We started Clara to help individuals and families finance their lives in a more efficient, transparent, and empowered way. We started with one of life’s most important financial decisions -- a home. We are building technology to reduce the time and cost it takes to originate a mortgage and creating a more personalized, clear experience for our customers.
At Caju we are creating a benefits platform for the teams of the future. Starting with benefits used every day by most employees, we want teams to use products and services they like and that are fair to merchants and partners. We'll launch soon!
* At WeRize, we are creating a new category in Indian financial services space. We are building, India’s first socially distributed full stack financial services platform for families in small town India. The financial needs of these customers have been largely ignored by traditional players and even fintechs who primarily focus on millennials in urban India * WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized credit, group insurance, and savings products for 100Mn lower-middle-class families and 300Mn individuals spread across the 4000+ towns . This $200 Billion annual market expects a very different product set as well as distribution model which traditional private banks, insurers, and mutual fund companies are unable to provide. The economics of these products as well as operating in small cities for traditional companies is unfeasible due to their high-cost branch-based distribution model. * Families living in small towns across India require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire Indian fintech ecosystem is geared towards building do-it-yourself (DIY) apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-town Indian families as there is a huge trust deficit about non-government financial products. Using the “Social Shopify of Finance” Tech platform, WeRize has enabled thousands of financially literate and digitally savvy freelancers in 1000+ cities to sell its financial products in their social circle. This solves both the trust issue as well as provides high-touch sales and after-sales services these customers need. The technology platform provided to these partners enables them to source business online and offline, recommend the right product to their customers as well as provide after-sales support.
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.
At finn our mission is to make mobility fun and sustainable: We help everyone who loves driving their own car but refuses the struggle, commitment and intransparent costs associated with car ownership. We achieve this by offering all-inclusive, immediately available, monthly car-subscriptions. Best thing, yet: While you drive we plant trees as every journey is CO2 compensated.
Embedded Finance APIs for all developers.This collection repersents the merchant facing API collection for the buildd ecosystem. Most of the API requires some sort of authorization to use.
Existing Crypto Wallets are too geeky for mainstream users. We are building a multi-chain crypto wallet simplifying user experience for the mainstream users along with a crypto card.
Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.
Legiti is an anti-fraud startup based in Sao Paulo, Brazil, founded in 2019. The company specializes in providing a platform designed to combat transactional fraud in e-commerce. Its primary objective is to maximize retained revenue for clients by implementing technologies that effectively balance the reduction of chargebacks while enhancing conversion rates tailored to various business models. Additionally, Legiti emphasizes the importance of data privacy and promotes engineering best practices to strengthen its anti-fraud measures.
We started Clara to help individuals and families finance their lives in a more efficient, transparent, and empowered way. We started with one of life’s most important financial decisions -- a home. We are building technology to reduce the time and cost it takes to originate a mortgage and creating a more personalized, clear experience for our customers.
PayZen is a mission-driven FinTech company that aims to tackle the growing patient payment responsibility problem with superior technology and a new approach. We achieve better financial outcomes for both patients and providers through Smart Medical Payment Plans And Non-Recourse Patient Financing.
Aplazo is a fintech platform based in Mexico that facilitates online installment payments for users making purchases at affiliated stores. The platform allows customers to apply online and choose a payment method that enables them to pay for their products in fixed installment plans. By providing this service, Aplazo aims to enhance financial access and opportunities for consumers while helping businesses expand their customer base through innovative payment solutions.
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.
At MODIFI, we empower Small and Medium-Sized Businesses to trade internationally with digital trade financing. We believe that international trade is a key driver for development around the globe. But many small and medium-sized enterprises simply cannot afford to do business internationally without reliable access to finance. MODIFI strives to change that through technology and a global ecosystem for trade partners. We make Trade Finance available, easy, flexible and transparent. We help our partners to grow their business. And we give them peace of mind.
