Ribbit Capital

Ribbit Capital is a venture capital firm that specializes in early-stage companies. It seeks to invest in financial services and financial technology with a focus on lending, payments, insurance, accounting, tax preparation, bitcoin, wealth management, and personal financial management. The firm invests globally. Ribbit Capital was founded in 2012 and is based in the Palo Alto, United States.

Eva Alonso

Investor

Jordan Angelos

General Partner

Ray Chua

General Partner

Sal Gala

Investor

Nicholas Huber

General Partner

Nikolay Kostov

General Partner

Meyer (Micky) Malka

Managing Partner

Sigal Mandelker

General Partner

Cindy McAdam

General Partner

Brian McGrath

General Partner

Gabe Mennesson

Investor

Ben Paull

General Partner

Zack Rosen

Investor

Justin Saslaw

General Partner

Nick Shalek

General Partner

283 past transactions

ZestMoney

Series A in 2018
ZestMoney is the fastest way for all kinds of people to pay using digital EMI, without the need of a credit card or a credit score. The company believes that being able to pay in EMI should be available to everyone and not only those who hold a credit card or have a credit score. With the use of mobile tech, digital banking, and AI, ZestMoney was made accessible to millions of Indian consumers. Founded in 2015 by digital finance and technology professionals, Priya Sharma, Lizzie Chapman and Ashish Anantharaman, the company is backed by leading global digital financial services investors like PayU, Ribbit Capital, Omidiyar Networks among other.

NYDIG

Private Equity Round in 2020
NYDIG is a leading financial services firm dedicated to Bitcoin. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Tomo

Seed Round in 2021
Tomo Networks, Inc. operates as a technology-driven real estate company. Its products include a mortgage and transaction platform for real estate agents and consumers. The company was founded in 2016 and is based in Stamford, Connecticut with additional locations in Seattle, Washington; and Austin, Texas.

Robinhood Markets, Inc.

Private Placement in 2020
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission. The startup offers equity, cryptocurrency, and options trading, as well as cash management accounts. It also provides a stock brokerage platform that democratizes access to the financial markets and aims to make people comfortable storing money and trading stocks using its application. Vladimir Tenev and Baiju Bhatt established the company in Menlo Park, California in 2013.

Jetty National, Inc

Venture Round in 2021
Jetty is a financial services company on a mission to make renting a home more affordable and effortless for everyone. Jetty's solution helps property managers increase lease conversion, reduce bad debt, and streamline operations. For the renter, Jetty lowers the barrier to entry, saving residents thousands of dollars on move-in costs. Jetty was founded by Mike Rudoy and Luke Cohler in 2015 and is headquartered in New York.

Upgrade Inc.

Series F in 2021
Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.

Plaid

Series D in 2021
Plaid is the technology platform providing the tools and access needed for the development of a fully modern, and digitally-enabled financial system. Plaid makes it easier and safer for developers — from the smallest startups to the largest financial institutions — to build innovative financial services and applications. Plaid offers beautiful consumer experiences, developer-friendly infrastructure, and intelligence tools that give everyone the ability to build the future of financial services. Plaid was launched by William Hockey and Zach Perret in 2012 and is headquartered in San Francisco, California.

Figure

Private Placement in 2019
Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificial intelligence, and advanced analytics, enabling customers to access capital in as few as five days.

Cred

Series B in 2019
CRED is a members-only app that rewards the user with exclusive rewards for paying credit card bills. The company is committed to protecting the data and information of its members. CRED works on the guiding principle of opt-In consent and full transparency. The company's security processes and technology implementations combined with regulatory compliance is how it access, store, and use member data.

Ualá

Series C in 2019
Ualá is an Argentina-based Latin American neobank. Its native apps link with a Mastercard that allows users to conduct financial transactions such as online or offline purchases, free P2P and top-ups, as well as other payments, both in Argentina and abroad. Ualá’s technology and proprietary integrations allow for live transactionality, the first and only PFM solution in the market, and secure instant transfers, among others.

