BBVA

Ronesans Holding AS is a diversified company based in Ankara, Turkey, that specializes in construction, real estate development, energy, and health infrastructure activities. Founded in 1993, the company undertakes a wide range of projects, including shopping malls, offices, hotels, residential buildings, heavy industry plants, and various infrastructure projects such as railroad tunnels and bridges. Ronesans Holding is also involved in land development and investment activities. In the energy sector, the company operates ten hydroelectric power plants and engages in electricity trading. Its operations extend beyond Turkey, with a presence in multiple countries including Russia, Turkmenistan, Kazakhstan, and several others across Europe, Africa, and Asia.

Muxunav specializes in digital payment systems, focusing on technologies such as mobile payment solutions, online transaction systems, and digital wallets.

Jockey Plaza is a shopping center that hosts a diverse mix of retail stores, dining options, and entertainment venues. It provides convenient services such as Jockey2Go for quick shopping and gift cards valid across affiliated stores, aiming to offer a comprehensive shopping and leisure experience with extensive amenities and customer support.

Matrix Renewables operates a platform focused on renewable energy projects and storage across Europe, the US, and Latin America. Its portfolio comprises over 2 GW of operational or near-ready solar PV projects, with an additional pipeline of around 7 GW.

Founded in Brazil in 2016, Neon is a leading fintech offering digital banking services. It provides debit and credit cards with no annual fees, personal loans, payroll loans, investments, cashback on debit transactions, and various payment methods. Neon also supports micro-entrepreneurs through MEI Fácil. With over 15 million customers and 1600 employees, Neon has seen significant revenue growth.

Pathway Lending Corp., a community development financial institution based in Nashville, Tennessee, provides loans to businesses that lack access to traditional financing options across the state. Founded in 1999, the company offers energy efficiency loan programs for businesses aiming to reduce energy consumption and small business loans for various purposes including real estate acquisition, expansion capital, and purchase order finance. Pathway Lending also focuses on serving low-to-moderate-income communities, minority-owned businesses, and other targeted populations. The organization operates additional offices in Knoxville, Tri-Cities, and Jackson, Tennessee.

Founded in 2011 with headquarters in Dallas, Lucid Energy Group specializes in midstream services for producers in the Permian Basin. The company offers gathering, treating, processing, compression, and transportation services, focusing on high-growth areas like the Wolfcamp and Clines shales. Lucid's commitment to unique solutions and clear communication sets it apart, earning trust from its customers.

Opportunity Fund's microloan & microsavings programs help working families gain financial stability.

SumUp, established in 2011, is a leading financial technology company specializing in mobile point-of-sale (mPOS) solutions. It enables businesses, particularly small and medium-sized ones, to securely and conveniently accept card payments using smartphones or tablets. SumUp's proprietary hardware and mobile apps facilitate transactions, supporting magstripe, chip, and contactless payment methods. The company operates in 13 countries, including Germany, the UK, and Brazil, and employs over 100 people worldwide. SumUp's offerings also extend to SDKs and APIs for third-party integrations.

Founded in 2005, Prosper Marketplace is a leading online lending platform that connects borrowers with investors. It facilitates fixed-rate, unsecured personal loans through its transparent marketplace, benefiting both parties financially and socially.

Personal Capital Corporation is a digital wealth management company that offers financial advisory services and innovative software solutions to help individuals manage their finances effectively. Founded in 2009 and headquartered in Redwood Shores, California, the company provides tools that allow users to monitor income, spending, and investment performance in one place. Its services include wealth management, personalized financial planning, risk assessments, and investment checkup tools. With a user base exceeding 2.5 million customers, Personal Capital combines advanced technology with expert guidance from registered investment advisors to deliver customized financial strategies aligned with clients' goals. Originally known as SafeCorp Financial Corp., the company rebranded to Personal Capital in June 2010, reflecting its commitment to enhancing personal financial management through technology.

