TD Bank

Luma is an independent multi-issue platform that provides banks and brokers and dealers an order entry system. Its education and training system helps advisors maximize their sales and marketing efforts to provide the best purchasing options for their clients. Moreover, our post-sales support provides life cycle support to ensure that advisors and clients are maximizing their purchases. It was founded in 2018 and headquartered in Cincinnati, Ohio.

Doman Building Materials Group is a prominent Canadian wholesale distributor specializing in building materials, home renovation products, and hardware. The company serves various sectors, including new home construction, home renovation, and the industrial market, supplying a diverse range of products to retailers, lumberyards, and home improvement centers. Doman's extensive product line includes structural, exterior, interior, and specialty items designed to meet the needs of builders and homeowners engaged in new construction, repair, and remodeling projects. Additionally, the company is involved in timber ownership and manages private timberlands and forest licenses, offering services such as agricultural post-peeling and wood pressure treating. Doman Building Materials Group operates primarily in Canada and the United States, emphasizing quality and value across all its offerings.

Getty Realty is a real estate investment trust (REIT) based in the United States that focuses on the acquisition, financing, and development of properties primarily related to convenience stores and gasoline stations. The company's diverse portfolio includes not only convenience stores but also automotive service centers, car washes, automotive parts retailers, and other freestanding retail properties like drive-thru quick service restaurants. The majority of Getty Realty's revenue is derived from rental income generated through long-term leases with its tenants. By specializing in single-tenant retail real estate, Getty Realty aims to create a stable and reliable income stream while also expanding its footprint in the retail and automotive sectors.

Essential Turbines is a company specializing in the maintenance, repair, and overhaul of aerospace jet engines, with a focus on the Rolls-Royce 250 Series Gas Turbine Engines primarily utilized in helicopter applications. The company provides a range of services to the aviation sector, including expedited service for aircraft on the ground, field service, engine conversions, upgrades, and asset management through rental, exchange, and outright sales. By offering these services, Essential Turbines aims to assist clients in minimizing downtime and managing costs related to inventory, spare parts, and operations.

Charlotte Family Housing is a non-profit organization that provides shelter, affordable housing, and support services for homeless families.

Group 1 Automotive owns and operates about 130 franchises at approximately 100 dealerships, as well as about 25 collision service centers in more than a dozen states. Group 1 Automotive also has a handful of franchises in the UK. The company's dealerships offer new (60% of sales) and used cars and light trucks under more than 30 different brands. It also offers financing, provides maintenance and repair services, and sells replacement parts.

Doman Building Materials Group is a prominent Canadian wholesale distributor specializing in building materials, home renovation products, and hardware. The company serves various sectors, including new home construction, home renovation, and the industrial market, supplying a diverse range of products to retailers, lumberyards, and home improvement centers. Doman's extensive product line includes structural, exterior, interior, and specialty items designed to meet the needs of builders and homeowners engaged in new construction, repair, and remodeling projects. Additionally, the company is involved in timber ownership and manages private timberlands and forest licenses, offering services such as agricultural post-peeling and wood pressure treating. Doman Building Materials Group operates primarily in Canada and the United States, emphasizing quality and value across all its offerings.

The Community Builders is a non-profit organization that owns and manages high-quality apartments. The Community Builders' investments in housing, commercial, and community programs help make neighborhoods work for people of all income levels. The Community Builders creates housing for families and seniors, as well as invests in local businesses and public amenities that help to strengthen neighborhoods. They bring diverse experience and comprehensive expertise to each community where they work in collaboration with partners.

NALCAB is a non-profit organization that works to foster racial and economic equity with research, advocacy, and technical advice.

Clarifi specializes in consumer credit counseling service.

Atwell is a New York-based company established in 2016 that specializes in consulting, engineering, and construction services. It offers a diverse array of strategic and creative solutions tailored to clients across various sectors, including real estate, land development, energy, and oil and gas. The company focuses on delivering comprehensive services that empower clients to achieve their objectives in industries such as industrial manufacturing and mining. By integrating expertise in engineering and construction with a strong understanding of client needs, Atwell aims to provide effective solutions that enhance project outcomes and operational efficiencies.

