Accelex is a data acquisition, analytics, and reporting solutions provider for alternative investors and asset servicers.
SortSpoke's artificial intelligence does the complex data extraction work that people do today. SortSpoke helps companies automate manual document processing. SortSpoke is a cloud service that learns how you classify your documents, what data you extract from them and then it does it for you.
Elucidate GmbH, founded in 2019 and based in Berlin, Germany, specializes in developing a financial crime risk management platform. The company's flagship product, the Elucidate FinCrime Index (EFI), leverages probabilistic modeling and machine learning to assess and quantify financial crime risk for financial institutions. This software-as-a-service (SaaS) platform enables users to store, manage, and analyze data related to financial crime, facilitating standardized measurement and reporting. By providing comprehensive data analysis, Elucidate allows clients to define acceptable levels of risk exposure and continuously monitor this exposure, thereby enhancing their ability to manage financial crime risk effectively.
CoverGo is an insurance technology company that offers a no-code, fully configurable platform designed for insurers, banks, and brokers, primarily in Asia. Its modular system provides an end-to-end solution encompassing policy administration, claims management, dynamic pricing, and underwriting, all facilitated through a robust set of open insurance APIs. This allows insurance companies to integrate with distribution partners effectively, create a comprehensive insurance ecosystem, and deliver products in a timely manner. CoverGo's platform supports various insurance lines, including property-and-casualty, health, and life insurance, enabling rapid product development and deployment. The company has received multiple accolades for its innovative solutions, including prestigious awards from the Hong Kong government and recognition as a market leader in both fintech and insurtech sectors. CoverGo is also backed by several prominent accelerators and incubators, reinforcing its position in the insurance technology landscape.
Phylum is an early-stage startup focused on enhancing cybersecurity within the open-source ecosystem. The company develops a platform that helps developers identify and mitigate risks associated with third-party code. By utilizing an automated analysis engine, Phylum scans software packages as they are published, assessing and vetting them for potential vulnerabilities. The platform not only informs users of identified risks but also blocks potential attacks, integrating seamlessly into the software development lifecycle. This allows organizations to tailor risk scoring according to their specific security needs and maturity levels, ensuring a customized approach to application security.
Sharegain Ltd. is a fintech company based in London, specializing in a securities lending platform designed for pension funds, insurance companies, and asset managers. Founded in 2015, Sharegain aims to transform the securities lending industry, valued at $2.5 trillion, by providing financial institutions with the tools to derive additional income from their existing assets, including stocks, bonds, and ETFs. The platform offers a streamlined, automated solution that enhances transparency and control while minimizing overhead costs. By enabling private banks, asset managers, fund managers, and online brokers to lend their assets, Sharegain helps these institutions unlock hidden value in their portfolios and create new revenue opportunities for themselves and their clients.
Pendella, LLC is a virtual portal that connects businesses with a variety of health insurance providers to create tailored employee benefit programs. Established in 2018 and based in Fort Myers, Florida, Pendella offers solutions that encompass employee benefits, income protection plans, and human resources support. The platform allows businesses to receive multiple insurance quotes, compare options, and efficiently manage the implementation of group insurance programs. Additionally, Pendella's technology facilitates a streamlined online purchasing experience for individual life and disability insurance, utilizing artificial intelligence to automate underwriting and eliminate the need for medical exams. This innovative approach helps businesses and their employees access affordable insurance options quickly and easily.
Micruity is a developer of an income connectivity platform focused on enhancing financial infrastructure for secure retirements. The company's technology facilitates seamless data sharing among insurers, asset managers, recordkeepers, and third-party technology providers. By streamlining this process, Micruity enables clients to convert retirement savings plans into sustainable retirement income, addressing the financial stress that individuals face both during their working years and in retirement. The company's mission is to support innovative solutions that empower employees to achieve better financial and mental well-being as they plan for their future.
Pay Theory is a payments platform designed to support Family Tech SaaS vendors in sectors such as education, healthcare, childcare, and other children's activities. The company aims to create accessible and effective financial solutions that facilitate seamless payment processes between families and essential service providers. By focusing on integrated payment services, Pay Theory helps to eliminate barriers to financial access, ensuring that families can easily manage their payments without relying solely on traditional banking methods. This innovative approach not only enhances the payment experience for families but also offers SaaS vendors a valuable opportunity to generate new revenue streams through digital payments, electronic checks, and cash transactions.
NVISNx is an innovative, SaaS cybersecurity company that solves the challenges as to why breaches continue to happen and what makes privacy compliance so difficult. The company extracts the meaning from the most critical data and align it with existing cyber controls to optimize effectiveness.
Sagewell Financial is a team of technology, insurance, financial services, and operations professionals passionate about changing the financial landscape for older people in this country.
Finverse is a developer of financial software that facilitates access to financial data for consumers and businesses. The company focuses on building data infrastructure, particularly APIs for open banking, with an emphasis on financial institutions in the Asia-Pacific region. Its platform allows users to link their bank, payment, credit card, and investment accounts, enabling seamless access to their financial data. By providing authentication for payments and transfers and monitoring transactions, Finverse empowers software developers, fintech startups, and financial service providers to create innovative financial products across various use cases, including banking, payments, lending, personal finance, and investing.
Vincere Health Inc. is a health technology company based in Allston, Massachusetts, founded in 2019 at the Harvard Innovation Labs and backed by Techstars. The company has developed an application designed to assist users in quitting smoking and making healthier lifestyle choices. This application utilizes a combination of incentives, behavioral nudges, and evidence-based interventions, allowing users to set personal goals and monitor their progress. Users engage with the application by using an attachable breathalyzer device to verify their adherence to smoking cessation goals. Additionally, they can receive financial rewards for reducing their smoking habits and achieving cessation. Through these methods, Vincere Health aims to address significant healthcare challenges by promoting positive behavior change.
Operator of a cybersecurity platform intended to help businesses to manage their total risk exposure. The company's platform brings together new technologies, data science and specialized underwriting to go beyond protection to predict, prevent and respond to risk, enabling businesses to manage cyber threats and vulnerabilities.
Neosec is a company focused on enhancing application security through its API security software platform. The platform is designed to safeguard applications and sensitive data by utilizing artificial intelligence to automate the monitoring of application and user behaviors. Neosec's software facilitates anomaly detection and response, allowing enterprise security engineers and developers to identify and address misuse and abuse of APIs that are critical to the operation of businesses. By providing intelligent protection against business abuse and data theft, Neosec aims to redefine how organizations approach API security.
