Everywhere Ventures

Chaiz is an innovative online marketplace specializing in extended car warranties, addressing the financial burden faced by many car owners in the United States. With a significant portion of the population unable to manage unexpected car repair costs, Chaiz provides a digital platform that allows users to purchase warranties directly from protection providers. By eliminating the need for call centers and in-person transactions, Chaiz streamlines the buying process and offers a more transparent way for consumers to compare options. This approach not only enhances the shopping experience but also reduces costs for customers by an average of 40%, making extended warranties more accessible and affordable.

Operator of a SaaS-based healthcare price transparency platform intended to aggregate and contextualize price transparency, insurance, and demographic data. The company's platform offers health plans a simple way to comply with the CMS (Centers for Medicare and Medicaid Services) price transparency legislation while digitizing how patients shop, book, and pay for healthcare, enabling users to realize average cost savings to guide every healthcare purchasing decision.

Khyaal is a comprehensive digital solution aimed at enhancing the quality of life for senior citizens in India. The company has developed a digital club application that offers a variety of services designed to improve the physical, emotional, and social well-being of elderly individuals. Its offerings include digital literacy programs, engaging entertainment content, curated travel experiences, financial services, and personalized assistance. By facilitating on-demand services and organizing enjoyable activities, Khyaal empowers seniors to learn, engage, and foster independence during their retirement years. The company is dedicated to making a positive impact on the lives of the elderly, emphasizing respect, individuality, and collective growth within its community.

Indemn AI is a technology company focused on enhancing the insurance industry through artificial intelligence. It provides insurers and brokers with advanced GenAI agents that facilitate customer engagement and improve internal operations. These multi-modal agents enable communication through various channels, including voice, webchat, text, and email, ensuring a seamless experience for users. Indemn AI also features a unique human-in-the-loop AI Copilot, along with a customizable AI Studio, which allows for the development of tailored, production-ready solutions. Additionally, the company offers a chatbot platform that creates self-service experiences for purchasing coverages, such as digital event and wedding insurance, thereby helping clients mitigate risks associated with events. Overall, Indemn AI aims to support the digital transformation of insurance businesses by providing innovative tools and services that address their operational challenges.

Chaiz is an innovative online marketplace specializing in extended car warranties, addressing the financial burden faced by many car owners in the United States. With a significant portion of the population unable to manage unexpected car repair costs, Chaiz provides a digital platform that allows users to purchase warranties directly from protection providers. By eliminating the need for call centers and in-person transactions, Chaiz streamlines the buying process and offers a more transparent way for consumers to compare options. This approach not only enhances the shopping experience but also reduces costs for customers by an average of 40%, making extended warranties more accessible and affordable.

OneAssure is a modern health insurance brokerage that focuses on providing a comprehensive distribution network for health insurance products and services. The company has developed a platform that assists individuals in making informed decisions when selecting insurance plans. This platform offers a wide range of insurance products, including health, term, and life insurance, allowing customers to compare different plans, purchase policies, and file claims online. Additionally, OneAssure provides access to expert guidance and support from experienced insurance advisors, enhancing the customer experience and ensuring that clients receive the assistance they need throughout the insurance process.

Estafsar helps connect people with insurance companies and brokers to help them find their next insurance policy. It is an online insurance directory company. It offers personal and business insurance policies through its website and network of independent brokers.

Figuro is a technology company that specializes in transforming traditional insurance agents and brokers into modern insurtech firms. It offers a specialized Workflow Productivity System designed to address the inefficiencies commonly faced by these professionals. The platform centralizes data from multiple insurance carriers, streamlines administrative and sales tasks, and automates document generation, including the automatic completion of PDF forms. Additionally, it provides tools for data analysis and decision-making, enabling agents and brokers to enhance their workflows and improve accuracy. By empowering these professionals with a digital-first approach, Figuro facilitates a transition from conventional methods to innovative insurtech solutions, ultimately enhancing the client experience in the insurance sector, particularly in Latin America.

Modern Life is a technology-driven insurance brokerage focused on enhancing the life insurance experience for clients and advisors. The company provides a comprehensive platform that leverages advanced technology and artificial intelligence to streamline operations within the insurance sector. By equipping advisors with tools for efficient client service, Modern Life aims to simplify the application process, improve business efficiency, and reduce costs. This innovative approach enables advisors to deliver advice more effectively, fostering a better overall experience for clients. With significant backing from prominent investors, including major insurance companies and notable founders from successful startups, Modern Life is positioned to transform the insurance brokerage landscape.

Nimblr is an insurance company focused on creating a decentralized insurance platform that leverages blockchain technology. The platform aims to facilitate a community-driven approach to insurance, allowing various stakeholders—including insureds, underwriters, actuaries, and assessors—to operate anonymously and autonomously. By providing digital asset and smart contract risk coverage, Nimblr enables users to establish efficient and profitable risk pools, contributing to the development of a decentralized insurance industry. The company also offers traditional insurance services, including actuaries, claims assessors, and appraisers, accessible through an online inquiry form on its website.

