HSG

PagarBook is a payroll and attendance management application tailored for small and medium enterprises. Founded in Bangalore in 2019 by Arya Gautam, Adarsh Kumar, and Rupesh Mishra, the platform simplifies the management of employee-related tasks. It offers features for tracking attendance, processing salaries, managing advance payments, bonuses, and overtime, as well as recording work completed on a per-piece basis. Designed for ease of use, PagarBook allows SMEs to operate all their workforce management functions within a single application that synchronizes in real-time across various devices.

Shumeiwuwu is a cross-border e-commerce company that provides quality goods and services to consumers through global shopping.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

Yi'an Holdings is a financial services company that provides one-stop investment banking services to small and medium-sized companies.

Shumeiwuwu is a cross-border e-commerce company that provides quality goods and services to consumers through global shopping.

Triple-A is a digital currency payment institution that facilitates transactions in both traditional and digital currencies without the associated volatility. The company provides a comprehensive payment platform offering end-to-end services, including crypto payments, payouts, and remittances, which can be seamlessly integrated into existing business operations through API and no-code solutions. Licensed by the Monetary Authority of Singapore and recognized by regulatory bodies in the EU and the United States, Triple-A maintains high standards of security and compliance. With a client base of over 20,000 businesses, it simplifies the process of accepting payments in various currencies, enabling companies to expand their customer reach and enhance growth opportunities.

Micro Connect is a financial market platform that specializes in connecting global capital with China's micro and small businesses. The company focuses on enhancing liquidity in small business investments by providing professional investors with a new alternative to traditional impact investing. Micro Connect introduces Daily Revenue Obligations (DROs), an innovative asset class that allows investors to gain direct and diversified exposure to the daily cash flows of numerous retail establishments within China's dynamic consumer market. By facilitating access to capital for business owners, Micro Connect aims to create a more affordable financial ecosystem, while also offering structured product solutions and operating a licensed exchange.

Airalo is an eSIM store that provides travelers with access to eSIMs in over 190 countries and regions at competitive local rates. Designed for eSIM-compatible devices such as smartphones, tablets, and PCs, Airalo simplifies connectivity for users by eliminating the need to carry multiple physical SIM cards or change phone numbers while abroad. Through its mobile application, travelers can easily select and activate their desired data plans based on their destination, ensuring seamless connectivity without the hassle of traditional SIM card swapping. This service is aimed at enhancing the travel experience by offering affordability and convenience in global communication.

SUNRATE is a global payment and treasury management platform established in 2016, designed to support businesses in scaling their operations both locally and internationally. With its headquarters in Singapore and additional offices in Hong Kong, Jakarta, London, and Shanghai, SUNRATE serves clients in over 190 countries and regions. The platform provides a variety of services, including international payments, virtual corporate cards, global collections, and comprehensive treasury management solutions. By partnering with leading financial institutions and leveraging advanced technology, SUNRATE facilitates smoother international trade for small and medium-sized enterprises, helping them navigate the complexities of global commerce.

Plotch is an AI-driven e-commerce ERP designed specifically for small businesses, providing a comprehensive technology platform to address various operational needs. The software allows users to quickly launch shopping websites and apps or connect with existing platforms like Shopify and Magento. With a modular architecture, Plotch supports advanced cloud-based digital transformation, offering features such as inventory management, sales and manufacturing management, accounting, warehouse management, customer relationship management, and logistics management. Additionally, Plotch enables businesses to establish node infrastructure and facilitate node-to-node payments, making it a versatile solution for businesses aiming to streamline their supply chain and enhance their online presence.

TinyTap Ltd., founded in 2012 and based in Tel Aviv, Israel, specializes in developing educational software that allows families, teachers, and students to create, share, and play personalized educational games. The platform offers a code-free environment where users can transform shared moments into engaging games and interactive experiences, including books and classroom activities. With over 150,000 games created by educators worldwide, TinyTap serves over a million families each month, providing access to a vast library of educational content. Users can create and play games for free or opt for a subscription to unlock premium features and access learning analytics. Notably, 50% of subscription revenue is returned to the teachers who develop these games, promoting a collaborative and supportive educational community.

Culture Amp Pty Ltd is a company that provides an employee experience platform designed to enhance employee engagement, retention, and performance. Founded in 2009 and headquartered in Richmond, Australia, with additional offices in San Francisco, New York, and London, Culture Amp caters to a diverse clientele, from startups to Fortune 500 companies around the globe. The platform enables organizations to create surveys that assess employee engagement and experience, allowing businesses to collect, understand, and act on valuable feedback. By addressing the challenges faced by rapidly growing organizations, Culture Amp aims to foster a culture of learning and adaptability, ultimately improving the overall work environment.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

StashAway Malaysia Sdn Bhd is a licensed investment platform that focuses on providing accessible wealth management solutions for individuals. It caters to both retail and accredited investors by offering personalized financial planning and portfolio management services. StashAway utilizes a risk-management investment strategy known as ERAA® (Economic Regime-based Asset Allocation) to maximize long-term returns while maintaining consistent risk exposure for clients through various economic conditions. The platform aims to simplify the investment process, making it approachable for users of all experience levels, and it emphasizes low fees to enhance affordability. Through its mobile app, StashAway equips investors with the tools and resources necessary to make informed decisions, thereby facilitating effective wealth management.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Swoosh Transfer is a fintech company. They provide the ability to upgrade technical capabilities such as blockchain and AI risk control. It also offers secure global payment services.

