Seedcamp

Managing money coming in, money going out and the resulting cash flow is complex. The process is fragmented across banks, accounting platforms, accountants, FX tools, lenders, and more. At best, this complexity is an annoyance. At worst, it kills your company. Mimo offers a beautiful, easy-to-use tool to manage, understand and control payments and cash flow – saving you time and money.

ENAPI is a technology company specializing in the electric vehicle (EV) charging industry. It develops a connectivity platform that brokers transactions and clears payments between charge point operators and eMobility service providers, aiming to enhance the charging experience for EV drivers. The platform uses the open charge point interface standard to ensure seamless connectivity between charging stations, enabling consumers to access digital charging points and facilitating businesses to meet their utilization targets.

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

We transform B2B negotiations with our advanced intelligence platform, empowering finance teams and buyers to lead confidently. Centralize your suppliers, leverage real-time market data to benchmark your terms, and gain a strategic edge in every deal. Secure optimal buying conditions while building and maintaining trusted supplier relationships.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Managing money coming in, money going out and the resulting cash flow is complex. The process is fragmented across banks, accounting platforms, accountants, FX tools, lenders, and more. At best, this complexity is an annoyance. At worst, it kills your company. Mimo offers a beautiful, easy-to-use tool to manage, understand and control payments and cash flow – saving you time and money.

ENAPI is a technology company specializing in the electric vehicle (EV) charging industry. It develops a connectivity platform that brokers transactions and clears payments between charge point operators and eMobility service providers, aiming to enhance the charging experience for EV drivers. The platform uses the open charge point interface standard to ensure seamless connectivity between charging stations, enabling consumers to access digital charging points and facilitating businesses to meet their utilization targets.

Fiat Republic operates a fintech platform that simplifies the integration of fiat payment solutions for cryptocurrency platforms. By aggregating multiple banks into a single API, the company provides a unified compliance onboarding process that allows crypto sites to embed fiat payment flows seamlessly into their systems. The platform supports various local currencies and payment methods, including bank transfers and real-time foreign exchange, making it easier for users to access mainstream banking services. Fiat Republic's focus on e-money regulation ensures that its services are compliant and reliable, facilitating the democratization of access to the Web3 economy for both businesses and their customers.

DoorFeed is a company that leverages advanced technology and local expertise to create and manage portfolios of single-family rental properties. By aggregating these properties into well-located, income-generating assets, DoorFeed enables investors to efficiently deploy capital and achieve stabilized income. Their offerings encompass various services, including deal sourcing, underwriting, asset transformation, and cash flow management and reporting. This comprehensive approach allows private investors, wealth managers, and institutional investors to build and manage residential investment portfolios effectively. For inquiries, potential clients can reach out via telephone or email.

Granular Energy operates a clean energy marketplace system that facilitates the management and trading of clean energy. The platform provides a comprehensive suite of features, including certificate management, an assessment tool, registry onboarding, and portfolio and risk management. Additionally, it offers carbon accounting and compliance tools designed to support utilities, energy consumers, and generators in effectively sourcing clean energy. Through these services, Granular Energy enables businesses to navigate the complexities of the energy market and generate new price signals, positioning itself as a forward-looking solution in the clean energy sector.

Trezy is a cash management platform that helps businesses streamline their financial processes and improve overall performance. The platform automates various administrative and financial tasks, providing users with enhanced control and visibility over their cash management. By sorting inflows and outflows, Trezy offers valuable insights that assist companies in making informed financial decisions. This comprehensive approach enables clients to manage their finances conveniently, ensuring traceability and clarity in their financial operations.

Griffin is a banking-as-a-service provider that specializes in enabling companies to create and launch financial services products. Its platform acts as an operating system for embedded finance, offering an all-in-one solution that simplifies the process for fintech companies by reducing costs and time to market while alleviating the challenges of partnering with traditional banks. Additionally, Griffin's digital banking platform facilitates payments for the fintech sector and incorporates integrated compliance services, allowing businesses to meet know-your-customer and anti-money laundering requirements securely and efficiently. By enhancing the customer experience through embedded finance, Griffin supports global brands with complex payment needs.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Rodeo is a free application designed for delivery drivers, providing a centralized platform to view earnings, identify optimal working areas, and connect with fellow drivers. The company develops an operating system tailored for the gig economy, enabling workers to manage their tasks and finances effectively. By offering insights and secure account connections, Rodeo empowers gig workers to take control of their financial data, enhance their earning potential, and improve their overall work experience.

