HSBC Innovation Banking

Exowatt is a next-generation renewable energy company that specializes in providing sustainable energy solutions for commercial and industrial applications. The company develops a modular full-stack energy system that consists of a heat collector, a heat battery, and a heat engine. This innovative system is designed to deliver dispatchable power and heat, ensuring that energy is consistently available to meet the demands of energy-intensive operations, such as data centers. By focusing on modularity and efficiency, Exowatt aims to enhance the accessibility and reliability of renewable energy, facilitating a transition towards more sustainable energy practices in various industries.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Beekeeper is a mobile-first communication platform designed specifically for non-desk employees, facilitating real-time messaging and targeted communication streams across various shifts, locations, and languages. Its application serves as a digital workplace hub, integrating multiple operational systems and communication channels to enhance employee engagement and retention. By automating processes and minimizing dependence on paper, Beekeeper transforms traditional workplace operations, allowing frontline workers to access essential resources such as schedules and paystubs. The platform enables users to communicate instantly, share files, and assign tasks through group chats or predefined streams, all of which can be accessed securely from both desktop and mobile devices. This comprehensive approach empowers clients to improve productivity and effectively connect their teams.

ClearScore is a financial technology company that offers credit scoring services and a marketplace aimed at improving users' financial well-being. The company provides access to crucial financial data, including credit reports and scores, as well as open banking data. Its platform is designed to assist users in consolidating personal debts and repaying them through low-interest, fixed-rate loans. By empowering individuals with these tools, ClearScore enables users to make informed and responsible decisions regarding debt management and financial planning.

WeaveGrid is a technology company focused on facilitating the integration of electric vehicles (EV) with the power grid. By employing machine learning, optimization, and predictive analytics, WeaveGrid's software addresses the challenges associated with EV-grid integration for utility companies. This innovative solution not only enhances the incorporation of renewable energy resources but also aims to reduce costs for utility customers. The company's efforts support the broader goals of decarbonization in the transportation and power sectors, enabling utilities to safely and economically adapt to the growing demand for electric vehicles.

CoachHub is a digital learning and coaching platform based in Berlin, Germany, founded in 2018. It specializes in providing personalized video coaching sessions with experienced business coaches, complemented by tailored micro-learning content. The platform is designed to facilitate coaching for employees across various industries, including automotive, consumer goods, financial services, healthcare, and technology, among others. CoachHub's offerings include AI-enabled coaching and data-driven insights that allow organizations to create scalable and measurable coaching programs for their workforce, regardless of department or seniority level. By enabling remote and online coaching, CoachHub ensures that employees can access development opportunities from any location, fostering growth and talent development within organizations.

A B2B platform connecting global companies for cost-effective chemical sourcing.

Molten Ventures is a venture capital firm established in 2006 and located in London, United Kingdom. The company focuses on investing in European businesses across various sectors, including software, telecommunications, electronics, digital health, and cleantech services. Molten Ventures aims to support innovative entrepreneurs who are poised to shape the future, particularly in areas such as commercial services, deep technology, artificial intelligence, and software as a service (SaaS). By concentrating on these dynamic sectors, the firm seeks to foster the growth of transformative companies that are at the forefront of technological advancement.

Pleo is a Copenhagen-based company founded in 2015 by Jeppe Rindom and Niccolo Perra, dedicated to transforming business spending for modern teams. The company offers an all-in-one platform designed to simplify the expense management process. Its innovative solution includes smart company cards and a user-friendly mobile application that automatically matches receipts and tracks spending in real-time. Pleo's platform eliminates the need for traditional expense reports and streamlines bookkeeping tasks by integrating directly with accounting software, providing businesses with comprehensive visibility and control over their expenditures. By focusing on making employees feel valued at work, Pleo aims to enhance the overall experience of managing business spending.

Tech1M is a developer of an AI-powered recruitment automation and talent matching platform designed to help businesses efficiently source and manage skilled tech talent. The company's platform integrates various recruitment functions, including job boards, onboarding, and talent networks, facilitating a streamlined process for attracting, evaluating, hiring, and managing candidates. By leveraging artificial intelligence, Tech1M enhances the recruitment experience, enabling organizations to quickly identify and secure top global talent.

Recogni Inc. is a technology company focused on the development of artificial intelligence-based cameras and processors for real-time object identification. Founded in 2017 and headquartered in San Jose, California, with an additional office in Munich, Germany, Recogni specializes in creating high-performance, low-power inference processing solutions tailored for the automotive industry. The company's offerings include an inferencing system module and chips designed for sensor fusion, optimizing performance, power consumption, and visual range in autonomous vehicles. Additionally, Recogni's platform supports scalable data processing for generative AI and intelligent autonomous systems, providing clients with efficient and sustainable solutions for both edge processing in vehicles and data center applications.

Keepit is a company that specializes in data protection solutions for cloud-based applications. It offers a blockchain-verified service that ensures the security of data stored in key business platforms such as Microsoft 365, Microsoft Azure AD, Google, and Salesforce. Headquartered in Copenhagen, Keepit operates globally with a network of offices and data centers, providing reliable cloud-to-cloud backup and recovery services. The company is designed to cater to medium to large organizations, both private and public, by enabling them to safeguard their virtual data against loss or corruption. Trusted by thousands of companies worldwide, Keepit focuses on maintaining professional IT operations through effective managed hosting and customer support services.

Liberis Limited is a London-based company that specializes in providing cash advances and loans to small and medium-sized enterprises. Founded in 2005 and formerly known as Merchant Cash Express Limited, the company rebranded in 2013. Liberis offers a finance platform designed to deliver tailored financial solutions directly to businesses and through partnerships. With a focus on embedded finance, the company aims to support business growth by offering revenue-based financing and alternative financial services. Liberis operates as a subsidiary of Rapid Financial Services, LLC, enhancing its ability to cater to the financial needs of its clients.

Click Therapeutics, Inc. is a New York-based company that specializes in the engineering, validation, development, and commercialization of digital therapeutics aimed at addressing unmet medical needs through cognitive and neurobehavioral modification. Founded in 2012, Click Therapeutics focuses on creating software-based medical treatments for various conditions, including smoking cessation, major depressive disorders, schizophrenia, insomnia, and chronic pain. Its innovative Digital Therapeutics™ can be utilized independently or alongside traditional biomedical treatments, enhancing patient engagement and treatment outcomes. The company's Clickometrics® adaptive data science platform personalizes user experiences to optimize results. Notably, Click's smoking cessation program has successfully launched nationwide, and its leading prescription program is currently undergoing a phase III FDA registration trial for treating Major Depressive Disorder in adults.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

MODIFI GmbH is a Berlin-based company that specializes in providing an online platform for global trade financing, tailored specifically for small and medium-sized enterprises (SMEs). Founded in 2018, MODIFI facilitates international trade by offering digital solutions that enable suppliers to receive instant payments while allowing buyers to defer payments for up to 180 days. The platform aims to enhance liquidity and flexibility for businesses, thereby promoting growth and fostering strong international partnerships. Additionally, MODIFI's trade finance services address the financial challenges faced by SMEs in navigating cross-border transactions, simplifying the financing process and minimizing administrative burdens.

UrbanVolt makes sustainability easy via our unique light-as-a-service model. They retrofit commercial premises with LED lighting for no upfront cost. Their unique light-as-a-service business model allows their clients to enjoy cash and energy savings from the moment of installation. They created this company and capex-free model because they believe businesses should not bear the financial risk of energy reduction projects. Their commitment to maintaining light fittings makes sustainability easy.