UNIQA Insurance Group

Fizimed SAS is a French company based in Strasbourg that specializes in developing medical devices aimed at addressing urinary incontinence in women. The company's flagship product, EMY, is a perineal probe designed to facilitate pelvic floor muscle reeducation. EMY connects to a mobile application, allowing users to engage in customized, interactive exercises that strengthen their pelvic floor while tracking their progress in real time. The device incorporates gamified elements to motivate users, offering various activities that turn exercises into enjoyable challenges. Founded in 2017, Fizimed is committed to balancing the safety and quality of medical devices with user-friendly technology, while actively working to destigmatize urinary incontinence—a common issue affecting one in ten women. Through social media initiatives, Fizimed fosters a community that encourages open discussions around this topic, aiming to empower women to take control of their health and well-being.

ifeel is an emotional well-being platform for organizations and individuals that combines data-driven technology with licensed psychologists to provide scalable mental healthcare. The platform supports global access by enabling users to complete assessments and receive online psychology support, facilitating consultations and treatment for conditions such as stress, anxiety, and depression. By integrating self-assessment tools with professional care, ifeel aims to make effective mental health services more accessible and convenient for employees and clients alike.

goUrban is a developer of innovative transportation solutions that focuses on enhancing the mobility landscape through electric vehicle rental services. The company offers a range of fully electric scooters and other mobility options, designed to be compact and easily parked, thus increasing fleet availability for shared mobility operators. By streamlining operations and optimizing resource management, goUrban aims to reduce operational costs while delivering superior customer experiences. Their services promote sustainability by minimizing CO2 emissions and optimizing the use of parking spaces, making them a safe and convenient transportation choice for users.

Doctorly is a health tech company that provides a cloud-based practice management platform for doctors to run their entire practice in one system. The platform includes digital booking, video conferencing, electronic health records, and patient health analysis, and offers a connected patient app along with an integration platform to natively connect tools and workflows within the healthcare ecosystem. The goal is to save doctors time, reduce costs, and increase efficiency while enabling broader connectivity with partners and services. Founded in 2017 and based in Berlin, Germany.

Abi Global Health is an information technology company specializing in the healthcare sector, providing an online platform that facilitates connections between users and medical professionals. The company's application leverages artificial intelligence to deliver health advice through micro-consultations and telemedicine solutions, integrating with popular messaging apps. This approach allows users to access trusted medical guidance from a global network of doctors, ensuring they can receive prompt answers or detailed consultations as needed. Abi Global Health aims to enhance the accessibility of healthcare services through innovative technology.

Doctorly is a health tech company that provides a cloud-based practice management platform for doctors to run their entire practice in one system. The platform includes digital booking, video conferencing, electronic health records, and patient health analysis, and offers a connected patient app along with an integration platform to natively connect tools and workflows within the healthcare ecosystem. The goal is to save doctors time, reduce costs, and increase efficiency while enabling broader connectivity with partners and services. Founded in 2017 and based in Berlin, Germany.

ifeel is an emotional well-being platform for organizations and individuals that combines data-driven technology with licensed psychologists to provide scalable mental healthcare. The platform supports global access by enabling users to complete assessments and receive online psychology support, facilitating consultations and treatment for conditions such as stress, anxiety, and depression. By integrating self-assessment tools with professional care, ifeel aims to make effective mental health services more accessible and convenient for employees and clients alike.

Insly is a cloud-based insurance software provider for brokers and agents. Its platform supports policy, billing and accounting, renewal, document and reporting management, as well as debt management and developer tools, with customizable interfaces and online storage. It also offers wholesale distribution software for managing general agents and a cloud-based claims processing solution configurable for insurers, brokers, and agents. Originating as a spin-off from the IIZI Group, Insly was launched in London and was incorporated in 2014, with offices in Tallinn, Riga, Warsaw, and San Francisco.