One Creation is an innovative platform that offers a Decentralized Digital Rights Exchange Fabric (DDREF), enabling both enterprises and individuals to manage, enforce, and monetize their digital rights effectively. The company specializes in providing a Platform-as-a-Service application that incorporates advanced and patented technology. Additionally, One Creation develops a zero-party engagement platform designed to enhance customer relationships for enterprise brands. This platform facilitates permission-based marketing, allowing organizations to gain insights into customer needs while adhering to strict consent and data-sharing policies. By prioritizing trust and eliminating data misuse, One Creation empowers its clients to achieve better campaign return on investment and foster deeper connections with their customers.
Imburse provides a universal payment platform that addresses the integration challenges between businesses and the global payments ecosystem. The platform enables companies to access a wide range of payment technologies, including card collections, debit orders, e-wallets, and push-to-card transactions, without the need for extensive integration efforts. This allows businesses to bring payment systems online quickly and at no cost, thereby reducing deployment expenses and accelerating technology adoption. With a focus on enterprise security, stability, and compliance, Imburse ensures that clients can choose and implement any payment provider that suits their needs within weeks. The platform is designed to enhance operational efficiency and customer engagement, making it a valuable tool for financial and operational leaders seeking to modernize their payment processes.
Provider of a home assessment service intended to help senior citizens for safe and comfortable living. The company provides services like home furniture designing, evidence-based home safety assessment and modern designs along with safety and accessibility and it has also developed a platform that helps seniors to stay physically healthy and socially connected, enabling seniors to stay safe and happy in their homes.
Accelex is a data acquisition, analytics, and reporting solutions provider for alternative investors and asset servicers.
HomeBinder, Inc. specializes in home management software designed for homeowners, particularly recent home buyers. The company's digital platform offers a range of features, including maintenance reminders, project planning assistance, appliance recall alerts, and the ability to store important documents related to home ownership. HomeBinder also facilitates the sale process by generating detailed reports and providing ongoing property-specific support. By partnering with professionals such as inspectors and agents, the platform ensures that homeowners can maintain accurate records and receive timely updates about their properties. Founded in 2012, HomeBinder is headquartered in Wilmington, Delaware, and aims to simplify home management while enhancing the overall experience of home ownership.
Fenris Digital develops a cloud-based platform tailored for property and casualty insurers, focusing on enhancing customer acquisition and optimizing workflows throughout the insurance lifecycle. Founded in 2016 and headquartered in Glen Allen, Virginia, the company offers a suite of digital solutions, including an AI-based analytics engine and scoring that improve underwriting efficiency. Its TouchQuote platform serves as a white-labeled, mobile-first quoting solution, allowing clients to create personalized customer experiences. Fenris provides APIs that enable agencies, carriers, and financial services to integrate valuable insights and data into their operations, enhancing conversion rates and customer engagement. The platform covers a vast demographic, offering quality data enrichment for over 240 million consumers and 30 million businesses, and employs machine learning to refine predictive scores continuously. This approach not only streamlines the underwriting process but also maximizes marketing effectiveness by significantly improving completion and conversion rates.
Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.
PayGround, Inc. specializes in developing billing and payment software solutions tailored for the healthcare industry. Founded in 2018 and headquartered in Chandler, Arizona, the company offers a cloud-based financial platform that simplifies payment processes for healthcare providers and patients alike. Its services enable healthcare businesses to efficiently manage accounts receivable by sending digital payment requests through various channels, including email, text, and traditional mail. Patients benefit from a user-friendly experience, allowing them to view and settle billing records quickly, and even consolidate payments for multiple healthcare services into a single account. PayGround distinguishes itself by focusing on independent healthcare practices and integrating seamlessly with existing billing systems, facilitating a swift implementation process. The company's commitment to enhancing the billing experience helps reduce costs and streamline operations for healthcare providers.
SecurityAdvisor provides personalized, contextual, and real-time security awareness coaching to end-users by leveraging and integrating with existing technologies customers have already invested in like endpoint or cloud or email or web security tools and extract context from these tools about the risks faced by these individual users. Its main focus is around delivering measurable security outcomes like reducing the percentage of users who get infected on the endpoint every month or the average spam/email malware received by risky users or reducing data leakage incidents. SecurityAdvisor achieves these outcomes by engaging with risky users and publish a monthly outcomes and cyber risk reduction report.
Kriptos is a software solution that utilizes artificial intelligence to automatically classify and label company information based on its sensitivity. This technology helps businesses identify and protect critical documents, including those that are confidential, restricted, or contain personal data, in compliance with regulations such as GDPR and CCPA. Kriptos employs advanced algorithms to analyze documents stored locally, on servers, or in the cloud, ensuring that sensitive information, including credit and debit card details, is safeguarded effectively. By streamlining the classification process, Kriptos aids organizations in preventing data leakage and enhancing their cybersecurity measures.
Neosec is a company focused on enhancing application security through its API security software platform. The platform is designed to safeguard applications and sensitive data by utilizing artificial intelligence to automate the monitoring of application and user behaviors. Neosec's software facilitates anomaly detection and response, allowing enterprise security engineers and developers to identify and address misuse and abuse of APIs that are critical to the operation of businesses. By providing intelligent protection against business abuse and data theft, Neosec aims to redefine how organizations approach API security.
Finverse is a developer of financial software that facilitates access to financial data for consumers and businesses. The company focuses on building data infrastructure, particularly APIs for open banking, with an emphasis on financial institutions in the Asia-Pacific region. Its platform allows users to link their bank, payment, credit card, and investment accounts, enabling seamless access to their financial data. By providing authentication for payments and transfers and monitoring transactions, Finverse empowers software developers, fintech startups, and financial service providers to create innovative financial products across various use cases, including banking, payments, lending, personal finance, and investing.
QED-It develops block chain software. The company’s solution is used for private asset transfer; supply chain management; and identity management. The company was founded in 2016 and is based in Tel Aviv, Israel.