StudentFinance is an educational financial services provider founded in March 2019 in Madrid, Spain, by Mariano Kostelec. The company focuses on success-based financing, primarily targeting students with technical skills who aspire to become software engineers, data analysts, or cybersecurity experts. Using artificial intelligence, StudentFinance analyzes market demand for specific skills and identifies gaps in the workforce, allowing them to select suitable candidates through a data-driven process. This enables individuals to pursue training and upskilling opportunities while offering flexible repayment options based on their future employment success. By prioritizing career advancement and job placement, StudentFinance aims to empower students to achieve their professional goals while managing their financial obligations effectively.

Sikoia is a London-based fintech company that specializes in automating customer verification processes for financial services providers. The company offers a unified data platform that centralizes customer insights and creates dynamic customer profiles, enhancing the onboarding experience. Sikoia's solutions facilitate seamless integration into existing systems through API access or can be utilized via its user-friendly Customer Evaluation Dashboard. Serving both fintech startups and established financial institutions across multiple countries, Sikoia is regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider and Credit Reference Provider. The company is supported by prominent institutional investors, reinforcing its commitment to delivering superior customer experiences through innovative data solutions.

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

Figures is a company that specializes in real-time compensation intelligence for the startup and scale-up market, particularly focusing on European venture-backed companies. It offers a comprehensive compensation database platform that provides reliable and high-quality data. The platform features a unique compensation and gender diversity tool that aggregates salary information and allows users to compare compensation levels by job title and seniority. Clients can filter this data based on factors such as company headcount and funding, significantly streamlining the data analysis process. Figures aims to empower companies with the insights needed to make informed compensation decisions in an evolving market.

Troop is a fintech platform based in Brooklyn, New York, that aims to empower activist investors by providing them with resources and tools to enhance shareholder rights and facilitate collective action. Founded in 2021, the platform serves as a community application where shareholders can unite to influence the companies they invest in. Troop acts as a proxy solicitor for both institutional activist funds and smaller, first-time shareholders, effectively offering a comprehensive toolkit for shareholder activism. By enabling users to collaborate and advocate for changes—whether for societal, environmental, or financial improvements—Troop seeks to enhance shareholder value and drive meaningful change within organizations.

Granular Energy operates a clean energy marketplace system that facilitates the management and trading of clean energy. The platform provides a comprehensive suite of features, including certificate management, an assessment tool, registry onboarding, and portfolio and risk management. Additionally, it offers carbon accounting and compliance tools designed to support utilities, energy consumers, and generators in effectively sourcing clean energy. Through these services, Granular Energy enables businesses to navigate the complexities of the energy market and generate new price signals, positioning itself as a forward-looking solution in the clean energy sector.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company offers a platform and APIs that enable businesses to collect and send payments, as well as hold various currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise-level clients in managing their cross-border payments efficiently. By allowing international merchants to accept payments from Africa using local payment methods, Klasha enhances the ease of online transactions for customers, enabling them to transact conveniently from their homes. With the capability to handle over 120 currencies, Klasha aims to save merchants both time and money in their payment processes.

Alloy operates a financial platform designed to equip sophisticated investors with the necessary infrastructure to engage with decentralized finance. The platform features an intuitive client-facing interface, akin to a brokerage trading platform, and offers an API solution for seamless integration into existing systems. By combining trading, risk management, and investment operations, Alloy enables investors to access regulated custody and bank-level security for their assets. This infrastructure facilitates exposure to digital assets while maintaining robust private key storage, ensuring that clients can navigate the complexities of decentralized finance effectively.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Certifaction AG, based in Zurich, Switzerland, specializes in software-as-a-service (SaaS) for certifying and verifying documents on the blockchain. Founded in 2020, the company leverages cryptography-based technology to authenticate a range of documents, including credit reports, academic credentials, medical records, and financial prospectuses. Certifaction is recognized as a leader in privacy-first electronic signing solutions, addressing growing concerns about data confidentiality and security. Its enterprise solutions are widely adopted in sectors such as healthcare, financial services, and education, where protecting sensitive information is critical. By facilitating the digitization of processes while ensuring compliance with stringent security regulations, Certifaction enables organizations to enhance operational efficiency and improve customer experience. The company's modular technology is adaptable to various identity networks, positioning it well to meet the demands of a rapidly evolving digital landscape.

Fiat Republic operates a fintech platform that simplifies the integration of fiat payment solutions for cryptocurrency platforms. By aggregating multiple banks into a single API, the company provides a unified compliance onboarding process that allows crypto sites to embed fiat payment flows seamlessly into their systems. The platform supports various local currencies and payment methods, including bank transfers and real-time foreign exchange, making it easier for users to access mainstream banking services. Fiat Republic's focus on e-money regulation ensures that its services are compliant and reliable, facilitating the democratization of access to the Web3 economy for both businesses and their customers.

