Krungsri Finnovate

Founded in 2018, 24 FIX is a home maintenance and repair service provider based in Southeast Asia, focused on delivering comprehensive solutions for property care. The company offers a range of services, including cleaning and repairing appliances like washing machines and air conditioners, as well as electrical, plumbing, and painting work. Unlike typical platforms that merely connect clients with service providers, 24 FIX manages the entire process end-to-end, ensuring high standards of service through a dedicated team. With over 500 active repair teams and a growing workforce of nearly 200 professionals, 24 FIX aims to simplify maintenance tasks, continuously innovate, and enhance the quality of living spaces for its clients. The company's commitment to reliability and expertise positions it as a trusted partner in the home solution industry.

Ascend Money is a fintech startup company that delivers e-payment and micro-lending products.

Klook is a global online platform facilitating the booking of travel experiences, services, and accommodations. It offers a wide array of activities such as tours, theme park tickets, cultural experiences, and adventure activities across numerous destinations worldwide. Additionally, Klook provides essential travel services like public transport passes, airport transfers, car rentals, SIM cards/eSIMs, and dining reservations to cater to various aspects of travel planning.

Finnomena is a digital wealth management platform that caters to both investors and financial advisers. With a management team boasting approximately 50 years of combined experience in the financial sector, Finnomena employs proprietary machine learning technology and a hybrid robo-advisory model to help users achieve above-market returns while providing a seamless, tech-enabled experience. The platform offers a comprehensive suite of services, including an investment and portfolio management application that recommends tailored portfolios based on individual risk profiles. Additionally, Finnomena features a knowledge hub that delivers professionally generated investment content, attracting over 15 million monthly views and 1.2 million social media followers. This integrated approach allows users to research, analyze market data, and receive real-time insights, making it a valuable resource for managing financial goals.

Founded in 2018, 24 FIX is a home maintenance and repair service provider based in Southeast Asia, focused on delivering comprehensive solutions for property care. The company offers a range of services, including cleaning and repairing appliances like washing machines and air conditioners, as well as electrical, plumbing, and painting work. Unlike typical platforms that merely connect clients with service providers, 24 FIX manages the entire process end-to-end, ensuring high standards of service through a dedicated team. With over 500 active repair teams and a growing workforce of nearly 200 professionals, 24 FIX aims to simplify maintenance tasks, continuously innovate, and enhance the quality of living spaces for its clients. The company's commitment to reliability and expertise positions it as a trusted partner in the home solution industry.

Choco Card Enterprise Co., Ltd. operates a digital customer relationship management platform that specializes in providing tools for marketing and customer engagement. Founded in 2014 and headquartered in Bangkok, Thailand, the company offers services including coupon management, mobile application development, and backend management to assist brands in maintaining a customer database. Through its loyalty programs, Choco Card aims to enhance brand loyalty and drive sales for small and medium-sized businesses by delivering personalized rewards and promotions. The platform is recognized as a leading solution in Thailand for both customer relationship management and point-of-sale systems.

ADDX is a company focused on democratizing private capital markets by utilizing blockchain and smart contract technology. Founded in 2017 and regulated by the Monetary Authority of Singapore, ADDX automates various manual processes related to the life cycle of securities across multiple asset classes, including pre-IPO equity, hedge funds, private equity funds, and wholesale bonds. This innovation enables the fractionalization of investments, significantly reducing minimum investment amounts from $1 million to $20,000, thereby allowing more accredited individual investors to access previously inaccessible opportunities. The company's platform facilitates the issuance, settlement, custody, and secondary trading of digital securities, streamlining the trading process and ensuring secure access to capital markets for both investors and issuers.

FWX is a decentralized derivatives platform where users trade against the protocol, while the protocol fully hedges the risk of all positions using liquidity in its pools. FWX has two primary services: lending and borrowing pools and derivatives trading. Unlike the traditional order-book-based double auction matching mechanism, FWX acts as a counterparty to all futures traders and applies a unique hedging algorithm to eliminate the risk using the liquidity in its single-token lending pools. Every futures trade submitted to the platform creates organic borrowing demand in the pools. This solves the problem currently faced by lending platforms in which there are many lenders but significantly fewer borrowers. The higher the trading volume, the higher the yield. With the daily trading volume of 500kUSD, FWX can generate organic yield of at least 20% for a 5mUSD pool.