SecLytics Inc. is a cyber threat intelligence company founded in 2014 and based in La Jolla, California. The firm offers a predictive threat intelligence platform that monitors changes in Internet infrastructure and identifies suspicious activities by cyber criminals. Utilizing behavioral profiling and machine learning, SecLytics predicts potential attacks, on average 51 days in advance, with over 97% accuracy and minimal false positives. The platform features more than 5,000 adversary profiles, equipping security operations, incident response, and information security teams with enhanced capabilities to detect, respond to, and prevent cyber threats before they materialize. By addressing inefficiencies in network security setups, SecLytics enables clients to achieve secure connectivity and improve operational efficiency, ultimately reducing the risk of data breaches.
Vlot AG is a Zurich-based company that specializes in a risk management platform focused on life risk analysis and insurance coverage solutions. Established in 2017, the company utilizes advanced APIs and artificial intelligence algorithms to help users evaluate their existing insurance coverage from social security systems and pension funds, identifying potential gaps. Vlot's platform allows individuals to purchase life insurance and perform income gap analyses in response to significant life changes, enabling them to adjust their coverage as needed. The service emphasizes a user-friendly experience, integrating underwriting and pricing engines to facilitate comprehensive financial assessments efficiently.
Operator of a data analytics and reporting platform intended to provide ESG analysis and portfolio management. The company's platform offers sector-specific metrics, streamlined onboarding, a consolidated dashboard, tailored reporting, carbon budget insights, and news-based analysis, providing investment companies and institutions with a clear picture of their portfolio health and associated risks.
Click2Sure Intermediaries Proprietary Limited digitalizes the process of distribution, administration, and management of insurance products. The company serves insurance companies and its end customers by customizing insurance products, providing digital distribution channels, and also by providing immediate access and online management of the policies through the company’s platform. The company was founded in 2015 and is headquartered in Cape Town, South Africa.
CardUp Pte Ltd. is an online card payment platform based in Singapore that facilitates cash management by allowing payments typically made through bank transfers to be shifted to credit cards, even when the recipients do not accept card payments. Founded in 2015, CardUp offers personal services for various expenses, including rent, insurance, car loans, taxes, and condominium fees. For businesses, the platform enables payment of rent, taxes, salaries, and supplies, as well as the collection of payments. By utilizing CardUp, users can earn credit card rewards on significant expenses that are usually paid by cash, cheque, or bank transfer, thereby optimizing working capital and supporting business growth.
SecLytics Inc. is a cyber threat intelligence company founded in 2014 and based in La Jolla, California. The firm offers a predictive threat intelligence platform that monitors changes in Internet infrastructure and identifies suspicious activities by cyber criminals. Utilizing behavioral profiling and machine learning, SecLytics predicts potential attacks, on average 51 days in advance, with over 97% accuracy and minimal false positives. The platform features more than 5,000 adversary profiles, equipping security operations, incident response, and information security teams with enhanced capabilities to detect, respond to, and prevent cyber threats before they materialize. By addressing inefficiencies in network security setups, SecLytics enables clients to achieve secure connectivity and improve operational efficiency, ultimately reducing the risk of data breaches.
CNote is an investment platform that earns a better return while investing in the causes and communities that matters. CNote rewards great savers with alternative financial vehicles that earn more - safely and simply. Their first product, CNote Savings, helps good savers earn up to 2.5% annual return -- that's 35x more than a traditional savings account. The was founded in 2016 by two women with decades of experience working in finance, venture capital, and private equity. CNote is headquartered in Oakland, California.
TCARE, Inc. is a provider of a caregiver support software-as-a-service (SaaS) solution designed to prevent caregiver burnout. The company's cloud-based platform enables care professionals to assess the risk factors associated with family caregiver burnout and recommend timely interventions. TCARE's technology has demonstrated its effectiveness by saving significant costs for agencies such as the Washington State Department of Social and Health Services, which reported over $10 million in savings through a pilot program that delayed nursing home admissions for caregivers by 18 to 24 months. By partnering with government and healthcare entities, TCARE focuses on helping family caregivers manage their responsibilities while allowing their loved ones to age in place. The company was incorporated in 2017 and is headquartered in Saint Louis, Missouri.
AxeTrading Limited, established in 2008 and based in London, specializes in fixed income electronic trading solutions. The company addresses the complexities faced by fixed income investors and traders in the current market landscape. Its platform offers advanced tools for sourcing liquidity, including analytics for taxes, runs, and quotes, which integrate information from various electronic venues, messaging systems, and voice channels. By providing these innovative technology solutions, AxeTrading assists clients in executing their trading strategies effectively while navigating regulatory challenges such as MiFID II, EMIR, Dodd-Frank, and Basel III. The company's focus on enhancing trading efficiency and addressing fragmented liquidity positions it as a valuable partner for financial institutions in the fixed income sector.
Kriptos is a software solution that utilizes artificial intelligence to automatically classify and label company information based on its sensitivity. This technology helps businesses identify and protect critical documents, including those that are confidential, restricted, or contain personal data, in compliance with regulations such as GDPR and CCPA. Kriptos employs advanced algorithms to analyze documents stored locally, on servers, or in the cloud, ensuring that sensitive information, including credit and debit card details, is safeguarded effectively. By streamlining the classification process, Kriptos aids organizations in preventing data leakage and enhancing their cybersecurity measures.
Brella Ltd. is a company that specializes in developing a networking mobile and web application designed to facilitate connections among attendees at events, conferences, and live streams. Founded in 2016 and based in Jyvaskyla, Finland, the application employs a matchmaking algorithm to help users expand their business network by identifying relevant contacts, including potential collaborators, colleagues, and investors. Brella aims to simplify the networking process, making it more efficient and effective for professionals seeking to form new high-value connections. The platform focuses on providing valuable experiences that enable users to connect with the right people at the right time and place.
Elucidate GmbH, founded in 2019 and based in Berlin, Germany, specializes in developing a financial crime risk management platform. The company's flagship product, the Elucidate FinCrime Index (EFI), leverages probabilistic modeling and machine learning to assess and quantify financial crime risk for financial institutions. This software-as-a-service (SaaS) platform enables users to store, manage, and analyze data related to financial crime, facilitating standardized measurement and reporting. By providing comprehensive data analysis, Elucidate allows clients to define acceptable levels of risk exposure and continuously monitor this exposure, thereby enhancing their ability to manage financial crime risk effectively.