Bench3D is a developer of 3D modeling software that focuses on enhancing the product development process through improved collaboration. The company offers a software-as-a-service (SaaS) platform that creates a shared working environment for engineers, designers, project managers, clients, and suppliers. This collaborative space allows users to exchange ideas, review CAD models, and make informed decisions, thereby streamlining workflows and facilitating efficient remote work. By bringing all stakeholders together around the same model, Bench3D aims to accelerate the development cycle and enhance productivity in design and engineering projects.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

Micro Connect is a financial market platform that specializes in connecting global capital with China's micro and small businesses. The company focuses on enhancing liquidity in small business investments by providing professional investors with a new alternative to traditional impact investing. Micro Connect introduces Daily Revenue Obligations (DROs), an innovative asset class that allows investors to gain direct and diversified exposure to the daily cash flows of numerous retail establishments within China's dynamic consumer market. By facilitating access to capital for business owners, Micro Connect aims to create a more affordable financial ecosystem, while also offering structured product solutions and operating a licensed exchange.

Multiplier is a global employment platform that facilitates international hiring and team management for companies. Its technology streamlines the complexities of local compliance, labor contracts, payroll, benefits, and taxes, allowing businesses to employ teams from anywhere without the need to establish local legal entities. The platform enables efficient onboarding and management through a user-friendly dashboard, which consolidates employee details, expenses, holidays, pay slips, and invoices. By assuming responsibility for local labor law compliance, Multiplier simplifies the employment process, helping companies effectively manage their distributed workforce while ensuring adherence to legal requirements.

WeShine is a marketing and service platform that specializes in corporate account management solutions, primarily utilizing WeChat to enhance customer acquisition for businesses. Established in 2015 and headquartered in Nanjing, China, WeShine has successfully served over 150,000 businesses, with more than 30,000 of these being paid enterprise users. The platform focuses on integrated marketing and media services that leverage social media to enable mobile interaction and digital content sharing, helping clients to expand their customer base and improve marketing accuracy. With a global network of over 600 channel partners, WeShine operates offices in several major Chinese cities, including Guangzhou, Shenzhen, Beijing, Shanghai, Wuxi, and Wuhan.

Funding Societies, established in 2015 and headquartered in Singapore, operates a digital financing platform that connects small and medium-sized enterprises (SMEs) with investors. The company facilitates business loans, focusing on quick and efficient financing solutions, often bypassing traditional banking methods. It offers a range of flexible financing options, including micro and term loans, and invoice financing, using advanced credit scoring and risk assessment models. With operations across Southeast Asia, including Singapore, Malaysia, Indonesia, and Thailand, Funding Societies caters to SMEs seeking accessible and timely financing.

IIMMPACT Sdn Bhd, founded in 2017 and based in Kuala Lumpur, Malaysia, specializes in a payment and data aggregation services platform tailored for businesses. The platform enables companies to seamlessly integrate payment solutions with minimal coding, facilitating the launch of digital marketplaces that cater to over 170 billers. IIMMPACT's services encompass a wide range of payment options, including mobile recharges, utility bills, gaming, transportation, and corporate gifting. Additionally, the platform supports bill management for recurring payments and financial consolidation, allowing businesses of all sizes to efficiently automate their payment processes and enhance customer service. Through its innovative API solution, IIMMPACT aims to simplify financial transactions and data management for its clients.

STEPN is a blockchain-based fitness application that operates a move-to-earn NFT gaming platform, allowing users to earn rewards for their physical activities. By purchasing non-fungible tokens (NFTs) that have a limited lifespan, users can engage in specific exercises and accumulate the platform's native tokens as incentives for their efforts. The app combines elements of gaming and fitness, encouraging a healthier lifestyle while providing financial rewards for exercising. Through this innovative model, STEPN aims to motivate users to stay active and integrate fitness into their daily routines.

Lummo empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology.

Tungee, established in 2016, is a provider of intelligent sales solutions for business-to-business enterprises. By utilizing big data and artificial intelligence technologies, including natural language processing and machine learning, Tungee offers a comprehensive platform that facilitates lead mining, business opportunity engagement, customer relationship management, and order analysis. This platform is designed to help enterprises efficiently identify, contact, and manage customers, thereby reducing customer acquisition costs and enhancing overall sales performance. Tungee has positioned itself as a leader in the Chinese intelligent sales sector, serving over 3,000 enterprise clients, including notable companies such as Alibaba and China Mobile. Through its innovative approach, Tungee addresses the challenges faced by businesses in sales forecasting and customer management.

PT Lemonilo Indonesia Sehat operates as a retail platform that focuses on promoting healthier lifestyle choices through a diverse range of natural and affordable products. Established in 2016 and based in Jakarta Barat, Indonesia, Lemonilo offers an extensive selection of food products, such as snacks, vegetables, fruits, meat, seafood, baby food, and juices, alongside personal care items like face treatments, body care, dental hygiene products, and essential oils. The company is dedicated to providing products free from over 100 harmful synthetic ingredients and collaborates with small and medium-sized enterprises across Indonesia. Lemonilo aims to support the Indonesian population in leading healthier and more productive lives by making healthy living accessible and affordable through both its online platform and physical retail stores.