The Tahltan HEO Program is a comprehensve training program that covers driver's license assistance, HEO mentor training, and HEO growth. This innovative program connects Tahltans to industry shortages by combining training in Tahltan Territory with on-the-job practical work experience.

The Liberty Company is a finacial service company that provides risk management and insurance services.

Babs Siperstein PROUD Center is a health service centre.

National Foundation for Credit Counseling is the nonprofit dedicated to improving people’s financial well-being.

Taiga Building Products Ltd. is a wholesale distributor of building materials, operating primarily in Canada and the United States. The company offers a diverse range of products, including composite decking, engineered wood, various types of flooring, insulation, dimension lumber, moldings, and panels such as plywood and oriented strand boards. Additionally, Taiga provides roofing materials, siding and trim products, and pressure-treated wood products. With 15 distribution centers in Canada and additional centers in Northern California and Washington state, the company ensures a consistent inventory tailored to regional markets. Taiga serves various clients, including big-box retailers, building supply yards, and industrial manufacturers. Established in 1973 and headquartered in Burnaby, Canada, Taiga Building Products Ltd. is a subsidiary of Avarga Limited.

Fintech Cadence, founded in 2017 and based in Montreal, Canada, is an accelerator firm dedicated to supporting early-stage fintech entrepreneurs. The organization offers a range of events and programs designed to foster collaboration and innovation within the fintech community. By providing mentorship, office space, and acceleration support, Fintech Cadence helps startups develop financial products from the ground up. The firm collaborates with a diverse network of talent, including entrepreneurs, universities, academics, venture capitalists, incubators, accelerators, and financial institutions, all aimed at nurturing the growth of Canadian fintech startups.

Autobooks, Inc. is a provider of integrated payment and accounting software designed for small businesses and delivered through financial institutions. Founded in 2015 and based in Detroit, Michigan, Autobooks offers a cloud-based platform that simplifies the management of cash flow and automates accounting processes. The platform enables small businesses to easily receive payments online, reconcile accounts, and access tools for invoicing, bill payment, and merchant services. By embedding its services within existing digital banking channels, Autobooks allows financial institutions to enhance their offerings and provide essential back-office support for their small business clients. The company, which was previously known as Automated Booking, Inc., rebranded to Autobooks, Inc. in March 2018.

Visao is a Quebec-based company that provides manufacturers with advanced sales and marketing solutions through an innovative platform. This platform allows manufacturers to generate 3D and augmented reality models from their CAD files, enhancing the way products are presented to potential customers. By utilizing augmented reality, Visao helps manufacturers create interactive and engaging product experiences that offer greater customization and understanding of dimensions and configurations. This unique approach allows buyers to interact with products in ways that traditional images and videos cannot achieve. Visao is committed to delivering exceptional customer service and support, equipping clients with the necessary tools to thrive in a competitive market. The company focuses on transforming the way manufacturers showcase their offerings, ultimately enhancing the sales process and customer engagement.

Alongside Inc. offers a comprehensive software platform designed to facilitate the hiring process for employers in Canada. The platform allows companies to create and distribute job advertisements across multiple job boards with a single posting, enhancing visibility and outreach. It supports employers in managing their hiring pipeline, communicating with candidates through bulk messaging templates, and collaborating with team members to evaluate applicants effectively. Additionally, Alongside provides custom solutions tailored to the specific needs of hiring companies. Founded in 2012 and based in Moncton, Canada, Alongside was previously known as Qimple Inc. before rebranding in September 2016. The company aims to improve the connection between job seekers and employers, ultimately streamlining recruitment and enhancing employer branding.

Spark Plug is a large language model trained with ethical data and youth culture, that transforms classic literature into culturally relevant language for Gen Z students.

Trillium Health Partners is a hospital that values fiscal responsibility as well as high-quality patient care. Trillium Health Partners provides comprehensive acute care hospital services and community-based, specialized programs. The mission of Trillium Health Partners is to provide high-quality care that is easily accessible to communities at the lowest possible cost.