Impress specializes in invisible orthodontics, offering personalized teeth alignment services. They treat unbalanced bites, crowded teeth, rotations, and interdental spaces, with individualized digital monitoring.

goUrban is a developer of innovative transportation solutions that focuses on enhancing the mobility landscape through electric vehicle rental services. The company offers a range of fully electric scooters and other mobility options, designed to be compact and easily parked, thus increasing fleet availability for shared mobility operators. By streamlining operations and optimizing resource management, goUrban aims to reduce operational costs while delivering superior customer experiences. Their services promote sustainability by minimizing CO2 emissions and optimizing the use of parking spaces, making them a safe and convenient transportation choice for users.

Cachet OÜ, established in 2018 and headquartered in Tallinn, Estonia, operates an innovative online insurance brokerage platform focused on the mobility sector, particularly for ride-hailing drivers. The company offers a variety of insurance products, including traffic and casco insurance, as well as fleet insurance. Cachet serves as a data intermediary between gig economy platforms and insurance providers by aggregating and enriching data on service provision across multiple platforms. This data-driven approach enables insurance companies to deliver personalized coverage options tailored to individual service providers based on their actual working hours, thereby enhancing pricing, predictability, and risk management within the gig and sharing economy.

Byrd is a logistics company that operates a fulfillment network designed to connect online merchants with an international warehouse system. This enables retailers to provide advanced shipping options globally without the need to establish their own logistics infrastructure. The company’s platform seamlessly integrates with major e-commerce systems, allowing retailers to enhance their service offerings and improve customer proximity. Byrd's technology-driven solution facilitates real-time stock tracking and first-mile shipping services, including item pick-up and packaging, accessible via a mobile application. This comprehensive approach aims to support both private and business customers in efficiently managing their shipping needs.

Founded in 2015, Spotawheel is a tech-driven used car dealership platform operating in Greece and Poland. It offers a transparent marketplace for buying and selling used cars, with predictive analytics to assess vehicle condition and a range of financing options.

Yokoy is a FinTech company that automates spend management for medium and large enterprises. Its platform combines expense management, supplier invoice management, and smart corporate cards into one intuitive system powered by artificial intelligence and machine learning.

FINABRO GmbH, founded in 2016 and based in Vienna, Austria, specializes in online financial advisory services focused on personal savings and investments. The company provides a web-based platform that assists customers in managing their savings and investments effectively. Through its mobile application, FINABRO offers personalized savings plans, allowing users to allocate their funds into various pension plans that promise higher returns with reduced risk. By emphasizing active and professional risk management, FINABRO aims to simplify the investment process for individuals, addressing the challenges of low-interest savings accounts and the complexities of alternative investment options.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Kevin is a fintech company that offers an advanced account-to-account payment infrastructure. It aims to replace traditional card transactions with direct bank account payments, improving customer experience and reducing costs for merchants.

Anansi offers an embedded goods-in-transit insurance platform for distribution partners and e-commerce merchants. Its automated API enables seamless integration with third-party logistics providers, marketplaces, and online retailers to offer insurance directly within their front-end environments. Anansi's platform provides one-click signup, zero admin, and parametrically triggered claims and payouts for lost or delayed parcels.

BestDoctor is a Moscow-based healthcare technology company that specializes in providing private medical insurance solutions for businesses and their employees. Established in 2015, it has emerged as a significant player in the European insurtech market, boasting the second highest number of users among similar companies. BestDoctor's platform offers a range of services, including 24/7 health support and telemedicine consultations, enabling users to access medical advice and care conveniently. The company serves over 100 corporate clients from various industries, including IT, retail, and pharmaceuticals, and conducts more than 30 telemedicine consultations daily. Its innovative approach to risk management and customer-focused product development has allowed BestDoctor to optimize healthcare costs and enhance service delivery. As a result of its strong performance, the company was recognized in 2019 as one of the "Top 17 Health Insurance Startups" globally.