Nucleus Cyber is a provider of an AI-driven security solution focused on enhancing data security in modern workplaces. Its Security Sheriff platform offers dynamic and granular protection by adjusting file security based on real-time comparisons of user context and file content. This approach enables organizations to enforce data governance policies, facilitating secure collaboration across various digital environments, including SharePoint, Office 365, file shares, enterprise social systems, and the cloud. By leveraging existing infrastructure investments, Nucleus Cyber aims to minimize the risk of data loss and misuse, making it a valuable asset for organizations seeking to strengthen their data security posture.
Brella is modernizing supplemental health benefits to build a world where health hardship doesn’t mean financial hardship. Brella’s simple supplemental plan covers 13,000+ conditions and pays cash on the diagnosis that you can use for anything that is needed on the road to recovery. Brella Insurance was founded in 2019 and is based in Hoboken, New Jersey.
NVISNx is an innovative, SaaS cybersecurity company that solves the challenges as to why breaches continue to happen and what makes privacy compliance so difficult. The company extracts the meaning from the most critical data and align it with existing cyber controls to optimize effectiveness.
Status Money Inc. is a personal financial management service founded in 2016 and headquartered in New York, New York. The company offers a free app that allows users to track their finances and credit profiles while comparing their financial situations with peers. Users can monitor account balances, interest rates, spending, income, and transactions. The platform incentivizes user engagement by providing cash rewards for participating in targeted offers that aim to enhance users' financial well-being. By connecting consumers with financial institutions, Status Money creates a mutually beneficial environment where users gain valuable financial insights and rewards, while advertisers reach a relevant audience with tailored offers.
ForwardLane Inc. is an artificial intelligence company based in New York, with additional locations in London and Fort Lauderdale. Founded in 2014, it specializes in providing AI-powered solutions tailored for wealth management, asset management, and commercial banking. The company develops a unique platform that utilizes natural language processing to synthesize data and generate insights for financial advisors and fund distributors, enhancing their productivity and client engagement. Key offerings include the A1 signal engine, which automates the extraction of actionable insights, and the ForwardLane Goal Miner, designed to identify financial goals from unstructured data sources. The platform integrates seamlessly into existing workflows, such as those in CRM systems, facilitating proactive client interactions and driving organic growth by identifying opportunities for client retention and engagement. Through its innovative approach, ForwardLane empowers financial institutions to convert complex data into meaningful intelligence quickly and efficiently.
Abode is a cloud-based platform that aims to simplify and enhance the home buying experience by addressing the complexities and stress often associated with residential real estate transactions. Recognizing that purchasing a home is typically the largest financial decision an individual makes, Abode offers a user-friendly software solution that streamlines the process. The platform features a dashboard that utilizes machine learning to track real estate projects and connects buyers directly with developers, facilitating data-driven insights on property purchases. By making real estate data more accessible and understandable, Abode empowers home seekers to navigate the market independently, reducing reliance on third-party contractors and making the home buying journey more efficient and less daunting.
Imburse provides a universal payment platform that addresses the integration challenges between businesses and the global payments ecosystem. The platform enables companies to access a wide range of payment technologies, including card collections, debit orders, e-wallets, and push-to-card transactions, without the need for extensive integration efforts. This allows businesses to bring payment systems online quickly and at no cost, thereby reducing deployment expenses and accelerating technology adoption. With a focus on enterprise security, stability, and compliance, Imburse ensures that clients can choose and implement any payment provider that suits their needs within weeks. The platform is designed to enhance operational efficiency and customer engagement, making it a valuable tool for financial and operational leaders seeking to modernize their payment processes.
Kriptos is a software solution that utilizes artificial intelligence to automatically classify and label company information based on its sensitivity. This technology helps businesses identify and protect critical documents, including those that are confidential, restricted, or contain personal data, in compliance with regulations such as GDPR and CCPA. Kriptos employs advanced algorithms to analyze documents stored locally, on servers, or in the cloud, ensuring that sensitive information, including credit and debit card details, is safeguarded effectively. By streamlining the classification process, Kriptos aids organizations in preventing data leakage and enhancing their cybersecurity measures.
SecLytics Inc. is a cyber threat intelligence company founded in 2014 and based in La Jolla, California. The firm offers a predictive threat intelligence platform that monitors changes in Internet infrastructure and identifies suspicious activities by cyber criminals. Utilizing behavioral profiling and machine learning, SecLytics predicts potential attacks, on average 51 days in advance, with over 97% accuracy and minimal false positives. The platform features more than 5,000 adversary profiles, equipping security operations, incident response, and information security teams with enhanced capabilities to detect, respond to, and prevent cyber threats before they materialize. By addressing inefficiencies in network security setups, SecLytics enables clients to achieve secure connectivity and improve operational efficiency, ultimately reducing the risk of data breaches.
Kriptos is a software solution that utilizes artificial intelligence to automatically classify and label company information based on its sensitivity. This technology helps businesses identify and protect critical documents, including those that are confidential, restricted, or contain personal data, in compliance with regulations such as GDPR and CCPA. Kriptos employs advanced algorithms to analyze documents stored locally, on servers, or in the cloud, ensuring that sensitive information, including credit and debit card details, is safeguarded effectively. By streamlining the classification process, Kriptos aids organizations in preventing data leakage and enhancing their cybersecurity measures.
Sonect operates a financial platform that transforms local shops into virtual ATMs, allowing customers to withdraw and deposit cash conveniently using their smartphones. This location-based matchmaking service connects individuals seeking cash with nearby businesses willing to facilitate these transactions. By enabling local retailers to offer cash services, Sonect helps them attract new customers, earn commissions, and reduce the cash management burden. For users, the platform provides easy access to cash without the need for traditional ATMs, eliminating withdrawal fees and unnecessary trips. Additionally, banks benefit from reduced operational costs associated with ATMs and can expand their networks into new markets without significant capital investment. Overall, Sonect fosters a community-centric approach to cash distribution, benefiting consumers, local businesses, and financial institutions alike.
Sightline is a machine and deep learning (artificial intelligence) cloud services company. Our product MLaaS enables organizations to embed AI decision making into their business processes. MLaaS is currently serving customers across a range of industries including manufacturing, health care, insurance, bio security, manufacturing and much more. MLaaS is a full stack AI platform that covers a full spectrum of AI algorithms and data science tasks.