Next Insurance

Seed Round in 2016
Next Insurance Inc., an insurance agency, sells insurance products and services to small businesses online. It offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance products and services. The company serves contractor, construction, consulting, fitness, cleaning, beauty, therapy, entertainment, education, other customers. Next Insurance Inc. was founded in 2015 and is based in Palo Alto, California.

Juniper Square

Series B in 2018
Juniper Square operates an online based platform for private equity firms to find, raise, and manage capital. It provides an easy-to-use software that streamlines fundraising, investment administration, and investor reporting. With Juniper Square, clients will improve investor satisfaction, boost fundraising productivity, and save time and money on investment operations. Adam Ginsburg, Alex Robinson, and Yonas Fisseha founded it in 2014, with its headquarters in San Francisco in California.

Cross River Bank

Series B in 2018
Cross River combines innovative technologies with expertise of a bank to create new services and solutions for fintech companies that are redefining global financial services. In addition to traditional banking, the company has developed partnerships with financial technology leaders to build compliant and integrated products for the marketplace lending and payment processing arenas.

bonify

Series C in 2019
Bonify, a Berlin based FinTech-Start-up, enables customers to benefit from their credit scoring and financial data. The company gives customers free and easy access to their credit score and let them upload additional relevant data. Then, it offers tools and personalized recommendations to help optimize the customer’s financial situation. Founded in 2015 by key executives of McKinsey and Zalando, bonify has received significant funding from internationally leading VCs and successful entrepreneurs.

Chipper

Series C in 2021
Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

ZestMoney

Series B in 2019
ZestMoney is the fastest way for all kinds of people to pay using digital EMI, without the need of a credit card or a credit score. The company believes that being able to pay in EMI should be available to everyone and not only those who hold a credit card or have a credit score. With the use of mobile tech, digital banking, and AI, ZestMoney was made accessible to millions of Indian consumers. Founded in 2015 by digital finance and technology professionals, Priya Sharma, Lizzie Chapman and Ashish Anantharaman, the company is backed by leading global digital financial services investors like PayU, Ribbit Capital, Omidiyar Networks among other.

FTX Exchange

Series B in 2021
FTX Trading LTD operates a cryptocurrency derivatives exchange and trading platform for traders and investment professionals. Its platform offers futures trading, leveraged tokens, and an OTC portal. The company’s platform supports quarterly and perpetual futures on various cryptocurrencies and altcoins, such as bitcoin, ether, binance coin, and tether, as well as various altcoin, midcap, and other indices. The company was founded in 2017 and is based in San Francisco, California.

Vouch Insurance

Private Placement in 2019
Vouch, Inc. provides insurance products and services for startups in the United States. It offers insurance products and services in the areas of general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. The company also provides develops an online platform that provides digital and customized coverage solutions. Vouch, Inc. was formerly known as SV Instech, Inc. The company was incorporated in 2016 and is based in San Francisco, California. Vouch, Inc operates as a subsidiary of SVB Financial Group.

Wealthfront

Series E in 2018
Wealthfront Inc. is a privately owned investment manager. It primarily provides its services to individuals. It also caters to high net worth individuals, charitable organizations, and corporations. The firm invests in the public equity and fixed income funds. It also invests in mutual funds and exchange traded funds. It conducts in-house research to make its investments. The firm was formerly known as Wealthfront Inc. is based in Redwood City, California.

Alan

Series E in 2022
Alan is a digital health insurance platform that revolutionizes health insurance by focusing on user experience with an excellent price-quality ratio health plan. Alan started by creating a health insurance company for individuals and companies, that they can trust as a service and enjoy as an experience. Alan is the insurance company that makes healthcare simpler, smarter, and better. It is the first new independent insurance licensed in France since 1986 by the French Prudential Supervisory Authority (ACPR) and it has raised more than €35m with leading investors such as Index Ventures, CNP, Partech, and Portage since its creation in 2016.

Robinhood Markets, Inc.

Series G in 2020
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission. The startup offers equity, cryptocurrency, and options trading, as well as cash management accounts. It also provides a stock brokerage platform that democratizes access to the financial markets and aims to make people comfortable storing money and trading stocks using its application. Vladimir Tenev and Baiju Bhatt established the company in Menlo Park, California in 2013.