Figures is a company that specializes in real-time compensation intelligence for the startup and scale-up market, particularly focusing on European venture-backed companies. It offers a comprehensive compensation database platform that provides reliable and high-quality data. The platform features a unique compensation and gender diversity tool that aggregates salary information and allows users to compare compensation levels by job title and seniority. Clients can filter this data based on factors such as company headcount and funding, significantly streamlining the data analysis process. Figures aims to empower companies with the insights needed to make informed compensation decisions in an evolving market.

Juro is a technology company that specializes in contract automation. It offers a platform that enables businesses to create, execute, and manage contracts more efficiently using artificial intelligence and machine learning. By integrating with existing systems, Juro helps legal and business teams agree on contracts up to 10 times faster than traditional tools. The company works with prominent clients such as Trustpilot, WeWork, and Deliveroo, serving over 6000 companies across 85 countries. Juro has raised $32 million in venture capital from investors including Fidelity, USV, and the founders of Indeed, Wise, and Gumtree.

LiveFlow is a financial reporting platform that automates tedious tasks associated with financial reporting, enabling finance teams to streamline their month-end close processes. By synchronizing real-time data from various accounting service providers, LiveFlow allows users to generate customized reports and automate workflows, significantly reducing the time spent on manual reporting. This efficiency not only alleviates the chaos often experienced during the monthly close but also empowers CFOs and their teams to focus on delivering strategic insights that drive business growth. With its capability to consolidate accounts and facilitate real-time collaboration, LiveFlow acts as a high-performing analyst, enhancing overall productivity and accuracy in financial operations.

Pleo is a Copenhagen-based company founded in 2015 by Jeppe Rindom and Niccolo Perra, dedicated to transforming business spending for modern teams. The company offers an all-in-one platform designed to simplify the expense management process. Its innovative solution includes smart company cards and a user-friendly mobile application that automatically matches receipts and tracks spending in real-time. Pleo's platform eliminates the need for traditional expense reports and streamlines bookkeeping tasks by integrating directly with accounting software, providing businesses with comprehensive visibility and control over their expenditures. By focusing on making employees feel valued at work, Pleo aims to enhance the overall experience of managing business spending.

Pento ApS is a company that specializes in providing HR and payroll services through its online platform designed for European businesses. Founded in 2016 and based in Aarhus, Denmark, Pento offers solutions such as Pento Autopilot, which simplifies the collection of holiday data, mileage accounts, expenses, and time registrations, alongside Pento Payroll, a modern payroll system aimed at enhancing efficiency. The platform automates various payroll processes, including salary calculations and tax management, and integrates seamlessly with accounting and HR systems. Pento caters to a wide range of clients, including bookkeepers, audit houses, and outsourcing agencies, and has been active in the UK market since 2020. The company operates with a remote-first approach, maintaining a nominal headquarters in London.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company offers a platform and APIs that enable businesses to collect and send payments, as well as hold various currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise-level clients in managing their cross-border payments efficiently. By allowing international merchants to accept payments from Africa using local payment methods, Klasha enhances the ease of online transactions for customers, enabling them to transact conveniently from their homes. With the capability to handle over 120 currencies, Klasha aims to save merchants both time and money in their payment processes.

Sikoia is a London-based fintech company that specializes in automating customer verification processes for financial services providers. The company offers a unified data platform that centralizes customer insights and creates dynamic customer profiles, enhancing the onboarding experience. Sikoia's solutions facilitate seamless integration into existing systems through API access or can be utilized via its user-friendly Customer Evaluation Dashboard. Serving both fintech startups and established financial institutions across multiple countries, Sikoia is regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider and Credit Reference Provider. The company is supported by prominent institutional investors, reinforcing its commitment to delivering superior customer experiences through innovative data solutions.

HelloFlow is a developer of a no-code digital onboarding platform that simplifies the client onboarding process for regulated companies. The platform enables businesses to create and adjust onboarding flows quickly and efficiently, utilizing a "drag and drop" interface for integrating various identity services. This approach significantly reduces the technical overhead typically associated with compliance and enhances user experience by allowing companies to customize onboarding processes without the need for coding. By leveraging the latest digital identity verification services, HelloFlow ensures regulatory compliance while maintaining a seamless customer experience, making it an essential tool for organizations operating in multiple geographies.