Multiplier is a global employment platform that facilitates international hiring and team management for companies. Its technology streamlines the complexities of local compliance, labor contracts, payroll, benefits, and taxes, allowing businesses to employ teams from anywhere without the need to establish local legal entities. The platform enables efficient onboarding and management through a user-friendly dashboard, which consolidates employee details, expenses, holidays, pay slips, and invoices. By assuming responsibility for local labor law compliance, Multiplier simplifies the employment process, helping companies effectively manage their distributed workforce while ensuring adherence to legal requirements.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

DeHaat is a technology-driven platform dedicated to providing comprehensive agricultural services to small farmers in India, aiming to enhance the efficiency of the agricultural value chain. The company connects farmers with essential resources, including seeds, fertilizers, and equipment, through a network of trained micro-entrepreneurs. Registered farmers benefit from direct access to competitive agricultural inputs and receive personalized crop advisory services and monitoring support in their local language. Additionally, DeHaat facilitates the sale of farm produce to institutional buyers, ensuring farmers can reach markets effectively. Farmers can communicate their needs for agricultural inputs or services through a toll-free number or mobile application, receiving last-mile assistance from assigned micro-entrepreneurs. By leveraging artificial intelligence-enabled technologies, DeHaat seeks to optimize supply chain and production efficiency, ultimately supporting farmers in increasing their revenue throughout the year.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

Axio is a consumer finance company that specializes in providing money management, pay later, and personal credit services. The company is committed to enhancing accessibility to credit for all individuals by leveraging technology to deliver innovative financial solutions. Axio focuses on reaching a wide range of consumers, particularly those who have been traditionally underserved in the financial sector. In addition to consumer financial services, Axio also offers working capital finance solutions aimed at small and medium-sized enterprises (SMEs), thereby supporting a diverse array of financial needs across different market segments. Through its comprehensive offerings, Axio seeks to empower consumers and businesses alike with the financial tools necessary for success.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

Lio is a data management application that helps users calculate, tabulate, and organize various tasks, including to-do lists, wedding registries, and class schedules. The software is designed for a diverse range of users, including home businesses, solo entrepreneurs, farmers, doctors, and small to medium enterprises. By providing simple and intuitive solutions, Lio enables these users to efficiently manage their business operations directly from their mobile devices, ensuring better organization and productivity.

FloBiz is a neo-business platform in India that focuses on supporting small and medium enterprises through digital solutions. Its flagship product, FloBooks, is a mobile billing and inventory management application that operates both online and offline, allowing users to create invoices, manage outstanding payments, and monitor stock levels. The app includes features such as an online store, payment reminders, sales and purchase reports, a greetings module, and a web version, making it a comprehensive tool for business management. By offering these services, FloBiz aims to empower entrepreneurs to enhance their operations and drive growth in a competitive market.

ShopUp is a Bangladesh-based technology company that operates a full-stack B2B commerce platform, designed specifically for small businesses. The platform provides these businesses with easy access to B2B sourcing, last-mile logistics, and buy-now-pay-later (BNPL) solutions. Headquartered in Dhaka, ShopUp aims to empower small businesses by offering them digital credit and business management tools, enabling them to access a wide range of products and services tailored to their needs.

KhataBook is a rapidly growing SaaS company in India that offers a smartphone-based ledger application aimed at micro, small, and medium businesses. The application assists entrepreneurs in managing their business and personal credits by securely tracking transactions, sending automatic payment reminders, and facilitating online payment collections through UPI and QR codes. With the goal of enhancing efficiency and reducing costs, KhataBook has made a significant impact on India's business landscape, earning recognition as the "Best Innovative Mobile App" at the India Digital Awards in 2020. The platform is available in over 11 languages and boasts more than 20 million registered users, reflecting its widespread adoption among merchants in the country.

Zetwerk is an end-to-end manufacturing supply chain solutions provider based in Bengaluru, Karnataka, India. Founded in 2018, the company operates an online marketplace that connects large manufacturing firms with vendors and suppliers for customized products, including crane parts, machine chassis, doors, and ladders. Zetwerk specializes in various manufacturing services such as die casting, sand casting, investment casting, and fabrication, allowing businesses to efficiently meet their requirements for customized components and assemblies. The platform offers collaboration and execution tools that facilitate interactions between buyers and suppliers, ensuring seamless order fulfillment. By leveraging a nationwide network of manufacturing facilities, Zetwerk enables clients to procure custom products tailored to their budget and timelines, while also supporting suppliers in expanding their order volume and revenue.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

Culture Amp Pty Ltd is a company that provides an employee experience platform designed to enhance employee engagement, retention, and performance. Founded in 2009 and headquartered in Richmond, Australia, with additional offices in San Francisco, New York, and London, Culture Amp caters to a diverse clientele, from startups to Fortune 500 companies around the globe. The platform enables organizations to create surveys that assess employee engagement and experience, allowing businesses to collect, understand, and act on valuable feedback. By addressing the challenges faced by rapidly growing organizations, Culture Amp aims to foster a culture of learning and adaptability, ultimately improving the overall work environment.

