Quona Capital

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Ideem is a cybersecurity company specializing in two-factor authentication (2FA) solutions that are universal, automatic, and silent.

Enza is a financial services company that specializes in providing innovative payment solutions. With a focus on fostering financial inclusion and encouraging the digitization of payments, Enza aims to serve the vibrant fintech and payments ecosystem in Africa. The company offers a rich API environment, allowing clients to focus on solving business challenges without the need to invest in complex payment infrastructure. Enza's services are designed to meet the needs of African banks and fintech companies, supporting the continent's growing ecommerce and digital payments sector.

Finmo offers a cloud-based platform streamlining global payments and financial operations. It enables businesses to manage cross-border payments, hold funds in multiple currencies, automate cash flow forecasting, and expand into new markets with ease.

Neofin develops AI-powered software for B2B payments workflows. It automates and streamlines financial processes, transforming how companies manage accounts receivable and billing. The platform offers multiple payment methods, reduced transactional fees, automated personalized billing, and real-time reconciliation.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Bureau is a no-code platform specializing in identity verification, risk management, and fraud prevention. It enables businesses to automate decisions, onboard good customers securely, and enhance user experiences through real-time insights, instant logins, and risk profiling.

Prima consolidates and solves the metal-mechanical manufacturing needs of industrial and commercial companies. We specialize in supplying materials, designing and manufacturing finished parts, components, and structures, and executing high-tonnage projects that require specialized engineering. Our processes, engineering, technology, and network allow our clients to achieve better prices, quality, and OTIF rates.

Solvento is a fintech company offering a digital payment and credit platform for the trucking industry. The platform automates payments, finances invoices, and provides liquidity to truckers, enabling them to receive funds promptly after deliveries and focus on operations and growth. It emphasizes system integrations to streamline payment processing across partners, supporting liquidity, billing, and cash flow management. By delivering dependable and flexible financing and payment tools, Solvento aims to strengthen the supply chain by reducing friction in invoice settlement and improving operational efficiency for shippers and carriers.

Equal Identity operates as an ID-sharing platform.

Zinc Money provides fast and secure international money transfers, specializing in helping students and individuals send money from India. With the convenience of UPI integration, users can now transfer funds abroad effortlessly. Zinc Money offers quick and affordable money transfer solutions for education, travel, and everyday expenses with transparent fees and strong security. Whether you need to send money internationally or manage global transactions, Zinc simplifies the process, making it an ideal choice for users transferring money from India.

CXC enables private debt transaction in Latin America.

OCTA is a company that specializes in optimizing cash flow and simplifying payment processes for businesses, particularly small and medium enterprises (SMEs). The OCTA platform offers an automated system for collecting invoices, which facilitates timely payments between business-to-business clients. By providing real-time insights and seamless integrations, OCTA allows companies to manage their invoices and follow up on payments with ease. This enables SMEs to focus on their growth while benefiting from improved financial management and easier access to financing solutions. Through its innovative approach, OCTA serves as a comprehensive command center for B2B payments and finance.

Broom is a company that specializes in providing short-term loans to automobile dealers. The platform allows dealers to use their car inventories as collateral for these loans. This service enables dealers to access necessary funding, conduct car auctions, and sell vehicles efficiently within the marketplace. By leveraging Broom's services, automotive businesses can enhance their operations, ensuring a steady supply of vehicles and fostering growth in their showroom activities.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Onsurity is an employee healthcare platform that offers a monthly healthcare membership paired with group health insurance for small and medium-sized enterprises (SMEs) and startups. The platform delivers technology-driven benefits, including group health coverage, discounts on medicines, health check-ups, telemedicine with doctor consultations, fitness rewards, and other integrated services to support employee wellness. By focusing on technology-based solutions, Onsurity aims to simplify health benefits and enhance team wellness through a streamlined digital experience.

Franq is a Brazilian fintech that aggregates 50 financial institutions to distribute over 100 financial products and services through a network of 7,000 independent brokers, known as Personal Bankers. It operates as a multi-sided marketplace that enables banking professionals to offer a wide range of products to individuals and small and medium-sized enterprises, serving as a free, one-stop shop. The platform emphasizes the independence and autonomy of the independent professionals and provides clients with access to products from banks, fintechs and insurers so they can choose the options that best fit their needs.