ADDX is a company focused on democratizing private capital markets by utilizing blockchain and smart contract technology. Founded in 2017 and regulated by the Monetary Authority of Singapore, ADDX automates various manual processes related to the life cycle of securities across multiple asset classes, including pre-IPO equity, hedge funds, private equity funds, and wholesale bonds. This innovation enables the fractionalization of investments, significantly reducing minimum investment amounts from $1 million to $20,000, thereby allowing more accredited individual investors to access previously inaccessible opportunities. The company's platform facilitates the issuance, settlement, custody, and secondary trading of digital securities, streamlining the trading process and ensuring secure access to capital markets for both investors and issuers.

Zipmex is a company that develops a digital asset exchange platform aimed at facilitating secure cryptocurrency investments for both retail and institutional investors. Founded in August 2018 by Akalarp Yimwilai and Marcus Lim in Singapore, the platform allows users to access a diverse range of investment opportunities, including asset-backed digital assets such as gold and real estate, as well as established cryptocurrencies with significant wealth generation potential. Zipmex prioritizes security, employing institutional custody for digital assets insured up to US$100 million. The company is currently licensed to operate in Thailand and Australia, with plans to expand its licensing to Indonesia and Singapore. The platform offers advanced trading features and charting tools, ensuring that users worldwide have the necessary support and resources to navigate the cryptocurrency market effectively.

PEAK is a prominent online accounting software provider in Thailand, catering primarily to small and medium-sized enterprises (SMEs). The company manages nearly 100,000 transactions valued at over 2 billion baht each month, significantly streamlining accounting processes for its users. By reducing paperwork and automating accounting tasks, PEAK enhances productivity and efficiency, allowing businesses to focus on growth. Additionally, the platform improves access to financial resources, increasing the likelihood of securing loans for expansion. Supported by True Incube and backed by investments from True, GSB, and SET, PEAK has garnered several awards for its innovative solutions, positioning itself as a key player in developing the infrastructure needed for a data-driven economy in Thailand.

Zipmex is a company that develops a digital asset exchange platform aimed at facilitating secure cryptocurrency investments for both retail and institutional investors. Founded in August 2018 by Akalarp Yimwilai and Marcus Lim in Singapore, the platform allows users to access a diverse range of investment opportunities, including asset-backed digital assets such as gold and real estate, as well as established cryptocurrencies with significant wealth generation potential. Zipmex prioritizes security, employing institutional custody for digital assets insured up to US$100 million. The company is currently licensed to operate in Thailand and Australia, with plans to expand its licensing to Indonesia and Singapore. The platform offers advanced trading features and charting tools, ensuring that users worldwide have the necessary support and resources to navigate the cryptocurrency market effectively.

Builk Asia Co., Ltd. is a Bangkok-based company that specializes in providing construction project management software solutions. Founded in 2009, Builk offers tools such as CostControl, which enables users to manage project budgets and create essential construction documents like RFQs, POs, and invoices in a cloud environment. This software also allows project managers to access real-time reports on project summaries, costs, and income. Additionally, Builk's SiteWalk feature facilitates instant communication and issue resolution among project teams, enabling collaboration with both internal and external stakeholders. By integrating these functionalities, Builk streamlines the construction process, allowing companies to enhance efficiency and maintain better financial oversight.

Wisesight utilizes social media data for analytics, synthesizing, and unlocking the potential of Raw Data to make it become Valuable Data. utilize Social Data for analyzing, synthesizing, and unlocking the potential of Raw Data in order to make it become Valuable Data which can make benefits for more than 200 brands and agencies in every industry by more than 200 developers, researchers, operator,s and supporters in Bangkok. Our services are cover Thai, English, Burmese and Malay languages, processing the data via Social Media for more than 20 million messages a day.

