Umbra Capital Partners

Zilch Technology Limited is a London-based company founded in 2018 that specializes in a buy now, pay later platform. It offers a flexible payment solution that allows customers to make purchases either online or in-store while splitting the total cost into manageable, interest-free payments over six weeks. Zilch provides a virtual credit card linked to users' current accounts, ensuring automated payments and the option for refunds. This service aims to convert potential customers into buyers by enhancing the shopping experience and making it more accessible.

Hastee Technologies Ltd is a London-based company that offers an employee benefit program allowing workers to access a portion of their earned wages immediately. Founded in 2017, the platform seamlessly integrates with existing payroll and time management systems, benefiting salaried, shift, and contract workers. By enabling employees to receive their pay on demand, Hastee enhances financial wellbeing and provides greater choice for the workforce. Companies utilizing this service can experience improved productivity, engagement, recruitment, and retention without incurring additional costs or impacting their cash flow. Hastee was formerly known as Hastee Pay Ltd until its name change in June 2020.