Pleo is a Copenhagen-based company founded in 2015 by Jeppe Rindom and Niccolo Perra, dedicated to transforming business spending for modern teams. The company offers an all-in-one platform designed to simplify the expense management process. Its innovative solution includes smart company cards and a user-friendly mobile application that automatically matches receipts and tracks spending in real-time. Pleo's platform eliminates the need for traditional expense reports and streamlines bookkeeping tasks by integrating directly with accounting software, providing businesses with comprehensive visibility and control over their expenditures. By focusing on making employees feel valued at work, Pleo aims to enhance the overall experience of managing business spending.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

Uncapped Ltd. is a revenue-based finance provider that enables founders to access growth capital without sacrificing control of their businesses. Founded in 2019 and based in London, the company offers business advances ranging from £10,000 to £2 million. Uncapped charges a flat fee of 6% on the capital provided and repays through a revenue share, eliminating the need for interest, personal guarantees, or equity stakes. This model allows for a straightforward and flexible financing solution, as the company assesses funding eligibility using marketing, sales, and accounting data based on current and projected revenues. By providing fair and accessible finance, Uncapped supports entrepreneurs in their growth journey without imposing hidden charges or lengthy processes.

Uncapped Ltd. is a revenue-based finance provider that enables founders to access growth capital without sacrificing control of their businesses. Founded in 2019 and based in London, the company offers business advances ranging from £10,000 to £2 million. Uncapped charges a flat fee of 6% on the capital provided and repays through a revenue share, eliminating the need for interest, personal guarantees, or equity stakes. This model allows for a straightforward and flexible financing solution, as the company assesses funding eligibility using marketing, sales, and accounting data based on current and projected revenues. By providing fair and accessible finance, Uncapped supports entrepreneurs in their growth journey without imposing hidden charges or lengthy processes.

Pento ApS is a company that specializes in providing HR and payroll services through its online platform designed for European businesses. Founded in 2016 and based in Aarhus, Denmark, Pento offers solutions such as Pento Autopilot, which simplifies the collection of holiday data, mileage accounts, expenses, and time registrations, alongside Pento Payroll, a modern payroll system aimed at enhancing efficiency. The platform automates various payroll processes, including salary calculations and tax management, and integrates seamlessly with accounting and HR systems. Pento caters to a wide range of clients, including bookkeepers, audit houses, and outsourcing agencies, and has been active in the UK market since 2020. The company operates with a remote-first approach, maintaining a nominal headquarters in London.

StudentFinance is an educational financial services provider founded in March 2019 in Madrid, Spain, by Mariano Kostelec. The company focuses on success-based financing, primarily targeting students with technical skills who aspire to become software engineers, data analysts, or cybersecurity experts. Using artificial intelligence, StudentFinance analyzes market demand for specific skills and identifies gaps in the workforce, allowing them to select suitable candidates through a data-driven process. This enables individuals to pursue training and upskilling opportunities while offering flexible repayment options based on their future employment success. By prioritizing career advancement and job placement, StudentFinance aims to empower students to achieve their professional goals while managing their financial obligations effectively.

Yonder, Inc. operates an online travel booking platform that specializes in connecting users with overnight stays and activities at farms, ranches, vineyards, and other nature-rich properties. Founded in 2015 and based in Hamilton, Montana, Yonder aims to create a community that links property owners with individuals seeking enriching experiences in nature. In addition to its travel services, Yonder offers financial products designed to promote financial wellness and empower users to build good credit habits. Their unique credit card provides rewards for spending, travel insurance, and other benefits, catering particularly to expats and young professionals.

LiveFlow is a financial reporting platform that automates tedious tasks associated with financial reporting, enabling finance teams to streamline their month-end close processes. By synchronizing real-time data from various accounting service providers, LiveFlow allows users to generate customized reports and automate workflows, significantly reducing the time spent on manual reporting. This efficiency not only alleviates the chaos often experienced during the monthly close but also empowers CFOs and their teams to focus on delivering strategic insights that drive business growth. With its capability to consolidate accounts and facilitate real-time collaboration, LiveFlow acts as a high-performing analyst, enhancing overall productivity and accuracy in financial operations.

DoorFeed is a company that leverages advanced technology and local expertise to create and manage portfolios of single-family rental properties. By aggregating these properties into well-located, income-generating assets, DoorFeed enables investors to efficiently deploy capital and achieve stabilized income. Their offerings encompass various services, including deal sourcing, underwriting, asset transformation, and cash flow management and reporting. This comprehensive approach allows private investors, wealth managers, and institutional investors to build and manage residential investment portfolios effectively. For inquiries, potential clients can reach out via telephone or email.

