ClearPay
ClearPay Finance is a payment solutions provider based in Manchester, United Kingdom, offering a unique approach to consumer financing. The service allows users to make purchases up to £450 by splitting the total cost into three equal, interest-free payments. Customers select ClearPay as a payment option at checkout, enabling a straightforward and efficient transaction process. New users can quickly apply for the service without lengthy forms, while existing customers benefit from an even more streamlined experience. ClearPay also provides an online account to help users manage their payment plans conveniently from their smartphones.
Pagantis
Acquisition in 2020
Pagantis is a company that specializes in online consumer loans, having originated over €500 million through its proprietary platform. The platform focuses on consumer finance solutions for e-commerce, particularly through its service Paga+Tarde in Spain, which enables customers to pay for goods and services in monthly installments via a fully automated, paperless process. Pagantis provides e-commerce merchants with a streamlined onboarding experience to integrate consumer credit options into their sales. The platform also features a decision engine that enhances security through fraud detection, ID verification, and credit scoring, ensuring a convenient and secure credit transaction experience for both finance industry clients and consumers.
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