Coya is a technology-driven insurance company that redesigns and extends the insurance value chain to better meet customers' real-life needs. It offers scalable, personalized, and transparent insurance coverage, leveraging AI to manage risks and provide protection at the point of need. The company's digital platform is designed to combine technology and insurance, enabling clients to conveniently manage their risks and protect their interests through low-cost, user-friendly products.

Impress specializes in invisible orthodontics, offering personalized teeth alignment services. They treat unbalanced bites, crowded teeth, rotations, and interdental spaces, with individualized digital monitoring.

Calingo is a digital insurance platform that specializes in providing personalized and optimized risk protection directly at the point of sale. The company focuses on offering customized insurance products designed to meet individual customer needs, ensuring transparency and fairness in pricing. By leveraging technology, Calingo aims to deliver tailored insurance solutions that are both suitable and transparent for customers.

Wayflyer is a Dublin-based revenue-based financing platform specifically designed for e-commerce brands. The company offers fast and affordable funding solutions to facilitate business growth while simplifying the financing process. In addition to funding, Wayflyer provides an analytics platform that leverages a daily underwriting engine to assess marketing performance. This enables e-commerce businesses to receive detailed insights and recommendations aimed at optimizing their campaign budgets and enhancing overall performance. By combining financial support with actionable marketing analytics, Wayflyer aims to empower e-commerce brands to achieve sustainable growth.

Founded in 2014, Telemedi specializes in digital healthcare solutions. Their platform offers telemedicine, automated triage using AI, remote medical device monitoring, and API integrations for businesses.

Twisto is a payment platform that enables flexible online purchases and bill management across Central and Eastern Europe. It provides deferred payments and pay-in-three options, with physical and virtual cards and mobile wallet integrations that support Mastercard and Apple Pay compatible transactions. Through the Twisto app, users can capture bills by photo, consolidate multiple payments, and settle them at the end of the month. The service aims to simplify spending by offering one-click online checkout alongside tools to track and manage expenses, while enabling broader use of the card and wearable payment options for everyday transactions. It also supports international payments with competitive exchange rates, helping users manage cross-border purchases without friction.

Doctorly is a health tech company that provides a cloud-based practice management platform for doctors to run their entire practice in one system. The platform includes digital booking, video conferencing, electronic health records, and patient health analysis, and offers a connected patient app along with an integration platform to natively connect tools and workflows within the healthcare ecosystem. The goal is to save doctors time, reduce costs, and increase efficiency while enabling broader connectivity with partners and services. Founded in 2017 and based in Berlin, Germany.

FinCompare GmbH is a fintech startup based in Berlin, Germany, that provides a financing platform tailored for small and medium-sized enterprises (SMEs). Founded in October 2016 by Stephan Heller, the company enables businesses to access a wide array of financing options, including corporate loans, factoring, leasing, warehouse financing, and mezzanine capital. Through its online platform, FinCompare allows users to independently compare offers from various banks, fintechs, and alternative financial services providers, simplifying the financing process with a digital application system. This one-stop destination for financing questions empowers SMEs to make informed decisions, facilitating their ability to secure loans from reliable lenders while enhancing risk management.

omni:us specializes in intelligent insurance claim automation. Its Digital Claims Adjuster integrates with existing systems like Guidewire and Sapiens to automate end-to-end claims processes for seven property and casualty lines of business. Powered by AI, it offers a comprehensive claims decision catalog, significantly reducing process costs while enhancing customer satisfaction.

Second Nature is a London-based company that offers online behavioral change programs designed to help individuals manage their health, particularly those at risk of type 2 diabetes. Founded in 2013, the company provides a smartphone application that coaches and motivates users to adopt healthier lifestyles. Through its platform, users can sign up for various programs, track their progress, and ultimately graduate to maintain their health improvements. Formerly known as Our Path Ltd, the company rebranded to Second Nature in February 2020, reflecting its commitment to fostering lasting lifestyle changes for its users.