Fireblocks

Series C in 2021
Fireblocks Inc. develops a blockchain-based security service platform. The company provides security system for managing and streamline digital assets operations. Its platform allows moving funds between exchanges, wallets, and counterparties. It caters to financial institutions. Fireblocks Inc. was founded in 2018 and is based in New York, New York. It has additional locations in Tel Aviv, Israel.

Digit

Private Placement in 2019
Hello Digit, Inc. designs and develops application software that analyzes income and spending. The company develops mobile application that helps its users to interact with others and save money. Hello Digit, Inc. was incorporated in 2012 and is based in San Francisco, California.

Viva Republica Co Ltd.

Private Placement in 2018
Viva Republica Co Ltd. develops social networking applications. It offers Toss, a mobile peer to peer (P2P) fund transfer and payment solution for Korean consumers and merchants. Viva Republica Co Ltd. was founded in 2011 and is based in Seoul, South Korea.

Revolut Limited

Series C in 2018
Revolut Limited develops a mobile application that allows users to exchange currencies at interbank rates, send money through social networks, and spend with a multi-currency card. The company, through its subsidiary, provides phone, medical insurance, and travel insurance. Revolut Limited was incorporated in 2013 and is based in London, United Kingdom.

dv01, Inc.

Series A in 2017
dv01, Inc. provides data and real-time insights for institutional investors, banks, and lenders in the financial lending markets. The company offers dv01 LOANS, a cloud-based portfolio management solution that compares and analyzes the lenders data for institutional investors; and dv01 BONDS, a loan data agent service for securitizations. It also offers Securitization Explorer, a web portal to provide investors with insights into securitizations of consumer loans; and a cash flow engine for securitizations. dv01, Inc. was incorporated in 2014 and is headquartered in New York, New York.

Vivid Money

Series C in 2022
Vivid Money is a financial platform that helps customers grow their money. The platform offers a unique mobile banking app at their fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for their travels, spendings reports, split bills — with Vivid, managing all their finances and investing their money is easy, flexible, and 100% transparent. Vivid Money also analyzes transactions to identify a customer's recurring subscriptions, giving them the ability to block future charges if necessary. The users can also send money to other users from the app and generate a link so that the recipient can enter their banking details. There are also cashback features and the company plans to offer the ability to invest and buy shares from the app in the future. Vivid's app users can also create sub-accounts called pockets, each with its own IBAN. Users can invite others to use specific pockets or associate a card with a specific pocket. Additional physical cards or virtual cards can be ordered.

Robinhood Markets, Inc.

Series B in 2015
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission. The startup offers equity, cryptocurrency, and options trading, as well as cash management accounts. It also provides a stock brokerage platform that democratizes access to the financial markets and aims to make people comfortable storing money and trading stocks using its application. Vladimir Tenev and Baiju Bhatt established the company in Menlo Park, California in 2013.

Ajaib

Series B in 2021
Ajaib operates an online wealth management platform to automatic saving and investing in Indonesia. The company was founded in 1990 and is based in Jakarta, Indonesia.
QuintoAndar is a platform that simplifies the rental of residential real estate for landlords and renters. With QuintoAndar, customers can work with a top-notch team that uses the best practices and best tools, be part of a high-impact project that will affect many people's lives, have autonomy to make decisions with no endless meetings, and work in an informal environment and horizontal hierarchy. Founded in February 2013 by Gabriel Braga and Andre Penha, it is headquartered in São Paulo in Brazil.

Nubank

Series E in 2018
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

Robinhood Markets, Inc.

Private Placement in 2019
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission. The startup offers equity, cryptocurrency, and options trading, as well as cash management accounts. It also provides a stock brokerage platform that democratizes access to the financial markets and aims to make people comfortable storing money and trading stocks using its application. Vladimir Tenev and Baiju Bhatt established the company in Menlo Park, California in 2013.

