Seedcamp

Seedcamp is a London-based venture capital firm and seed platform that backs early-stage startups across Europe and globally, with a focus on fintech, healthcare and technology. It identifies world-class founders addressing large, global markets and provides immediate access to smart capital, mentorship, and a lifelong, global community built on more than a decade of experience backing exceptional talent. Through its broad network of partners and mentors, Seedcamp helps portfolio companies scale, access strategic resources, and navigate early growth, with a geographic reach that spans North America, Asia, Europe and Africa.

Will Bennett

Investor

Carlos Eduardo Espinal

Partner

Sia Houchangnia

General Partner

Siavoche Houchangnia

Partner at Seedcamp Fund IV

Devin Hunt

Venture Partner

Past deals in Personal Finance

Yonder

Venture Round in 2024
Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Nurture

Pre Seed Round in 2024
Nurture is a developer of an educational app aimed at children aged 4 to 7, designed to impart essential life skills through interactive storytelling and engaging games. The app focuses on teaching critical areas such as socialization, basic financial understanding, mindfulness, exercise, and nutrition, tailored to the developmental needs of young children. By promoting intergenerational learning, Nurture creates relatable learning experiences that guide families through a curated set of essential skills necessary for navigating a rapidly changing world. This approach emphasizes play-based learning and positive reinforcement, enabling parents to effectively support their children's growth and development.

Yonder

Series A in 2023
Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

TreeCard

Series A in 2022
TreeCard Limited is a London-based company that specializes in providing eco-friendly payment solutions. Founded in 2020, TreeCard offers a unique wooden debit card designed to promote sustainability and environmental awareness among its users. The card is primarily made from FSC-certified British cherry wood, with minimal plastic used for the contactless chip, sourced from recycled plastic bottles. This innovative product allows consumers to make digital payments while contributing to reforestation efforts, as the interchange fees generated from transactions are allocated towards funding tree planting initiatives. Additionally, TreeCard integrates features such as expenditure tracking and compatibility with mobile payment platforms like Apple Pay, Google Pay, and Samsung Pay, enhancing user convenience while fostering responsible financial practices.

Koyo

Series A in 2022
Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Yonder

Seed Round in 2022
Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Klump

Pre Seed Round in 2022
Klump is a digital lending platform that provides flexible payment solutions to consumers. The company allows users to purchase products or services immediately while spreading the payment over four equal installments. This approach enables customers to access the items they want without the burden of a full upfront payment, making it easier for them to manage their finances. Klump's innovative payment plans cater to the needs of individuals seeking convenience and affordability in their purchasing decisions.

fina

Seed Round in 2021
Fina is a financial technology company focused on creating an accessible and supportive experience for women in managing their financial well-being. The platform combines educational resources, including bite-sized lessons and community discussions, with tools for investing in decentralized finance. By emphasizing a user-friendly interface, Fina aims to empower women to make informed, long-term financial decisions, while demystifying the complexities of the crypto world. Through a combination of scientifically backed design and practical content, Fina seeks to foster a community where users can learn and engage effectively in their financial journeys.

Koyo

Series A in 2021
Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Yonder

Seed Round in 2021
Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Yonder

Pre Seed Round in 2021
Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

TreeCard

Seed Round in 2021
TreeCard Limited is a London-based company that specializes in providing eco-friendly payment solutions. Founded in 2020, TreeCard offers a unique wooden debit card designed to promote sustainability and environmental awareness among its users. The card is primarily made from FSC-certified British cherry wood, with minimal plastic used for the contactless chip, sourced from recycled plastic bottles. This innovative product allows consumers to make digital payments while contributing to reforestation efforts, as the interchange fees generated from transactions are allocated towards funding tree planting initiatives. Additionally, TreeCard integrates features such as expenditure tracking and compatibility with mobile payment platforms like Apple Pay, Google Pay, and Samsung Pay, enhancing user convenience while fostering responsible financial practices.

