Quona Capital

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Enza is a financial services company that specializes in providing innovative payment solutions. With a focus on fostering financial inclusion and encouraging the digitization of payments, Enza aims to serve the vibrant fintech and payments ecosystem in Africa. The company offers a rich API environment, allowing clients to focus on solving business challenges without the need to invest in complex payment infrastructure. Enza's services are designed to meet the needs of African banks and fintech companies, supporting the continent's growing ecommerce and digital payments sector.

Finmo is a cloud-native financial platform that simplifies global payments and financial operations for businesses of all sizes. It enables users to manage cross-border payments, handle multi-currency funds, and automate cash flow through a single integrated system. The platform provides Global Currency Accounts that allow businesses to hold, pay, and receive funds in various currencies, complete with local bank details to streamline operations and reduce the need for multiple accounts. Finmo connects to local endpoints in major markets, ensuring optimized payment solutions that enhance growth, speed, and cost-effectiveness. With features for real-time expense tracking and cash flow forecasting, Finmo empowers businesses to make informed financial decisions while facilitating seamless transactions worldwide.

Neofin is a developer of an AI-powered B2B payments platform that aims to enhance accounts receivable and billing processes for businesses. The platform automates and streamlines financial workflows, allowing companies to manage payments efficiently. Neofin offers various payment methods, reduces transactional fees, and provides automated, personalized billing options. Additionally, the platform facilitates real-time reconciliation, enabling finance teams to save time and make informed decisions. By transforming the way companies handle payments and billing, Neofin optimizes financial processes and improves overall operational efficiency.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Zinc Money provides fast and secure international money transfers, specializing in helping students and individuals send money from India. With the convenience of UPI integration, users can now transfer funds abroad effortlessly. Zinc Money offers quick and affordable money transfer solutions for education, travel, and everyday expenses with transparent fees and strong security. Whether you need to send money internationally or manage global transactions, Zinc simplifies the process, making it an ideal choice for users transferring money from India.

OCTA is a platform designed to assist businesses in optimizing their cash flow and simplifying payment processes. By providing a one-click automated system for collecting invoices, OCTA ensures that business-to-business firms receive timely payments. The platform offers features such as real-time insights, seamless integrations, and accessible financing options, enabling small and medium-sized enterprises to manage invoices and follow up on payments with ease. This allows businesses to focus on their growth while OCTA acts as a comprehensive command center for B2B payments and finance.

International Payments Identity(IPiD) is a international payments addressing platform that provide solutions to validate bank account of the payee and fetch his banking information by mapping proxies with bank account details.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Pave Bank is a pioneering financial institution that offers a multi-asset and programmable banking platform designed to empower businesses globally. The bank connects to the international financial landscape, providing a comprehensive range of business banking products. These offerings include multi-currency operating accounts, global payment solutions, and treasury management services, all aimed at facilitating integrated banking for businesses. Through its innovative platform, Pave Bank enables companies to manage their financial operations more efficiently and effectively across different currencies and markets.

Destaxa is an integrated financial management platform that assists small and medium-sized entrepreneurs in efficiently managing their business transactions. The platform simplifies interactions with credit card machines by auditing transactions, optimizing fees, and recovering amounts due, allowing clients to focus on their core business activities. Destaxa's technology enables merchants to work seamlessly with multiple payment acquirers, providing automatic routing solutions to identify cost-effective payment methods for each transaction. With a commitment to transparency and confidence, the platform eliminates the need for manual processes such as Excel spreadsheets, reducing bureaucracy and uncertainty. Destaxa offers an automatic, practical, and secure solution that is free for its users.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Revio was founded in 2020 to help businesses collect more revenue, through reducing payment failures and recovering lost revenue. Through a single API, we optimise merchants’ payment stacks with locally-optimised payment methods and smart payment routing, failover, and retries. We understand that there is more to getting paid than accepting payments, and believe that how you engage customers when trying to collect a failed payment is as important as when you are trying to acquire them. Our Recovery solution builds on this insight, empowering businesses with data-driven omnichannel interaction workflows to recover at-risk revenue from their customers. Today, we’re helping some of Africa's largest brands and fastest-growing startups increase their revenue through increased payment success rates, customer retention, and lifetime value. Locally grounded but globally relevant, we aim to be the go-to revenue recovery and growth partner for businesses across emerging markets.

Destaxa is an integrated financial management platform that assists small and medium-sized entrepreneurs in efficiently managing their business transactions. The platform simplifies interactions with credit card machines by auditing transactions, optimizing fees, and recovering amounts due, allowing clients to focus on their core business activities. Destaxa's technology enables merchants to work seamlessly with multiple payment acquirers, providing automatic routing solutions to identify cost-effective payment methods for each transaction. With a commitment to transparency and confidence, the platform eliminates the need for manual processes such as Excel spreadsheets, reducing bureaucracy and uncertainty. Destaxa offers an automatic, practical, and secure solution that is free for its users.