FinTech Studios, founded in 2014 by Jim Tousignant, offers a cloud platform that combines artificial intelligence, machine learning, and big data analytics to deliver real-time insights on businesses and market conditions. The company's innovative applications and collaboration tools leverage powerful search technology to analyze content from millions of online sources and proprietary databases. This enables investors, financial professionals, and business executives to access timely and relevant market intelligence. By providing actionable news, research, and analytics from curated sources of business and financial information, FinTech Studios supports financial institutions in making informed decisions while ensuring secure access to critical data.
Sightline is a machine and deep learning (artificial intelligence) cloud services company. Our product MLaaS enables organizations to embed AI decision making into their business processes. MLaaS is currently serving customers across a range of industries including manufacturing, health care, insurance, bio security, manufacturing and much more. MLaaS is a full stack AI platform that covers a full spectrum of AI algorithms and data science tasks.
Developer of a financial technology designed to offer clarity in planning and to set standards for wealth management digital advice engagement. The company's technology maps financial products by building a singular landscape on paper or digital experience that is easy to understand and provides various planning indicators, enabling clients and advisors to offer transparency in decisions and strategies.
Cyber Skyline is a cloud platform focused on evaluating technical cybersecurity skills and promoting continuous learning. It offers tools for administering hands-on cybersecurity assessments and aggregates performance metrics to provide a comprehensive overview of an individual's or organization's capabilities. The platform enables users to track their performance and growth through a single score, facilitating comparisons of skills within a group or against industry standards. This approach helps both individuals and businesses enhance their cybersecurity competencies effectively.
Fenris Digital develops a cloud-based platform tailored for property and casualty insurers, focusing on enhancing customer acquisition and optimizing workflows throughout the insurance lifecycle. Founded in 2016 and headquartered in Glen Allen, Virginia, the company offers a suite of digital solutions, including an AI-based analytics engine and scoring that improve underwriting efficiency. Its TouchQuote platform serves as a white-labeled, mobile-first quoting solution, allowing clients to create personalized customer experiences. Fenris provides APIs that enable agencies, carriers, and financial services to integrate valuable insights and data into their operations, enhancing conversion rates and customer engagement. The platform covers a vast demographic, offering quality data enrichment for over 240 million consumers and 30 million businesses, and employs machine learning to refine predictive scores continuously. This approach not only streamlines the underwriting process but also maximizes marketing effectiveness by significantly improving completion and conversion rates.
Recognizing the inadequacy of traditional application security paradigms, Protego Labs designed the first comprehensive solution built with the unique constraints and opportunities of serverless in mind. Through continuous serverless security posture, dynamic serverless intelligence, and elastic defense, Protego helps organizations achieve control over the security of their applications.
Atto is a company that specializes in online identity verification services, focusing on identity proofing and verification through its IDaaS platform. This platform facilitates the brokering of verified personal attributes and multi-factor authentication, aiding various sectors such as healthcare, recruitment, gaming, retail banking, and consumer finance. Atto's solutions enhance customer onboarding processes by addressing challenges related to risk management, compliance, and fraud, while also enabling businesses to assess customer affordability and verify account information. The company connects to over 5,500 banks across 30 countries, supporting Open Banking initiatives. With a growing client base and recent collaborations with major financial institutions, Atto aims to streamline the application process for lenders and other businesses, ultimately improving customer experience. Founded in 2010 and based in Edinburgh, Atto also maintains offices in New York, London, and Sydney.
1touch.io is a developer of an AI-based platform focused on sustainable data discovery and management, addressing privacy, security, and data governance needs. The platform utilizes artificial intelligence and natural language processing to automate the discovery, mapping, and cataloging of sensitive data across an enterprise. By continuously analyzing network traffic and connected repository stores, 1touch.io can identify all elements that store, process, and share personal data, whether structured or unstructured. This capability extends to data in motion, at rest, and even data that may be unknown to organizations, allowing businesses to comprehensively understand their sensitive data usage across various repositories.
IXDen specializes in securing Internet of Things (IoT) devices, particularly within industrial control systems and critical infrastructure. The company employs advanced biometric software technology to establish unique, dynamic identities for IoT devices, enhancing security through multi-factor authentication. This approach leverages proprietary mathematical models, topological algorithms, statistical analysis, machine learning, and neural network AI technology. IXDen's solutions are designed to integrate seamlessly into existing IoT enterprise architectures, addressing vulnerabilities associated with connected devices by utilizing their multi-sensor capabilities. Additionally, the company offers protection against real-time identity theft and fraud in financial transactions, safeguarding operations in smart cities, industrial systems, and buildings. By implementing a patent-pending method to prevent information tampering and attacks, IXDen helps financial institutions and payment gateways detect threats at the source, ensuring robust security against cyber threats.
Atto is a company that specializes in online identity verification services, focusing on identity proofing and verification through its IDaaS platform. This platform facilitates the brokering of verified personal attributes and multi-factor authentication, aiding various sectors such as healthcare, recruitment, gaming, retail banking, and consumer finance. Atto's solutions enhance customer onboarding processes by addressing challenges related to risk management, compliance, and fraud, while also enabling businesses to assess customer affordability and verify account information. The company connects to over 5,500 banks across 30 countries, supporting Open Banking initiatives. With a growing client base and recent collaborations with major financial institutions, Atto aims to streamline the application process for lenders and other businesses, ultimately improving customer experience. Founded in 2010 and based in Edinburgh, Atto also maintains offices in New York, London, and Sydney.
Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.
NestReady Inc. is a real estate technology company based in Montreal, Canada, founded in 2012. The company has developed a marketplace that integrates all stages of the home buying experience, connecting mortgage lenders with homebuyers. Its platform serves as a comprehensive tool that simplifies the home buying process by merging mortgage services with real estate offerings, facilitating better client relationships and improving visibility into the progress of transactions. This integration allows mortgage lenders to enhance customer understanding, reduce acquisition costs, and provide a seamless homebuying experience directly on their websites. By bridging the gap between home discovery and financing, NestReady aims to increase conversion rates and improve client retention.