Sukhiba is a decentralized community-based commerce platform that focuses on enhancing customer engagement through conversational commerce. It provides businesses with tools designed to facilitate interactions via WhatsApp, allowing for efficient management of customer relationships. The platform enables companies to send notifications, process orders, and streamline operations, ultimately supporting growth in sales. By leveraging conversational technology, Sukhiba aims to create a more interactive and responsive shopping experience for both businesses and their customers.

Caliza develops global financial infrastructure to facilitate borderless commerce. It enables businesses to offer instant cross-border settlements and regulated digital dollar accounts to their customers, powered by stablecoins.

Monkey Exchange, founded in 2016 and headquartered in Sao Paulo, Brazil, operates an online platform designed to facilitate the exchange of receivables. The company focuses on providing financial solutions to medium and small businesses in Brazil by reducing their cost of capital. It achieves this by connecting suppliers within multinational groups' supply chains with investors, creating a competitive environment that benefits both parties. Suppliers gain access to financing at lower costs, while investors secure better returns.

Arya.ag is India's largest grain commerce platform, connecting sellers and buyers of agricultural produce while ensuring quality, quantity, and timely payments. It serves clients ranging from farmers and farmer producer organizations to financial institutions, agri-processors, commodity traders, and corporate agribusinesses. With visibility over 11,000 storage points nationwide, Arya.ag ensures year-round supply to buyers with embedded financing options.

Shivalik Small Finance Bank is a technology-driven retail bank focused on small and underserved segments, delivering digitally oriented, affordable products and a differentiated customer experience. It operates on a cloud-based architecture powered by Infosys Finacle Core Banking and Digital Banking Suite, enabling scalable online and mobile banking. The bank supports UPI, IMPS, NEFT/RTGS and is a direct member of the National Financial Switch. It serves a broad client base with over 4.5 lakh customers and 15,000 self-help groups, and operates through 31 branches and more than 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi and Uttarakhand. The bank distributes insurance products as a corporate agent and collaborates with technology and insurance providers including Infosys EdgeVerve, FIS, Ctrl-S.

International Payments Identity(IPiD) is a international payments addressing platform that provide solutions to validate bank account of the payee and fetch his banking information by mapping proxies with bank account details.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Turno is a fintech startup that provides electric vehicle solutions for operators and owners. It helps commercial vehicle operators make the switch to EVs. Turno accomplishes this by offering a diverse range of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the best possible return on investment for EV owners. Turno's mission in India is to convert gasoline miles to electric miles. The startup sells EVs manufactured by various brands both online and in physical stores, as well as providing financing options and buying back used batteries.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Upswing Financial Technologies develops an open finance B2B ecosystem and an API-driven fintech platform that enables banks and other financial institutions to offer digital financial products to their customers. The platform supports secure, compliant business processes and helps consumer brands integrate directly with banks to provide financial services through partner institutions. By focusing on open finance and differentiated fintech solutions, the company aims to streamline integrations and broaden access to banking-enabled services for end users.

Pave Bank is a pioneering financial institution that offers a multi-asset and programmable banking platform designed to empower businesses with comprehensive global banking solutions. By connecting to the global financial landscape, Pave Bank provides a range of business banking products, including multi-currency operating accounts, global payments, and treasury management services. This integrated approach enables businesses to manage their financial operations efficiently and effectively, catering to their diverse banking needs in an increasingly interconnected world.

Solvento is a fintech company offering a digital payment and credit platform for the trucking industry. The platform automates payments, finances invoices, and provides liquidity to truckers, enabling them to receive funds promptly after deliveries and focus on operations and growth. It emphasizes system integrations to streamline payment processing across partners, supporting liquidity, billing, and cash flow management. By delivering dependable and flexible financing and payment tools, Solvento aims to strengthen the supply chain by reducing friction in invoice settlement and improving operational efficiency for shippers and carriers.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Onsurity is an employee healthcare platform that offers a monthly healthcare membership paired with group health insurance for small and medium-sized enterprises (SMEs) and startups. The platform delivers technology-driven benefits, including group health coverage, discounts on medicines, health check-ups, telemedicine with doctor consultations, fitness rewards, and other integrated services to support employee wellness. By focusing on technology-based solutions, Onsurity aims to simplify health benefits and enhance team wellness through a streamlined digital experience.

Alami is a licensed peer-to-peer lending platform based in Jakarta, Indonesia. It facilitates sharia-compliant financing for micro, small, and medium-sized enterprises through its transparent and fair platform.

ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.