Mewt is a fintech company based in Bangalore, India, founded in 2021, that aims to simplify business banking for micro, small, and medium enterprises (MSMEs). It offers a banking platform that consolidates accounts from state-run banks, private banks, and neo banks into a single super account. This enables businesses to manage their financial activities more efficiently, facilitating quick transfers and seamless payment acceptance through a proprietary QR code system. Mewt's platform also allows businesses to track their loans and payments conveniently while offering rewards for card transactions, enhancing their overall banking experience.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

We power cross‑border payments for the world’s fastest‑growing startups and enterprises; with a specific focus on emerging markets. Send and receive instant payments globally through a single API or via our web platform.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Global66 operates an international online payment platform that facilitates money transfers for customers. Founded in 2017 and headquartered in Santiago, Chile, with additional offices in London and Lima, the company provides a variety of services, including a multicurrency wallet, peer-to-peer payments, and zero cross-border fees. Its platform supports transactions such as payments to Google, loans between subsidiaries, and business-to-business services, catering primarily to clients and businesses in Latin American countries. By offering competitive rates and fast remittance options, Global66 aims to simplify international financial transactions for its users.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Finja is a Lahore-based company focused on providing innovative payment solutions and digital banking services in Pakistan and other emerging markets. Founded by experienced professionals from the tech and banking sectors, Finja aims to facilitate online money transactions through its digital payment platform. The company specializes in rolling out various payment types and systems while offering services in business process management, retail-led marketing, and user experience across multiple channels, including mobile and e-commerce. Additionally, Finja engages in managing and executing ROI-driven marketing campaigns to enhance brand positioning and differentiation. Through its comprehensive approach, Finja is committed to transforming the digital payments landscape in the region.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Yoco Technologies, based in Cape Town, South Africa, specializes in streamlining commerce between buyers and sellers. It offers a mobile point-of-sale solution that enables businesses to accept secure payments online and offline through a unified platform. This platform also includes lending and business software services, catering to over 300,000 small businesses annually, processing billions of dollars in transactions. Yoco aims to enhance the customer experience by reducing wait times and simplifying payment processes for both buyers and sellers.

Coins.ph, established in 2014 and headquartered in Pasig City, Philippines, is a fintech company that provides a mobile wallet enabling users to access various financial services. Its platform facilitates money transfers, bill payments, phone load credits, and bitcoin trading. Additionally, it offers ATM cash pickup, merchant services, and a mobile application. Coins.ph leverages blockchain technology to make financial services more accessible and convenient for consumers and small businesses.

Zoona is a mobile technology company focused on providing financial services to underserved communities across Africa. Founded in 2009, it has established a robust distribution network that facilitates money transfers, electronic voucher payments, savings, credit, and bill payments primarily for unbanked customers. With operations in Zambia, Malawi, and Mozambique, Zoona leverages cutting-edge technology and a network of agents to ensure safe and reliable access to financial services. The company has processed over $2 billion in transactions and has received recognition from organizations such as The Nike Foundation and The Unreasonable Group for its impactful contributions to empowering young entrepreneurs and helping to alleviate poverty, particularly among girls.

Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Tiaxa is a provider of innovative financial services focused on enhancing financial inclusion through mobile technology. The company offers more than 2 million Nano-Credits daily across 14 countries, including Argentina, Bangladesh, and the Philippines. These Nano-Credits allow prepaid mobile subscribers to access small loans, either as airtime for mobile services or cash through mobile money, facilitating phone calls, SMS messages, and data transactions when users run out of credit. Additionally, Tiaxa supports mobile telecommunications operators by providing infrastructure and revenue enhancement services, improving the management of prepaid user bases and increasing revenues for major operators worldwide.

Zoona is a mobile technology company focused on providing financial services to underserved communities across Africa. Founded in 2009, it has established a robust distribution network that facilitates money transfers, electronic voucher payments, savings, credit, and bill payments primarily for unbanked customers. With operations in Zambia, Malawi, and Mozambique, Zoona leverages cutting-edge technology and a network of agents to ensure safe and reliable access to financial services. The company has processed over $2 billion in transactions and has received recognition from organizations such as The Nike Foundation and The Unreasonable Group for its impactful contributions to empowering young entrepreneurs and helping to alleviate poverty, particularly among girls.

GloboKasNet is a multibank payment network based in Peru. The company offers transaction, processing, and settlement services to low income urban and rural clients of banks, microfinance institutions and commercial wholesalers. GloboKasNet was launched in 2007.