VR Ventures

ClimeFi is the leader specialising in permanent carbon removals (CDRs), partnering with companies to build portfolio of certified CDR assets. We partner with organisations on their net zero journey to help them turn climate commitments into permanent carbon removal.

KohortPay is a social commerce platform designed to enhance the checkout experience through gamification and referral rewards. The company enables retailers to integrate social media into their payment processes, allowing customers to easily share their purchases and earn rewards. This innovative approach increases the value of influencer marketing, effectively doubling conversion rates while reducing customer acquisition costs. KohortPay streamlines collaboration and payments for both retailers and consumers, ensuring that referral incentives can be applied to purchases even after they are completed. By leveraging social sharing, KohortPay drives customer acquisition and boosts sales for businesses, making it a valuable tool in the evolving landscape of e-commerce.

Founded in 2020, Banxware specializes in embedded lending solutions for platform-based businesses, fintechs, and banks. Its data-driven technology integrates seamlessly into platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access liquidity. Headquartered in Berlin with over 50 employees, the company facilitates tailored embedded lending solutions across Europe.

Orus offers straightforward insurance coverage tailored for European small and medium-sized businesses (SMBs). Its online platform provides affordable policies with transparent pricing, easy policy modification, fraud prevention measures, and assistance services. This enables SMBs to protect their premises, contents, and civil liability, allowing them to focus on their core operations.

ContractHero provides a digital contract management solution for business customers. Its software centralizes corporate contracts, automatically analyzes and digitizes uploaded documents, and structures key contact information. It offers insights into costs and obligations, and sends reminders for expiring contracts and approaching notice periods, helping users manage deadlines and reduce unnecessary expenditures. By digitizing and automating processes in financial and legal areas, the platform enables small and medium-sized enterprises and startups to gain visibility, control, and efficiency over their contract portfolio.

Kertos is a European software company specializing in compliance solutions. It offers an automated platform designed to streamline data protection processes, including managing data subject rights, consent management, and records of processing activities. By automating these tasks, Kertos helps businesses across industries reduce manual efforts and legal costs.

Finanzguru is an AI-powered financial assistant that helps users manage their accounts and contracts efficiently. The platform analyzes users' income and expenses in real time to calculate their disposable income, factoring in upcoming bookings from contractual partners. By providing a comprehensive overview of financial status, Finanzguru empowers users to take control of their finances with ease. The application not only streamlines the management of contracts but also offers personalized recommendations aimed at optimizing savings. Through its user-friendly interface, Finanzguru facilitates financial digitization, ultimately enhancing users' financial situations with minimal effort.

Founded in 2021, Atlas Metrics aims to make corporate impacts on people and the environment transparent. It develops an ESG and sustainability management platform that simplifies compliance tracking across diverse industries. The platform uses AI for automated reporting, integrates with company systems, and provides unified data collection.

Founded in 2020, Banxware specializes in embedded lending solutions for platform-based businesses, fintechs, and banks. Its data-driven technology integrates seamlessly into platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access liquidity. Headquartered in Berlin with over 50 employees, the company facilitates tailored embedded lending solutions across Europe.

Finanzguru is an AI-powered financial assistant that helps users manage their accounts and contracts efficiently. The platform analyzes users' income and expenses in real time to calculate their disposable income, factoring in upcoming bookings from contractual partners. By providing a comprehensive overview of financial status, Finanzguru empowers users to take control of their finances with ease. The application not only streamlines the management of contracts but also offers personalized recommendations aimed at optimizing savings. Through its user-friendly interface, Finanzguru facilitates financial digitization, ultimately enhancing users' financial situations with minimal effort.

ContractHero provides a digital contract management solution for business customers. Its software centralizes corporate contracts, automatically analyzes and digitizes uploaded documents, and structures key contact information. It offers insights into costs and obligations, and sends reminders for expiring contracts and approaching notice periods, helping users manage deadlines and reduce unnecessary expenditures. By digitizing and automating processes in financial and legal areas, the platform enables small and medium-sized enterprises and startups to gain visibility, control, and efficiency over their contract portfolio.

CURE is a vertical neobank that offers integrated banking services to doctors and medical practices. CURE runs an open-banking based business finance management platform for health professionals.

Flexcavo GmbH, founded in 2020 and based in Rosenheim, Germany, specializes in renting construction machinery through both online and offline platforms. The company aims to enhance long-term profitability for construction firms by creating an integrated ecosystem that combines software and asset operations. This system serves as a central operating platform for modern construction companies, allowing contractors to improve productivity and optimize the use of their construction fleets. Through its innovative approach, Flexcavo addresses the evolving needs of the construction industry, positioning itself as a key player in construction technology.

Backbone Art SA operates a platform that connects professional photographers and videographers with businesses and consumers for various visual projects, including real estate photography, event documentation, and food product imaging. The platform offers comprehensive tools for booking, content hosting, post-production, invoicing, and payment processing, enabling users to efficiently order, store, and manage their visual assets. Targeting real estate companies, international event planners, and global marketplaces, Backbone facilitates collaboration among internal teams and external stakeholders. Headquartered in Geneva, Switzerland, the company also has an office in Berlin, Germany.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Palturai offers visualization tools and business intelligence powered by data from official sources. The company develops a graph intelligence platform to visualize and analyze business relationships. Its platform applies artificial intelligence to process public data, providing interactive network visualizations, automated risk assessments, continuous monitoring, and seamless integration with existing systems, enabling businesses to uncover hidden connections, detect fraud, and streamline operations through efficient investigations.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Founded in 2020, Banxware specializes in embedded lending solutions for platform-based businesses, fintechs, and banks. Its data-driven technology integrates seamlessly into platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access liquidity. Headquartered in Berlin with over 50 employees, the company facilitates tailored embedded lending solutions across Europe.

RightNow is a German startup specializing in consumer factoring. It purchases consumer claims from daily life situations, such as delayed flights or damaged goods, and pays a significant portion of the reimbursement within just 24 hours. The company uses proprietary algorithms to assess claims and automates court enforcement processes.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Nuwo specializes in managing hybrid workspaces. It provides financing, equipping, and management services for offices and home workplaces.