DocuSign provides cloud-based software that enables organizations to prepare, execute, and manage agreements electronically. Its platform delivers e-signature functionality and an end-to-end Agreement Cloud that automates the entire contract process, from generation and routing to signing, storage, and analytics. Additional capabilities include AI-powered insights for contract search, Salesforce integrations for generating and negotiating documents, and tools for guided forms, identity verification, and digital signatures with certificates, as well as payments. Industry-specific offerings include Rooms for Real Estate and Rooms for Mortgage, and a FedRAMP-authorized eSignature for U.S. federal agencies, supporting compliance for regulated industries. The company serves enterprise, commercial, and small-business customers across sectors such as professional services, finance, technology, life sciences, real estate, and government, with global reach. Founded in 2003, the company is headquartered in San Francisco.

Founded in 2009, Taulia develops AI-driven supply chain management software. It offers dynamic discounting, cash forecasting, invoice automation, supplier management solutions for buyers, and early payment, e-invoicing services for suppliers. With strategic alliances like KPMG, Taulia operates globally with offices across North America, Europe, and Australia.

Kasisto, Inc. is a technology company that specializes in developing a conversational platform designed for financial institutions. Founded in 2013 and headquartered in New York, the company offers KAI, a digital experience platform that enables the creation of branded virtual assistants and chatbots. These intelligent solutions facilitate personalized customer interactions across various channels, including mobile apps, websites, messaging platforms, and voice-enabled devices. Kasisto's offerings include KAI Consumer Banking, which enhances user engagement; KAI Business Banking, providing immediate access to essential financial information and services; and KAI Investment Management, which assists customers in understanding their financial goals and needs. The company also supports clients through services such as planning, integration, testing, and ongoing improvement, thereby enhancing customer experiences in the financial sector.

SumUp, established in 2011, is a leading financial technology company specializing in mobile point-of-sale (mPOS) solutions. It enables businesses, particularly small and medium-sized ones, to securely and conveniently accept card payments using smartphones or tablets. SumUp's proprietary hardware and mobile apps facilitate transactions, supporting magstripe, chip, and contactless payment methods. The company operates in 13 countries, including Germany, the UK, and Brazil, and employs over 100 people worldwide. SumUp's offerings also extend to SDKs and APIs for third-party integrations.

Telefónica is a diversified telecommunications group providing fixed-line and mobile services. It operates in 24 countries and serves hundreds of millions of customers, with a large international footprint beyond its home market. The company focuses on delivering information and communications technology-based services that enhance everyday life and business performance, backed by ongoing investments in digital connectivity, cloud, and cybersecurity. With a significant presence in Latin America and Europe, Telefónica seeks to drive growth through innovation and the deployment of advanced communications networks and services for individuals and enterprises alike.

SumUp, established in 2011, is a leading financial technology company specializing in mobile point-of-sale (mPOS) solutions. It enables businesses, particularly small and medium-sized ones, to securely and conveniently accept card payments using smartphones or tablets. SumUp's proprietary hardware and mobile apps facilitate transactions, supporting magstripe, chip, and contactless payment methods. The company operates in 13 countries, including Germany, the UK, and Brazil, and employs over 100 people worldwide. SumUp's offerings also extend to SDKs and APIs for third-party integrations.

Travelprice.com is an independent online travel agency that operates a comprehensive travel search engine and information center. The platform allows users to book flights, hotels, holiday packages, car rentals, cruises, and train tickets. In addition to these services, Travelprice.com provides valuable travel tips to enhance the customer experience. Behind its user-friendly interface, the company is supported by a team of travel specialists dedicated to assisting customers in planning their trips effectively.

Megabank Financial Bank has specialized its lending practice in the residential construction industry. The Company's Chairman has extensive experience in the home building industry and has expanded the Bank's lending practice to date such that the Bank is one of the area's leading originators of land development and residential construction loans to small- and medium-sized homebuilders. Currently, the Bank can finance a builder or developer from the acquisition and development loan process, including assistance with special district financing, through the construction loan phase. During the five years ended December 31, 1997, the Bank originated over $750 million in total loans and during the nine months ended September 30, 1998, originated an additional $231 million of loans. While some of these loans remain on the Company's balance sheet, most have been repaid, refinanced or participated out to other financial institutions.