Bureau is a no-code platform specializing in identity verification, risk management, and fraud prevention. It enables businesses to automate decisions, onboard good customers securely, and enhance user experiences through real-time insights, instant logins, and risk profiling.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Nocnoc is a cross-border e-commerce platform that connects global sellers with Latin American marketplaces and serves merchants and final customers. The company provides integrated logistics, marketing services, and technology to help international brands reach Latin American consumers through a single platform. It supports Latin American marketplaces entering cross-border commerce and enables sellers to increase volumes by delivering a domestic-feeling shopping experience, regardless of product origin. Nocnoc combines its software with a team of local experts to analyze supply and market demand, optimize pricing and conversions, and streamline listings across multiple marketplaces, reaching millions of consumers each month. Founded in 2017, Nocnoc is based in Montevideo, Uruguay.

Broom is a company that specializes in providing short-term loans to automobile dealers. The platform allows dealers to use their car inventories as collateral for these loans. This service enables dealers to access necessary funding, conduct car auctions, and sell vehicles efficiently within the marketplace. By leveraging Broom's services, automotive businesses can enhance their operations, ensuring a steady supply of vehicles and fostering growth in their showroom activities.

Turno is a fintech startup that provides electric vehicle solutions for operators and owners. It helps commercial vehicle operators make the switch to EVs. Turno accomplishes this by offering a diverse range of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the best possible return on investment for EV owners. Turno's mission in India is to convert gasoline miles to electric miles. The startup sells EVs manufactured by various brands both online and in physical stores, as well as providing financing options and buying back used batteries.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

Twinco Capital is a financial services company based in Alcobendas, Spain, that specializes in providing innovative financing solutions for the supply chain industry. Founded in 2016, Twinco offers a comprehensive supply chain finance platform that addresses the full production cycle, from purchase orders to final invoice payments. The company connects suppliers, both large and small, with affordable funding options while also assisting buyers in establishing competitive and socially responsible supply chains. By leveraging advanced supply chain analytics and embedding environmental, social, and governance (ESG) metrics into its financing programs, Twinco aims to create a more equitable landscape for small and medium-sized enterprises in global trade. Through its unique approach, Twinco is committed to fostering inclusive growth and enhancing the sustainability of global supply chain practices.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

NeoGrowth is a non-banking financial company based in Mumbai, Maharashtra, founded in 2011 by Dhruv Khaitan and Piyush Khaitan. The company specializes in providing financial solutions tailored to the needs of small and medium-sized businesses in India that engage in retail activities, including the sale of apparel, consumer electronics, footwear, handicrafts, and various services such as restaurants, beauty salons, and health centers. NeoGrowth offers term working capital loans and inventory financing against future credit and debit card sales, enabling merchants to access credit facilities with ease. Through its services, NeoGrowth aims to support the growth and operational needs of small businesses, facilitating their access to essential financial resources.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Shivalik Small Finance Bank is a technology-driven retail bank focused on small and underserved segments, delivering digitally oriented, affordable products and a differentiated customer experience. It operates on a cloud-based architecture powered by Infosys Finacle Core Banking and Digital Banking Suite, enabling scalable online and mobile banking. The bank supports UPI, IMPS, NEFT/RTGS and is a direct member of the National Financial Switch. It serves a broad client base with over 4.5 lakh customers and 15,000 self-help groups, and operates through 31 branches and more than 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi and Uttarakhand. The bank distributes insurance products as a corporate agent and collaborates with technology and insurance providers including Infosys EdgeVerve, FIS, Ctrl-S.

Pillow is a crypto investment startup that accelerates the adoption of crypto services in emerging economies. Its platform helps generate downside-protected interest on crypto assets by investing in curated, actively managed Defi strategies. The company aims to make participation in DeFi as simple as possible, by abstracting out all technical, security, and strategic concerns and allowing users to earn high yields on their holdings with a simple click. Pillow was founded in 2021 by Arindam Roy, Rajath KM, and Kartik Mishra.

Franq is a Brazilian fintech that aggregates 50 financial institutions to distribute over 100 financial products and services through a network of 7,000 independent brokers, known as Personal Bankers. It operates as a multi-sided marketplace that enables banking professionals to offer a wide range of products to individuals and small and medium-sized enterprises, serving as a free, one-stop shop. The platform emphasizes the independence and autonomy of the independent professionals and provides clients with access to products from banks, fintechs and insurers so they can choose the options that best fit their needs.

