XL Innovate

Zendrive Inc. is a San Francisco-based company that develops a mobile application designed to track various driving metrics, including speed, location, direction, and acceleration, using smartphone sensors. Founded in 2013 and initially known as Inner Circle Technologies, Zendrive focuses on enhancing road safety through data analytics. The company's platform employs artificial intelligence algorithms to analyze sensor data, delivering actionable insights related to driving behaviors such as speeding, hard braking, phone usage, and collision events. By leveraging this data, Zendrive aims to improve safety for passengers and drivers globally, offering behavioral coaching and incentives to encourage safer driving practices. As the transportation landscape shifts towards shared and on-demand services, Zendrive plays a crucial role in addressing the evolving safety needs within this context.

Embroker, Inc. is a digital insurance brokerage that specializes in providing insurance services for small and mid-sized businesses. Founded in 2015 and headquartered in San Francisco, with additional offices in Chicago and Boston, the company utilizes an online platform that enables clients to buy, manage, and analyze their commercial insurance policies efficiently. This platform allows users to share, request, and track proof of coverage through digital certificates of insurance and provides tools for real-time claims tracking. Embroker offers a variety of insurance products, including Commercial General Liability, property insurance, professional liability, and employee benefits, among others. The company also facilitates peer comparison, helping clients benchmark their policies against industry standards. By combining technology with brokerage expertise, Embroker aims to simplify the insurance process and enhance value for its clients in the competitive property and casualty insurance market.

Slice Labs Inc. is a New York-based company that specializes in on-demand insurance solutions tailored for the evolving digital economy. The company offers a cloud-based platform that allows users to easily access and purchase instant insurance coverage, including car and rental insurance, via their smartphones or laptops. Slice Labs also develops Slice Mind, an AI-driven tool that assists businesses in personalizing and predicting insurance risk, and operates Duuo, an on-demand digital insurance brand. With a focus on enabling insurers and technology providers to create flexible, pay-as-you-go insurance products, Slice Labs has expanded its operations to the United Kingdom, the European Union, and recently launched services in the Asia Pacific region.

WWindward is the leading Predictive Intelligence company fusing AI and big data to digitalize the global maritime industry, enabling organizations to achieve business and operational readiness. Windward’s AI-powered solution allows stakeholders including banks, commodity traders, and major energy and shipping companies, to make real-time, predictive intelligence driven decisions, with a 360° view of the maritime ecosystem and its broader impact on safety, security, finance, and business

Cape Analytics uses deep learning and geospatial imagery to provide instant property intelligence for buildings across the United States. Cape Analytics enables insurers and other property stakeholders to access valuable property attributes at time of underwriting—with the accuracy and detail that traditionally required an on-site inspection, but with the speed and coverage of property record pre-fill. Founded in 2014, Cape Analytics is backed by leading venture firms and comprised of computer vision and risk analysis experts.

Slice Labs Inc. is a New York-based company that specializes in on-demand insurance solutions tailored for the evolving digital economy. The company offers a cloud-based platform that allows users to easily access and purchase instant insurance coverage, including car and rental insurance, via their smartphones or laptops. Slice Labs also develops Slice Mind, an AI-driven tool that assists businesses in personalizing and predicting insurance risk, and operates Duuo, an on-demand digital insurance brand. With a focus on enabling insurers and technology providers to create flexible, pay-as-you-go insurance products, Slice Labs has expanded its operations to the United Kingdom, the European Union, and recently launched services in the Asia Pacific region.

Pillar Technologies, Inc. specializes in construction site risk management services, focusing on minimizing exposure to destructive environmental conditions that can lead to significant revenue losses for general contractors and insurance companies. Founded in 2015 and based in Somerville, Massachusetts, the company employs on-site sensors to monitor risks such as fire outbreaks, high humidity, and mold growth. Its platform offers real-time data and alerts to detect and mitigate these hazardous conditions, along with predictive analytics that facilitate process improvements in building strategies and management. Pillar Technologies aims to enhance efficiency and safety on construction sites through better environmental oversight.

GeoQuant develops a platform for measuring political risk in real time. The platform combines political science and computer science to address current inefficiencies in identifying, tracking, pricing, and measuring political risks for investors, executives, and other business decision makers. The company was founded in 2016 and is based in New York, New York with a development office in Tel Aviv, Israel.

Notion is a company that specializes in home monitoring systems, providing property owners with tools to safeguard their spaces and belongings. Founded in 2013 by Brett Jurgens and Ryan Margoles and based in Denver, Colorado, Notion offers a multi-function, compact sensor that delivers real-time alerts for various issues, including motion detection, temperature changes, water leaks, and alarms. The system is designed to enhance home awareness through an intuitive user experience and comprehensive data analytics, allowing customers to proactively address potential problems in their homes.