Vouch Insurance

Series C in 2021
Vouch, Inc. provides insurance products and services for startups in the United States. It offers insurance products and services in the areas of general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. The company also provides develops an online platform that provides digital and customized coverage solutions. Vouch, Inc. was formerly known as SV Instech, Inc. The company was incorporated in 2016 and is based in San Francisco, California. Vouch, Inc operates as a subsidiary of SVB Financial Group.

Dreamplug Technologies

Private Placement in 2019
Dreamplug Technologies Private Limited develops and markets CRED application that enables users to earn cred cards by paying credit card bills. The company offers coins to its registered members only. It allows users to use the reward with company’s associated brands. The company was founded in 2018 and is based in Mumbai, India.

Health IQ

Series B in 2016
Their mission: to increase health literacy around the world Over the last 100 years, the world’s language literacy has increased significantly. Their challenge over the next 100 years is to increase the world’s health literacy. They believe the best way to create change is to celebrate the people who are dedicated to their health, rather than harass the people who are not. The Health Conscious are the unsung heroes — the people who don’t get credit for their hard work. Help us spread health literacy to every corner of the world.

Capital Float

Venture Round in 2020
Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.

Razorpay

Series D in 2020
Razorpay is a platform that enables businesses to accept, process, and disburse payments with its product suite. It gives access to all payment modes including credit card, debit card, net banking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money, and PayZapp. The company was founded in 2014 and is headquartered in Bangalore, Karnataka.

Chainalysis

Series B in 2020
Chainalysis builds trust in blockchains between people, businesses, and governments. Our Blockchain Intelligence Platform powers our compliance and investigation software for the world’s top institutions. With offices in NY, D.C., and Copenhagen, Chainalysis is global and backed by Benchmark and other leading names in venture capital.

Chipper

Series B in 2020
Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Fenbeitong

Series B in 2020
Fenbeitong is the enterprise consumption platform for full process control. Through intelligent control rules and reminding measures, Debeitong helps enterprises to save a lot of money during travel, car use, procurement and other public consumption. Through the credit monthly payment and unified invoice consumption mode, Debeitong helps employees to spare money. , free of charge, no reimbursement, greatly improve the efficiency of business operations.

Coalition

Series B in 2019
Coalition is the provider of cyber insurance and security, combining comprehensive insurance and proactive cybersecurity tools to help businesses manage and mitigate cyber risk. Coalition provides companies with up to USD $15 million of cyber and technology insurance coverage in all 50 states and the District of Columbia, as well as CAD $20M of coverage across all 10 provinces in Canada. Coalition’s cyber risk management platform provides automated security alerts, threat intelligence, expert guidance, and cybersecurity tools to help businesses remain resilient in the face of cyber attacks.

Sofía

Seed Round in 2019
Sofía Salud, SA, a healthcare and technology company, provides health plans for individual and family. The company offers annual coverage, preventive video consultation, face-to-face consultation, medicines at home, nutrition, mental health, and more. The company was founded in 2018 and is based in Mexico City, Mexico.

Coalition

Series A in 2018
Coalition is the provider of cyber insurance and security, combining comprehensive insurance and proactive cybersecurity tools to help businesses manage and mitigate cyber risk. Coalition provides companies with up to USD $15 million of cyber and technology insurance coverage in all 50 states and the District of Columbia, as well as CAD $20M of coverage across all 10 provinces in Canada. Coalition’s cyber risk management platform provides automated security alerts, threat intelligence, expert guidance, and cybersecurity tools to help businesses remain resilient in the face of cyber attacks.

Hey Habito Ltd.

Series B in 2017
Habito provides Habito Plus, a homebuying service which brings a buyer’s mortgage application, conveyancing needs and surveys under one solution, and a proprietary broker portal, which gives more than 3,000 external brokers exclusive access to the company’s own buy-to-let mortgage products and Instant Decision technology capabilities. The firm is now looking to bring to market a suite of innovative residential mortgage products for all types of homeowners.