Alami is a licensed peer-to-peer lending platform based in Jakarta, Indonesia. It facilitates sharia-compliant financing for micro, small, and medium-sized enterprises through its transparent and fair platform.

Solvento is a fintech company offering a digital payment and credit platform for the trucking industry. The platform automates payments, finances invoices, and provides liquidity to truckers, enabling them to receive funds promptly after deliveries and focus on operations and growth. It emphasizes system integrations to streamline payment processing across partners, supporting liquidity, billing, and cash flow management. By delivering dependable and flexible financing and payment tools, Solvento aims to strengthen the supply chain by reducing friction in invoice settlement and improving operational efficiency for shippers and carriers.

Founded in 2019, Majoo is a Software-as-a-Service provider based in Jakarta, Indonesia. It offers a platform connecting small and medium-sized enterprises (SMEs) to digital ecosystems, enabling them to enhance sales growth, reach more customers, and improve business operations.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Sava is a multi-management platform focused on business spending and financial control. It offers an unlimited number of virtual cards, allowing companies to manage their expenses efficiently. The platform integrates automated accounting reconciliation and utilizes business accounting software to help organizations maintain precise oversight of their finances. By classifying transactions and streamlining the reconciliation process, Sava enables businesses to optimize their financial management and supports their growth with essential tools and credit solutions.

Fisdom is a prominent digital wealth platform in India that provides a diverse array of financial products and services tailored for retail and mass affluent customers. The company offers a comprehensive suite of options, including stocks, mutual funds, pension funds, sovereign bonds, insurance, and tax services, positioning itself as a one-stop solution for financial needs. Fisdom has transformed the wealthtech landscape by implementing a B2B2C distribution model through strategic partnerships with leading banks, granting it access to a vast customer base exceeding 400 million. The platform integrates seamlessly into the mobile banking applications of partner banks, enhancing user experience through a hybrid model that combines digital and assisted service options. With an active customer base of 1.2 million, a significant portion of which is from tier 2 and tier 3 cities, Fisdom has established itself as a key player in the financial services sector. The company's achievements have been recognized through various awards, underscoring its impact and innovation in the industry.

MoHash is a decentralized finance protocol that facilitates global capital access and liquidity for private debt markets in fast-growing economies by leveraging stablecoin crypto assets.

Turno is a fintech startup that provides electric vehicle solutions for operators and owners. It helps commercial vehicle operators make the switch to EVs. Turno accomplishes this by offering a diverse range of vehicles from partner OEMs, affordable financing, and battery value guarantees to ensure the best possible return on investment for EV owners. Turno's mission in India is to convert gasoline miles to electric miles. The startup sells EVs manufactured by various brands both online and in physical stores, as well as providing financing options and buying back used batteries.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Founded in 2021, Mewt is an Indian fintech company that simplifies business banking for Micro, Small, and Medium Enterprises (MSMEs). It aggregates accounts from state-run banks, private banks, and neo banks into a single account, enabling fast transfers and QR code-based payments.

Finkargo is a financial services company based in Bogota, Colombia, that specializes in trade financing for small and medium-sized enterprises (SMEs). Established in 2021, Finkargo aims to facilitate the growth of these businesses by providing logistical and technological support tailored to their needs. The company offers an import financing platform that features an automated credit scoring model, enabling SMEs to access necessary capital and streamline their logistics and financing processes. By prioritizing fair pricing and aligning its services with the realities of its clients, Finkargo helps small and medium-sized importers increase sales and manage logistics effectively.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Nocnoc is a cross-border e-commerce platform that connects global sellers with Latin American marketplaces and serves merchants and final customers. The company provides integrated logistics, marketing services, and technology to help international brands reach Latin American consumers through a single platform. It supports Latin American marketplaces entering cross-border commerce and enables sellers to increase volumes by delivering a domestic-feeling shopping experience, regardless of product origin. Nocnoc combines its software with a team of local experts to analyze supply and market demand, optimize pricing and conversions, and streamline listings across multiple marketplaces, reaching millions of consumers each month. Founded in 2017, Nocnoc is based in Montevideo, Uruguay.

Wasoko is an Africa-focused e-commerce platform that connects small shops and informal retailers with suppliers, allowing retailers to place orders via SMS or a mobile app and receive free same-day delivery to their stores. By digitizing procurement, the platform expands access to a broad range of essential goods, helping manufacturers and distributors reach more stores and improve product availability for consumers in emerging markets. The service supports trade and economic growth across Africa by increasing sales, widening market coverage for suppliers, and delivering a stable, efficient sourcing experience.