Griffin is a banking-as-a-service provider that specializes in enabling companies to create and launch financial services products. Its platform acts as an operating system for embedded finance, offering an all-in-one solution that simplifies the process for fintech companies by reducing costs and time to market while alleviating the challenges of partnering with traditional banks. Additionally, Griffin's digital banking platform facilitates payments for the fintech sector and incorporates integrated compliance services, allowing businesses to meet know-your-customer and anti-money laundering requirements securely and efficiently. By enhancing the customer experience through embedded finance, Griffin supports global brands with complex payment needs.

Uncapped Ltd. is a revenue-based finance provider that enables founders to access growth capital without sacrificing control of their businesses. Founded in 2019 and based in London, the company offers business advances ranging from £10,000 to £2 million. Uncapped charges a flat fee of 6% on the capital provided and repays through a revenue share, eliminating the need for interest, personal guarantees, or equity stakes. This model allows for a straightforward and flexible financing solution, as the company assesses funding eligibility using marketing, sales, and accounting data based on current and projected revenues. By providing fair and accessible finance, Uncapped supports entrepreneurs in their growth journey without imposing hidden charges or lengthy processes.

TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

QuestDB is a London-based company that specializes in an open-source NewSQL relational database platform tailored for processing time-series data. Founded in 2019, QuestDB's architecture is optimized for high performance, allowing it to efficiently handle billions of time-stamped events without the need for extensive hardware resources. The platform supports data ingestion through various protocols, including HTTP and PostgreSQL, enabling real-time data processing across diverse applications such as financial analytics, Internet of Things (IoT), and DevOps observability. By providing a robust solution for time-series data management, QuestDB empowers organizations to leverage real-time insights effectively.

Certifaction AG, based in Zurich, Switzerland, specializes in software-as-a-service (SaaS) for certifying and verifying documents on the blockchain. Founded in 2020, the company leverages cryptography-based technology to authenticate a range of documents, including credit reports, academic credentials, medical records, and financial prospectuses. Certifaction is recognized as a leader in privacy-first electronic signing solutions, addressing growing concerns about data confidentiality and security. Its enterprise solutions are widely adopted in sectors such as healthcare, financial services, and education, where protecting sensitive information is critical. By facilitating the digitization of processes while ensuring compliance with stringent security regulations, Certifaction enables organizations to enhance operational efficiency and improve customer experience. The company's modular technology is adaptable to various identity networks, positioning it well to meet the demands of a rapidly evolving digital landscape.

Skew Ltd operates an online marketplace that offers market intelligence for crypto derivatives markets, focusing primarily on bitcoin and ether. Founded in 2018 and based in London, the company provides real-time data analytics and customized services tailored to the needs of traders, investors, and researchers. Its platform includes features such as market dashboards and custom data analytics, enabling users to gain a comprehensive overview of the cryptocurrency landscape. Through its innovative financial infrastructure, Skew supports market participants in making informed decisions within the evolving digital assets space.

Griffin is a banking-as-a-service provider that specializes in enabling companies to create and launch financial services products. Its platform acts as an operating system for embedded finance, offering an all-in-one solution that simplifies the process for fintech companies by reducing costs and time to market while alleviating the challenges of partnering with traditional banks. Additionally, Griffin's digital banking platform facilitates payments for the fintech sector and incorporates integrated compliance services, allowing businesses to meet know-your-customer and anti-money laundering requirements securely and efficiently. By enhancing the customer experience through embedded finance, Griffin supports global brands with complex payment needs.

Juro is a technology company that specializes in contract automation. It offers a platform that enables businesses to create, execute, and manage contracts more efficiently using artificial intelligence and machine learning. By integrating with existing systems, Juro helps legal and business teams agree on contracts up to 10 times faster than traditional tools. The company works with prominent clients such as Trustpilot, WeWork, and Deliveroo, serving over 6000 companies across 85 countries. Juro has raised $32 million in venture capital from investors including Fidelity, USV, and the founders of Indeed, Wise, and Gumtree.

Uncapped Ltd. is a revenue-based finance provider that enables founders to access growth capital without sacrificing control of their businesses. Founded in 2019 and based in London, the company offers business advances ranging from £10,000 to £2 million. Uncapped charges a flat fee of 6% on the capital provided and repays through a revenue share, eliminating the need for interest, personal guarantees, or equity stakes. This model allows for a straightforward and flexible financing solution, as the company assesses funding eligibility using marketing, sales, and accounting data based on current and projected revenues. By providing fair and accessible finance, Uncapped supports entrepreneurs in their growth journey without imposing hidden charges or lengthy processes.

