TD Bank

Luma Financial Technologies is an independent financial technology company based in Cincinnati, Ohio, founded in 2018. It specializes in providing a multi-issue platform that supports banks, brokers, and dealers with an order entry system for structured products and annuities. Luma's platform enhances the capabilities of financial advisors by offering tools for learning, buying, creating, and tracking these investment products. It features automated tracking and performance reporting, management of custom structures, and various selling resources. Additionally, Luma emphasizes education and training, helping advisors improve their sales and marketing efforts to deliver optimal purchasing options to their clients. The company also offers post-sales support to ensure advisors and clients maximize their investment strategies throughout the product lifecycle.

Doman Building Materials Group is a prominent Canadian wholesale distributor specializing in building materials, home renovation products, and hardware. The company serves various sectors, including new home construction, home renovation, and the industrial market, supplying a diverse range of products to retailers, lumberyards, and home improvement centers. Doman's extensive product line includes structural, exterior, interior, and specialty items designed to meet the needs of builders and homeowners engaged in new construction, repair, and remodeling projects. Additionally, the company is involved in timber ownership and manages private timberlands and forest licenses, offering services such as agricultural post-peeling and wood pressure treating. Doman Building Materials Group operates primarily in Canada and the United States, emphasizing quality and value across all its offerings.

Getty Realty is a real estate investment trust (REIT) focused on the ownership, leasing, and financing of properties primarily associated with convenience stores and gasoline stations. The company's diverse portfolio includes convenience stores, car washes, automotive service centers, automotive parts retailers, and other freestanding retail properties, such as drive-thru quick service restaurants. Getty Realty primarily generates its revenue through rental income from these properties, positioning itself as a key player in the retail real estate sector, particularly within the automotive and convenience retail markets.

Essential Turbines specializes in the maintenance, repair, and overhaul of aerospace jet engines, with a particular focus on the Rolls-Royce 250 Series Gas Turbine Engines, which are primarily used in helicopter applications. The company provides a range of services designed to support the aviation sector, including aircraft on the ground (AOG) services, expedited and field service, engine conversions, upgrades, and rental or exchange of engine assets. By offering these services, Essential Turbines aims to help clients minimize downtime and reduce inventory, spare-part, and operating costs, thereby maximizing their operational efficiency.

Charlotte Family Housing is a non-profit organization that provides shelter, affordable housing, and support services for homeless families.

Group 1 Automotive owns and operates about 130 franchises at approximately 100 dealerships, as well as about 25 collision service centers in more than a dozen states. Group 1 Automotive also has a handful of franchises in the UK. The company's dealerships offer new (60% of sales) and used cars and light trucks under more than 30 different brands. It also offers financing, provides maintenance and repair services, and sells replacement parts.

Doman Building Materials Group is a prominent Canadian wholesale distributor specializing in building materials, home renovation products, and hardware. The company serves various sectors, including new home construction, home renovation, and the industrial market, supplying a diverse range of products to retailers, lumberyards, and home improvement centers. Doman's extensive product line includes structural, exterior, interior, and specialty items designed to meet the needs of builders and homeowners engaged in new construction, repair, and remodeling projects. Additionally, the company is involved in timber ownership and manages private timberlands and forest licenses, offering services such as agricultural post-peeling and wood pressure treating. Doman Building Materials Group operates primarily in Canada and the United States, emphasizing quality and value across all its offerings.

The Community Builders is a non-profit organization that owns and manages high-quality apartments. The Community Builders' investments in housing, commercial, and community programs help make neighborhoods work for people of all income levels. The Community Builders creates housing for families and seniors, as well as invests in local businesses and public amenities that help to strengthen neighborhoods. They bring diverse experience and comprehensive expertise to each community where they work in collaboration with partners.

NALCAB is a non-profit organization that works to foster racial and economic equity with research, advocacy, and technical advice.

Clarifi specializes in consumer credit counseling service.

Atwell is a New York-based company established in 2016 that specializes in consulting, engineering, and construction services. It offers a diverse array of strategic and creative solutions tailored to clients across various sectors, including real estate, land development, energy, and oil and gas. The company focuses on delivering comprehensive services that empower clients to achieve their objectives in industries such as industrial manufacturing and mining. By integrating expertise in engineering and construction with a strong understanding of client needs, Atwell aims to provide effective solutions that enhance project outcomes and operational efficiencies.

