ClearPay
ClearPay Finance is a payment solutions provider based in Manchester, United Kingdom, offering a unique approach to consumer financing. The service allows users to make purchases up to £450 by splitting the total cost into three equal, interest-free payments. Customers select ClearPay as a payment option at checkout, enabling a straightforward and efficient transaction process. New users can quickly apply for the service without lengthy forms, while existing customers benefit from an even more streamlined experience. ClearPay also provides an online account to help users manage their payment plans conveniently from their smartphones.
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Pagantis
Acquisition in 2020
Pagantis is a company that specializes in providing online consumer credit services through its proprietary platform. The business leverages expertise in data science, technology, regulatory compliance, and finance to offer consumers the ability to pay for goods and services in monthly installments via a fully automated, paperless process. This point-of-sale consumer finance platform, known as Paga+Tarde in Spain, is designed to facilitate e-commerce transactions by providing merchants with an easy onboarding process to integrate consumer credit options into their sales processes. The platform includes advanced features such as fraud detection, ID verification, and credit scoring to ensure secure and convenient credit transactions for both clients in the finance industry and consumers.
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