Standard Bank Group

Zeda mobility solutions promote stronger connections between individuals, open up new business opportunities, help the expansion of several industries, and eventually contribute to Africa's economic development.

VAALCO Energy, Inc. is an independent energy company based in Houston, Texas, focused on the acquisition, exploration, development, and production of crude oil and natural gas. Founded in 1985, the company primarily operates offshore in the Republic of Gabon, where it holds the Etame production sharing contract for the Etame Marin block. VAALCO also has interests in an undeveloped offshore block in Equatorial Guinea and operates in additional regions, including Egypt and Canada. The Gabon segment is the primary revenue source for the company, highlighting its significance in VAALCO's overall business operations.

CrossBoundary LLC is a business consulting firm based in Washington, D.C., established in 2011. The company specializes in offering services such as market assessment, due diligence, strategic advisory, investment promotion, and capital raising. It focuses on facilitating investments in frontier markets, catering to a diverse clientele that includes governments, development finance institutions, private equity firms, and large corporations. A key initiative of CrossBoundary is CrossBoundary Energy, which serves as the first dedicated investment fund for commercial and industrial solar projects in Africa. This platform aims to address the challenges faced by businesses in transitioning from diesel-based energy generation to renewable sources, thereby promoting economic and environmental benefits. By aggregating finance for medium-scale renewable self-generation projects, CrossBoundary Energy seeks to unlock the potential for renewable energy adoption among commercial customers across the continent, including sectors such as light manufacturing, telecommunications, agriculture, and healthcare.

Oryx Energies provides oil and gas products and services.

AMEA Power is involved in the development, ownership, and operation of renewable energy projects, focusing on clean energy solutions across emerging markets, particularly in Africa. The company aims to enhance economic development and improve living standards by providing a diverse portfolio that includes thermal, wind, solar, battery storage, ammonia, and water desalination plants. By offering a variety of power solutions, AMEA Power seeks to meet the specific energy needs of the regions it serves, contributing to the global transition to clean energy while promoting environmental sustainability.

Indorama Fertilizers operates a world-class, 1.4 million metric tonnes per annum urea manufacturing facility based in Port Harcourt, Nigeria. The plant has been developed to global environmental, social and construction standards. It plays a key role in supporting the agricultural sector in Nigeria by providing a reliable supply of fertilizers for local farmers, thereby enabling import substitution and supporting the diversification needs of the Nigerian economy. Indorama Fertilizers is also advantageously located to serve neighboring West African countries and key Western hemisphere markets, including North America, South America and Europe

At Float, we believe in a world where credit works for shoppers and not against them. Float offers shoppers a smarter way to pay with their credit card – by splitting big purchases in up to 24 bite-size, interest-free monthly payments. It’s all the perks of credit cards, but none of the cons. No extra debt, no applications, no credit checks – and no catch. Just shopping joy on their terms. At the same time, Float merchants enjoy more than 80% bigger orders and radically improved conversions. They also get direct access to 5 million pre-approved shoppers. Float’s instalment offering is fully customisable, giving merchants more control and flexibility than ever before. It’s all made possible by Float’s innovative technology, built on what we call ‘head-in-the-sky, feet-on-the-ground’ thinking. By giving their shoppers the most flexible, frictionless and financially responsible way to shop, merchants are partnering with us to build a new economy - where buying BIG, means paying small. Welcome to Float.

Planet42 is a company focused on improving access to personal vehicles for individuals overlooked by traditional banks. By utilizing technology to assess risk, Planet42 purchases second-hand cars from a network of motor dealers and offers them to customers through a subscription service. This model allows customers to rent vehicles without needing to meet in person or view the car beforehand. The company analyzes essential validation documents, including identity proofs, payslips, and bank statements, to ensure a smooth transaction process. Through its rent-to-buy automotive services, Planet42 provides an affordable path to vehicle ownership, promoting financial inclusion and mobility for a broader audience.

Planet42 is a company focused on improving access to personal vehicles for individuals overlooked by traditional banks. By utilizing technology to assess risk, Planet42 purchases second-hand cars from a network of motor dealers and offers them to customers through a subscription service. This model allows customers to rent vehicles without needing to meet in person or view the car beforehand. The company analyzes essential validation documents, including identity proofs, payslips, and bank statements, to ensure a smooth transaction process. Through its rent-to-buy automotive services, Planet42 provides an affordable path to vehicle ownership, promoting financial inclusion and mobility for a broader audience.