The Tahltan HEO Program is a comprehensve training program that covers driver's license assistance, HEO mentor training, and HEO growth. This innovative program connects Tahltans to industry shortages by combining training in Tahltan Territory with on-the-job practical work experience.

The Liberty Company is a finacial service company that provides risk management and insurance services.

Babs Siperstein PROUD Center is a health service centre.

National Foundation for Credit Counseling is the nonprofit dedicated to improving people’s financial well-being.

Taiga Building Products Ltd. is a Canadian-based wholesale distributor of building materials, specializing in a diverse range of products for the construction industry. Established in 1973 and headquartered in Burnaby, Canada, the company offers composite decking, engineered wood products, laminate and vinyl flooring, insulation, dimension lumber, moldings, and various types of panels, including plywood and oriented strand boards. Additionally, Taiga provides roofing materials such as shingles and weatherproofing products, as well as siding, trim products, and pressure-treated wood. The company operates 15 distribution centers across Canada and 2 in Northern California, supported by reload stations in Eastern USA, ensuring that a tailored inventory is consistently available to meet market demands. Taiga serves 'big-box' retailers, building supply yards, and industrial manufacturers, with the majority of its revenue generated from Canadian operations, followed by sales in the United States.

Fintech Cadence, founded in 2017 and based in Montreal, Canada, is an accelerator dedicated to supporting early-stage entrepreneurs in the fintech sector. The organization focuses on developing financial products from the ground up by offering a range of events and programs tailored for the fintech community. It fosters collaboration among diverse stakeholders, including talent, entrepreneurs, universities, academics, venture capitalists, incubators, accelerators, and financial institutions. Through mentorship, office space, and acceleration support, Fintech Cadence aims to empower Canadian startups in their growth and innovation within the financial technology landscape.

Autobooks, Inc. is a provider of integrated payment and accounting software tailored for small businesses. Founded in 2015 and based in Detroit, Michigan, the company offers an intelligent, cloud-based platform that seamlessly integrates with bank accounts, facilitating cash flow management, account reconciliation, and business growth. Through its services, Autobooks enables financial institutions to deliver essential back-office functions and an e-commerce platform directly within their digital banking channels. Its product suite includes features for invoicing, bill pay, merchant services, treasury products, and automated accounting, all designed to simplify financial management for small businesses. The company, originally known as Automated Booking, Inc., rebranded to Autobooks, Inc. in March 2018.

Visao is a Quebec-based company that provides manufacturers with advanced sales and marketing solutions through an innovative platform. This platform allows manufacturers to generate 3D and augmented reality models from their CAD files, enhancing the way products are presented to potential customers. By utilizing augmented reality, Visao helps manufacturers create interactive and engaging product experiences that offer greater customization and understanding of dimensions and configurations. This unique approach allows buyers to interact with products in ways that traditional images and videos cannot achieve. Visao is committed to delivering exceptional customer service and support, equipping clients with the necessary tools to thrive in a competitive market. The company focuses on transforming the way manufacturers showcase their offerings, ultimately enhancing the sales process and customer engagement.

Alongside Inc. is a Canadian software company that offers a web-based hiring platform designed to streamline the recruitment process for employers. Founded in 2012 and based in Moncton, Canada, the company enables organizations to create job advertisements and distribute them across various job boards with a single click, enhancing visibility and efficiency. Alongside's platform facilitates the management of the hiring pipeline, allowing teams to communicate with candidates through bulk messaging templates, review applications collaboratively, and coordinate hiring efforts effectively. Additionally, the company provides custom solutions tailored to the specific needs of its clients, thereby improving employer branding and reducing hiring costs. Alongside Inc. was formerly known as Qimple Inc. before rebranding in September 2016.

Spark Plug is a large language model trained with ethical data and youth culture, that transforms classic literature into culturally relevant language for Gen Z students.

Trillium Health Partners is a hospital that values fiscal responsibility as well as high-quality patient care. Trillium Health Partners provides comprehensive acute care hospital services and community-based, specialized programs. The mission of Trillium Health Partners is to provide high-quality care that is easily accessible to communities at the lowest possible cost.