TaxScouts

Series A in 2020
TaxScouts is a London-based tax preparation platform founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. The company aims to simplify the tax filing process for individuals by offering an online service that connects users with certified accountants. Its platform features a tax bot that assists users in understanding their personal income tax situations and provides suggestions for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, enhancing the efficiency and accuracy of the tax filing experience.

Koyo

Seed Round in 2019
Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Circles powered by StepLadder

Seed Round in 2019
A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

Vantik

Seed Round in 2019
Vantik GmbH is a Berlin-based startup founded in 2017 that specializes in providing digital private pension products tailored for millennials, young professionals, and freelancers. The company offers a user-friendly online platform and application for retirement planning services, allowing customers to manage their savings flexibly. Vantik's innovative approach incorporates a peer-based safety buffer, enabling users to adjust their savings rates as needed. The company aims to inspire young individuals to prioritize saving for their future through a simple and secure pension solution that aligns with their dynamic lifestyles.

TaxScouts

Seed Round in 2019
TaxScouts is a London-based tax preparation platform founded in 2017 by Mart Abramov, Kaupo Kõrv, and Daniel Karger. The company aims to simplify the tax filing process for individuals by offering an online service that connects users with certified accountants. Its platform features a tax bot that assists users in understanding their personal income tax situations and provides suggestions for reducing their tax liabilities. Additionally, TaxScouts integrates with financial institutions to automatically import relevant tax data, enhancing the efficiency and accuracy of the tax filing experience.

Vantik

Pre Seed Round in 2018
Vantik GmbH is a Berlin-based startup founded in 2017 that specializes in providing digital private pension products tailored for millennials, young professionals, and freelancers. The company offers a user-friendly online platform and application for retirement planning services, allowing customers to manage their savings flexibly. Vantik's innovative approach incorporates a peer-based safety buffer, enabling users to adjust their savings rates as needed. The company aims to inspire young individuals to prioritize saving for their future through a simple and secure pension solution that aligns with their dynamic lifestyles.

Circles powered by StepLadder

Seed Round in 2018
A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

acasa

Seed Round in 2015
Acasa is a technology company that provides a web and mobile application designed to help young renters manage their household expenses more efficiently. Founded in 2014 in the Open Data Institute, Acasa offers users tools to set up, track, split, and pay their bills seamlessly. The application not only allows for the management of everyday expenses like rent but also keeps users informed about service switchovers and upcoming due dates. Acasa aims to improve the living experience for young renters by simplifying financial responsibilities and enhancing communication among housemates. The company is operated by a team of young property enthusiasts who are dedicated to fostering a better communal living environment.

Spreddit

Seed Round in 2013
We offer a simple and quick way of paying that enables account holders to spread the cost of online purchases over three months. All you need is a UK debit card to register. We do not charge the customers any interest or fees and generate revenue from our relationship with retailers.

Sush.io

Seed Round in 2013
Sush.io is a cloud-based financial dashboard that assists individuals and small businesses in tracking online expenditures, revenue, and banking operations. Founded in 2012 by Fabien Charbit and Thomas Guillaumin, the company is headquartered in London, England. By integrating various online accounts, Sush.io automatically consolidates bills, invoices, and related financial data into a single user-friendly application. This platform offers extensive integrations for financial automation, allowing users to streamline workflows without requiring technical expertise. Sush.io aims to simplify financial management by providing a comprehensive overview of spending and revenue in a centralized cloud app.

SimpleTax

Seed Round in 2012
HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return. Developed with individuals in mind and not accountants – it is intuitive & jargon-free. You can record income & expenses via the SimpleTax App by scanning receipts & invoices directly into a return. The software guides you through the process of entering the required information to complete a return & based on this information, the software suggests where further savings could be made. You can register for free and enter all your information prior to paying for the service – once the return is complete and ready to be submitted to HMRC you pay for the service online by using a credit or debit card (10 transactions or 14 days free trial).

Kublax

Seed Round in 2008
Kublax is a secure online personal financial management platform which automatically aggregates all of your UK bank and credit card accounts into one place. Kublax participated in [Seedcamp](http://www.crunchbase.com/organization/seedcamp) 2007.
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