Crossfin Technology

DigiSquad is a financial advisory firm focused on enhancing the accessibility of digital payment solutions, particularly in underserved areas. Comprised of a team of entrepreneurs with extensive knowledge in the payments industry, DigiSquad offers a range of services that include advisory and consultation, product design, and data analytics. Through these services, the company aims to empower clients in their financial decision-making, helping them navigate the complexities of digital payments and expand their reach in the market.

AKELO Group provides a marketplace for embedded financial services and solutions for corporates, retailers and SME merchants.

Ask Gogo is a South African company that develops a data-free marketplace application. This platform facilitates buying, selling, renting, and job searching without consuming mobile data. It offers secure communication, cash payment options, and designated safe zones, providing affordable trading opportunities while protecting users' data and finances.

Momint is a blockchain technology company that focuses on digitizing real assets and legal contracts through secure blockchain technology. The company's Momint Marketplace facilitates the trade of various assets including solar energy, heritage assets, and art, while also providing a platform for artists, filmmakers, musicians, sportspeople, and other creators to sell their works as NFTs. This platform enables fans to collect and display these digital moments, adding social features like likes, comments, and follows. By leveraging blockchain technology, Momint supports renewable energy adoption and offers local creators a means to monetize their online creations.

MYPINPAD provides software-based payments and authentication solutions that secure card acceptance and personal verification on smartphones and tablets without additional hardware. The company offers a customer-hosted platform and platforms for 3DS Enhanced e-commerce, e-wallet and merchant authentication, and secure POS capabilities, enabling PIN input on mobile devices and supporting card-present and card-not-present transactions. Its technology eliminates the need for specialized hardware, reducing cost and complexity while enabling fast adoption across retail, banking, government and other sectors. The platform includes end-to-end payments capabilities with SoftPOS SDKs, EMV kernels, tokenization and attestation services, and supports Android, iOS, and Flutter integrations. Founded in 2012 and based in Cardiff, United Kingdom.

Adumo is a fintech company focused on transforming the payment acceptance landscape in sub-Saharan Africa. It provides payment processing services that allow business owners to securely accept a variety of payment types through an omnichannel approach. Adumo supports a diverse range of merchants, including multinational corporations, independent retailers, entrepreneurs, and informal traders. In addition to payment processing, the company offers tools for working capital requirements, consumer engagement, and business support, along with an in-store consumer credit platform and necessary hardware. Through its services, Adumo aims to help businesses grow, simplify operations, and optimize their payment experiences, all while ensuring end-to-end transaction reconciliation and delivering valuable business insights.

VantagePay is a provider of white-label payment and technology solutions tailored for governments, central banks, banks, telecommunications companies, and fintech across Africa. The company operates a comprehensive platform that facilitates the design, development, and deployment of mobile banking and payment applications across various operating systems. Additionally, VantagePay offers payment switching and gateway services enhanced by AI-driven optimization and redundancy. This enables clients to deliver intuitive and seamless payment experiences, ultimately empowering a broader population to access essential financial services.

Sybrin has grown considerably over the past two decades to become a leading global technology company in the provision of payment and information processing solutions with particular emphasis on Voucher Processing, EFT, Day 2, Automated Clearing Houses, Mobile Commerce, Host Banking enhancements, and KYC amongst leading corporations, banks, and clearing houses. Today, Sybrin is a well-respected supplier in the banking and corporate sectors. They have provided solutions across Africa, the United Kingdom, and into the Middle East, servicing these solutions from their strategically located international offices. Sybrin remains united in their mission and focused on their commitment to customers. Their corporate governance is well-rounded and balanced through their breadth of global perspective and executive experience. As a result, the company is clear in their vision of the future, but equally well grounded in the reality of the present.

Troygold specializes in digitizing gold bullion and Krugerrands, offering customers the ability to buy, sell, spend, and borrow against their digital gold holdings.

truID is a provider of an open banking platform that simplifies bank integration for businesses. The company offers a single API that enables secure access to users' identity data, account balances, and transaction histories from various financial institutions. This streamlined approach not only reduces development time significantly but also ensures compliance with regulatory standards. Additionally, truID's platform facilitates banks in analyzing customer profiles and credit scores, contributing to a trusted and secure financial data-sharing ecosystem. By connecting multiple institutions, truID enhances the efficiency of financial services and promotes seamless user experiences in accessing their banking information.

My-iMali is a mobile wallet platform that provides an app-based wallet for secure transactions within the formal economy. The platform enables users to deposit credits, purchase goods from participating merchants, send and receive money between wallets, and execute bulk payments instantly. It also supports businesses in signing up as virtual enterprises, offering targeted funding through bulk fund distributions as well as targeted spending. By combining consumer wallet functionality with enterprise funding capabilities, My-iMali aims to streamline everyday online transactions and payments for both individuals and compliant businesses.

