Third Prime

Kafene is a fintech platform that enables flexible purchase options and underwriting for consumers across a broad range of products, including furniture, appliances, electronics, musical instruments, and jewelry. The company combines data inputs with artificial intelligence and machine learning to underwrite and approve payments through a digital payments ecosystem that includes app-based wallets. It provides near-instantaneous decisioning and ongoing servicing for merchants and customers, offering flexible repayment terms and a no-obligation return option if a consumer cannot continue payments, helping avoid traditional debt traps. By integrating payment processing, underwriting, and servicing, Kafene helps merchants extend credit while giving buyers access to purchases with terms aligned to their credit profile.

Kafene is a fintech platform that enables flexible purchase options and underwriting for consumers across a broad range of products, including furniture, appliances, electronics, musical instruments, and jewelry. The company combines data inputs with artificial intelligence and machine learning to underwrite and approve payments through a digital payments ecosystem that includes app-based wallets. It provides near-instantaneous decisioning and ongoing servicing for merchants and customers, offering flexible repayment terms and a no-obligation return option if a consumer cannot continue payments, helping avoid traditional debt traps. By integrating payment processing, underwriting, and servicing, Kafene helps merchants extend credit while giving buyers access to purchases with terms aligned to their credit profile.

Kafene is a fintech platform that enables flexible purchase options and underwriting for consumers across a broad range of products, including furniture, appliances, electronics, musical instruments, and jewelry. The company combines data inputs with artificial intelligence and machine learning to underwrite and approve payments through a digital payments ecosystem that includes app-based wallets. It provides near-instantaneous decisioning and ongoing servicing for merchants and customers, offering flexible repayment terms and a no-obligation return option if a consumer cannot continue payments, helping avoid traditional debt traps. By integrating payment processing, underwriting, and servicing, Kafene helps merchants extend credit while giving buyers access to purchases with terms aligned to their credit profile.

Octane is a financing platform designed to facilitate lifestyle purchases, such as powersports vehicles, RVs, and outdoor power equipment, by enhancing the buying experience for consumers. The company employs advanced technology and innovative risk strategies to create a seamless, end-to-end process that supports customers throughout their purchasing journey. Octane inspires enthusiasts through its editorial brands, prequalifies consumers for financing online using its e-commerce tools, and connects customers with partner dealerships for efficient closing. Additionally, Octane provides comprehensive loan servicing to assist customers during the life of their loans. Operating as a remote-first organization, Octane maintains offices in New York, Irving, Irvine, and Knoxville, and collaborates with over 35 original equipment manufacturers and 4,000 dealer partners across the United States. The company has been recognized for its rapid growth, earning a spot on the 2022 Inc 5000 list of America's Fastest Growing Private Companies and being certified as a great place to work.

Kafene is a fintech platform that enables flexible purchase options and underwriting for consumers across a broad range of products, including furniture, appliances, electronics, musical instruments, and jewelry. The company combines data inputs with artificial intelligence and machine learning to underwrite and approve payments through a digital payments ecosystem that includes app-based wallets. It provides near-instantaneous decisioning and ongoing servicing for merchants and customers, offering flexible repayment terms and a no-obligation return option if a consumer cannot continue payments, helping avoid traditional debt traps. By integrating payment processing, underwriting, and servicing, Kafene helps merchants extend credit while giving buyers access to purchases with terms aligned to their credit profile.

Octane is a financing platform designed to facilitate lifestyle purchases, such as powersports vehicles, RVs, and outdoor power equipment, by enhancing the buying experience for consumers. The company employs advanced technology and innovative risk strategies to create a seamless, end-to-end process that supports customers throughout their purchasing journey. Octane inspires enthusiasts through its editorial brands, prequalifies consumers for financing online using its e-commerce tools, and connects customers with partner dealerships for efficient closing. Additionally, Octane provides comprehensive loan servicing to assist customers during the life of their loans. Operating as a remote-first organization, Octane maintains offices in New York, Irving, Irvine, and Knoxville, and collaborates with over 35 original equipment manufacturers and 4,000 dealer partners across the United States. The company has been recognized for its rapid growth, earning a spot on the 2022 Inc 5000 list of America's Fastest Growing Private Companies and being certified as a great place to work.

Kafene is a fintech platform that enables flexible purchase options and underwriting for consumers across a broad range of products, including furniture, appliances, electronics, musical instruments, and jewelry. The company combines data inputs with artificial intelligence and machine learning to underwrite and approve payments through a digital payments ecosystem that includes app-based wallets. It provides near-instantaneous decisioning and ongoing servicing for merchants and customers, offering flexible repayment terms and a no-obligation return option if a consumer cannot continue payments, helping avoid traditional debt traps. By integrating payment processing, underwriting, and servicing, Kafene helps merchants extend credit while giving buyers access to purchases with terms aligned to their credit profile.

Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.

Petal Card, Inc. is a credit card company focused on providing financial access to individuals without traditional credit histories, such as students and immigrants. Founded in 2015 and based in New York, the company utilizes machine learning to analyze users' digital financial records, allowing for cash flow underwriting as an alternative to conventional credit scoring. This innovative approach enables Petal to offer higher credit limits and lower rates compared to competing credit cards. The company's flagship product, the Petal Visa, is designed to promote responsible spending and credit-building, accompanied by a user-friendly digital application for managing payments. Petal aims to make credit more honest, simple, and accessible, fostering a financial environment that encourages users to succeed.

Octane is a financing platform designed to facilitate lifestyle purchases, such as powersports vehicles, RVs, and outdoor power equipment, by enhancing the buying experience for consumers. The company employs advanced technology and innovative risk strategies to create a seamless, end-to-end process that supports customers throughout their purchasing journey. Octane inspires enthusiasts through its editorial brands, prequalifies consumers for financing online using its e-commerce tools, and connects customers with partner dealerships for efficient closing. Additionally, Octane provides comprehensive loan servicing to assist customers during the life of their loans. Operating as a remote-first organization, Octane maintains offices in New York, Irving, Irvine, and Knoxville, and collaborates with over 35 original equipment manufacturers and 4,000 dealer partners across the United States. The company has been recognized for its rapid growth, earning a spot on the 2022 Inc 5000 list of America's Fastest Growing Private Companies and being certified as a great place to work.