Flash Express, established in 2017 and based in Bangkok, Thailand, specializes in door-to-door freight pickup and delivery services. Leveraging in-house developed technology and big data, the company streamlines and digitizes its delivery processes, enhancing operational efficiency and offering competitive pricing. Beyond its core service, Flash Express also provides a suite of integrated e-commerce services, including large item delivery (Flash Logistics), goods storage (Flash Fulfillment), parcel delivery agent service (Flash Home), and financial services (Flash Money), all under the Flash Group umbrella.

Choco Card Enterprise Co., Ltd. operates a digital customer relationship management platform that specializes in providing tools for marketing and customer engagement. Founded in 2014 and headquartered in Bangkok, Thailand, the company offers services including coupon management, mobile application development, and backend management to assist brands in maintaining a customer database. Through its loyalty programs, Choco Card aims to enhance brand loyalty and drive sales for small and medium-sized businesses by delivering personalized rewards and promotions. The platform is recognized as a leading solution in Thailand for both customer relationship management and point-of-sale systems.

AppMan is a prominent technology provider in the life insurance sector, catering primarily to leading insurers in Thailand and across Asia. The company focuses on enhancing the insurance sales experience through innovative solutions. A key offering is AgentMate, an electronic Point of Sale system designed to streamline the insurance sales process for agents and clients alike. This modular platform allows insurers to customize their digital roadmap by selecting specific modules that meet their operational needs. Additionally, AppMan's insure-tech platform aids businesses in optimizing work processes by identifying user requirements and translating them into actionable solutions. Through incremental prototyping and risk assessment, AppMan supports customers in maintaining financial health and planning sustainably for the future.

Flash Express, established in 2017 and based in Bangkok, Thailand, specializes in door-to-door freight pickup and delivery services. Leveraging in-house developed technology and big data, the company streamlines and digitizes its delivery processes, enhancing operational efficiency and offering competitive pricing. Beyond its core service, Flash Express also provides a suite of integrated e-commerce services, including large item delivery (Flash Logistics), goods storage (Flash Fulfillment), parcel delivery agent service (Flash Home), and financial services (Flash Money), all under the Flash Group umbrella.

Ricult Inc. operates an online marketplace that connects farmers with suppliers of agricultural inputs and potential crop buyers, primarily focusing on smallholder farmers in developing countries. Founded in 2015 by MIT alumni, the company has developed a comprehensive digital platform that addresses the diverse needs of farmers, utilizing credit scoring algorithms and predictive analytics to assess creditworthiness. The platform also incorporates geographic information systems, satellite imagery, and agronomic models to provide farmers with vital information on crop management, including when to irrigate and harvest. Additionally, Ricult facilitates access to affordable loans and offers recommendations for improving crop yields. Headquartered in Boston, Massachusetts, Ricult currently operates in Thailand and Pakistan, aiming to empower farmers and help them escape poverty while accessing a multi-billion dollar market.

Grab Holdings Inc., headquartered in Singapore, operates a mobile technology platform that integrates city transportation and various on-demand services in Southeast Asia. The company, founded in 2012 by Anthony Tan and Tan Hooi Ling, offers services such as ride-hailing (GrabTaxi, GrabCar), carpooling (GrabHitch, GrabShare), shuttle services (GrabShuttle, GrabShuttle Plus), and food delivery through its GrabFood platform. Grab also provides financial services, including payments, consumer loans, and enterprise offerings. It operates in eight countries: Singapore, Indonesia, Philippines, Malaysia, Thailand, Vietnam, and Myanmar. Grab generates revenue by charging commissions to both consumers and service providers, with ride-hailing and food delivery contributing to 89% of its total revenue. The company competes with Foodpanda and Gojek in the region.

Finnomena is a digital wealth management platform that caters to both investors and financial advisers. With a management team boasting approximately 50 years of combined experience in the financial sector, Finnomena employs proprietary machine learning technology and a hybrid robo-advisory model to help users achieve above-market returns while providing a seamless, tech-enabled experience. The platform offers a comprehensive suite of services, including an investment and portfolio management application that recommends tailored portfolios based on individual risk profiles. Additionally, Finnomena features a knowledge hub that delivers professionally generated investment content, attracting over 15 million monthly views and 1.2 million social media followers. This integrated approach allows users to research, analyze market data, and receive real-time insights, making it a valuable resource for managing financial goals.