Everstream Solutions, LLC is a network service provider based in Cleveland, Ohio, specializing in fiber-based Ethernet, Internet, and data center solutions for mid and large-sized enterprises throughout Northeast Ohio. Founded in 2012, the company operates an extensive network of over 2,500 miles of fiber across 24 counties, offering high-speed connectivity at 10 Gigabit speed. In addition to dedicated Internet access and Ethernet services, Everstream provides cloud backup and recovery, dark fiber, and engineering and construction services. The company's 24/7 network operations center, staffed by certified technical personnel, underscores its commitment to delivering reliable and efficient network solutions while maintaining a strong focus on customer service.

Autobooks, Inc. is a provider of integrated payment and accounting software tailored for small businesses. Founded in 2015 and based in Detroit, Michigan, the company offers an intelligent, cloud-based platform that seamlessly integrates with bank accounts, facilitating cash flow management, account reconciliation, and business growth. Through its services, Autobooks enables financial institutions to deliver essential back-office functions and an e-commerce platform directly within their digital banking channels. Its product suite includes features for invoicing, bill pay, merchant services, treasury products, and automated accounting, all designed to simplify financial management for small businesses. The company, originally known as Automated Booking, Inc., rebranded to Autobooks, Inc. in March 2018.

Ethnocare is a company focused on designing and developing innovative orthopaedic devices aimed at enhancing the mobility and comfort of amputees. Their flagship product, the Overlay, employs an integrated pump system that allows for easy and effective adjustment of the prosthetic fit, eliminating the need for traditional prosthetic socks. This device features a flexible sports fabric sleeve and a unique adjustment mechanism consisting of pneumatic cells, which accommodate changes in the volume of the residual limb. By providing a more comfortable and adaptable solution for various limb morphologies, Ethnocare significantly improves the user experience for individuals relying on prosthetics.

Everstream Solutions, LLC is a network service provider based in Cleveland, Ohio, specializing in fiber-based Ethernet, Internet, and data center solutions for mid and large-sized enterprises throughout Northeast Ohio. Founded in 2012, the company operates an extensive network of over 2,500 miles of fiber across 24 counties, offering high-speed connectivity at 10 Gigabit speed. In addition to dedicated Internet access and Ethernet services, Everstream provides cloud backup and recovery, dark fiber, and engineering and construction services. The company's 24/7 network operations center, staffed by certified technical personnel, underscores its commitment to delivering reliable and efficient network solutions while maintaining a strong focus on customer service.

Roostify, Inc. is a technology company that specializes in a digital mortgage platform designed to streamline the home lending process. Founded in 2012 and headquartered in San Francisco, California, Roostify offers a web and mobile-based platform that connects borrowers with lenders, enhancing the efficiency of the loan application and closing experience. The platform simplifies the entire application process by digitizing workflows and allowing all parties involved to share and track information, documents, and transactions seamlessly. Roostify serves a diverse clientele, including enterprise banks, independent brokers, and various lending institutions. The company, initially known as Blue Igloo, Inc., rebranded to Roostify in July 2015 to better reflect its focus on transforming the mortgage landscape.

Cold Spring Harbor Laboratory (CSHL) has been a global leader in research and education. The international scientific community at CSHL provides a unique and stimulating atmosphere for doctoral research—an environment where students, postdoctoral fellows, and faculty work side-by-side.

The MS Society provides services to people with multiple sclerosis and their families and funds research to find the cause and cure for this disease. They have a membership of 17,000 and are the only national voluntary organization in Canada that supports both MS research and services. Since their founding in 1948, the core support of the MS Society has been from tens of thousands of dedicated individuals, companies and foundations in communities across Canada. The Society receives almost no funding from government. The MS Society is governed by a board of directors comprised of 14 volunteer members who are elected annually. There are seven regional divisions and more than 90 chapters that engage in many community-based activities. Some 1,500 volunteers serve on MS Society national, division and chapter boards and committees. An estimated 13,500 women and men are volunteers for service programs, fundraising events, public awareness campaigns and social action activities. The head office of the MS Society is located in Toronto, Ontario. Division offices are located in Dartmouth, Montreal, Toronto, Winnipeg, Regina, Edmonton, and Vancouver.