Kenmare Resources plc is a mining and exploration company based in Dublin, Ireland, focused on the production of mineral sands products. The company operates the Moma Titanium Minerals Mine on the northern coast of Mozambique, where it extracts ilmenite, zircon, and rutile, along with secondary zircon and mineral sands concentrates. Kenmare is recognized as a significant supplier to a global customer base, serving over 15 countries and including major end users of its products. The minerals produced are essential raw materials that are processed into intermediate products and ultimately used in everyday items such as paints, plastics, and ceramic tiles. As of December 31, 2019, Kenmare reported total proved and probable ore reserves of 1,584 million tons. The company was incorporated in 1972 and has established itself as a key player in the mineral sands industry.

The Emerging Africa Infrastructure Fund (EAIF), established in 2002 and based in Ebene, Mauritius, operates as a public-private partnership focused on mobilizing capital to support infrastructure development in sub-Saharan Africa. The fund provides long-term debt and mezzanine finance on commercial terms to projects primarily owned and managed by private sector entities. By targeting infrastructure initiatives in fragile states, where traditional lenders may hesitate due to perceived risks, EAIF aims to foster growth and improvement in critical infrastructure. The fund is managed and advised by Investec Asset Management, ensuring a strategic approach to lending that aligns with the needs of the region's development goals.

Maziv consists brands in enterprise and consumer connectivity, digitally-driven safety and security, and telecoms installation and maintenance.

Tripplo is a logistics software platform that automates and optimizes operations for transporters, cargo owners, and cargo brokers. They provide small and medium transporters with tools to operate.

Penologic is consultancy firm that offers human capital and strategy design, team coaching and board advisory services.

Zibangwenya Supplies is a clothing and textile company that manufactures school, security, cleaning, and corporate uniforms.

Digi Pharm is a health tech compnay that offers online medicine shopping and delivery services.

Isibusiso Holdings is a manufacturing company that develops and produces pre-cast concrete slabs especially for road infrastructure.

Precious and Pearl Brands is a food and beverages company that offers ginger based non-alcoholic drinks.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Westfalia Fruit is a multinational supplier specializing in fresh fruit and processed products for international markets. As part of the Hans Merensky Holdings Group, the company focuses on sustainably-grown avocados, which it grows, sources, ripens, packs, processes, and markets throughout the year. Westfalia operates a vertically-integrated supply chain that allows it to deliver quality fruit globally. Additionally, the company is affiliated with various nurseries worldwide, offering a range of in-season subtropical and deciduous fruits, as well as citrus and berries, ensuring clients have access to exotic fruits year-round.

Grit Real Estate Income Group ("Grit" or "the Company") is a prominent pan-African real estate firm that invests in and actively manages a diverse portfolio of assets in carefully selected African countries (excluding South Africa). Grit has a primary listing in the premium division of the London Stock Exchange main market (LSE: GR1T) and a secondary listing on the official market of the Mauritius Stock Exchange (SEM: DEL.N0000). To increase liquidity, cut expenses, and gain access to lower equity and debt financing, the Company delisted from the main board of the Johannesburg Stock Exchange on July 29, 2020, moving stockholders to either the LSE or SEM.

SASA Solutions is a digital FinTech company focused on enhancing the financial landscape in Africa through innovative technology and data-driven solutions. The company partners with mobile network operators to develop products that improve the mobile money ecosystem, thereby increasing the relevance and sustainability of these operators. SASA Solutions specializes in providing a comprehensive financial platform that facilitates both secured and unsecured loans, while also offering services in customer acquisition, data and credit analytics, finance, treasury, relationship management, and sales. By prioritizing the needs of its customers, SASA Solutions aims to enhance access to loans, insurance, and savings facilities, ultimately contributing to financial inclusion across the continent.

Shoprite Holdings Limited is a prominent investment holding company engaged primarily in the food retailing sector across South Africa and various African countries. The company operates through four main segments: Supermarkets RSA, Supermarkets Non-RSA, Furniture, and Other Operating segments. It offers a diverse range of products, including food, clothing, general merchandise, cosmetics, and liquor. Additionally, Shoprite provides furniture, home entertainment items, and household appliances. The company also distributes pharmaceutical products and surgical equipment to various healthcare providers. As of mid-2020, Shoprite operated 2,829 stores under several brand names, including Shoprite, Checkers, and Usave, catering to consumers across all income levels. Higher-end markets are served by Checkers and House & Home, while Shoprite Usave targets lower-income consumers. Founded in 1979 and based in Brackenfell, South Africa, Shoprite Holdings has established itself as a key player in the African retail landscape.