Insly is a cloud-based insurance software provider for brokers and agents. Its platform supports policy, billing and accounting, renewal, document and reporting management, as well as debt management and developer tools, with customizable interfaces and online storage. It also offers wholesale distribution software for managing general agents and a cloud-based claims processing solution configurable for insurers, brokers, and agents. Originating as a spin-off from the IIZI Group, Insly was launched in London and was incorporated in 2014, with offices in Tallinn, Riga, Warsaw, and San Francisco.

kompany is a regulatory technology platform specializing in global business verification and business KYC, offering real-time access to audit-proof, primary source, and time-stamped company information from over 150 jurisdictions. Headquartered in Vienna, Austria, with additional offices in Singapore and the UK, kompany was founded in 2012 and has since assembled a diverse team of developers, regulatory experts, and product managers. The company operates as a government-licensed clearing house and serves as an official distributor for commercial and business registers across multiple countries. Its suite of products includes an API and a shareholder identification tool known as UBO discovery, designed to help financial institutions, payment service providers, insurers, and other regulated entities automate their due diligence processes and comply with current anti-money laundering regulations.

Twisto is a payment platform that enables flexible online purchases and bill management across Central and Eastern Europe. It provides deferred payments and pay-in-three options, with physical and virtual cards and mobile wallet integrations that support Mastercard and Apple Pay compatible transactions. Through the Twisto app, users can capture bills by photo, consolidate multiple payments, and settle them at the end of the month. The service aims to simplify spending by offering one-click online checkout alongside tools to track and manage expenses, while enabling broader use of the card and wearable payment options for everyday transactions. It also supports international payments with competitive exchange rates, helping users manage cross-border purchases without friction.

bsurance is an insurance technology company that provides a cloud-based platform to design, embed and manage insurance products for business customers. Operating on a B2B2C model, it connects B2C partners (end users) with insurance product providers through REST APIs, embedding policies directly into existing sales channels such as apps, websites and point-of-sale systems. The platform enables end-to-end digital insurance processes, issuing policies in real time and handling billing and claims. bsurance supports a range of sectors, including energy suppliers, electronics retailers, mobility providers, trade and telecommunications, enabling clients to offer tailored commercial insurance as part of their services. By integrating insurance into partners’ workflows, it creates new customer value, supports sales growth and loyalty, and provides insurers with faster access to new segments through seamless integration across B2C sales platforms.

Playbrush GmbH is an innovative company based in Vienna, Austria, founded in 2014, that specializes in developing smart devices designed to enhance dental hygiene for children. The company's flagship product, Playbrush, is an attachment that converts any manual toothbrush into a gaming controller, allowing users to engage in interactive mobile games while brushing their teeth. This transformation turns the mundane task of brushing into an exciting adventure, where users can control various activities through their brushing movements. Playbrush provides personalized feedback, statistics, and rewards, making the experience both enjoyable and effective. The company markets its products online and through various retailers in Australia, the United Kingdom, and other international markets, also offering a range of games and a monitoring application for parents to track their children's brushing habits.

FinCompare GmbH is a fintech startup based in Berlin, Germany, that provides a financing platform tailored for small and medium-sized enterprises (SMEs). Founded in October 2016 by Stephan Heller, the company enables businesses to access a wide array of financing options, including corporate loans, factoring, leasing, warehouse financing, and mezzanine capital. Through its online platform, FinCompare allows users to independently compare offers from various banks, fintechs, and alternative financial services providers, simplifying the financing process with a digital application system. This one-stop destination for financing questions empowers SMEs to make informed decisions, facilitating their ability to secure loans from reliable lenders while enhancing risk management.