Multiplier is a global employment platform that facilitates international hiring and team management for companies. Its technology streamlines the complexities of local compliance, labor contracts, payroll, benefits, and taxes, allowing businesses to employ teams from anywhere without the need to establish local legal entities. The platform enables efficient onboarding and management through a user-friendly dashboard, which consolidates employee details, expenses, holidays, pay slips, and invoices. By assuming responsibility for local labor law compliance, Multiplier simplifies the employment process, helping companies effectively manage their distributed workforce while ensuring adherence to legal requirements.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

SmartHR, Inc. is a Tokyo-based company that specializes in cloud-based human resources management software. Founded in 2013, SmartHR offers a platform designed to automate social insurance and employment insurance procedures. This software allows users to complete online forms and generate digital versions of essential documents such as pension and employment insurance applications, which can be submitted to relevant authorities with ease. By providing a comprehensive suite of solutions focused on employee management, administration, talent management, and productivity, SmartHR caters to a wide range of businesses, from large enterprises to small and medium-sized enterprises (SMEs).

Micro Connect is a financial market platform that specializes in connecting global capital with China's micro and small businesses. The company focuses on enhancing liquidity in small business investments by providing professional investors with a new alternative to traditional impact investing. Micro Connect introduces Daily Revenue Obligations (DROs), an innovative asset class that allows investors to gain direct and diversified exposure to the daily cash flows of numerous retail establishments within China's dynamic consumer market. By facilitating access to capital for business owners, Micro Connect aims to create a more affordable financial ecosystem, while also offering structured product solutions and operating a licensed exchange.

Zenyum is a Singaporean start-up established in 2018 that focuses on enhancing dental experiences through technology and innovation. The company aims to improve smiles across Asia by offering high-quality dental products, including 3D-printed invisible braces. Zenyum collaborates with a network of professional dentists to provide customers with safe, effective, and affordable clear teeth aligning devices. By transforming traditional dental routines into engaging experiences, Zenyum is committed to making dental care accessible and enjoyable for everyone.

PT Lemonilo Indonesia Sehat operates as a retail platform that focuses on promoting healthier lifestyle choices through a diverse range of natural and affordable products. Established in 2016 and based in Jakarta Barat, Indonesia, Lemonilo offers an extensive selection of food products, such as snacks, vegetables, fruits, meat, seafood, baby food, and juices, alongside personal care items like face treatments, body care, dental hygiene products, and essential oils. The company is dedicated to providing products free from over 100 harmful synthetic ingredients and collaborates with small and medium-sized enterprises across Indonesia. Lemonilo aims to support the Indonesian population in leading healthier and more productive lives by making healthy living accessible and affordable through both its online platform and physical retail stores.

StashAway Malaysia Sdn Bhd is a licensed investment platform that focuses on providing accessible wealth management solutions for individuals. It caters to both retail and accredited investors by offering personalized financial planning and portfolio management services. StashAway utilizes a risk-management investment strategy known as ERAA® (Economic Regime-based Asset Allocation) to maximize long-term returns while maintaining consistent risk exposure for clients through various economic conditions. The platform aims to simplify the investment process, making it approachable for users of all experience levels, and it emphasizes low fees to enhance affordability. Through its mobile app, StashAway equips investors with the tools and resources necessary to make informed decisions, thereby facilitating effective wealth management.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

Zetwerk is an end-to-end manufacturing supply chain solutions provider based in Bengaluru, Karnataka, India. Founded in 2018, the company operates an online marketplace that connects large manufacturing firms with vendors and suppliers for customized products, including crane parts, machine chassis, doors, and ladders. Zetwerk specializes in various manufacturing services such as die casting, sand casting, investment casting, and fabrication, allowing businesses to efficiently meet their requirements for customized components and assemblies. The platform offers collaboration and execution tools that facilitate interactions between buyers and suppliers, ensuring seamless order fulfillment. By leveraging a nationwide network of manufacturing facilities, Zetwerk enables clients to procure custom products tailored to their budget and timelines, while also supporting suppliers in expanding their order volume and revenue.

WeShine is a marketing and service platform that specializes in corporate account management solutions, primarily utilizing WeChat to enhance customer acquisition for businesses. Established in 2015 and headquartered in Nanjing, China, WeShine has successfully served over 150,000 businesses, with more than 30,000 of these being paid enterprise users. The platform focuses on integrated marketing and media services that leverage social media to enable mobile interaction and digital content sharing, helping clients to expand their customer base and improve marketing accuracy. With a global network of over 600 channel partners, WeShine operates offices in several major Chinese cities, including Guangzhou, Shenzhen, Beijing, Shanghai, Wuxi, and Wuhan.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

DeHaat is a technology-driven platform dedicated to providing comprehensive agricultural services to small farmers in India, aiming to enhance the efficiency of the agricultural value chain. The company connects farmers with essential resources, including seeds, fertilizers, and equipment, through a network of trained micro-entrepreneurs. Registered farmers benefit from direct access to competitive agricultural inputs and receive personalized crop advisory services and monitoring support in their local language. Additionally, DeHaat facilitates the sale of farm produce to institutional buyers, ensuring farmers can reach markets effectively. Farmers can communicate their needs for agricultural inputs or services through a toll-free number or mobile application, receiving last-mile assistance from assigned micro-entrepreneurs. By leveraging artificial intelligence-enabled technologies, DeHaat seeks to optimize supply chain and production efficiency, ultimately supporting farmers in increasing their revenue throughout the year.

Lummo empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology.

