Seedcamp

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Sikoia is a London-based fintech company that specializes in automating customer verification processes for financial services providers. The company offers a unified data platform that centralizes customer insights and creates dynamic customer profiles, enhancing the onboarding experience. Sikoia's solutions facilitate seamless integration into existing systems through API access or can be utilized via its user-friendly Customer Evaluation Dashboard. Serving both fintech startups and established financial institutions across multiple countries, Sikoia is regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider and Credit Reference Provider. The company is supported by prominent institutional investors, reinforcing its commitment to delivering superior customer experiences through innovative data solutions.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Sikoia is a London-based fintech company that specializes in automating customer verification processes for financial services providers. The company offers a unified data platform that centralizes customer insights and creates dynamic customer profiles, enhancing the onboarding experience. Sikoia's solutions facilitate seamless integration into existing systems through API access or can be utilized via its user-friendly Customer Evaluation Dashboard. Serving both fintech startups and established financial institutions across multiple countries, Sikoia is regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider and Credit Reference Provider. The company is supported by prominent institutional investors, reinforcing its commitment to delivering superior customer experiences through innovative data solutions.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Nordigen is a company that offers a free open banking API, facilitating PSD2 data connections to major European banks. Its platform focuses on transaction analytics, allowing banks to enhance their decision-making processes regarding credit scores. By leveraging big data and artificial intelligence, Nordigen assesses the risk profiles of loan applicants, helping credit businesses categorize customer banking transactions more effectively. This approach aims to streamline and improve the efficiency of credit assessments.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Satago Ltd. is a London-based company that specializes in online software designed to manage accounts receivables for small businesses. Founded in 2012, the company provides a cash flow solution that helps businesses receive payments more quickly and identifies potential risks associated with customer credit. Satago's software integrates with cloud and desktop accounting systems, automating the process of pursuing overdue payments through reminders, demand letters, and phone calls. Additionally, it offers credit reporting features, allowing users to evaluate customer creditworthiness and make informed decisions about whom to extend credit. By facilitating invoice finance and providing insights into B2B payment behavior, Satago aims to enhance the financial stability of its clients. As of February 2017, Satago operates as a subsidiary of Oxygen Finance Limited.

James is an online credit risk management platform based in New York, founded in 2013. It offers scientifically backed risk management tools tailored for financial institutions. Utilizing advanced machine learning algorithms and techniques, the platform equips risk departments to effectively prepare for cyclical crises, thereby safeguarding their reputation and contributing to a more secure global financial system.

Holvi is a digital banking service tailored for small businesses, including solopreneurs, freelancers, and startups in Europe. It provides a comprehensive platform that combines business accounts, invoicing, and bookkeeping tools, streamlining financial administration for its users. As a licensed Payment Institution, Holvi operates under the authorization of the Financial Supervisory Authority of Finland, allowing it to serve customers across the EU. The platform facilitates sales, invoicing, and cash flow tracking, enabling businesses to efficiently manage their finances and focus on growth without the distractions of traditional financial management.