Coins.ph

Series C in 2022
coins.ph Pte. Ltd. provides a mobile wallet that empowers consumers and small businesses to access various financial services. Its mobile wallet allows users to transfer money, pay bills, load phones, and buy and sell bitcoins. The company also offers ATM cash pickup and merchant services, as well as a mobile application. coins.ph Pte. Ltd. was founded in 2014 and is based in Pasig City, the Philippines. coins.ph Pte. Ltd. operates as a subsidiary of PT Go-Jek Indonesia.

InVenture Capital Corporation

Private Placement in 2018
InVenture Capital Corporation, doing business as Tala, develops a mobile application for underwriting micro-loans. The company offers a mobile based application, Tala, which aggregates customer credit points through financial transactions and builds customized credit score for issuing loans. It operates in East Africa and Southeast Asia. The company was founded in 2011 and is based in Santa Monica, California. It has additional offices in Kenya, Tanzania, the Philippines, Mexico, and India.

Hippo Insurance

Private Placement in 2020
Hippo is a new kind of insurance company that uses modern technology to provide a simpler process, smarter coverage, and a completely new approach to how we care for our homes. Hippo offers intuitive and proactive home insurance by taking a smarter, tech-driven approach. Hippo believes that home insurance should be designed to actively serve the needs of our customers, who can live carefree when they know they've been taken care of.

Groww

Series E in 2021
Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds. The platform provides insights about mutual funds, systematic investment planning, equity-linked savings, and everything from the personal finance world, which helps new investors make investing simple by maintaining a simplified user interface to make investing easy, accessible, transparent, and paperless, enabling users to invest in mutual funds without any hassles. Customers can also invest in gold and US stocks through the Groww platform. The company is also a part of Y Combinator’s winter 2018 batch. Founded in 2017 by Lalit Keshre, Harsh Jain, Neeraj Singh, and Ishan Bansal, the company was launched in Bengaluru, Karnataka.
CapFloat Financial Services Private Limited, doing business as Capital Float, operates an online platform that provides working capital finance and business loans to SMEs in India. The company offers short-term loans for small business, merchant cash advance, loans for private schools, professional loans for doctors, sole proprietor loans for small business, franchise finance for small business, inventory financing for small businesses, supply chain finance, and online seller finance in India. It serves apparel, healthcare, and auto components manufacturing businesses; B2B services businesses, including transport and logistics, facilities management, and professional services businesses; and pharmaceuticals, food, and equipment/electronics distributors. CapFloat Financial Services Private Limited was formerly known as Zen Lefin Private Limited and changed its name to CapFloat Financial Services Private Limited in July 2018. The company was incorporated in 1993 and is based in Bengaluru, India.

Raisin

Series B in 2015
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach. The company's goal is to provide savers the best interest rates. The company gives access to exclusive savings products from all over Europe. Raisin assures a smooth investment process and the simple management of investments with all of the partner banks via one single platform. Raisin was founded on 2012 and is headquartered in Berlin, Germany.

Bancar Tecnología S.A.

Private Placement in 2018
Bancar Tecnología S.A. develops mobile banking application. It allows users to operate all banking accounts. The company also provides prepaid card for financial transactions. The company was founded in 2016 and is based in Buenos Aires, Argentina.

Alude TECNOLOGIA LTDA

Private Placement in 2020
Alude TECNOLOGIA LTDA develops a real estate buying and leasing process automation platform. The company offers a platform, which provides background checks, document collection, contract proposals, insurance purchase, and online signing process automation to the brokers. It also sells mortgage and insurance to the customers. The company was incorporated in 2018 and is based in São Paulo, Brazil.

Figure

Series D in 2021
Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificial intelligence, and advanced analytics, enabling customers to access capital in as few as five days.

Revolut Limited

Private Placement in 2020
Revolut Limited develops a mobile application that allows users to exchange currencies at interbank rates, send money through social networks, and spend with a multi-currency card. The company, through its subsidiary, provides phone, medical insurance, and travel insurance. Revolut Limited was incorporated in 2013 and is based in London, United Kingdom.