BukuKas is a neo-banking venture focused on integrating unbanked individuals in Southeast Asia into the financial ecosystem. Initially launched in Indonesia, the BukuKas app aims to support micro and small enterprises by digitizing traditional bookkeeping methods. The application allows business owners to easily record sales, expenses, and cash transactions using their smartphones. By simplifying cash management, BukuKas helps these enterprises enhance their profitability. Additionally, the app offers features such as transaction management, money transfer without bank fees, performance monitoring, automatic financial report generation, and stock management. Through these services, BukuKas seeks to improve cash flow management for small businesses in the region.

Bikayi is a platform designed for aspiring entrepreneurs and small merchants to establish their online presence. It enables users to create online stores efficiently, offering features such as catalog management, customer support through live chat, and seamless integration with popular messaging services like WhatsApp and Instagram. Additionally, Bikayi provides a payment gateway and facilitates domain acquisition, making it easier for businesses to manage their operations and expand their reach. The platform aims to empower users to grow their brands and connect with customers in a convenient manner.

PagarBook is a payroll and attendance management application tailored for small and medium enterprises. Founded in Bangalore in 2019 by Arya Gautam, Adarsh Kumar, and Rupesh Mishra, the platform simplifies the management of employee-related tasks. It offers features for tracking attendance, processing salaries, managing advance payments, bonuses, and overtime, as well as recording work completed on a per-piece basis. Designed for ease of use, PagarBook allows SMEs to operate all their workforce management functions within a single application that synchronizes in real-time across various devices.

PagarBook is a payroll and attendance management application tailored for small and medium enterprises. Founded in Bangalore in 2019 by Arya Gautam, Adarsh Kumar, and Rupesh Mishra, the platform simplifies the management of employee-related tasks. It offers features for tracking attendance, processing salaries, managing advance payments, bonuses, and overtime, as well as recording work completed on a per-piece basis. Designed for ease of use, PagarBook allows SMEs to operate all their workforce management functions within a single application that synchronizes in real-time across various devices.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

ShopUp is a Bangladesh-based technology company that operates a full-stack B2B commerce platform, designed specifically for small businesses. The platform provides these businesses with easy access to B2B sourcing, last-mile logistics, and buy-now-pay-later (BNPL) solutions. Headquartered in Dhaka, ShopUp aims to empower small businesses by offering them digital credit and business management tools, enabling them to access a wide range of products and services tailored to their needs.

Incomlend Pte. Ltd operates a lending platform that connects small and medium-sized enterprises (SMEs) with investors, facilitating the funding of export and domestic account receivables. Established in Singapore in 2016, the platform allows businesses to sell individual invoices at a discount to private investors, providing them with immediate cash flow. Incomlend also features a secure and tech-enabled invoice exchange where live trading of invoices occurs across multiple currencies and countries. The company has expanded its services to include the Incomlend Environment, Social and Governance (ESG) Invoice Financing Programme, aimed at linking socially responsible investors with sustainable SMEs. With additional offices in Europe, India, and Southeast Asia, Incomlend serves a diverse clientele, including importers, exporters, investors, and lenders.

WeShine is a marketing and service platform that specializes in corporate account management solutions, primarily utilizing WeChat to enhance customer acquisition for businesses. Established in 2015 and headquartered in Nanjing, China, WeShine has successfully served over 150,000 businesses, with more than 30,000 of these being paid enterprise users. The platform focuses on integrated marketing and media services that leverage social media to enable mobile interaction and digital content sharing, helping clients to expand their customer base and improve marketing accuracy. With a global network of over 600 channel partners, WeShine operates offices in several major Chinese cities, including Guangzhou, Shenzhen, Beijing, Shanghai, Wuxi, and Wuhan.

Tungee, established in 2016, is a provider of intelligent sales solutions for business-to-business enterprises. By utilizing big data and artificial intelligence technologies, including natural language processing and machine learning, Tungee offers a comprehensive platform that facilitates lead mining, business opportunity engagement, customer relationship management, and order analysis. This platform is designed to help enterprises efficiently identify, contact, and manage customers, thereby reducing customer acquisition costs and enhancing overall sales performance. Tungee has positioned itself as a leader in the Chinese intelligent sales sector, serving over 3,000 enterprise clients, including notable companies such as Alibaba and China Mobile. Through its innovative approach, Tungee addresses the challenges faced by businesses in sales forecasting and customer management.

Zetwerk is an end-to-end manufacturing supply chain solutions provider based in Bengaluru, Karnataka, India. Founded in 2018, the company operates an online marketplace that connects large manufacturing firms with vendors and suppliers for customized products, including crane parts, machine chassis, doors, and ladders. Zetwerk specializes in various manufacturing services such as die casting, sand casting, investment casting, and fabrication, allowing businesses to efficiently meet their requirements for customized components and assemblies. The platform offers collaboration and execution tools that facilitate interactions between buyers and suppliers, ensuring seamless order fulfillment. By leveraging a nationwide network of manufacturing facilities, Zetwerk enables clients to procure custom products tailored to their budget and timelines, while also supporting suppliers in expanding their order volume and revenue.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

KhataBook is a rapidly growing SaaS company in India that offers a smartphone-based ledger application aimed at micro, small, and medium businesses. The application assists entrepreneurs in managing their business and personal credits by securely tracking transactions, sending automatic payment reminders, and facilitating online payment collections through UPI and QR codes. With the goal of enhancing efficiency and reducing costs, KhataBook has made a significant impact on India's business landscape, earning recognition as the "Best Innovative Mobile App" at the India Digital Awards in 2020. The platform is available in over 11 languages and boasts more than 20 million registered users, reflecting its widespread adoption among merchants in the country.