Baania is Thailand's leading online marketplace and data platform for residential properties, established in 2016 and headquartered in Chiang Mai, with additional offices in Bangkok and Nakhon Ratchasima. The platform aims to empower consumers by providing vital information and insights for buying, selling, renting, and financing homes. Baania streamlines the often complex process of real estate transactions by connecting buyers, sellers, developers, realtors, and banks through its comprehensive database of over one million homes. It offers data-driven analytical tools, including Thailand's first automated valuation service, Bestimate, which delivers up-to-date market insights and historical price comparisons. This enables users to make informed decisions regarding their real estate endeavors. Baania has successfully secured funding from local investors and notable venture capital firms over multiple rounds, further solidifying its position in the real estate market.

Choco Card Enterprise Co., Ltd. operates a digital customer relationship management platform that specializes in providing tools for marketing and customer engagement. Founded in 2014 and headquartered in Bangkok, Thailand, the company offers services including coupon management, mobile application development, and backend management to assist brands in maintaining a customer database. Through its loyalty programs, Choco Card aims to enhance brand loyalty and drive sales for small and medium-sized businesses by delivering personalized rewards and promotions. The platform is recognized as a leading solution in Thailand for both customer relationship management and point-of-sale systems.

Silot develops intelligent banking software that leverages artificial intelligence and blockchain technology to enhance the operational efficiency of banks in Southeast Asia. By integrating and connecting various functional silos within financial institutions—such as payments, onboarding, merchant management, and anti-fraud—Silot's solutions facilitate improved data sharing and decision-making. The company's approach goes beyond simple task automation, aiming to empower banks with advanced capabilities that promote smarter operations and enhance overall performance. Ultimately, Silot seeks to help banks evolve into a new era of intelligent banking by enabling unprecedented discovery and decision-making abilities.

Baania is Thailand's leading online marketplace and data platform for residential properties, established in 2016 and headquartered in Chiang Mai, with additional offices in Bangkok and Nakhon Ratchasima. The platform aims to empower consumers by providing vital information and insights for buying, selling, renting, and financing homes. Baania streamlines the often complex process of real estate transactions by connecting buyers, sellers, developers, realtors, and banks through its comprehensive database of over one million homes. It offers data-driven analytical tools, including Thailand's first automated valuation service, Bestimate, which delivers up-to-date market insights and historical price comparisons. This enables users to make informed decisions regarding their real estate endeavors. Baania has successfully secured funding from local investors and notable venture capital firms over multiple rounds, further solidifying its position in the real estate market.

Omise Co., Ltd. is a Bangkok-based company founded in 2013 that develops and operates an online payment platform designed for seamless integration on both web and mobile. The platform facilitates money transfers to third-party bank accounts, enables refunds to customers, and allows users to store payment information for future transactions. Omise caters to businesses by offering a variety of payment processing solutions, addressing the challenges faced by online stores in Thailand, Japan, and Singapore, where the existing payment systems often require cumbersome documentation and high fees. The company aims to simplify the payment process, enabling instant acceptance of credit and debit card payments, as well as bill payments through online banking and ATMs. Omise also provides APIs for developers, ensuring easy integration and high security standards, as evidenced by its compliance with PCI-DSS 3.1. The company's mission is to enhance the online payment experience, bridging the gap between physical and digital transactions for both merchants and consumers.

Finnomena is a digital wealth management platform that caters to both investors and financial advisers. With a management team boasting approximately 50 years of combined experience in the financial sector, Finnomena employs proprietary machine learning technology and a hybrid robo-advisory model to help users achieve above-market returns while providing a seamless, tech-enabled experience. The platform offers a comprehensive suite of services, including an investment and portfolio management application that recommends tailored portfolios based on individual risk profiles. Additionally, Finnomena features a knowledge hub that delivers professionally generated investment content, attracting over 15 million monthly views and 1.2 million social media followers. This integrated approach allows users to research, analyze market data, and receive real-time insights, making it a valuable resource for managing financial goals.