Lapetus Solutions, Inc. is a biotechnology company based in Wilmington, North Carolina, founded in 2014. The company specializes in online biodemographics and facial analytics technology, developing cloud-based software aimed at improving life event prediction. Its tools enable industries such as insurance and finance to enhance traditional assessment methods. Lapetus offers a life insurance underwriting engine that utilizes biodemographic data and facial insights to streamline consumer engagement and expedite coverage approvals. Additionally, it provides a financial scoring and planning tool that incorporates an individual's health and longevity alongside their financial status, allowing for more accurate predictions of future life events and financial outcomes.
Plinqit is a software-as-a-service (SaaS) platform based in Ann Arbor, Michigan, that enables banks to offer goal-based micro-savings accounts. Founded in 2015, the company provides tools for onboarding and administering these accounts, along with analytics to track user activity. Plinqit's platform is designed to attract and retain customers by offering interactive applications that cater to different age groups, promoting modern money management techniques and gamified savings experiences. This approach not only helps banks engage their customers but also encourages families to save together. Plinqit operates as a subsidiary of HT Mobile Apps, LLC.
Micruity is a developer of an income connectivity platform focused on enhancing financial infrastructure for secure retirements. The company's technology facilitates seamless data sharing among insurers, asset managers, recordkeepers, and third-party technology providers. By streamlining this process, Micruity enables clients to convert retirement savings plans into sustainable retirement income, addressing the financial stress that individuals face both during their working years and in retirement. The company's mission is to support innovative solutions that empower employees to achieve better financial and mental well-being as they plan for their future.
Sonect operates a financial platform that transforms local shops into virtual ATMs, allowing customers to withdraw and deposit cash conveniently using their smartphones. This location-based matchmaking service connects individuals seeking cash with nearby businesses willing to facilitate these transactions. By enabling local retailers to offer cash services, Sonect helps them attract new customers, earn commissions, and reduce the cash management burden. For users, the platform provides easy access to cash without the need for traditional ATMs, eliminating withdrawal fees and unnecessary trips. Additionally, banks benefit from reduced operational costs associated with ATMs and can expand their networks into new markets without significant capital investment. Overall, Sonect fosters a community-centric approach to cash distribution, benefiting consumers, local businesses, and financial institutions alike.
ThirdPartyTrust offers a software-as-a-service (SaaS) vendor management platform that enables organizations to assess and manage vendor risk effectively. The platform requires vendors, such as IT service providers and consultants, to create a comprehensive profile that includes security audits, insurance certificates, and compliance documentation. This centralized repository allows vendors to share their information with all enterprise clients, facilitating collaboration on risk assessments and the collection of necessary certifications. The platform streamlines communication between companies and their vendors, helping clients gather data on third parties and monitor cyber threats over time. By providing tools for risk management and oversight, ThirdPartyTrust empowers organizations to mitigate risks associated with their vendor relationships.
Imburse provides a universal payment platform that addresses the integration challenges between businesses and the global payments ecosystem. The platform enables companies to access a wide range of payment technologies, including card collections, debit orders, e-wallets, and push-to-card transactions, without the need for extensive integration efforts. This allows businesses to bring payment systems online quickly and at no cost, thereby reducing deployment expenses and accelerating technology adoption. With a focus on enterprise security, stability, and compliance, Imburse ensures that clients can choose and implement any payment provider that suits their needs within weeks. The platform is designed to enhance operational efficiency and customer engagement, making it a valuable tool for financial and operational leaders seeking to modernize their payment processes.
Arx Nimbus is a cybersecurity software company that provides quantitative advances in cybersecurity defense, governance, compliance and risk reduction for companies and their investors. We do this by bringing combined decades of C-level cybersecurity and technology leadership to provide strategic and comprehensive insights to the board and senior management. They combine deep experience in defense, logistics, financial services and technology sectors with exceptional professional credentials. Their products are built from the ground up based on comprehensive standards-based quantitative methodologies. They structure Their results based on Their core SaaS engine and Thrivaca cybersecurity analytics platform for mathematically-based insights all directed to provide a strategic viewpoint into the rapidly moving world of Cybersecurity. Their unique results help management to advance the effectiveness and reliable execution of the essential capabilities for protecting the digital assets of the enterprise.
CYGOV INC. is a cybersecurity company based in Staten Island, New York, founded in 2016. It specializes in developing a SaaS-based cyber risk management platform known as Centraleyes™, which integrates risk and compliance data from various sources into a cohesive interface. This platform facilitates Integrated Risk Management, allowing organizations to manage cyber risks and compliance efficiently. Additionally, CYGOV INC. provides a Multi-client Management Platform designed for consulting firms and information security service providers. Key features of its offerings include information security management, compliance management, threat intelligence, security control assessment, and risk attack simulation. By automating traditional risk management processes, Centraleyes™ enables organizations to focus on strategic priorities and enhances their ability to address potential security threats effectively.
Syncurity unifies security teams with solutions that optimize and integrate people, processes, and technology to realize better cybersecurity outcomes. Their solution IR-Flow, a rapidly deployable cybersecurity incident response (IR) workspace, helps security professionals streamline their operations, embed smart compliance, and transition to a collaborative IR process to produce better outcomes. This virtual SOC is scalable from small business to full enterprise deployments.
It was acquired by Swinlane.
FinTech Studios, founded in 2014 by Jim Tousignant, offers a cloud platform that combines artificial intelligence, machine learning, and big data analytics to deliver real-time insights on businesses and market conditions. The company's innovative applications and collaboration tools leverage powerful search technology to analyze content from millions of online sources and proprietary databases. This enables investors, financial professionals, and business executives to access timely and relevant market intelligence. By providing actionable news, research, and analytics from curated sources of business and financial information, FinTech Studios supports financial institutions in making informed decisions while ensuring secure access to critical data.
Botdoc, based in Monument, Colorado, offers a secure digital file transfer service that allows users to send files via text messaging and email with end-to-end encryption. Established in 2014 and launched as a dedicated platform in 2016, Botdoc simplifies the process of file transfer by eliminating the need for pins, passwords, logins, or additional software. The service is designed for both businesses and consumers, enabling them to securely transfer data in real-time while reducing human touchpoints. By focusing on user experience and security, Botdoc provides a straightforward solution for efficient file delivery.