Indemn AI is a technology company focused on enhancing the insurance industry through artificial intelligence. It provides insurers and brokers with advanced GenAI agents that facilitate customer engagement and improve internal operations. These multi-modal agents enable communication through various channels, including voice, webchat, text, and email, ensuring a seamless experience for users. Indemn AI also features a unique human-in-the-loop AI Copilot, along with a customizable AI Studio, which allows for the development of tailored, production-ready solutions. Additionally, the company offers a chatbot platform that creates self-service experiences for purchasing coverages, such as digital event and wedding insurance, thereby helping clients mitigate risks associated with events. Overall, Indemn AI aims to support the digital transformation of insurance businesses by providing innovative tools and services that address their operational challenges.

Betterleave is a digital health platform dedicated to providing personalized care for individuals navigating grief and loss. It offers a comprehensive bereavement benefits service that supports employees coping with the death of a loved one, including family members, friends, colleagues, pets, or pregnancy loss. The platform combines human guidance with advanced software to engage users effectively, connecting them to essential resources and ongoing support. Betterleave’s services include individual grief counseling, group support, and navigation assistance through the complexities of bereavement. By integrating with insurers and partnering with employers, Betterleave coordinates value-driven care that enhances outcomes, reduces costs, and improves the overall member experience throughout the bereavement process.

Khyaal is a comprehensive digital solution aimed at enhancing the quality of life for senior citizens in India. The company has developed a digital club application that offers a variety of services designed to improve the physical, emotional, and social well-being of elderly individuals. Its offerings include digital literacy programs, engaging entertainment content, curated travel experiences, financial services, and personalized assistance. By facilitating on-demand services and organizing enjoyable activities, Khyaal empowers seniors to learn, engage, and foster independence during their retirement years. The company is dedicated to making a positive impact on the lives of the elderly, emphasizing respect, individuality, and collective growth within its community.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Dorothy is a technology-driven company focused on revolutionizing disaster recovery processes. It empowers individuals affected by disasters by connecting them with dedicated recovery specialists, ensuring fair, fast, and straightforward recovery experiences. The company's services include accurate flood zone mapping for exposure assessment and comparable insurance quotes, as well as recovery payments and services for property owners facing severe weather events. Dorothy aims to simplify the flood insurance process and help future homeowners reduce risk.

Curve Health, Inc. is an innovative online platform focused on enhancing senior care by integrating telemedicine, health information exchange, smart billing, and predictive analytics. Established in 2020 and headquartered in New York, the company aims to improve healthcare delivery for seniors by facilitating remote patient care across various settings, including skilled nursing facilities, homes, and ambulances. Curve Health's platform has successfully reduced patient transfers from skilled nursing facilities to emergency departments by over 50%. It streamlines care coordination between hospital systems and post-acute facilities, automates billing processes, and enhances the tracking of patient diagnoses and outcomes. By bridging existing gaps in healthcare delivery, Curve Health seeks to optimize resource allocation, minimize readmissions, and ensure a seamless experience for patients, ultimately leading to improved care quality and financial returns for healthcare providers.

Circle is a developer of insurance sales and member retention products tailored for health insurance carriers and their sales channels. The company's platform enables brokers to efficiently quote and enroll clients in various Medicare Advantage, supplemental, and prescription drug plans across the country. Utilizing advanced customer relationship management features, Circle's tools include commission tracking, contracting, licensing, lead generation, and digital Statements of Understanding, all designed to streamline the insurance sales process. By enhancing benefit management capabilities, Circle aims to reduce the financial burden of out-of-pocket medical costs for beneficiaries and improve overall sales efficiency for insurance companies. In addition, the company is working on a platform to facilitate telemedicine access for older adults during the COVID-19 pandemic, further supporting healthcare needs in the community.

Circle is a developer of insurance sales and member retention products tailored for health insurance carriers and their sales channels. The company's platform enables brokers to efficiently quote and enroll clients in various Medicare Advantage, supplemental, and prescription drug plans across the country. Utilizing advanced customer relationship management features, Circle's tools include commission tracking, contracting, licensing, lead generation, and digital Statements of Understanding, all designed to streamline the insurance sales process. By enhancing benefit management capabilities, Circle aims to reduce the financial burden of out-of-pocket medical costs for beneficiaries and improve overall sales efficiency for insurance companies. In addition, the company is working on a platform to facilitate telemedicine access for older adults during the COVID-19 pandemic, further supporting healthcare needs in the community.

Particle Health Inc. is a healthcare technology company that focuses on enabling the secure exchange of medical information through its API platform. Founded in 2017 and headquartered in Manhattan, New York, the company’s solutions allow patients and consumers to share their medical records, which are often scattered across various providers. By creating a unified health record, Particle Health connects disparate data sources and standardizes this information to FHIR R4, facilitating usability at scale. One of its significant offerings, the Smart Consent tool, enables tracking and unlocking of patient information for purposes such as clinical trials and life insurance underwriting. The company serves various sectors within the healthcare industry, including telemedicine, pharmacy, and virtual health, while ensuring compliance with HIPAA regulations.

CoverTree is an insurance technology company based in Detroit, Michigan, that specializes in providing digital insurance solutions for residents of manufactured homes. The company enhances the insurance experience by offering digital distribution, automated underwriting, and data-driven pricing tailored to the needs of this specific market. CoverTree's manufactured home insurance products are available in several states, including Arizona, Indiana, Michigan, New Mexico, Ohio, Illinois, and Tennessee. By focusing on specialty personal lines of insurance, CoverTree aims to improve access to quality coverage for its clients.