ClearPay

Pagantis is a company that specializes in online consumer loans, having originated over €500 million through its proprietary platform. The platform focuses on consumer finance solutions for e-commerce, particularly through its service Paga+Tarde in Spain, which enables customers to pay for goods and services in monthly installments via a fully automated, paperless process. Pagantis provides e-commerce merchants with a streamlined onboarding experience to integrate consumer credit options into their sales. The platform also features a decision engine that enhances security through fraud detection, ID verification, and credit scoring, ensuring a convenient and secure credit transaction experience for both finance industry clients and consumers.