DeHaat is a technology-driven platform dedicated to providing comprehensive agricultural services to small farmers in India, aiming to enhance the efficiency of the agricultural value chain. The company connects farmers with essential resources, including seeds, fertilizers, and equipment, through a network of trained micro-entrepreneurs. Registered farmers benefit from direct access to competitive agricultural inputs and receive personalized crop advisory services and monitoring support in their local language. Additionally, DeHaat facilitates the sale of farm produce to institutional buyers, ensuring farmers can reach markets effectively. Farmers can communicate their needs for agricultural inputs or services through a toll-free number or mobile application, receiving last-mile assistance from assigned micro-entrepreneurs. By leveraging artificial intelligence-enabled technologies, DeHaat seeks to optimize supply chain and production efficiency, ultimately supporting farmers in increasing their revenue throughout the year.

Beike (www.ke.com) was founded in early 2018, China's newest, smartest and technology-driven multi-service property platform, designed to improve user experience and increase exposure for our trusted partners at the same time. Beike is an open platform and enables excellent agents to use resources more effectively, together to be a high-quality ecosystem of second-hand property, new property, rental property and decoration on the one hand. On the other, All accredited partners through providing high-quality housing and technical support, and partner could apply to be a franchisee. In the following several years, Beike aims to cover over 300 cities in China and franchise more than 100 partners, linking 100 thousand branches and 1 million property agents and serving over 200 million households. Beike Overseas was designed to meet the needs for the growing number of Chinese families seeking overseas property, including new property, secondhand property, and rental property. Beike overseas now covers 11 countries, the U.S., Canada, Australia, New Zealand, the U.K., France，Germany, Singapore, Japan, Thailand, and Korea, and has over 10,000 listings online.

Telio Vietnam Co., Ltd. is a business-to-business commerce platform founded in 2018 and based in Hanoi, Vietnam. It specializes in providing a diverse range of products, including groceries and fast-moving consumer goods such as spices, instant foods, beverages, candies, cosmetics, and canned foods. The platform connects small, traditional retailers with brands and wholesalers, enabling these retailers to access a wider selection of products, better pricing, and improved logistics. By digitizing the sales process, Telio enhances operational efficiency and allows retailers to benefit from economies of scale, ultimately offering reduced costs and valuable insights into customer data.

Zetwerk is an end-to-end manufacturing supply chain solutions provider based in Bengaluru, Karnataka, India. Founded in 2018, the company operates an online marketplace that connects large manufacturing firms with vendors and suppliers for customized products, including crane parts, machine chassis, doors, and ladders. Zetwerk specializes in various manufacturing services such as die casting, sand casting, investment casting, and fabrication, allowing businesses to efficiently meet their requirements for customized components and assemblies. The platform offers collaboration and execution tools that facilitate interactions between buyers and suppliers, ensuring seamless order fulfillment. By leveraging a nationwide network of manufacturing facilities, Zetwerk enables clients to procure custom products tailored to their budget and timelines, while also supporting suppliers in expanding their order volume and revenue.

KredX is a prominent invoice discounting marketplace in India that facilitates quick access to working capital for businesses by allowing them to sell their unpaid receivables. This process enables micro, small, and medium-sized enterprises to obtain funds within 24 to 72 hours without the need for collateral. The platform connects these businesses with individual investors seeking low-risk, short-term investment opportunities, offering potential high returns. KredX has garnered significant backing from notable venture capital firms, including Sequoia Capital and Prime Venture Partners, and has recently completed a Series B funding round led by Tiger Global Management.

Zenyum is a Singaporean start-up established in 2018 that focuses on enhancing dental experiences through technology and innovation. The company aims to improve smiles across Asia by offering high-quality dental products, including 3D-printed invisible braces. Zenyum collaborates with a network of professional dentists to provide customers with safe, effective, and affordable clear teeth aligning devices. By transforming traditional dental routines into engaging experiences, Zenyum is committed to making dental care accessible and enjoyable for everyone.

Airalo is an eSIM store that provides travelers with access to eSIMs in over 190 countries and regions at competitive local rates. Designed for eSIM-compatible devices such as smartphones, tablets, and PCs, Airalo simplifies connectivity for users by eliminating the need to carry multiple physical SIM cards or change phone numbers while abroad. Through its mobile application, travelers can easily select and activate their desired data plans based on their destination, ensuring seamless connectivity without the hassle of traditional SIM card swapping. This service is aimed at enhancing the travel experience by offering affordability and convenience in global communication.

KhataBook is a rapidly growing SaaS company in India that offers a smartphone-based ledger application aimed at micro, small, and medium businesses. The application assists entrepreneurs in managing their business and personal credits by securely tracking transactions, sending automatic payment reminders, and facilitating online payment collections through UPI and QR codes. With the goal of enhancing efficiency and reducing costs, KhataBook has made a significant impact on India's business landscape, earning recognition as the "Best Innovative Mobile App" at the India Digital Awards in 2020. The platform is available in over 11 languages and boasts more than 20 million registered users, reflecting its widespread adoption among merchants in the country.

Culture Amp Pty Ltd is a company that provides an employee experience platform designed to enhance employee engagement, retention, and performance. Founded in 2009 and headquartered in Richmond, Australia, with additional offices in San Francisco, New York, and London, Culture Amp caters to a diverse clientele, from startups to Fortune 500 companies around the globe. The platform enables organizations to create surveys that assess employee engagement and experience, allowing businesses to collect, understand, and act on valuable feedback. By addressing the challenges faced by rapidly growing organizations, Culture Amp aims to foster a culture of learning and adaptability, ultimately improving the overall work environment.