STAG Industrial, Inc. is a self-administered and self-managed real estate company that specializes in the acquisition, ownership, and management of single-tenant industrial properties across the United States. The company primarily targets Class B industrial properties, focusing on those with purchase prices exceeding $5 million, primarily located in secondary markets. Its portfolio mainly consists of warehouse and distribution buildings, with additional assets in manufacturing and flex/office spaces. STAG Industrial generates nearly all of its income from rental revenue, with a significant portion derived from properties situated in Midwestern and Eastern U.S. cities. The company serves a diverse clientele, including air freight and logistics companies, which underscores the critical role its properties play in supporting tenants' business operations.

Flybits Inc. is a Toronto-based company that specializes in a context-aware experience development platform tailored for the financial services sector. The platform enables banks to create personalized digital interactions by delivering relevant content, products, and offers to customers based on their specific needs during critical moments. By leveraging the vast amounts of available data and incorporating advanced sensing capabilities, Flybits allows financial institutions to enhance customer engagement while maintaining privacy. It empowers these institutions to design, launch, and evaluate data-driven consumer experiences, thereby fostering stronger relationships between individuals and their banks. The company is recognized for its innovative approach to contextual experiences, making it a leader in customer experience solutions for financial services.

Peabody Properties services are accounting & finance, compliance & quality assurance, facilities, property management, marketing & leasing, sales & brokerage.

Public Health Management Corporation (PHMC) is a nonprofit public health institute that builds healthier communities through partnerships with government, foundations, businesses and community-based organizations. It fulfills its mission to improve the health of the community by providing outreach, health promotion, education, research, planning, technical assistance, and direct services.

Fresche Solutions Inc. is a legacy management company specializing in the modernization and management of business-critical applications. Founded in 1976 and headquartered in Montreal, Canada, with additional offices worldwide, the company provides a comprehensive suite of services that includes application re-hosting, rewriting, and re-architecting. Its offerings include the X-Analysis software suite for managing the IBM i lifecycle, iModernize for transforming AS/400 RPG and COBOL applications to modern architectures, and tools for business intelligence and development. Additionally, Fresche Solutions provides management and modernization solutions encompassing planning, analysis, onsite development, project management, and ongoing application support. The company serves a diverse clientele both in Canada and internationally, helping organizations enhance the longevity and functionality of their applications and databases.

Moven is a company that specializes in mobile banking and personal finance solutions, aimed at enhancing financial wellness for users. Founded in 2011 and headquartered in New York, Moven provides a platform that allows banks and non-bank partners to acquire and engage customers effectively. Its offerings include a mobile money-management application, a debit card, and a contactless payment sticker, all designed to deliver real-time spending insights. These tools empower users to make informed financial decisions and promote savings. Moven's innovative, data-driven services are tailored to improve the financial health of customers, allowing financial institutions to focus on fostering stronger relationships with their clientele.

In choosing Western, students will become part of a vibrant learning community at one of Canada's top research-intensive universities. Along with a wide variety of intellectually challenging and engaging academic programs, the University is also alive with a diverse array of opportunities for student involvement, personal growth and leadership development, and numerous co-curricular and extracurricular activities.

ImmuCell is a healthcare company focused on developing, manufacturing, and selling innovative products designed to enhance the health and productivity of cattle in the dairy and beef industries. The company operates in two main segments: the Scours segment, which includes First Defense, a leading product for preventing scours in newborn calves, and the Mastitis segment, which is centered on Re-Tain, a treatment for subclinical mastitis in lactating dairy cows. Both products are regulated by U.S. government agencies, ensuring their safety and efficacy. ImmuCell's commitment to innovation is supported by a dedicated team of employees who contribute to the development and commercialization of these essential products.

Conifer Realty LLC is a real estate company based in Rochester, New York, specializing in the development, construction, ownership, and management of affordable housing communities. Since its establishment in 1975, the company has developed or acquired over 250 properties comprising more than 19,000 units. Currently, Conifer manages over 13,500 apartment units across New York, New Jersey, Pennsylvania, Maryland, and Ohio. The company provides a comprehensive range of services, including in-house development, construction, management, marketing, legal, finance, accounting, and tax credit compliance. Conifer Realty is dedicated to offering high-quality long-term housing solutions tailored to meet the needs and affordability of its residents.