Sureify Labs Inc. is a technology company based in San Jose, California, established in 2012. It offers a SaaS platform specifically designed for life insurance and annuity providers worldwide. The platform includes a comprehensive suite of digital customer engagement tools that facilitate interactions between insurers, agents, and policyholders. It empowers life insurers to enhance customer service through features like automated messaging, self-service options, and an agent engagement console. Sureify's solutions are built to integrate seamlessly with existing core systems and CRM platforms, allowing for direct and agent digital sales, policyholder management, and targeted marketing efforts. By focusing on user experience and providing educational resources, Sureify aims to help insurers increase customer loyalty, improve brand recognition, and effectively manage policyholder relationships throughout their lifetime.
Rippleshot reduces over 25% of fraud losses for banks and merchants by uncovering merchant data breaches and stopping card fraud sooner.
Rippleshot’s technology monitors tens of millions of merchants to pinpoint when and where a data breached occurred. Rippleshot stops losses, protects brand reputation, and safeguards the consumer payment experience.
Get immediate results visualized through our cloud-based big data analytics platform.
When your goal is to bring Artificial Intelligence to InfoSec, you better have the skills to back it up. Knowing the scope of the problem we were attacking, we set about identifying and recruiting the top minds in four key areas: Artificial Intelligence, distributed systems, operational security, and go-to-market. This team and the advances in information technology that they have produced-- Active Contextual Modeling--are changing the world of information security. For the better.
Popwallet is a mobile wallet customer experience management platform, working with some of the most innovative brands in the world to reach and engage people in a safe and contactless way through mobile wallets like Apple Wallet and Google Pay. These experiences include dynamic coupons and offers, rebates, loyalty and gift cards, tickets, and other lightweight branded content.
Onion ID, Inc. is a cloud-based software provider that specializes in security solutions for businesses, enabling them to effectively manage access and control across various digital properties. Established in 2014 and headquartered in Hayward, California, the company offers a suite of products that includes infrastructure access management, dynamic privilege management, secret storage, and automated auditing. Onion ID's solutions are designed to enhance security through activity visibility, license management, and user management, while also providing real-time oversight and invisible identity verification. As a subsidiary of Thycotic Software Ltd. since June 2020, Onion ID continues to focus on delivering customizable security measures to help enterprises address their specific access and credential management needs.
Botdoc, based in Monument, Colorado, offers a secure digital file transfer service that allows users to send files via text messaging and email with end-to-end encryption. Established in 2014 and launched as a dedicated platform in 2016, Botdoc simplifies the process of file transfer by eliminating the need for pins, passwords, logins, or additional software. The service is designed for both businesses and consumers, enabling them to securely transfer data in real-time while reducing human touchpoints. By focusing on user experience and security, Botdoc provides a straightforward solution for efficient file delivery.
Cyr3con is a cybersecurity company founded in 2018 and based in Tempe, Arizona, that specializes in predicting cyber-attacks using artificial intelligence. The company offers a suite of solutions that analyzes data from various online hacker communities to quantify and anticipate hacker actions before they lead to incidents. By combining insights from human analysts with advanced machine learning capabilities, Cyr3con aims to understand the threat landscape and detect emerging attacks at their earliest stages. This approach enables enterprises to identify and prevent potential cyber threats effectively.
Atidot Software Ltd. is an Israeli InsurTech company based in Tel Aviv-Yafo that specializes in developing a cloud-based predictive analytics platform tailored for the insurance industry. This platform facilitates actuarial and risk management processes, enabling life insurance companies to enhance their decision-making capabilities and improve profitability. By leveraging advanced technology, Atidot's solution allows insurers to assess and refine their models, contributing to more effective solvency and ORSA processes. This innovative approach positions Atidot as a key player in transforming data utilization within the insurance sector.
ForwardLane Inc. is an artificial intelligence company based in New York, with additional locations in London and Fort Lauderdale. Founded in 2014, it specializes in providing AI-powered solutions tailored for wealth management, asset management, and commercial banking. The company develops a unique platform that utilizes natural language processing to synthesize data and generate insights for financial advisors and fund distributors, enhancing their productivity and client engagement. Key offerings include the A1 signal engine, which automates the extraction of actionable insights, and the ForwardLane Goal Miner, designed to identify financial goals from unstructured data sources. The platform integrates seamlessly into existing workflows, such as those in CRM systems, facilitating proactive client interactions and driving organic growth by identifying opportunities for client retention and engagement. Through its innovative approach, ForwardLane empowers financial institutions to convert complex data into meaningful intelligence quickly and efficiently.
Bandura Cyber, Inc. specializes in cybersecurity solutions, focusing on threat intelligence and protection for various sectors, including government, finance, healthcare, and education. Based in Lake St. Louis, Missouri, the company develops products like PoliWall TIG, an in-line IP filter that mitigates unnecessary internet traffic and prevents data breaches by employing precise IP allow/deny policies based on threat intelligence. Additionally, the BanduraONE Enterprise management console allows for centralized control of multiple PoliWall devices across different environments, including on-premise and cloud-based systems. With a commitment to providing real-time protection, Bandura's technology effectively blocks threats from millions of malicious IPs and domains, ensuring the security of networks, data, and users without latency. The company serves critical infrastructure needs for federal agencies and supports various industries, positioning itself as a significant player in the cybersecurity landscape.
Genivity, Inc develops an artificial intelligence software platform that help advisors to engage clients and retain them through health risk, life stage, and care cost planning. The company was founded in 2016 and is based in Chicago, Illinois.
Finomial Corporation develops and operates a cloud-based investor services platform designed for fund administrators, fund managers, and investors. The platform automates the hedge fund subscription process, enhancing efficiency and compliance while minimizing costs and risks. It features a FATCA dashboard that analyzes investor data to identify those requiring FATCA declarations and automates outreach for compliance. The platform also allows investors to respond to inquiries online, facilitating real-time data capture. Additionally, it provides an Investor Portal for personalized investor information and a Subscriptions feature that enhances visibility into capital flows and ensures adherence to compliance standards. By delivering comprehensive investor analytics, Finomial supports hedge fund managers in compliance, marketing, and investor relations. Founded in 2010 and headquartered in Boston, Massachusetts, Finomial aims to transform the investment process through automation and improved client interactions.