Stonestep SA is a Swiss insurtech company founded in 2012 and headquartered in Zug, Switzerland. It specializes in Microinsurance as a Service, a platform that allows mobile network operators, retailers, and other corporations to enhance their service offerings and generate additional revenue. Stonestep's innovative approach targets emerging markets, providing affordable risk products tailored to the needs of first-generation insurance customers. By leveraging technology and partnerships, Stonestep aims to transform the delivery of insurance in these regions, making it more accessible to a broader audience. The company's operations extend globally, addressing diverse insurance needs across various markets.

Lemonade, Inc. is an insurance company based in New York, offering a range of insurance products in the United States and Europe. Founded in 2015, the company provides homeowners and renters insurance, as well as landlord insurance policies for individuals renting out their properties. Lemonade utilizes artificial intelligence and behavioral economics to streamline the insurance process, replacing traditional brokers and reducing paperwork to create a seamless customer experience. The company employs bots and machine learning to deliver instant insurance solutions, allowing for efficient claims processing and rate setting. Additionally, Lemonade acts as an agent for other insurance providers, expanding its offerings in the market.

Cape Analytics uses deep learning and geospatial imagery to provide instant property intelligence for buildings across the United States. Cape Analytics enables insurers and other property stakeholders to access valuable property attributes at time of underwriting—with the accuracy and detail that traditionally required an on-site inspection, but with the speed and coverage of property record pre-fill. Founded in 2014, Cape Analytics is backed by leading venture firms and comprised of computer vision and risk analysis experts.

Lemonade, Inc. is an insurance company based in New York, offering a range of insurance products in the United States and Europe. Founded in 2015, the company provides homeowners and renters insurance, as well as landlord insurance policies for individuals renting out their properties. Lemonade utilizes artificial intelligence and behavioral economics to streamline the insurance process, replacing traditional brokers and reducing paperwork to create a seamless customer experience. The company employs bots and machine learning to deliver instant insurance solutions, allowing for efficient claims processing and rate setting. Additionally, Lemonade acts as an agent for other insurance providers, expanding its offerings in the market.

Notion is a company that specializes in home monitoring systems, providing property owners with tools to safeguard their spaces and belongings. Founded in 2013 by Brett Jurgens and Ryan Margoles and based in Denver, Colorado, Notion offers a multi-function, compact sensor that delivers real-time alerts for various issues, including motion detection, temperature changes, water leaks, and alarms. The system is designed to enhance home awareness through an intuitive user experience and comprehensive data analytics, allowing customers to proactively address potential problems in their homes.

Embroker, Inc. is a digital insurance brokerage that specializes in providing insurance services for small and mid-sized businesses. Founded in 2015 and headquartered in San Francisco, with additional offices in Chicago and Boston, the company utilizes an online platform that enables clients to buy, manage, and analyze their commercial insurance policies efficiently. This platform allows users to share, request, and track proof of coverage through digital certificates of insurance and provides tools for real-time claims tracking. Embroker offers a variety of insurance products, including Commercial General Liability, property insurance, professional liability, and employee benefits, among others. The company also facilitates peer comparison, helping clients benchmark their policies against industry standards. By combining technology with brokerage expertise, Embroker aims to simplify the insurance process and enhance value for its clients in the competitive property and casualty insurance market.

Slice Labs Inc. is a New York-based company that specializes in on-demand insurance solutions tailored for the evolving digital economy. The company offers a cloud-based platform that allows users to easily access and purchase instant insurance coverage, including car and rental insurance, via their smartphones or laptops. Slice Labs also develops Slice Mind, an AI-driven tool that assists businesses in personalizing and predicting insurance risk, and operates Duuo, an on-demand digital insurance brand. With a focus on enabling insurers and technology providers to create flexible, pay-as-you-go insurance products, Slice Labs has expanded its operations to the United Kingdom, the European Union, and recently launched services in the Asia Pacific region.

Notion is a company that specializes in home monitoring systems, providing property owners with tools to safeguard their spaces and belongings. Founded in 2013 by Brett Jurgens and Ryan Margoles and based in Denver, Colorado, Notion offers a multi-function, compact sensor that delivers real-time alerts for various issues, including motion detection, temperature changes, water leaks, and alarms. The system is designed to enhance home awareness through an intuitive user experience and comprehensive data analytics, allowing customers to proactively address potential problems in their homes.