Eversports is an online platform designed to facilitate the discovery and booking of sports events and venues. It serves as a marketplace that connects sports enthusiasts directly with sports facilities, enabling users to easily find, book, and pay for various sports activities through smartphones or other devices. Eversports aims to simplify access to local sports facilities and create a community of sports participants who can share their passion for physical activities. The platform provides a comprehensive interface where users can obtain all necessary information about available courts, courses, and potential sports partners, thereby enhancing the overall experience of engaging in sports.

Insly is a cloud-based insurance software provider for brokers and agents. Its platform supports policy, billing and accounting, renewal, document and reporting management, as well as debt management and developer tools, with customizable interfaces and online storage. It also offers wholesale distribution software for managing general agents and a cloud-based claims processing solution configurable for insurers, brokers, and agents. Originating as a spin-off from the IIZI Group, Insly was launched in London and was incorporated in 2014, with offices in Tallinn, Riga, Warsaw, and San Francisco.

bsurance is an insurance technology company that provides a cloud-based platform to design, embed and manage insurance products for business customers. Operating on a B2B2C model, it connects B2C partners (end users) with insurance product providers through REST APIs, embedding policies directly into existing sales channels such as apps, websites and point-of-sale systems. The platform enables end-to-end digital insurance processes, issuing policies in real time and handling billing and claims. bsurance supports a range of sectors, including energy suppliers, electronics retailers, mobility providers, trade and telecommunications, enabling clients to offer tailored commercial insurance as part of their services. By integrating insurance into partners’ workflows, it creates new customer value, supports sales growth and loyalty, and provides insurers with faster access to new segments through seamless integration across B2C sales platforms.

Twisto is a payment platform that enables flexible online purchases and bill management across Central and Eastern Europe. It provides deferred payments and pay-in-three options, with physical and virtual cards and mobile wallet integrations that support Mastercard and Apple Pay compatible transactions. Through the Twisto app, users can capture bills by photo, consolidate multiple payments, and settle them at the end of the month. The service aims to simplify spending by offering one-click online checkout alongside tools to track and manage expenses, while enabling broader use of the card and wearable payment options for everyday transactions. It also supports international payments with competitive exchange rates, helping users manage cross-border purchases without friction.

FINABRO GmbH, founded in 2016 and based in Vienna, Austria, specializes in online financial advisory services focused on personal savings and investments. The company provides a web-based platform that assists customers in managing their savings and investments effectively. Through its mobile application, FINABRO offers personalized savings plans, allowing users to allocate their funds into various pension plans that promise higher returns with reduced risk. By emphasizing active and professional risk management, FINABRO aims to simplify the investment process for individuals, addressing the challenges of low-interest savings accounts and the complexities of alternative investment options.

FinCompare GmbH is a fintech startup based in Berlin, Germany, that provides a financing platform tailored for small and medium-sized enterprises (SMEs). Founded in October 2016 by Stephan Heller, the company enables businesses to access a wide array of financing options, including corporate loans, factoring, leasing, warehouse financing, and mezzanine capital. Through its online platform, FinCompare allows users to independently compare offers from various banks, fintechs, and alternative financial services providers, simplifying the financing process with a digital application system. This one-stop destination for financing questions empowers SMEs to make informed decisions, facilitating their ability to secure loans from reliable lenders while enhancing risk management.

INZMO is an innovative insurtech company that specializes in providing embedded insurance solutions for residential renters throughout Europe. The company offers a range of digital insurance products, including renters, electronics, liability, and home contents insurance. Utilizing advanced technologies such as artificial intelligence, INZMO enhances its fraud prevention and claims handling processes, resulting in improved efficiency and customer satisfaction. The company’s proprietary digital platform streamlines operations and reduces costs, enabling quick responses to customer needs. INZMO is dedicated to understanding and addressing customer challenges, which shapes its service offerings. Recognized for its contributions to the insurance sector, INZMO has garnered accolades such as the best fintech company in the StartUp Europe Awards and the Insurance Shaper of the Year. By prioritizing a customer-centric approach and embracing continual innovation, INZMO aims to set a new standard for renters’ insurance.