Next Insurance

Series A in 2017
Next Insurance Inc., an insurance agency, sells insurance products and services to small businesses online. It offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance products and services. The company serves contractor, construction, consulting, fitness, cleaning, beauty, therapy, entertainment, education, other customers. Next Insurance Inc. was founded in 2015 and is based in Palo Alto, California.

Lightning Labs

Series A in 2020
Lightning Labs is building the next generation of decentralized, resilient financial infrastructure. We believe systems based on cryptography, blockchains, and smart contracts will enhance financial cooperation around the world in unprecedented ways at scales both large and small. We have developed Lightning Network Daemon (lnd) the most advanced and most developer-friendly implementation of the Lightning Network protocol. Along with Neutrino, an open platform that enables users with mobile devices to conduct blockchain and Lightning Network transactions quickly and easily. We’re hiring. See our open positions: http://lightning.engineering/careers.html Get involved: http://dev.lightning.community/

Chipper

Series C in 2021
Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Nu Pagamentos S.A.

Private Placement in 2019
Nu Pagamentos S.A. provides issuance, administration, transfer, and payment services related to post-paid payment instruments. The company was formerly known as EO2 Solucoes de Pagamento S.A. and changed its name to Nu Pagamentos S.A. in June 2013. Nu Pagamentos S.A. was founded in 2013 and is based in São Paulo, Brazil with a location in Mexico.

Digital Currency Group

Secondary Market in 2021
At Digital Currency Group (DCG), we build and support bitcoin and blockchain companies by leveraging our insights, network, and access to capital. Based in New York City, DCG has been an active seed investor in the digital currency industry with 150+ investments in over 30 countries. In addition, DCG owns and operates CoinDesk, the top media and events platform in the blockchain space, Genesis Trading, the industry's leading bitcoin brokerage firm, and Grayscale Investments, the largest digital currency asset management firm.

GuiaBolso

Series B in 2015
GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling. This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions.

FTX Exchange

Series B in 2021
FTX Trading LTD operates a cryptocurrency derivatives exchange and trading platform for traders and investment professionals. Its platform offers futures trading, leveraged tokens, and an OTC portal. The company’s platform supports quarterly and perpetual futures on various cryptocurrencies and altcoins, such as bitcoin, ether, binance coin, and tether, as well as various altcoin, midcap, and other indices. The company was founded in 2017 and is based in San Francisco, California.

Money View

Venture Round in 2016
Money View is an application that is able to track and organize expenses, bills, and account balances. It is able to derive finance information from SMSs. Money View enables its users to set and follow budgets, view their bank account balance, obtain reminders about bills, and spit bills with the other users. It also facilitates Savings+ and TaxSaver+ that allows its users to save money. Money View was founded in April 2014 by Sanjay Aggarwal. It is based in Bangalore, Karnataka.

Scratch Services, LLC

Venture Round in 2018
Scratch Services, LLC develops a proprietary loan accounting system, payments infrastructure, and borrower-facing web application which operates as a loan servicer that delivers a borrower-first experience and improves consumers' ability to understand, manage, and repay their loans and facilitates transformation of the service ecosystem for both borrowers and lenders. The company was incorporated in 2015 and is based in San Francisco, California.

Cred

Series C in 2020
CRED is a members-only app that rewards the user with exclusive rewards for paying credit card bills. The company is committed to protecting the data and information of its members. CRED works on the guiding principle of opt-In consent and full transparency. The company's security processes and technology implementations combined with regulatory compliance is how it access, store, and use member data.

Nubank

Series G in 2021
Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil. The company launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013. It has its headquarters in São Paulo in Brazil.

Robinhood Markets, Inc.

Series F in 2020
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission. The startup offers equity, cryptocurrency, and options trading, as well as cash management accounts. It also provides a stock brokerage platform that democratizes access to the financial markets and aims to make people comfortable storing money and trading stocks using its application. Vladimir Tenev and Baiju Bhatt established the company in Menlo Park, California in 2013.