Everstream Solutions, LLC is a Cleveland-based network service provider specializing in fiber-based Ethernet, Internet, and data center solutions for businesses in Northeast Ohio. Established in 2012, the company operates an extensive network of over 2,500 miles of fiber across 24 counties, ensuring high-speed connectivity with up to 10 Gigabit service. Everstream focuses on delivering reliable and efficient network solutions while maintaining a strong commitment to customer service. Its offerings include dedicated internet access, dark fiber, cloud backup and recovery, as well as engineering and construction services. The company also features a 24/7 network operations center staffed by certified technical personnel, enhancing its support for clients.

Autobooks, Inc. is a provider of integrated payment and accounting software designed for small businesses and delivered through financial institutions. Founded in 2015 and based in Detroit, Michigan, Autobooks offers a cloud-based platform that simplifies the management of cash flow and automates accounting processes. The platform enables small businesses to easily receive payments online, reconcile accounts, and access tools for invoicing, bill payment, and merchant services. By embedding its services within existing digital banking channels, Autobooks allows financial institutions to enhance their offerings and provide essential back-office support for their small business clients. The company, which was previously known as Automated Booking, Inc., rebranded to Autobooks, Inc. in March 2018.

Ethnocare specializes in designing and manufacturing orthopaedic devices aimed at enhancing the mobility and comfort of amputees. Their flagship product, the Overlay, incorporates an integrated pump system that allows for easy and effective adjustments to the fit of the prosthesis, eliminating the need for traditional prosthetic socks. This innovative device features a flexible sports fabric sleeve and a series of pneumatic cells that respond to changes in the volume of the residual limb, ensuring a consistent and comfortable fit. By adapting to various limb morphologies, Ethnocare's products significantly improve the user experience for those requiring prosthetic devices.

Everstream Solutions, LLC is a Cleveland-based network service provider specializing in fiber-based Ethernet, Internet, and data center solutions for businesses in Northeast Ohio. Established in 2012, the company operates an extensive network of over 2,500 miles of fiber across 24 counties, ensuring high-speed connectivity with up to 10 Gigabit service. Everstream focuses on delivering reliable and efficient network solutions while maintaining a strong commitment to customer service. Its offerings include dedicated internet access, dark fiber, cloud backup and recovery, as well as engineering and construction services. The company also features a 24/7 network operations center staffed by certified technical personnel, enhancing its support for clients.

Roostify, Inc. is a technology company that specializes in developing a digital mortgage platform aimed at enhancing the home lending experience. Founded in 2012 and headquartered in San Francisco, California, the company serves a diverse clientele that includes enterprise banks, independent brokers, and various lending institutions. Roostify's platform streamlines the loan application process by digitizing the entire application-to-closing workflow, allowing borrowers to apply for mortgages easily while facilitating seamless communication and document sharing among all parties involved. Originally known as Blue Igloo, Inc., the company rebranded to Roostify in July 2015, reflecting its commitment to transforming the lending landscape.

Cold Spring Harbor Laboratory (CSHL) has been a global leader in research and education. The international scientific community at CSHL provides a unique and stimulating atmosphere for doctoral research—an environment where students, postdoctoral fellows, and faculty work side-by-side.

The MS Society provides services to people with multiple sclerosis and their families and funds research to find the cause and cure for this disease. They have a membership of 17,000 and are the only national voluntary organization in Canada that supports both MS research and services. Since their founding in 1948, the core support of the MS Society has been from tens of thousands of dedicated individuals, companies and foundations in communities across Canada. The Society receives almost no funding from government. The MS Society is governed by a board of directors comprised of 14 volunteer members who are elected annually. There are seven regional divisions and more than 90 chapters that engage in many community-based activities. Some 1,500 volunteers serve on MS Society national, division and chapter boards and committees. An estimated 13,500 women and men are volunteers for service programs, fundraising events, public awareness campaigns and social action activities. The head office of the MS Society is located in Toronto, Ontario. Division offices are located in Dartmouth, Montreal, Toronto, Winnipeg, Regina, Edmonton, and Vancouver.