Tripplo is a logistics software platform that automates and optimizes operations for transporters, cargo owners, and cargo brokers. They provide small and medium transporters with tools to operate.

Metrofibre Networx is a managed bandwidth service provider and internet service provider (ISP) that builds and operates a number of fibre-to-the-premises access infrastructures in and between commercial business parks, business clusters, residential estates and suburbs (access infrastructures). These access infrastructures are, in turn, connected to a Metro-Core-Ring circling Tshwane and Johannesburg, interconnecting these parks, clusters and estates.

Jem builds HR Software for companies with frontline workers. Using WhatsApp, we make it easy for HR and Payroll Managers to send payslips, process leave requests and communicate with thousands of frontline workers in just a few clicks. Jem is system-agnostic and easily plugs into your existing payroll system, whether it's Sage or SAP. That means we can get you up and running in a day. HR and Payroll managers use the Jem Dashboard, a simple web-based application to communicate with their entire workforce. Frontline employees use the Jem WhatsApp channel to request payslips, apply for leave or take a salary advance without the need for an email address or an employee self-service app.

Rewire Ltd. is a fintech company based in Modi'in-Maccabim-Re'ut, Israel, specializing in remittance and digital banking solutions for migrants. Founded in 2015, Rewire facilitates money transfers from Israel to several countries, including the Philippines, India, Thailand, and Russia, allowing users to manage transactions via a mobile app or computer. The platform enables customers to create remittance orders, deposit funds through various methods, and receive notifications upon successful transfers. Rewire aims to enhance financial accessibility for migrant workers by integrating banking services into its platform, which includes payment accounts and debit card offerings. The company plans to expand its services to include bill payments, insurance, credit, loans, and investment options, further supporting the financial needs of its diverse customer base. Through strategic partnerships and a commitment to inclusivity, Rewire seeks to empower immigrants and integrate them into the financial system.

Sun King is a solar energy company that specializes in designing, distributing, installing, and financing solar home energy products in Africa and Asia. The company offers a range of solutions, including solar home systems, inverter systems, solar lamps, LED lights, and portable chargers, catering to communities with limited access to reliable energy. To enhance affordability, Sun King provides pay-as-you-go financing options, enabling customers to make small payments over time instead of facing high initial costs. By collaborating with a network of international distribution partners, Sun King aims to expand the off-grid energy market and improve energy access for households and businesses.

HelloChoice is a digital trading and auction platform that revolutionizes agricultural trade by directly linking farmers with buyers. The platform enables buyers to access a variety of products listed for auction by sellers or to purchase them immediately at a predetermined price, operating around the clock. This model facilitates an open market where sellers can effectively discover potential buyers, resulting in enhanced price discovery while reducing marketing and distribution costs. By streamlining the connection between producers and consumers, HelloChoice aims to improve efficiency within the agricultural sector.

Nomanini operates a payment platform aimed at connecting the informal retail ecosystem with digital finance opportunities. The platform facilitates interactions between informal retailers, service providers, distributors, and manufacturers through an interoperable merchant wallet. This wallet enables transactions that generate valuable data for loans, savings accumulation, and business intelligence, ultimately enhancing profitability for all stakeholders involved. By transforming any mobile device into a point-of-sale system, Nomanini allows merchants to efficiently manage micropayments and a variety of digital banking services, thereby increasing their access to consumers in the informal market.

TradeSafe is an independent online financial escrow platform that securely safeguards the buyer's funds and documentation in trust. The company is South Africa's trusted third party in a transaction between an individual and another party.

Airports Company of South Africa Limited operates nine of South Africa’s airports. Its head office is in the Maples Office Park.

Nomanini operates a payment platform aimed at connecting the informal retail ecosystem with digital finance opportunities. The platform facilitates interactions between informal retailers, service providers, distributors, and manufacturers through an interoperable merchant wallet. This wallet enables transactions that generate valuable data for loans, savings accumulation, and business intelligence, ultimately enhancing profitability for all stakeholders involved. By transforming any mobile device into a point-of-sale system, Nomanini allows merchants to efficiently manage micropayments and a variety of digital banking services, thereby increasing their access to consumers in the informal market.

