The Farmers & Merchants State Bank

Peoples Sidney Financial Corp was incorporated by Peoples Federal under the laws of the State of Delaware in January 1997 for the purpose of owning all of the outstanding stock of Peoples Federal issued in the Conversion. The Holding Company has applied to the OTS to acquire all of the common stock of Peoples Federal which will be outstanding upon completion of the Conversion.

Bank of Geneva is a traditional community bank that has been serving its local area for over 130 years. Established during a period of significant economic growth, the bank aims to meet the financial needs of its customers with a practical and straightforward approach. It offers a range of services, including personal loans, home mortgages, home equity lines of credit, auto loans, and agricultural loans. Additionally, the bank provides various banking services such as internet banking, mobile banking, online bill payment, and ACH transfers. Customers can also access checking and savings accounts, certificates of deposit, and individual retirement accounts. Limberlost Bancshares, Inc. serves as the holding company for Bank of Geneva, which emphasizes its commitment to community-focused banking and customer service.