Reblaze Technologies Ltd. specializes in providing comprehensive web security solutions designed to protect websites, web applications, and APIs from various internet threats. Based in St. Louis, Missouri, with additional offices in Sunnyvale, California, and Manchester, United Kingdom, the company offers a cloud-based platform that includes a web application firewall, DDoS protection, bot mitigation, and content delivery network services. Reblaze's unique approach leverages machine learning for adaptive threat detection and employs dedicated Virtual Private Clouds to ensure maximum privacy and security for its clients. The platform also features an intuitive management console for real-time traffic control and fine-grained access controls for precise regulation of incoming traffic. By blocking hostile traffic in the cloud before it reaches the protected network, Reblaze enables organizations to effectively safeguard their data and web assets against damaging attacks.
Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.
Hydrogen Technology Corporation is a fintech company that provides a software platform designed to assist developers and enterprises in creating and managing digital financial services. Founded in 2009 and based in New York, the company offers application programming interfaces (APIs) that enable the development of various financial applications, including savings, investing, and insurance products. Its no-code platform simplifies the integration of financial components, allowing businesses to launch new programs quickly and generate revenue efficiently. Additionally, Hydrogen develops the Hydro blockchain, which serves as a public ledger for financial services. The company has received multiple accolades, including recognition as a World Changing Technology by Fast Company and Fintech Startup of the Year by KPMG Luxembourg. Its services cater to a wide range of fintech needs, promoting the evolution of embedded finance within the industry.
AppsCo AS, headquartered in Graalum, Norway, is a prominent provider of data mart and analytic application development tools, established in 1998. The company offers AppsMart, an environment designed for developing analytic applications, utilizing a patent-pending technology that allows builders to create data marts based on industry-specific templates and standardized processes. With operations in Surrey, United Kingdom, and Bellevue, Washington, AppsCo focuses on delivering connected, integrated, and secure access to applications through a centrally managed portal. This platform enhances visibility for enterprises by providing centralized control over user access and reducing operational burdens. Employees benefit from a user-friendly dashboard that facilitates single sign-on integration for accessing published company applications. Supported by notable venture capital firms, AppsCo remains a privately held entity committed to advancing data analytics solutions.
Bitspark Limited, founded in 2014 and headquartered in North Point, Hong Kong, specializes in providing a platform for bankless money transfers using blockchain technology. The company pioneered the world's first cross-border cryptocurrency remittance service, focusing on facilitating international payments for both individuals and businesses. Its services include a cryptocurrency money transfer platform that allows users to conduct cross-border transactions efficiently and at a lower cost compared to traditional methods. Bitspark's innovative cash-in and cash-out approach supports money transfers in several countries across the Asia-Pacific region, making it easier for users to buy and sell cryptocurrencies using cash while offering numerous pickup locations to enhance accessibility.
CFX Markets operates a centralized trading platform that facilitates the buying and selling of illiquid assets, specifically focusing on private securities within the alternative assets sector. By providing an open and secure network, CFX Markets enables efficient and seamless secondary market transactions, enhancing liquidity for investors across the nation. The platform connects leading portals and issuers, reducing barriers for trading these securities and catering to the growing crowdfunding industry. Ultimately, CFX Markets aims to streamline the investment process, making it more accessible for users interested in alternative assets.
Silverfort Inc. specializes in authentication and access protection solutions for enterprises, providing an agentless and proxyless platform that enhances security without requiring modifications to existing systems. Founded in 2016 and based in Tel Aviv, Israel, with additional offices in Boston and Houston, the company offers its Authentication Firewall to prevent unauthorized access to sensitive resources both on-premises and in the cloud. Silverfort's technology integrates Multi-Factor Authentication, Risk-Based Authentication, and Zero Trust policies in a unified, AI-driven approach across all corporate users, devices, and systems. This innovative solution addresses previously unprotected systems, including legacy infrastructures and homegrown applications, enabling organizations to detect and prevent identity-based attacks, comply with regulations like PCI DSS, NIST, and HIPAA, and securely transition to cloud environments.
Source Defense Ltd. specializes in website security software that protects against attacks originating from third-party sources. Established in 2014 and headquartered in Rosh-ha’ayin, Israel, with additional offices in Beer-Sheva, Israel, and Stamford, Connecticut, the company offers a real-time Software-as-a-Service platform. This platform empowers site owners to set and enforce permissions, receive immediate alerts, and monitor the behavior of third-party vendors on their websites. Source Defense has developed tailored solutions for various sectors, including financial institutions, insurance companies, e-commerce, and publishing. By streamlining the security of third-party integrations, Source Defense enables organizations to reduce the time and resources spent on security testing, allowing them to concentrate on revenue generation and maintaining high performance while ensuring the safety of site visitors.
CogniCor Technologies S.L. provides automated complaint resolution services. It offers iComplaint, a solution to integrate to Website and resolve complaints; iResolve, a service that resolves complaints; iMediate, a solution to settle claims from clients or to retain them with counter offers; and iReport, a solution to fix the root cause of complaints to stop future complaints. The company was founded in 2012 and is based in Barcelona, Spain.
Zighra Inc. is a mobile security company based in Ottawa, Canada, founded in 2009. The company specializes in continuous authentication solutions, most notably its patented SensifyID technology, which provides automatic user recognition without requiring explicit authentication. This innovative approach utilizes advanced AI and behavioral biometric algorithms to create a seamless and non-intrusive security layer for users, making it particularly suitable for sensor-based devices. Zighra's platform operates entirely on-device, enhancing user experience while ensuring robust security for online transactions. Additionally, it offers a scalable platform as a service that enables clients to detect and respond to potential security threats, effectively eliminating the reliance on traditional passwords and improving overall identity protection.
Cheddar (formerly CheddarGetter) is a usage-based billing platform for SaaS companies. The platform is capable of managing all the complexity of billing and collections including pricing, processing, underwriting, SaaS metrics, customer communications, and revenue optimization. The company was founded in 2008 and is headquartered in Bloomington, Indiana.
Bankjoy is a fintech company based in Detroit that specializes in providing modern banking technology solutions for banks and credit unions. Founded in 2014, the company's offerings include mobile banking, online banking, e-statements, online account opening, and loan applications, as well as features like AI-powered voice banking. Bankjoy's platform enables users to perform essential banking tasks such as paying bills, depositing checks, and sending money. It also includes functionalities for check deposits, travel notifications, and blocking lost or stolen cards. By focusing on user experience and design, Bankjoy aims to deliver advanced features with simple navigation, allowing credit unions to effectively compete with larger financial institutions. The company is backed by Y Combinator, emphasizing its commitment to innovation in the banking sector.