StudentFinance is an educational financial services provider founded in March 2019 in Madrid, Spain, by Mariano Kostelec. The company focuses on success-based financing, primarily targeting students with technical skills who aspire to become software engineers, data analysts, or cybersecurity experts. Using artificial intelligence, StudentFinance analyzes market demand for specific skills and identifies gaps in the workforce, allowing them to select suitable candidates through a data-driven process. This enables individuals to pursue training and upskilling opportunities while offering flexible repayment options based on their future employment success. By prioritizing career advancement and job placement, StudentFinance aims to empower students to achieve their professional goals while managing their financial obligations effectively.

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

Skew Ltd operates an online marketplace that offers market intelligence for crypto derivatives markets, focusing primarily on bitcoin and ether. Founded in 2018 and based in London, the company provides real-time data analytics and customized services tailored to the needs of traders, investors, and researchers. Its platform includes features such as market dashboards and custom data analytics, enabling users to gain a comprehensive overview of the cryptocurrency landscape. Through its innovative financial infrastructure, Skew supports market participants in making informed decisions within the evolving digital assets space.

Pento ApS is a company that specializes in providing HR and payroll services through its online platform designed for European businesses. Founded in 2016 and based in Aarhus, Denmark, Pento offers solutions such as Pento Autopilot, which simplifies the collection of holiday data, mileage accounts, expenses, and time registrations, alongside Pento Payroll, a modern payroll system aimed at enhancing efficiency. The platform automates various payroll processes, including salary calculations and tax management, and integrates seamlessly with accounting and HR systems. Pento caters to a wide range of clients, including bookkeepers, audit houses, and outsourcing agencies, and has been active in the UK market since 2020. The company operates with a remote-first approach, maintaining a nominal headquarters in London.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Clause, Inc. operates a Software-as-a-Service (SaaS) platform that transforms traditional commercial contracts into dynamic, self-managing agreements. By integrating contracts with real-time data from various sources such as APIs, enterprise systems, and distributed ledgers, Clause enables businesses to automate processes related to payments, supply chains, and logistics without the need for separate systems. This innovation reduces paperwork and enhances efficiency by facilitating the management and calculation of payments for loans, real estate transactions, and insurance policies. Founded in 2016 and headquartered in New York, Clause aims to modernize the contracting process, providing organizations with enhanced speed, integration, and automation in their operations.

TaxScouts is a tax preparation platform based in London, England, founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. It simplifies the tax filing process for individuals by providing an online tool that allows users to complete their personal income tax with the assistance of certified accountants. The platform features a tax bot that helps users understand their tax situation and offers recommendations for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, streamlining the overall tax preparation experience and reducing the likelihood of errors.

Pleo is a Copenhagen-based company founded in 2015 by Jeppe Rindom and Niccolo Perra, dedicated to transforming business spending for modern teams. The company offers an all-in-one platform designed to simplify the expense management process. Its innovative solution includes smart company cards and a user-friendly mobile application that automatically matches receipts and tracks spending in real-time. Pleo's platform eliminates the need for traditional expense reports and streamlines bookkeeping tasks by integrating directly with accounting software, providing businesses with comprehensive visibility and control over their expenditures. By focusing on making employees feel valued at work, Pleo aims to enhance the overall experience of managing business spending.

Griffin is a banking-as-a-service provider that specializes in enabling companies to create and launch financial services products. Its platform acts as an operating system for embedded finance, offering an all-in-one solution that simplifies the process for fintech companies by reducing costs and time to market while alleviating the challenges of partnering with traditional banks. Additionally, Griffin's digital banking platform facilitates payments for the fintech sector and incorporates integrated compliance services, allowing businesses to meet know-your-customer and anti-money laundering requirements securely and efficiently. By enhancing the customer experience through embedded finance, Griffin supports global brands with complex payment needs.

Juro is a technology company that specializes in contract automation. It offers a platform that enables businesses to create, execute, and manage contracts more efficiently using artificial intelligence and machine learning. By integrating with existing systems, Juro helps legal and business teams agree on contracts up to 10 times faster than traditional tools. The company works with prominent clients such as Trustpilot, WeWork, and Deliveroo, serving over 6000 companies across 85 countries. Juro has raised $32 million in venture capital from investors including Fidelity, USV, and the founders of Indeed, Wise, and Gumtree.

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

A prop-tech London based startup making renting hassle-free for renters and agents alike. Founded in 2016 and backed by Connect Ventures, Seedcamp, and The Family, they've been the biggest seed round of 2017 in proptech, bringing their total investment to £3.2million. Their personal home finders help renters understand renting and use custom-made tech to search the entire market in real time and take care of all logistics for them. They also work alongside agents to drive them qualified and move-ready tenants, increasing their deal flow and transactions. They're a tight-knit team that values honesty and integrity, that wants to move fast together & always puts the renter first. homie.rent was founded on July 4, 2016 and is headquartered in London, England.

