . Our proprietary ML based family underwriting where we evaluate the P&L of the family and give a joint liability family loan has helped us maintain these low default rates.

Narmi

Seed Round in 2018
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.

TaxScouts

Pre Seed Round in 2018
TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

Mira

Seed Round in 2018
Mira Financial, Inc. provides online insurance brokerage services. The company's online platform helps compare the quotes from different insurers and provides advice to buy a policy that fits the customer. Mira Financial, Inc. was founded in 2016 and is based in New York, New York.

Aspire

Seed Round in 2018
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.

Loot

Series A in 2017
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.

Billie

Series A in 2017
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

StrideUp

Seed Round in 2017
StrideUp is a home financing platform that aims to revolutionize the home-buying process by addressing the challenges of traditional home ownership. The company recognizes that the financial leap between renting and owning a home can be prohibitive for many individuals. By leveraging technology and data, StrideUp offers a solution that allows users to purchase a portion of a property and gradually increase their ownership over time. This innovative approach enables aspiring homeowners to enjoy the benefits of homeownership without the burden of a large mortgage, thereby fostering greater accessibility in the housing market.

Homebot

Seed Round in 2017
Homebot, Inc. is a financial planner application designed to help homeowners maximize their wealth through home equity, which is often their largest asset. The platform provides tools for homeowners to understand various financial options, such as refinancing and accessing credit lines, while also assisting lenders and real estate agents in facilitating these processes. Homebot's services are particularly relevant as a significant portion of personal wealth in the U.S. is derived from home equity. Founded in 2015 and based in Denver, Colorado, Homebot operates under ASG, LLC and ASG II, LLC, and has formed a strategic alliance with Black Knight, Inc. The platform aims to enhance client engagement and communication within the mortgage and real estate industries, thereby reducing customer churn and increasing conversion rates.

HashChing

Seed Round in 2017
HashChing Pty Limited is an Australian-based online marketplace that facilitates access to home loan deals by connecting consumers directly with verified mortgage brokers. Established in 2014 and headquartered in Chatswood, the platform aims to empower users by allowing them to share their experiences with various financial products, whether positive or negative. This transparency helps potential borrowers make informed decisions in a straightforward and convenient manner. By streamlining the process of finding suitable mortgage options, HashChing enhances the home loan experience for consumers across Australia.

Billie

Seed Round in 2016
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Spot something off? Help us improve by flagging any incorrect or outdated information. Just email us at support@teaserclub.com. Your feedback is most welcome.