Twisto Payments a.s., founded in 2013 and based in Prague, Czech Republic, operates a payment platform that caters to users in the Czech Republic and Poland. With over 600,000 users and 100,000 app and card clients, Twisto is recognized for its buy-now, pay-later capabilities and flexible installment financing. The company provides a user-friendly daily payments app that enhances the point-of-sale experience, allowing customers to make one-click bill and invoice payments, as well as access competitive foreign exchange rates and travel insurance. Twisto's platform supports convenient online purchasing through a virtual card and third-party payment tools, enabling customers to manage their payments efficiently and effectively. Additionally, Twisto serves as a primary Mastercard issuer and integrates seamlessly with Apple Pay, further streamlining the payment process for its users.