Southern Bancorp

Southern Bancorp, Inc. is a community development financial institution based in Arkadelphia, Arkansas, with additional branches in Arkansas and Mississippi. Founded in 1986, the organization focuses on providing banking and lending services to underserved communities, particularly in rural areas. Southern Bancorp has originated over $2 billion in development loans, primarily targeting individuals and organizations in some of the poorest regions of the United States. The institution emphasizes the importance of access to capital for both rural families and local organizations, recognizing that financial investment must be coupled with comprehensive community engagement in areas such as education, housing, healthcare, and economic development to drive meaningful change. Through strategic partnerships and initiatives, Southern Bancorp aims to strengthen financial access and investment, thereby enabling communities to achieve greater financial stability and growth.