Sweatcoin is a digital currency that incentivizes physical activity by converting verified movement into a cryptocurrency. Users can earn this currency by engaging in exercise, which can then be donated to charity, transferred to other users, or spent on various products, services, and experiences offered by Sweatcoin's vendors and user community. The platform aims to address present bias by providing immediate rewards for physical movement, thereby changing how individuals perceive the benefits of exercise. By leveraging technology to track and verify physical activity, Sweatcoin enables users to earn currency while maintaining an active lifestyle.

Pleo is a Copenhagen-based company founded in 2015 by Jeppe Rindom and Niccolo Perra, dedicated to transforming business spending for modern teams. The company offers an all-in-one platform designed to simplify the expense management process. Its innovative solution includes smart company cards and a user-friendly mobile application that automatically matches receipts and tracks spending in real-time. Pleo's platform eliminates the need for traditional expense reports and streamlines bookkeeping tasks by integrating directly with accounting software, providing businesses with comprehensive visibility and control over their expenditures. By focusing on making employees feel valued at work, Pleo aims to enhance the overall experience of managing business spending.

Juro is a technology company that specializes in contract automation. It offers a platform that enables businesses to create, execute, and manage contracts more efficiently using artificial intelligence and machine learning. By integrating with existing systems, Juro helps legal and business teams agree on contracts up to 10 times faster than traditional tools. The company works with prominent clients such as Trustpilot, WeWork, and Deliveroo, serving over 6000 companies across 85 countries. Juro has raised $32 million in venture capital from investors including Fidelity, USV, and the founders of Indeed, Wise, and Gumtree.

Telleroo is a financial software platform founded on June 1, 2016, by Andrew Cookson, Fabian Flatz, Michael Riedler, and Miguel Castro, with its headquarters in London, United Kingdom. The platform is designed to facilitate automated bulk payments, allowing businesses to efficiently manage payroll, supplier payments, and other financial transactions without relying on traditional bank services. It integrates seamlessly with various accounting systems and payment applications, enabling users to import payment files and streamline their financial processes. Through its innovative approach, Telleroo aims to simplify the payment experience for businesses and financial professionals.

Clause, Inc. operates a Software-as-a-Service (SaaS) platform that transforms traditional commercial contracts into dynamic, self-managing agreements. By integrating contracts with real-time data from various sources such as APIs, enterprise systems, and distributed ledgers, Clause enables businesses to automate processes related to payments, supply chains, and logistics without the need for separate systems. This innovation reduces paperwork and enhances efficiency by facilitating the management and calculation of payments for loans, real estate transactions, and insurance policies. Founded in 2016 and headquartered in New York, Clause aims to modernize the contracting process, providing organizations with enhanced speed, integration, and automation in their operations.

Revolut Limited, established in 2013 and headquartered in London, UK, is a financial services company specializing in mobile banking. It offers a mobile application enabling users to exchange currencies at interbank rates, send money via social networks, and spend using a multi-currency card. Revolut also provides insurance services, including phone, medical, and travel insurance, and has expanded its offerings to include cryptocurrency and stock trading. The company operates globally, facilitating cross-border money transfers and helping users manage their finances, make payments, and track spending through its user-friendly mobile app.

Reposit Group Limited, operating as Reposit, is an insurance broker that facilitates rental agreements between tenants and property owners in the UK. Founded in 2015 and based in London, the company offers a platform that allows tenants to secure rental properties by paying a one-week security deposit as a premium, rather than the traditional large security deposits. This premium covers the equivalent of six weeks' security deposit, providing affordability for tenants while enhancing security for landlords. Through its online system, agents can create a Reposit, invite tenants via email, and charge a non-refundable fee equal to one week's rent. This innovative approach not only simplifies the rental process for tenants but also helps landlords manage cash flow and enables agents to earn commissions.

Juro is a technology company that specializes in contract automation. It offers a platform that enables businesses to create, execute, and manage contracts more efficiently using artificial intelligence and machine learning. By integrating with existing systems, Juro helps legal and business teams agree on contracts up to 10 times faster than traditional tools. The company works with prominent clients such as Trustpilot, WeWork, and Deliveroo, serving over 6000 companies across 85 countries. Juro has raised $32 million in venture capital from investors including Fidelity, USV, and the founders of Indeed, Wise, and Gumtree.