STAG Industrial is a real estate investment trust focused on the acquisition, ownership, and management of single-tenant industrial properties across the United States. The company primarily targets Class B industrial properties, particularly in secondary markets, with purchase prices exceeding $5 million that are essential to the tenants' operations. While the majority of its portfolio consists of warehouse and distribution facilities, STAG Industrial may also consider properties in primary and tertiary markets when favorable risk-adjusted returns are available. The company generates nearly all of its revenue from rental income, primarily from clients in sectors such as air freight and logistics, with a significant portion of its facilities located in Midwestern and Eastern U.S. cities.

Flybits is the leading customer experience platform for the financial services sector, delivering personalization at scale. With the most advanced capabilities in the market, its enterprise-level solution brings relevant content, products, offers, and information to a bank’s digital channels based on what each individual customer needs in the moments that matter. With Flybits, banks are able to design, launch, and measure data-driven consumer experiences that deliver the right information to the right customer at the right time, while preserving their privacy. www.flybits.com

Peabody Properties services are accounting & finance, compliance & quality assurance, facilities, property management, marketing & leasing, sales & brokerage.

Public Health Management Corporation (PHMC) is a nonprofit public health institute that builds healthier communities through partnerships with government, foundations, businesses and community-based organizations. It fulfills its mission to improve the health of the community by providing outreach, health promotion, education, research, planning, technical assistance, and direct services.

Fresche Solutions Inc. is a legacy management company that specializes in modernizing business-critical applications. It provides a comprehensive suite of tools and services, including the X-Analysis software for managing the IBM i lifecycle, iModernize for transforming AS/400 RPG and COBOL applications into modern architectures like Microsoft and Java, and the Newlook suite aimed at enhancing traditional IBM i systems. Additionally, the company offers business intelligence and development tools, as well as HP e3000 modernization solutions. Fresche Solutions also delivers consulting and technical support services, focusing on application and database modernization, project management, and ongoing application support. With a commitment to strategy and productivity, the company serves a diverse clientele in Canada and internationally. Founded in 1976 and based in Montreal, Canada, Fresche Solutions has expanded its operations with offices in several locations, including the United States, Australia, India, and the United Kingdom. Previously known as Fresche Legacy Inc., the company rebranded in April 2017.

Moven is a company that specializes in mobile banking and personal finance solutions, aimed at enhancing financial wellness for users. Founded in 2011 and headquartered in New York, Moven provides a platform that allows banks and non-bank partners to acquire and engage customers effectively. Its offerings include a mobile money-management application, a debit card, and a contactless payment sticker, all designed to deliver real-time spending insights. These tools empower users to make informed financial decisions and promote savings. Moven's innovative, data-driven services are tailored to improve the financial health of customers, allowing financial institutions to focus on fostering stronger relationships with their clientele.

In choosing Western, students will become part of a vibrant learning community at one of Canada's top research-intensive universities. Along with a wide variety of intellectually challenging and engaging academic programs, the University is also alive with a diverse array of opportunities for student involvement, personal growth and leadership development, and numerous co-curricular and extracurricular activities.

ImmuCell has a dedicated group of employees who are actively developing, manufacturing and selling innovative products such as First Defense®, the #1 product administered to calves for scours prevention. Our corporate capabilities and technical expertise include the following:

Conifer Realty LLC is a real estate company based in Rochester, New York, specializing in the development, construction, ownership, and management of affordable housing communities. Since its establishment in 1975, the company has developed or acquired over 250 properties comprising more than 19,000 units. Currently, Conifer manages over 13,500 apartment units across New York, New Jersey, Pennsylvania, Maryland, and Ohio. The company provides a comprehensive range of services, including in-house development, construction, management, marketing, legal, finance, accounting, and tax credit compliance. Conifer Realty is dedicated to offering high-quality long-term housing solutions tailored to meet the needs and affordability of its residents.