Awfis Space Solutions Pvt. Ltd. is a company based in New Delhi, India, that specializes in providing flexible office spaces for rent across major cities such as Delhi, Mumbai, Pune, Bengaluru, Gurugram, and Hyderabad. Established in 2014, Awfis operates a technology platform that allows small and medium entrepreneurs to book work desks, private cabins, meeting rooms, and business centers on a real-time basis. The platform offers flexibility with lease terms ranging from one hour to one year, catering to the needs of its users without requiring long-term commitments. Additionally, Awfis facilitates community engagement through a mobile application, enabling members to connect and share ideas at events and seminars. The company has developed partnerships with various hotel chains, banks, and commercial space owners to create a network of high-quality meeting rooms accessible via its user-friendly web and mobile applications.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities for micro and small businesses, particularly in semi-urban and rural areas. Founded in 2017, the company employs a technology-driven approach to assess the creditworthiness of businesses through non-traditional ecosystem data, allowing it to create tailored credit scores for customers who are often overlooked by conventional financial institutions. By offering flexible, collateral-free working capital, Progcap aims to empower these businesses with affordable and timely credit solutions. Additionally, the company provides finance and supply chain-based services designed to support the growth and sustainability of micro and small enterprises in India.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

Awfis Space Solutions Pvt. Ltd. is a company based in New Delhi, India, that specializes in providing flexible office spaces for rent across major cities such as Delhi, Mumbai, Pune, Bengaluru, Gurugram, and Hyderabad. Established in 2014, Awfis operates a technology platform that allows small and medium entrepreneurs to book work desks, private cabins, meeting rooms, and business centers on a real-time basis. The platform offers flexibility with lease terms ranging from one hour to one year, catering to the needs of its users without requiring long-term commitments. Additionally, Awfis facilitates community engagement through a mobile application, enabling members to connect and share ideas at events and seminars. The company has developed partnerships with various hotel chains, banks, and commercial space owners to create a network of high-quality meeting rooms accessible via its user-friendly web and mobile applications.

Zetwerk is an end-to-end manufacturing supply chain solutions provider based in Bengaluru, Karnataka, India. Founded in 2018, the company operates an online marketplace that connects large manufacturing firms with vendors and suppliers for customized products, including crane parts, machine chassis, doors, and ladders. Zetwerk specializes in various manufacturing services such as die casting, sand casting, investment casting, and fabrication, allowing businesses to efficiently meet their requirements for customized components and assemblies. The platform offers collaboration and execution tools that facilitate interactions between buyers and suppliers, ensuring seamless order fulfillment. By leveraging a nationwide network of manufacturing facilities, Zetwerk enables clients to procure custom products tailored to their budget and timelines, while also supporting suppliers in expanding their order volume and revenue.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

Keking is a logistics cloud platform that aims to enhance the digitalization of the logistics industry, specifically catering to small and medium-sized logistics companies. The platform offers a comprehensive online portal and mobile application that serve as a one-stop shop for various logistics solutions. Users can manage orders, handle digital payments, oversee vehicle operations, and gain insights into supply chain management and capital turnover. By integrating online services such as transportation management, cargo and vehicle management, and capital settlement management, Keking provides enterprises with essential tools for operational efficiency and financial transparency.

Akulaku Inc. is a prominent banking and digital finance platform headquartered in Jakarta, Indonesia, founded in 2016. It operates across Southeast Asia, including Indonesia, the Philippines, and Malaysia, focusing on meeting the financial needs of underserved customers in emerging markets. The company provides a variety of services, including digital banking, financing, investment, and insurance brokerage. Its offerings feature a virtual credit card, an e-commerce platform, and Asetku, an online wealth management service. Additionally, Akulaku has launched Neobank, a mobile digital bank supported by Bank Neo Commerce. The company aims to serve 50 million users in Southeast Asia by 2025, facilitating a range of financial transactions, from mobile top-ups to installment shopping, thereby enhancing the shopping experience for its users.

BharatPe is an Indian fintech company that specializes in offering financial services tailored for small and medium-sized merchants. It provides a platform for digital payments through the Unified Payments Interface (UPI) and Point of Sale (POS) devices, allowing merchants to accept payments efficiently. The company's application also features interoperable QR codes for seamless transactions, enhancing the payment experience for both merchants and customers. In addition to payment solutions, BharatPe extends its services to include business loans and various financial products, aiming to empower merchants in effectively managing their finances and growing their businesses.

Moka is a Jakarta-based technology company that specializes in developing a cloud-based point-of-sale application and integrated card reader solutions for small and medium-sized businesses. Founded in 2014, Moka's application enables users to process payments via debit and credit cards while also providing features such as sales reporting across multiple outlets, inventory tracking, customer feedback collection, and analytics. The company offers a range of hardware, including Apple iPads, printers, cash drawers, barcode scanners, and mobile point-of-sale devices, catering to various sectors such as coffee shops, barbershops, retail stores, and restaurants, as well as mobile vendors like food trucks and kiosks. Moka operates on a subscription-based model, charging users a monthly fee that varies according to the number of locations they manage. This approach allows business owners to access real-time sales data stored in the cloud from any location.