* At WeRize, we are creating a new category in Indian financial services space. We are building, India’s first socially distributed full stack financial services platform for families in small town India. The financial needs of these customers have been largely ignored by traditional players and even fintechs who primarily focus on millennials in urban India * WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized credit, group insurance, and savings products for 100Mn lower-middle-class families and 300Mn individuals spread across the 4000+ towns . This $200 Billion annual market expects a very different product set as well as distribution model which traditional private banks, insurers, and mutual fund companies are unable to provide. The economics of these products as well as operating in small cities for traditional companies is unfeasible due to their high-cost branch-based distribution model. * Families living in small towns across India require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire Indian fintech ecosystem is geared towards building do-it-yourself (DIY) apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-town Indian families as there is a huge trust deficit about non-government financial products. Using the “Social Shopify of Finance” Tech platform, WeRize has enabled thousands of financially literate and digitally savvy freelancers in 1000+ cities to sell its financial products in their social circle. This solves both the trust issue as well as provides high-touch sales and after-sales services these customers need. The technology platform provided to these partners enables them to source business online and offline, recommend the right product to their customers as well as provide after-sales support.
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.
Aplazo is a fintech platform based in Mexico that facilitates online installment payments for users making purchases at affiliated stores. The platform allows customers to apply online and choose a payment method that enables them to pay for their products in fixed installment plans. By providing this service, Aplazo aims to enhance financial access and opportunities for consumers while helping businesses expand their customer base through innovative payment solutions.
At Caju we are creating a benefits platform for the teams of the future. Starting with benefits used every day by most employees, we want teams to use products and services they like and that are fair to merchants and partners. We'll launch soon!
We started Clara to help individuals and families finance their lives in a more efficient, transparent, and empowered way. We started with one of life’s most important financial decisions -- a home. We are building technology to reduce the time and cost it takes to originate a mortgage and creating a more personalized, clear experience for our customers.
HAWK:AI GmbH is a fintech company based in Munich, Germany, founded in 2018. The company specializes in providing a platform for detecting and investigating money laundering activities, employing machine-learning techniques to enhance the capabilities of financial institutions in combating financial crime. HAWK:AI offers an end-to-end solution that streamlines the financial crime compliance process, including transaction monitoring, investigation, filing, and maintaining audit trails. By leveraging advanced technology, HAWK:AI aims to deliver a more effective approach to addressing the challenges of financial crime in the banking and financial sector.
Paytron, LLC operates the Cocoon Technology platform, providing a range of merchant services, including credit and debit card processing, secure gateway processing, and point of sale hardware. Founded in 2015 and based in Las Vegas, Nevada, Paytron also offers business loans. Additionally, the Australian branch of Paytron focuses on international payments and treasury management, catering to small and medium-sized enterprises. This platform facilitates the payment of international invoices in foreign currencies and offers features such as invoice processing, risk management, currency conversion, and global payment facilitation. By enabling efficient cash flow management and automated invoice workflows, Paytron helps businesses mitigate currency risks and streamline cross-border transactions.
We started Clara to help individuals and families finance their lives in a more efficient, transparent, and empowered way. We started with one of life’s most important financial decisions -- a home. We are building technology to reduce the time and cost it takes to originate a mortgage and creating a more personalized, clear experience for our customers.
PayZen is a mission-driven FinTech company that aims to tackle the growing patient payment responsibility problem with superior technology and a new approach. We achieve better financial outcomes for both patients and providers through Smart Medical Payment Plans And Non-Recourse Patient Financing.
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.
Paytron, LLC operates the Cocoon Technology platform, providing a range of merchant services, including credit and debit card processing, secure gateway processing, and point of sale hardware. Founded in 2015 and based in Las Vegas, Nevada, Paytron also offers business loans. Additionally, the Australian branch of Paytron focuses on international payments and treasury management, catering to small and medium-sized enterprises. This platform facilitates the payment of international invoices in foreign currencies and offers features such as invoice processing, risk management, currency conversion, and global payment facilitation. By enabling efficient cash flow management and automated invoice workflows, Paytron helps businesses mitigate currency risks and streamline cross-border transactions.
At finn our mission is to make mobility fun and sustainable: We help everyone who loves driving their own car but refuses the struggle, commitment and intransparent costs associated with car ownership. We achieve this by offering all-inclusive, immediately available, monthly car-subscriptions. Best thing, yet: While you drive we plant trees as every journey is CO2 compensated.
