VR Ventures

Kertos is a software company that develops and provides a holistic compliance platform in Europe, implementing automation and execution in a highly regulated environment focusing on the operational needs for all stakeholders involved. With their focus on product, integration, and automation they enable businesses to scale, to adopt and to maneuver in modern tech environments with only a fraction of the current workload. They drive consumer engagement and help companies to interact with their customers in sensitive matters.

Finanzguru is an AI-powered financial assistant that assists users in managing their accounts and contracts. Finanzguru determines a user's disposable income in real time based on their income and expenses. It even considers its contractual partners' upcoming bookings. This provides users with a single number that contains all of the information they require. Finanzguru gives users complete control over their finances and safely and reliably guides them.

The Fintech startup Banxware specializes in embedded lending solutions tailored to platform-based businesses, fintechs, and banks. In a rapidly evolving digital economy, flexible financing holds increasing importance. The data-driven technology seamlessly integrates lending solutions into various platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access the required liquidity. Banxware’s commitment lies in bolstering platforms, promoting growth, and enhancing customer convenience by providing essential financial infrastructure. With Banxware, platforms can instantly launch tailored embedded lending solutions across Europe. The company was founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß and employs 50+ people in their Berlin headquarters.

Finanzguru is an AI-powered financial assistant that assists users in managing their accounts and contracts. Finanzguru determines a user's disposable income in real time based on their income and expenses. It even considers its contractual partners' upcoming bookings. This provides users with a single number that contains all of the information they require. Finanzguru gives users complete control over their finances and safely and reliably guides them.

CURE is a vertical neobank that offers integrated banking services to doctors and medical practices. CURE runs an open-banking based business finance management platform for health professionals.

Operator of a construction tech company intended to increase long-term profitability for construction companies. The company builds an ecosystem combining software and asset operations, that acts as the central operating system for the modern construction company, enabling building contractors to enhance their productivity and make better use of their construction fleet.

Backbone is the platform for instant ordering of all types of real estate visuals. The platform allows real estate teams to order, store and manage their visuals while facilitating collaboration with internal and external stakeholders.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

Palturai provides visualization tools and business intelligence, using data exclusively from official sources.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

The Fintech startup Banxware specializes in embedded lending solutions tailored to platform-based businesses, fintechs, and banks. In a rapidly evolving digital economy, flexible financing holds increasing importance. The data-driven technology seamlessly integrates lending solutions into various platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access the required liquidity. Banxware’s commitment lies in bolstering platforms, promoting growth, and enhancing customer convenience by providing essential financial infrastructure. With Banxware, platforms can instantly launch tailored embedded lending solutions across Europe. The company was founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß and employs 50+ people in their Berlin headquarters.

RightNow is a consumer factoring provider and one of the most successful German legaltech startups. With its products, RightNow buys consumer claims from everyday life situations and pays a large part of the reimbursement within only 24 hours. The claims are assessed using specially developed algorithms and enforced in court through highly automated processes.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.