Revolut Limited, established in 2013 and headquartered in London, UK, is a financial services company specializing in mobile banking. It offers a mobile application enabling users to exchange currencies at interbank rates, send money via social networks, and spend using a multi-currency card. Revolut also provides insurance services, including phone, medical, and travel insurance, and has expanded its offerings to include cryptocurrency and stock trading. The company operates globally, facilitating cross-border money transfers and helping users manage their finances, make payments, and track spending through its user-friendly mobile app.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Revolut Limited, established in 2013 and headquartered in London, UK, is a financial services company specializing in mobile banking. It offers a mobile application enabling users to exchange currencies at interbank rates, send money via social networks, and spend using a multi-currency card. Revolut also provides insurance services, including phone, medical, and travel insurance, and has expanded its offerings to include cryptocurrency and stock trading. The company operates globally, facilitating cross-border money transfers and helping users manage their finances, make payments, and track spending through its user-friendly mobile app.

Satago Ltd. is a London-based company that specializes in online software designed to manage accounts receivables for small businesses. Founded in 2012, the company provides a cash flow solution that helps businesses receive payments more quickly and identifies potential risks associated with customer credit. Satago's software integrates with cloud and desktop accounting systems, automating the process of pursuing overdue payments through reminders, demand letters, and phone calls. Additionally, it offers credit reporting features, allowing users to evaluate customer creditworthiness and make informed decisions about whom to extend credit. By facilitating invoice finance and providing insights into B2B payment behavior, Satago aims to enhance the financial stability of its clients. As of February 2017, Satago operates as a subsidiary of Oxygen Finance Limited.

Cashtag is a mobile payment network based in Lisbon, Portugal, designed to facilitate quick and easy money transfers for smartphone users. The platform allows individuals to send and receive money instantly without the need to exchange traditional banking details such as IBAN or SWIFT codes. Users can make payments directly through various channels, including phone numbers, email, or social media. Cashtag connects directly to users' Portuguese bank accounts, with plans to expand access throughout Europe. The service prioritizes security by employing bank-grade encryption and robust security systems to safeguard personal and financial information from unauthorized access. Additionally, sending money via Cashtag is free of charge, making it a convenient option for peer-to-peer transactions.

James is an online credit risk management platform based in New York, founded in 2013. It offers scientifically backed risk management tools tailored for financial institutions. Utilizing advanced machine learning algorithms and techniques, the platform equips risk departments to effectively prepare for cyclical crises, thereby safeguarding their reputation and contributing to a more secure global financial system.

Sush.io is a cloud-based financial dashboard that assists individuals and small businesses in tracking their online and SaaS expenditures. Founded in 2012 by Fabien Charbit and Thomas Guillaumin, the company is based in London, England. Sush.io enables users to connect various online accounts, automatically retrieving bills, invoices, and associated financial data into a single platform. This service simplifies financial management by offering numerous integrations for financial automation, allowing users to connect their workflows without requiring technical expertise. Through its user-friendly interface, Sush.io aims to streamline the monitoring of revenue and bank operations, providing a comprehensive view of financial activities.

HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return. Developed with individuals in mind and not accountants – it is intuitive & jargon-free. You can record income & expenses via the SimpleTax App by scanning receipts & invoices directly into a return. The software guides you through the process of entering the required information to complete a return & based on this information, the software suggests where further savings could be made. You can register for free and enter all your information prior to paying for the service – once the return is complete and ready to be submitted to HMRC you pay for the service online by using a credit or debit card (10 transactions or 14 days free trial).

BUKIT puts people back in charge of communications with collection agencies through our new service called "Cease and Desist". We end the harassing phone calls and threatening letters with just one click. From the moment customers sign up, collection agencies will only be able to contact them through are platform and they are in charge of setting the terms of communication. This gives them the freedom to resume normal life and deal with their debts in a manner which protects them from abuse.

Holvi is a digital banking service tailored for small businesses, including solopreneurs, freelancers, and startups in Europe. It provides a comprehensive platform that combines business accounts, invoicing, and bookkeeping tools, streamlining financial administration for its users. As a licensed Payment Institution, Holvi operates under the authorization of the Financial Supervisory Authority of Finland, allowing it to serve customers across the EU. The platform facilitates sales, invoicing, and cash flow tracking, enabling businesses to efficiently manage their finances and focus on growth without the distractions of traditional financial management.

Kublax is a secure online personal financial management platform which automatically aggregates all of your UK bank and credit card accounts into one place. Kublax participated in [Seedcamp](http://www.crunchbase.com/organization/seedcamp) 2007.