Basic Enterprises Pvt Ltd designs and develops tech-enabled platform for automating home loans for middle and low-income households in India. The company's platform offers services, such as access to multiple lenders; track application, approvals, and payouts; track earnings on each applications; loan sanction and disbursement; earning tracker; and eligibility calculators. Basic Enterprises Pvt Ltd's platform also provides services to home loan agents. such as integrated crm platform. The company was founded in 2020 and is based in Gurugram, India.
HAWK:AI GmbH is a fintech company based in Munich, Germany, founded in 2018. The company specializes in providing a platform for detecting and investigating money laundering activities, employing machine-learning techniques to enhance the capabilities of financial institutions in combating financial crime. HAWK:AI offers an end-to-end solution that streamlines the financial crime compliance process, including transaction monitoring, investigation, filing, and maintaining audit trails. By leveraging advanced technology, HAWK:AI aims to deliver a more effective approach to addressing the challenges of financial crime in the banking and financial sector.
We started Clara to help individuals and families finance their lives in a more efficient, transparent, and empowered way. We started with one of life’s most important financial decisions -- a home. We are building technology to reduce the time and cost it takes to originate a mortgage and creating a more personalized, clear experience for our customers.
Selina Finance Limited, incorporated in 2018 and based in London, provides innovative digital finance services aimed at consumers and businesses. Recognizing the significant value tied up in UK homes and the reliance on costly consumer loans, credit cards, and overdrafts, the company offers flexible financing solutions that are designed to meet modern customer needs. Selina Finance enables individuals to assess their loan eligibility and provides credit facilities for property investors and businesses. By leveraging expertise in real estate, finance, and technology, Selina Finance aims to deliver a next-generation financing option that combines the flexibility of a current account, the affordability of a mortgage, and the ease of application typical of consumer loans.
At finn our mission is to make mobility fun and sustainable: We help everyone who loves driving their own car but refuses the struggle, commitment and intransparent costs associated with car ownership. We achieve this by offering all-inclusive, immediately available, monthly car-subscriptions. Best thing, yet: While you drive we plant trees as every journey is CO2 compensated.
Flat.mx is a property tech startup that that simplifies the process of buying or selling a home, with a deep layer of technology and data. With Flat.mx, sellers can sell their homes for a fair price in a matter of days, and move-in to a new apartment effortlessly. For buyers, Flat.mx assures the conditions of the property, a fair purchase price, and a seamless buying experience. Bernardo Cordero and Victor Noguera founded it in 2019 and is headquartered in Mexico City, Distrito Federal.
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
At finn our mission is to make mobility fun and sustainable: We help everyone who loves driving their own car but refuses the struggle, commitment and intransparent costs associated with car ownership. We achieve this by offering all-inclusive, immediately available, monthly car-subscriptions. Best thing, yet: While you drive we plant trees as every journey is CO2 compensated.
At MODIFI, we empower Small and Medium-Sized Businesses to trade internationally with digital trade financing. We believe that international trade is a key driver for development around the globe. But many small and medium-sized enterprises simply cannot afford to do business internationally without reliable access to finance. MODIFI strives to change that through technology and a global ecosystem for trade partners. We make Trade Finance available, easy, flexible and transparent. We help our partners to grow their business. And we give them peace of mind.
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.
* At MoneyOnClick we are building India’s largest financial services brand for the 500 Mn lower middle income customers in 4000+ small cities (which we term as “India 4”). This customer segment has very little penetration of formal loans, insurance or saving products as existing financial service players see this segment as risky and non profitable . We have created custom lending, insurance and saving products that are tailormade to serve the needs of India4 customers. * To reach these customers at low CAC, we have built a proprietary tech enabled offline-to-online social distribution channel where we have onboarded thousands of financially literate free-lancers such as LIC agents and junior financial sector employees in 1000+ cities. Our fully automated social partner app is available in 8 Indian languages and helps us manage these partners remotely without any physical presence. * The general perception is that this customer segment is highly risky and non lendable. We are happy to share that we have been able to maintain near 0% default rates despite Covid19 . Our proprietary ML based family underwriting where we evaluate the P&L of the family and give a joint liability family loan has helped us maintain these low default rates.