Castia is a Latin American proptech company that facilitates seamless home transitions. It enables homeowners to leverage their current home equity to move into new properties quickly and easily. Castia provides mortgage loans for down payments on new homes, ensuring the sale of the old property within six months.

Broom is a company that specializes in providing short-term loans to automobile dealers. The platform allows dealers to use their car inventories as collateral for these loans. This service enables dealers to access necessary funding, conduct car auctions, and sell vehicles efficiently within the marketplace. By leveraging Broom's services, automotive businesses can enhance their operations, ensuring a steady supply of vehicles and fostering growth in their showroom activities.

PT. Julo Teknologi Perdana operates a mobile application that offers affordable unsecured personal loans to smartphone users, primarily targeting the underbanked population in Indonesia. The platform connects borrowers with institutional lenders, facilitating a streamlined loan application process that allows users to submit personal documents digitally and receive funds within a day after successful verification. Utilizing machine learning, the company assesses borrowers' creditworthiness to determine interest rates and credit limits. JULO promotes responsible borrowing by rewarding positive behavior with cashback bonuses and offering lower interest rates for reliable customers. Founded in 2016 and based in South Jakarta, JULO aims to provide low-cost loan products while maintaining economic viability for its lending partners.

Founded in 2019, Majoo is a Software-as-a-Service provider based in Jakarta, Indonesia. It offers a platform connecting small and medium-sized enterprises (SMEs) to digital ecosystems, enabling them to enhance sales growth, reach more customers, and improve business operations.

Arya.ag is India's largest grain commerce platform, connecting sellers and buyers of agricultural produce while ensuring quality, quantity, and timely payments. It serves clients ranging from farmers and farmer producer organizations to financial institutions, agri-processors, commodity traders, and corporate agribusinesses. With visibility over 11,000 storage points nationwide, Arya.ag ensures year-round supply to buyers with embedded financing options.

Arya Collateral Warehousing Services Private Limited specializes in post-harvest services that support the agricultural value chain. The company offers a range of storage and logistics solutions, including warehousing, fumigation, quality testing, and port handling. It also provides stock audits for commodity loans and cash credit, as well as procurement facilitation services that assist with on-field farmer procurement and export assistance. Additionally, Arya offers consulting services focused on the post-harvest value chain, farm linkages, and commodity-based finance. The company caters to a diverse clientele, including farmers, farmer producer organizations, processors, financial institutions, agri-corporations, international buyers, and development actors. Established in 1982, Arya Collateral Warehousing Services is headquartered in Noida, India.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

KoinWorks is a Indonesian fintech company offering a comprehensive suite of financial products. Users can manage both assets and liabilities on its single platform, making it a one-stop solution for accessible and affordable financial services.

Founded in 2020, Rupifi is a digital B2B platform headquartered in Bengaluru, India. It offers loans, working capital, and payment services tailored for small businesses, aiming to simplify transactions, provide flexible credit options, and enhance operational efficiency.

SB NRI is a fintech company that provides investment and advisory services as well as one-stop platform to NRIs all over the world.

Facily is a Latin American social commerce platform focusing on affordable items for lower-income neighborhoods. It enables group buying, offers interactive shopping experiences, and promotes community engagement through local leaders.

Bureau is a no-code platform specializing in identity verification, risk management, and fraud prevention. It enables businesses to automate decisions, onboard good customers securely, and enhance user experiences through real-time insights, instant logins, and risk profiling.

Tarfin is a European fintech company offering an agri-inputs marketplace with embedded working capital financing for farmers. Through its digital platform, Tarfin provides farmers access to financing at the point of purchase for essential agricultural inputs, helping to improve productivity and cash flow management.

RentOk is a mobile platform designed for property owners and tenants. It automates key aspects of renting, including tenant onboarding, payment collection, and dispute resolution, aiming to enhance the overall rental experience.

Facily is a Latin American social commerce platform focusing on affordable items for lower-income neighborhoods. It enables group buying, offers interactive shopping experiences, and promotes community engagement through local leaders.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

VertoFX Ltd is a London-based business-to-business currency exchange marketplace that facilitates international transactions for companies. Established in 2017, VertoFX provides a platform that offers access to exotic and foreign currencies, alongside online payment services that streamline the process of making payments to overseas suppliers. The company’s software includes tools for liquidity and price discovery, enabling businesses to manage significant revenue flows efficiently. By specializing in the needs of international businesses, VertoFX helps clients navigate the complexities of currency exchange and global payments.