Albert Fried & Company is a specialist firm on the New York Stock Exchange, providing a range of brokerage and trading services. The company specializes in prime brokerage and clearing, along with execution and trading services. Additionally, it offers technology solutions, commission management, and research services to its clients. With a focus on delivering comprehensive support in financial markets, Albert Fried & Company serves a diverse clientele, contributing to its reputation within the industry.

SecureKey Technologies Inc. is an identity and authentication provider that facilitates secure and convenient access to online services for consumers. The company develops cloud-based identity networks that connect individuals with various online services, emphasizing privacy and security. Its offerings are designed for a range of sectors, including banking, government, healthcare, telecommunications, and utilities. Established in 2008 and headquartered in Toronto, Canada, SecureKey also maintains offices in Boston, Washington D.C., and San Francisco. The firm collaborates with organizations like Digital Bazaar and is supported by notable investors such as Visa, MasterCard, and Intel Capital. By focusing on creating frictionless digital identity solutions, SecureKey enables organizations to meet the growing demand for secure online transactions.

Transactis, Inc. specializes in Software-as-a-Service (SaaS) solutions for electronic bill presentment and payment, primarily serving businesses in the United States. The company offers BillerIQ, a cloud-based platform that allows businesses to send electronic bills and invoices while facilitating payments through online, phone, and mobile channels. Additionally, Transactis provides DocumentIQ, a digital document management solution that helps organizations manage and store documents electronically. Its services cater to various sectors, including financial services, healthcare, utilities, education, and retail, among others. Transactis operates through a reseller network that includes financial institutions and technology companies, positioning itself as a comprehensive partner by providing sales, marketing, and operational support to enhance resellers' offerings. The company adheres to stringent regulatory standards, ensuring compliance with industry requirements. Founded in 2001 and headquartered in New York, Transactis operates as a subsidiary of Mastercard Incorporated.

Markley Group is New England's largest and longest-operating multi-tenant data center and telecommunications facility. Its flagship site at One Summer Street in Boston spans 920,000 square feet and accommodates a diverse array of global companies, including major telecommunications, financial, healthcare, and technology firms. This carrier-neutral facility provides access to over 80 independent network providers and multiple utility feeds, ensuring uninterrupted power and reliable service. With eight points of entry for fiber optics, it serves as a critical hub for major fiber routes in the region. Additionally, Markley Group operates a 352,000 square foot data center in Lowell, Mass. The company offers a multi-site elastic cloud service that enables clients to scale resources based on usage and has partnered with EMC to provide Elastic Cloud Storage for object storage solutions. The Boston Internet Exchange, located at One Summer Street, facilitates IP peering relationships among clients. Markley Group maintains its facilities with a dedicated team of engineers and technicians available around the clock, emphasizing performance and reliability, having never experienced a primary power outage in over 15 years of operation.

Cedar Realty Trust, Inc. is a fully-integrated real estate investment trust that owns shopping centers. Our high-quality core portfolio of primarily grocery-anchored shopping centers straddling the Washington, DC to Boston corridor totals 10 million square feet of GLA. We are focused on creating long-term value for our shareholders and long term relationships with our tenants.

Cedar Realty Trust, Inc. is a fully-integrated real estate investment trust that owns shopping centers. Our high-quality core portfolio of primarily grocery-anchored shopping centers straddling the Washington, DC to Boston corridor totals 10 million square feet of GLA. We are focused on creating long-term value for our shareholders and long term relationships with our tenants.

Seven Generations Energy Ltd. explores and develops oil and gas resources. The company focuses on developing non-conventional resource plays in Canada and the United States. Seven Generations Energy Ltd. was founded in 2008 and is based in Calgary, Canada.

The South Financial Group is a bank holding company focused on serving small businesses, middle market companies, and retail customers in the Carolinas and Florida. At March 31, 2010, it had approximately $12.4 billion in total assets and 176 branch offices. TSFG operates Carolina First Bank, which conducts banking operations in North Carolina and South Carolina (as Carolina First Bank), and in Florida (as Mercantile Bank). At March 31, 2010, approximately 44% of TSFG’s total customer deposits were in South Carolina, 45% were in Florida, and 11% were in North Carolina. Investor information is available at www.thesouthgroup.com.