Narmi Inc. is a technology company that specializes in developing online and mobile banking applications for regional and community financial institutions in the United States. Founded in 2016 and headquartered in New York City, Narmi aims to enhance the banking experience by providing a platform that allows these institutions to attract, engage, and retain customers more effectively. Their offerings include features such as online banking, account opening with fraud protection, and multi-factor authentication, all designed to streamline financial transactions and improve customer interaction. By equipping regional and community banks with advanced technology, Narmi helps them compete against larger banks and FinTech companies, fostering a more diverse and engaging financial ecosystem. In addition to its banking applications, Narmi also provides website design, development, and hosting services, as well as content generation and management solutions.
TaxScouts is a tax preparation platform that makes tax planning easier. It allows drawing up of personal income tax online by certified accountants and its tax bot helps users to understand their personal income tax situation and suggests ways to reduce their tax bill.
Founded by Mart Abramov, Kaupo Kõrv, and Daniel Karger in 2017, TaxScouts is headquartered in London, England.
Mira Financial, Inc. provides online insurance brokerage services. The company's online platform helps compare the quotes from different insurers and provides advice to buy a policy that fits the customer. Mira Financial, Inc. was founded in 2016 and is based in New York, New York.
Aspire Financial Technologies Pte. Ltd., founded in 2017 and based in Singapore, specializes in providing cash management services tailored for small businesses. As a subsidiary of Aspire Financial Technologies Holdings Inc., the company focuses on delivering a finance management platform that simplifies banking processes. Aspire's offerings include a unified system for managing bank accounts, credit cards, invoicing, and expenses, allowing business owners to access essential financial tools conveniently. The platform is designed to facilitate borderless payments and enhance expense management, enabling clients to streamline their cash management operations and make informed business decisions without the delays and complexities often associated with traditional financial institutions.
Loot Financial Services Ltd., based in London, provides innovative banking solutions, including current accounts and contactless MasterCard services. Founded in 2014, the company offers a web application that enables users to manage their finances effectively through features such as weekly budgeting data, real-time spending insights, and card management options like pausing and unpausing the card. Additionally, Loot combines a prepaid debit card with a budgeting app, allowing users to track their expenses without the hassle of manual entry. The company is currently focused on regional pilots to validate its business model and is seeking strategic investors for its global expansion.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
StrideUp is transforming home ownership by breaking the binary nature of home finance and helping an entire generation meet its aspirations. Home ownership is artificially constrained by the financial leap needed between renting (and owning 0%) and buying (and owing 100% using a large mortgage). Using technology and data we are building a new way to own your home and invest in residential property. Join us and become part of this journey as we transform one of the largest markets in the world.
Homebot, Inc. is a financial planner application designed to help homeowners maximize their wealth through home equity, which is often their largest asset. The platform provides tools for homeowners to understand various financial options, such as refinancing and accessing credit lines, while also assisting lenders and real estate agents in facilitating these processes. Homebot's services are particularly relevant as a significant portion of personal wealth in the U.S. is derived from home equity. Founded in 2015 and based in Denver, Colorado, Homebot operates under ASG, LLC and ASG II, LLC, and has formed a strategic alliance with Black Knight, Inc. The platform aims to enhance client engagement and communication within the mortgage and real estate industries, thereby reducing customer churn and increasing conversion rates.
HashChing Pty Limited is an Australian-based online marketplace that facilitates access to home loan deals by connecting consumers directly with verified mortgage brokers. Established in 2014 and headquartered in Chatswood, the platform aims to empower users by allowing them to share their experiences with various financial products, whether positive or negative. This transparency helps potential borrowers make informed decisions in a straightforward and convenient manner. By streamlining the process of finding suitable mortgage options, HashChing enhances the home loan experience for consumers across Australia.
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.
Naborly uses AI to help landlords and tenants eliminate the stress of the eviction experience by offering an inclusive credit bureau and tenant screening platform, lease protection insurance, and low-interest pay-day lending (12.5%) to help tenants get back on their feet when life throws those unexpected curveballs