Groww

Series B in 2019
Groww is an investment platform that offers a new way of investing money with stockbroking and direct mutual funds. The platform provides insights about mutual funds, systematic investment planning, equity-linked savings, and everything from the personal finance world, which helps new investors make investing simple by maintaining a simplified user interface to make investing easy, accessible, transparent, and paperless, enabling users to invest in mutual funds without any hassles. Customers can also invest in gold and US stocks through the Groww platform. The company is also a part of Y Combinator’s winter 2018 batch. Founded in 2017 by Lalit Keshre, Harsh Jain, Neeraj Singh, and Ishan Bansal, the company was launched in Bengaluru, Karnataka.

Futureswap

Venture Round in 2021
Futureswap develops a blockchain technology based decentralized futures exchange platform. The company offers a non-custodial trading platform with automated market making (AMM) algorithm, which allows the users to buy and sell crypto futures contracts. The company is based in San Francisco, California.

ForUsAll, Inc.

Series B in 2018
ForUsAll fixes retirement plans for millions of small and medium-sized businesses. While managing retirement accounts for over 600,000 employees at companies like Citigroup, Coca Cola, and Target, our founders saw how time-consuming and difficult it can be to properly run a 401(k). So, they reimagined the 401(k) from the ground up, automating tedious administration and compliance tasks. The company was founded in 2012 and is based in San Francisco, California.

Affirm, Inc.

Series F in 2019
Affirm, Inc. provides Buy with Affirm, a closed-end installment loan product through a platform. The company’s product allows users to buy goods and services offered by online merchants and pay off those purchase in fixed monthly payments. Its users can select Affirm as their payment method at checkout, fill out fields for real-time decision, chose the payment plan that fits their budget, and process their order. Affirm, Inc. was incorporated in 2012 and is based in San Francisco, California with an additional office in Chicago, Illinois.

NextBillion Technology Private Limited

Private Placement in 2020
NextBillion Technology Private Limited designs and develops mobile applications and operates an online platform providing services, such as investment in mutual funds and customization of portfolio. The platform also offers services including SIP calculator, guide to mutual funds, e-books, information on cryptocurrency. The company was incorporated in 2016 and is based in Bengaluru, India.

Stark Bank

Series B in 2022
Stark Bank develops a banking API that automates and simplifies banking operations, facilitate reconciliation, and scale companies. With Stark Bank, companies can scale their operations, allowing them to execute more transfers, payments, and charges. Stark Bank was founded in 2018 and is based in Sao Paulo, Brazil.

Raisin

Series D in 2019
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach. The company's goal is to provide savers the best interest rates. The company gives access to exclusive savings products from all over Europe. Raisin assures a smooth investment process and the simple management of investments with all of the partner banks via one single platform. Raisin was founded on 2012 and is headquartered in Berlin, Germany.

Figure

Series A in 2018
Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificial intelligence, and advanced analytics, enabling customers to access capital in as few as five days.

Sofía

Private Placement in 2020
Sofía Salud, SA, a healthcare and technology company, provides health plans for individual and family. The company offers annual coverage, preventive video consultation, face-to-face consultation, medicines at home, nutrition, mental health, and more. The company was founded in 2018 and is based in Mexico City, Mexico.

bonify

Series B in 2018
Bonify, a Berlin based FinTech-Start-up, enables customers to benefit from their credit scoring and financial data. The company gives customers free and easy access to their credit score and let them upload additional relevant data. Then, it offers tools and personalized recommendations to help optimize the customer’s financial situation. Founded in 2015 by key executives of McKinsey and Zalando, bonify has received significant funding from internationally leading VCs and successful entrepreneurs.

Chipper

Series B in 2020
Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Razorpay

Series C in 2019
Razorpay is a platform that enables businesses to accept, process, and disburse payments with its product suite. It gives access to all payment modes including credit card, debit card, net banking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money, and PayZapp. The company was founded in 2014 and is headquartered in Bangalore, Karnataka.