Nobuntu is a South African company focused on designing and distributing community-oriented savings products aimed at enhancing retirement preparedness for individuals. With a mission to ensure that all South Africans can age comfortably, Nobuntu offers innovative solutions that include funeral cover and pension savings products. These services are crafted to support employees and their families, enabling them to benefit from a community-driven approach to savings and insurance. By addressing the challenges of retirement planning, Nobuntu seeks to transform the retirement savings landscape in South Africa, ensuring that comfort in old age is accessible to everyone, regardless of their initial planning efforts.

Retail Capital is a financial services company based in Cape Town, South Africa, with additional offices in Sandton and Durban. Established in 2011, it specializes in providing working capital and loans to small and medium-sized businesses, addressing their cash flow needs. The company offers a flexible alternative to traditional business loans by purchasing a future flow of card transactions from merchants at a discounted rate. This arrangement allows businesses to receive upfront cash advances, which can be used for expansion and operational needs. Retail Capital's services are particularly significant given that small to medium-sized enterprises contribute over 65% of employment and 50% of GDP in South Africa, highlighting the vital role they play in the economy and the importance of accessible funding for their growth and sustainability.

Efficacy Payments is a fintech company specializing in peer-to-peer payments, card point-of-sale acceptance, disbursements, and POS services. It operates a payment platform designed to replace cash transactions in both formal and informal retail settings. The platform emphasizes collaboration with banks, retailers, and financial service providers to create digital payment systems that enhance accessibility, relevance, and value for consumers and businesses.

Crossgate Technologies is a provider of digital payment services that caters to the retail, banking, and transit markets. The company specializes in manufacturing payment cards and offers expertise in mobile payments and transaction processing. Additionally, Crossgate Technologies delivers real-time analytics to assist clients in implementing secure payment solutions and maximizing customer value. Through its array of services, the company aims to enhance commerce for its diverse clientele.

Crossgate is a provider of hosted B2B integration services.

Atura specializes in automated support solutions for financial services. It offers features such as claim management, profile and policy handling, push notifications, reminders, and updates.

wiGroup is a SaaS provider that has developed leading Loyalty & Rewards and mCommerce products. Through these, we enable clients to deliver solutions that increase engagement, retention, sales, basket size, speed of checkout, and frequency of spend. Our tech is currently used by retailers, brands, insurance companies, banks, quick service hospitality restaurants, and a host of other businesses looking to deliver value through mobile. The platform was launched in 2007 and is based in Cape Town, South Africa.

Innervation is a provider of payment and value-added services, primarily catering to the retail and financial services sectors in Africa. The company operates a comprehensive payment ecosystem based on a software-as-a-service model, delivering end-to-end payment functionality across multiple channels. Innervation's services are accessible through over 25,000 till points across more than 6,500 merchant locations. The company has established strategic partnerships with leading retail software providers, ensuring compatibility and integration across various tiers of retailers. This enables Innervation to offer innovative solutions tailored to the needs of its clients, including mobile network operators and financial service providers.

Emerge Mobile is a services and technology provider that serves SME's through mobile innovation. the company also seeks to enable Acquirers / Telco’s / MNO’s and other potential market players with the ability to rapidly compete in the MPOS space through providing their turnkey Mobile Point of Sale (MPOS) solution. Through leveraging the in-group mature mobile payments platform, the company can provide a broad offering of peripheral value adds, that empower the merchant base and unlock additional revenue streams for their clientele. With a culture of clear communication, customer centric operations, commercial flexibility and business transparency Emerge Mobile is ready to work closely with your company to find the ideal strategy and deployment for specific MPOS and market needs.

Alacrity Technologies is a privately held technology company specializing in IT services and customized software solutions tailored to specific business and technology sectors. With over 16 years of experience, Alacrity serves the South African financial services, retail, and logistics industries, delivering exceptional technology solutions and strategic IT consulting. The company focuses on providing automated testing, system analysis, and short-term technical resource augmentation services, which help clients maintain business continuity and manage risks effectively. Through its expertise, Alacrity Technologies aims to empower small to medium-sized enterprises with the necessary tools and resources to navigate their technology needs.

Blue Garnet is a strategy and management firm dedicated to supporting social change organizations in Southern California. The firm focuses on translating vision into reality while striving for a triple bottom line that encompasses social impact, financial sustainability, and environmental prosperity. By exclusively serving nonprofits, foundations, and corporations, Blue Garnet aims to help these entities develop effective strategies for addressing complex social issues. The firm is committed to fostering lasting change through a combination of business acumen and a deep understanding of social impact, encouraging a long-term perspective in the pursuit of meaningful solutions.

TuYu operates as a mobile rewards platform that enables consumers and employees to securely and conveniently receive and redeem rewards via their smartphones. The company offers meal vouchers, behavioral incentives, milestone-based rewards, and promotional offerings, fostering engagement and recognition among users.

iKhokha is a Durban-based fintech company that provides affordable card machines and a mobile app to help merchants accept card payments. The platform enables merchants to capture cash, process card and mobile payments, and manage sales through the app, with support for chip cards and contactless payments. Masterpass is integrated into the app, and the offering includes a secure online payment gateway. iKhokha markets its devices with no monthly fees and offers optional cash advances, targeting merchants of all sizes. The company is backed by Capital Eye Investments.