OneDirect is a prominent player in the customer experience management (CEM) sector, established to assist Indian brands in enhancing their customer interactions. The company offers an omni-channel platform that integrates service management, social media, feedback collection, and messaging capabilities. By analyzing and responding to customer conversations across various digital touchpoints, OneDirect enables enterprises to streamline their customer support functions and improve overall experience. Its suite of advanced products has been adopted by leading market players, reinforcing OneDirect's reputation as a pioneer in the CEM landscape.

Shiheng Inc. is an online catering management service provider based in Shanghai, China. The company employs over 500 individuals and serves more than 300 well-known restaurant chains and single-store brands, with a presence in over 100 cities. Shiheng offers a comprehensive catering management system that includes e-commerce services, covering aspects from food design to digital marketing and enterprise resource planning. This system enables users, particularly franchisers with up to ten thousand stores, to enhance their management efficiency in an increasingly digital landscape.

Zetwerk is an end-to-end manufacturing supply chain solutions provider based in Bengaluru, Karnataka, India. Founded in 2018, the company operates an online marketplace that connects large manufacturing firms with vendors and suppliers for customized products, including crane parts, machine chassis, doors, and ladders. Zetwerk specializes in various manufacturing services such as die casting, sand casting, investment casting, and fabrication, allowing businesses to efficiently meet their requirements for customized components and assemblies. The platform offers collaboration and execution tools that facilitate interactions between buyers and suppliers, ensuring seamless order fulfillment. By leveraging a nationwide network of manufacturing facilities, Zetwerk enables clients to procure custom products tailored to their budget and timelines, while also supporting suppliers in expanding their order volume and revenue.

Awfis Space Solutions Pvt. Ltd. is a company based in New Delhi, India, that specializes in providing flexible office spaces for rent across major cities such as Delhi, Mumbai, Pune, Bengaluru, Gurugram, and Hyderabad. Established in 2014, Awfis operates a technology platform that allows small and medium entrepreneurs to book work desks, private cabins, meeting rooms, and business centers on a real-time basis. The platform offers flexibility with lease terms ranging from one hour to one year, catering to the needs of its users without requiring long-term commitments. Additionally, Awfis facilitates community engagement through a mobile application, enabling members to connect and share ideas at events and seminars. The company has developed partnerships with various hotel chains, banks, and commercial space owners to create a network of high-quality meeting rooms accessible via its user-friendly web and mobile applications.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

Funding Societies, established in 2015 and headquartered in Singapore, operates a digital financing platform that connects small and medium-sized enterprises (SMEs) with investors. The company facilitates business loans, focusing on quick and efficient financing solutions, often bypassing traditional banking methods. It offers a range of flexible financing options, including micro and term loans, and invoice financing, using advanced credit scoring and risk assessment models. With operations across Southeast Asia, including Singapore, Malaysia, Indonesia, and Thailand, Funding Societies caters to SMEs seeking accessible and timely financing.

Finova Capital is a non-banking financial company focused on providing loans to micro and small businesses. The company aims to enhance access to finance for enterprises often overlooked by traditional banks, offering personalized financing options that include detailed insights into loan structures and payment plans. By prioritizing transparency and affordability, Finova Capital helps these businesses meet their production needs and achieve their financial goals.

Shiheng Inc. is an online catering management service provider based in Shanghai, China. The company employs over 500 individuals and serves more than 300 well-known restaurant chains and single-store brands, with a presence in over 100 cities. Shiheng offers a comprehensive catering management system that includes e-commerce services, covering aspects from food design to digital marketing and enterprise resource planning. This system enables users, particularly franchisers with up to ten thousand stores, to enhance their management efficiency in an increasingly digital landscape.

Feidee is a company based in Beijing, China, founded in 2010, that specializes in online personal finance management. It operates platforms that allow users to record their daily expenses and manage their personal finances efficiently. One of its key offerings is Kaniu, a mobile application designed to help users track credit card expenditures. Through its services, Feidee aims to assist individuals in budgeting for costs and managing their savings effectively.

Axio is a consumer finance company that specializes in providing money management, pay later, and personal credit services. The company is committed to enhancing accessibility to credit for all individuals by leveraging technology to deliver innovative financial solutions. Axio focuses on reaching a wide range of consumers, particularly those who have been traditionally underserved in the financial sector. In addition to consumer financial services, Axio also offers working capital finance solutions aimed at small and medium-sized enterprises (SMEs), thereby supporting a diverse array of financial needs across different market segments. Through its comprehensive offerings, Axio seeks to empower consumers and businesses alike with the financial tools necessary for success.

Awfis Space Solutions Pvt. Ltd. is a company based in New Delhi, India, that specializes in providing flexible office spaces for rent across major cities such as Delhi, Mumbai, Pune, Bengaluru, Gurugram, and Hyderabad. Established in 2014, Awfis operates a technology platform that allows small and medium entrepreneurs to book work desks, private cabins, meeting rooms, and business centers on a real-time basis. The platform offers flexibility with lease terms ranging from one hour to one year, catering to the needs of its users without requiring long-term commitments. Additionally, Awfis facilitates community engagement through a mobile application, enabling members to connect and share ideas at events and seminars. The company has developed partnerships with various hotel chains, banks, and commercial space owners to create a network of high-quality meeting rooms accessible via its user-friendly web and mobile applications.