KudiGo is a technology company that provides a mobile-based integrated solution designed for informal consumer retailers in Africa. Its platform offers a comprehensive suite that includes retail management, accounting, and non-cash payment processing, along with AI-powered analytics. By leveraging innovative technology, KudiGo helps users improve their business oversight and adopt efficient bookkeeping practices, promoting financial inclusion. Additionally, the company utilizes big data and blockchain technology to enhance transparency and facilitate real-time monitoring for manufacturers and distributors in the retail sector.

Rewire Ltd. is a fintech company based in Modi'in-Maccabim-Re'ut, Israel, specializing in remittance and digital banking solutions for migrants. Founded in 2015, Rewire facilitates money transfers from Israel to several countries, including the Philippines, India, Thailand, and Russia, allowing users to manage transactions via a mobile app or computer. The platform enables customers to create remittance orders, deposit funds through various methods, and receive notifications upon successful transfers. Rewire aims to enhance financial accessibility for migrant workers by integrating banking services into its platform, which includes payment accounts and debit card offerings. The company plans to expand its services to include bill payments, insurance, credit, loans, and investment options, further supporting the financial needs of its diverse customer base. Through strategic partnerships and a commitment to inclusivity, Rewire seeks to empower immigrants and integrate them into the financial system.

Way2VAT is a technology company specializing in integrated VAT and GST claim solutions, operating in over 40 countries and offering services in more than 20 languages. Established in 2014 and headquartered in Tel Aviv, the company has additional offices in the United Kingdom, the United States, Russia, and Romania. Way2VAT leverages its patented artificial intelligence technology to provide a fully automated, end-to-end VAT reclaim platform aimed at enterprise clients. The company serves a diverse range of notable clients, including Amdocs, EY Israel, MasterCard, and the Boston Red Sox, achieving a customer retention rate exceeding 97%. With a workforce of over 50 employees, Way2VAT focuses on enhancing financial efficiency for both large enterprises and small to medium-sized businesses through innovative VAT reclaim and compliance solutions.

SnapScan is a mobile payment application that allows users to make quick and easy payments using their smartphones. The platform offers a streamlined signup process and facilitates payment reconciliation and notifications, ensuring a smooth transaction experience. By enabling users to purchase goods and services online efficiently, SnapScan simplifies the payment process, making it accessible and convenient for everyday transactions.

Firepay was formed in 2013 to apply new mobile payments technology to build innovative products.

Helios Towers DRC is a leading provider of telecommunications infrastructure and maintenance services in the Democratic Republic of the Congo. As the first independent tower company in Africa, it has developed a substantial network of over 6,500 towers across various markets on the continent. The company specializes in constructing and maintaining telecommunications towers, offering passive infrastructure services to wireless telecommunications service providers. By leasing space on its towers, Helios Towers DRC plays a crucial role in supporting the growing demand for connectivity in one of the fastest-growing regions in the world.

Way2VAT is a technology company specializing in integrated VAT and GST claim solutions, operating in over 40 countries and offering services in more than 20 languages. Established in 2014 and headquartered in Tel Aviv, the company has additional offices in the United Kingdom, the United States, Russia, and Romania. Way2VAT leverages its patented artificial intelligence technology to provide a fully automated, end-to-end VAT reclaim platform aimed at enterprise clients. The company serves a diverse range of notable clients, including Amdocs, EY Israel, MasterCard, and the Boston Red Sox, achieving a customer retention rate exceeding 97%. With a workforce of over 50 employees, Way2VAT focuses on enhancing financial efficiency for both large enterprises and small to medium-sized businesses through innovative VAT reclaim and compliance solutions.

PayBox is a virtual bank account for groups, teams and communities who wish to collect, manage and spend money collectively. PayBox was designed for millennials and generation Y after understanding the lack of proper tools to handle the complexity and diversity of group payments. During 2015, PayBox has been elected as the MOST promising FinTech startup in ISRAEL and secured a seed investment from the Bank Poalim, the largest bank in Israel.

Moven is a company that specializes in mobile banking and personal finance solutions, aimed at enhancing financial wellness for users. Founded in 2011 and headquartered in New York, Moven provides a platform that allows banks and non-bank partners to acquire and engage customers effectively. Its offerings include a mobile money-management application, a debit card, and a contactless payment sticker, all designed to deliver real-time spending insights. These tools empower users to make informed financial decisions and promote savings. Moven's innovative, data-driven services are tailored to improve the financial health of customers, allowing financial institutions to focus on fostering stronger relationships with their clientele.

IARC is a securitization and reconstruction company.