Caliza develops global financial infrastructure to facilitate borderless commerce. It enables businesses to offer instant cross-border settlements and regulated digital dollar accounts to their customers, powered by stablecoins.

Capiter is a B2B e-commerce marketplace based in Cairo, Egypt, that connects small businesses, vendors, wholesalers, and FMCGs on a single platform. Founded in 2019, the company streamlines the supply chain by allowing merchants to order products online and access on-demand credit facilities. Capiter facilitates immediate payment to suppliers for goods sold to buyers, thereby mitigating collection and credit risks. By leveraging advanced technology and machine learning, it enhances operational efficiency and data accuracy across the supply chain. This approach not only supports small businesses in increasing sales and expanding their customer base but also improves cash flow management.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Founded in Thailand in 2017, Sunday is the first full-stack InsurTech group adopting data models and technology to offer multiple insurance products and services across the entire customer journey. The company provides auto insurance, health insurance, and travel insurance. Sunday reinvents the entire insurance offering and experience to ensure that customers' needs are met anytime, anywhere.

Kovi is a digital car rental platform operating in Latin America, enabling mobility for ride-hailing and delivery drivers through an online on-demand service. It employs an asset-light model by partnering with automakers and traditional rental companies to offer flexible, affordable vehicle access. Founded in 2018 and based in São Paulo, Brazil, Kovi serves markets in Brazil and Mexico, advancing safer, more accessible transportation for millions of users.

Alami is a licensed peer-to-peer lending platform based in Jakarta, Indonesia. It facilitates sharia-compliant financing for micro, small, and medium-sized enterprises through its transparent and fair platform.

Onsurity is an employee healthcare platform that offers a monthly healthcare membership paired with group health insurance for small and medium-sized enterprises (SMEs) and startups. The platform delivers technology-driven benefits, including group health coverage, discounts on medicines, health check-ups, telemedicine with doctor consultations, fitness rewards, and other integrated services to support employee wellness. By focusing on technology-based solutions, Onsurity aims to simplify health benefits and enhance team wellness through a streamlined digital experience.

Global66 operates an international online payment platform that facilitates money transfers for customers. Founded in 2017 and headquartered in Santiago, Chile, with additional offices in London and Lima, the company provides a variety of services, including a multicurrency wallet, peer-to-peer payments, and zero cross-border fees. Its platform supports transactions such as payments to Google, loans between subsidiaries, and business-to-business services, catering primarily to clients and businesses in Latin American countries. By offering competitive rates and fast remittance options, Global66 aims to simplify international financial transactions for its users.

Yoco is an African technology company that enables entrepreneurs and small businesses to accept secure payments online and in person through a single platform. Its product ecosystem includes payments, lending, and business software.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

Addi is a technology company that provides consumer credit and point-of-sale financing solutions. Its application enables customers to apply for credit at the moment of purchase at partner retailers and to pay for purchases in interest-free installments, supporting affordable financing for shopping needs and expanding digital commerce.

Founded in 2020, Rupifi is a digital B2B platform headquartered in Bengaluru, India. It offers loans, working capital, and payment services tailored for small businesses, aiming to simplify transactions, provide flexible credit options, and enhance operational efficiency.

Monkey is a platform that uses technology to connect buyers, suppliers, and financial institutions.

Monkey Exchange, founded in 2016 and headquartered in Sao Paulo, Brazil, operates an online platform designed to facilitate the exchange of receivables. The company focuses on providing financial solutions to medium and small businesses in Brazil by reducing their cost of capital. It achieves this by connecting suppliers within multinational groups' supply chains with investors, creating a competitive environment that benefits both parties. Suppliers gain access to financing at lower costs, while investors secure better returns.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

CowryWise is a FinTech company based in Lagos, Nigeria, that provides a personal finance platform aimed at automating savings and investments for users across the country. The platform allows users to automatically transfer funds from their bank accounts into CowryWise accounts on a daily, weekly, or monthly basis. These savings are then invested in risk-free instruments such as treasury bills and government bonds, earning interest daily. CowryWise focuses on democratizing access to premium financial services by offering them at low rates, thereby enhancing financial inclusion. Through technology and investment management, the company delivers wealth management and financial planning services, along with free wealth advisory and consumer education, enabling customers to achieve their financial goals in a secure and straightforward manner.