Vivid Money

Series A in 2020
Vivid Money is a financial platform that helps customers grow their money. The platform offers a unique mobile banking app at their fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for their travels, spendings reports, split bills — with Vivid, managing all their finances and investing their money is easy, flexible, and 100% transparent. Vivid Money also analyzes transactions to identify a customer's recurring subscriptions, giving them the ability to block future charges if necessary. The users can also send money to other users from the app and generate a link so that the recipient can enter their banking details. There are also cashback features and the company plans to offer the ability to invest and buy shares from the app in the future. Vivid's app users can also create sub-accounts called pockets, each with its own IBAN. Users can invite others to use specific pockets or associate a card with a specific pocket. Additional physical cards or virtual cards can be ordered.

BharatPe

Series C in 2020
BharatPe is a QR code-based payment app for offline retailers and businesses. It allows merchants to accept UPI payments for ‘FREE’ through the BharatPe QR. Through the app, merchants can sign up instantly and start receiving the funds immediately in their bank account. The company was founded on a mission to make payments FREE for all businesses. The intention is to be the utility app for 10 mn+ offline merchants in India for all their business needs. BharatPe was founded in April 2018 and is based in New Delhi,, India.

NYDIG

Private Equity Round in 2020
NYDIG is a leading financial services firm dedicated to Bitcoin. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Root, Inc.

Private Placement in 2018
Root Insurance is a property-casualty insurtech that offers personalized, affordable coverage in an app. Using technology in smartphones to measure driving behavior such as braking, speed of turns, driving times, and route regularity, Root determines who is a safe driver and who isn't. By only insuring safe drivers, Root can offer more affordable car insurance rates. Root also offers hassle-free and affordable app-based renters insurance, providing coverage that’s easy to understand and is personalized around real consumer needs.

Robinhood Markets, Inc.

Private Placement in 2020
Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission. The startup offers equity, cryptocurrency, and options trading, as well as cash management accounts. It also provides a stock brokerage platform that democratizes access to the financial markets and aims to make people comfortable storing money and trading stocks using its application. Vladimir Tenev and Baiju Bhatt established the company in Menlo Park, California in 2013.

Wealthfront

Series D in 2014
Wealthfront Inc. is a privately owned investment manager. It primarily provides its services to individuals. It also caters to high net worth individuals, charitable organizations, and corporations. The firm invests in the public equity and fixed income funds. It also invests in mutual funds and exchange traded funds. It conducts in-house research to make its investments. The firm was formerly known as Wealthfront Inc. is based in Redwood City, California.

Figure

Series A in 2018
Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificial intelligence, and advanced analytics, enabling customers to access capital in as few as five days.

Kavak

Series E in 2021
KAVAK is the online platform that offers an exceptional experience of buying and selling used cars in Mexico, with the best prices on the market and without leaving home.

BharatPe

Series D in 2021
BharatPe is a QR code-based payment app for offline retailers and businesses. It allows merchants to accept UPI payments for ‘FREE’ through the BharatPe QR. Through the app, merchants can sign up instantly and start receiving the funds immediately in their bank account. The company was founded on a mission to make payments FREE for all businesses. The intention is to be the utility app for 10 mn+ offline merchants in India for all their business needs. BharatPe was founded in April 2018 and is based in New Delhi,, India.

Offchain Labs, Inc.

Series B in 2021
Offchain Labs make smart contracts easier to develop at massive scale, with production level security. Their developer tools do the heavy lifting to add a flexible second layer to your decentralized application architecture, so that you can focus on business logic and user experience.

Kavak

Series D in 2021
KAVAK is the online platform that offers an exceptional experience of buying and selling used cars in Mexico, with the best prices on the market and without leaving home.

Hippo Insurance

Series E in 2020
Hippo is a new kind of insurance company that uses modern technology to provide a simpler process, smarter coverage, and a completely new approach to how we care for our homes. Hippo offers intuitive and proactive home insurance by taking a smarter, tech-driven approach. Hippo believes that home insurance should be designed to actively serve the needs of our customers, who can live carefree when they know they've been taken care of.

Ballet

Private Placement in 2019
Ballet Global Inc. designs and develops a non-electronic physical multicurrency wallet. The company develops a mobile application that provides services, such as sending and receiving of cryptocurrency, checking market value, and activating additional currencies. The company was founded in 2019 and is headquartered in Las Vegas, Nevada.