Albert Fried & Company is a specialist firm on the New York Stock Exchange, recognized for its comprehensive brokerage and trading services. The company provides a range of offerings, including prime brokerage, clearing, execution, and trading services. Additionally, it delivers technology solutions, commission management, and research services to meet the diverse needs of its clients. With a focus on facilitating efficient trading and investment strategies, Albert Fried & Company has established a reputation for reliability and expertise within the financial services sector.

SecureKey Technologies Inc. is an identity and authentication provider that facilitates secure and convenient access to online services for consumers. The company develops cloud-based identity networks that connect individuals with various online services, emphasizing privacy and security. Its offerings are designed for a range of sectors, including banking, government, healthcare, telecommunications, and utilities. Established in 2008 and headquartered in Toronto, Canada, SecureKey also maintains offices in Boston, Washington D.C., and San Francisco. The firm collaborates with organizations like Digital Bazaar and is supported by notable investors such as Visa, MasterCard, and Intel Capital. By focusing on creating frictionless digital identity solutions, SecureKey enables organizations to meet the growing demand for secure online transactions.

Transactis, Inc. specializes in Software-as-a-Service (SaaS) solutions for electronic bill presentment and payment, primarily serving businesses in the United States. The company offers BillerIQ, a cloud-based platform that allows businesses to send electronic bills and invoices while facilitating payments through online, phone, and mobile channels. Additionally, Transactis provides DocumentIQ, a digital document management solution that helps organizations manage and store documents electronically. Its services cater to various sectors, including financial services, healthcare, utilities, education, and retail, among others. Transactis operates through a reseller network that includes financial institutions and technology companies, positioning itself as a comprehensive partner by providing sales, marketing, and operational support to enhance resellers' offerings. The company adheres to stringent regulatory standards, ensuring compliance with industry requirements. Founded in 2001 and headquartered in New York, Transactis operates as a subsidiary of Mastercard Incorporated.

Markley Group is New England's largest and longest-operating multi-tenant, mission-critical telecommunications and data center facility. Its flagship location at One Summer Street in Boston spans 920,000 square feet of highly-secured space, accommodating a diverse clientele that includes major telecommunications companies, financial institutions, healthcare organizations, and technology firms. The facility is carrier-neutral, providing access to over 80 independent network providers and multiple utility feeds, which ensure reliable power and service. Markley Group also operates a 352,000 square foot data center in Lowell, Massachusetts. Both facilities are equipped with advanced infrastructure, including eight fiber optic entry points and continuous on-site support from engineers and technicians. Additionally, the company offers a multi-site elastic cloud service, allowing clients to scale resources efficiently, and collaborates with EMC to provide Elastic Cloud Storage for object storage. Markley Group's commitment to reliability is demonstrated by its record of uninterrupted power throughout its operational history.

Cedar Realty Trust, Inc. is a fully-integrated real estate investment trust that owns shopping centers. Our high-quality core portfolio of primarily grocery-anchored shopping centers straddling the Washington, DC to Boston corridor totals 10 million square feet of GLA. We are focused on creating long-term value for our shareholders and long term relationships with our tenants.

Cedar Realty Trust, Inc. is a fully-integrated real estate investment trust that owns shopping centers. Our high-quality core portfolio of primarily grocery-anchored shopping centers straddling the Washington, DC to Boston corridor totals 10 million square feet of GLA. We are focused on creating long-term value for our shareholders and long term relationships with our tenants.

Seven Generations Energy Ltd. explores and develops oil and gas resources. The company focuses on developing non-conventional resource plays in Canada and the United States. Seven Generations Energy Ltd. was founded in 2008 and is based in Calgary, Canada.

The South Financial Group is a bank holding company focused on serving small businesses, middle market companies, and retail customers in the Carolinas and Florida. At March 31, 2010, it had approximately $12.4 billion in total assets and 176 branch offices. TSFG operates Carolina First Bank, which conducts banking operations in North Carolina and South Carolina (as Carolina First Bank), and in Florida (as Mercantile Bank). At March 31, 2010, approximately 44% of TSFG’s total customer deposits were in South Carolina, 45% were in Florida, and 11% were in North Carolina. Investor information is available at www.thesouthgroup.com.