Total System Services, Inc. specializes in electronic payment processing and related services for both financial and nonfinancial institutions. The company processes a variety of payment types, including consumer, retail, commercial, and government services, as well as stored value and debit cards. It also provides merchant acquiring services to financial institutions and other organizations. In addition, TSYS offers risk management solutions, which encompass credit evaluation, fraud detection and prevention, and behavior analysis tools. To enhance revenue and foster customer loyalty, the company implements customer retention programs, including loyalty programs and bonus rewards. TSYS operates in several regions, including the United States, Europe, China, Japan, Mexico, and Canada.
iMobile3, LLC specializes in designing and developing mobile applications and payment solutions tailored for merchants. The company provides a range of services, including custom mobile and web applications, mobile point of sale (mPOS) systems, and various intelligence and engagement applications that enhance transaction management and customer interaction. Additionally, iMobile3 offers PassMarket, a storefront application platform that facilitates mobile shopping experiences, along with consumer-facing applications that help merchants attract new customers and improve service. The company also develops enterprise mobile applications aimed at enhancing operational efficiency and customer satisfaction. Serving a diverse array of sectors including automotive, healthcare, retail, and entertainment, iMobile3 aims to empower small and medium enterprises through innovative, customizable payment solutions. Founded in 2008 and based in Jacksonville, Florida, iMobile3 has been operating as a subsidiary of Total System Services, Inc. since June 2018.
Cayan
Acquisition in 2017
Cayan LLC is a Boston-based company that specializes in payment technologies and processing solutions. Founded in 1998, Cayan offers a range of products, including the Cayan Genius platform, which serves as a customer engagement tool designed to streamline payment acceptance for businesses of all sizes. The company provides various payment processing systems, including countertop and handheld devices, as well as mobile equipment and e-commerce solutions. Additionally, Cayan offers gift card and stored value programs, along with comprehensive support services for its equipment and software. In January 2015, the company changed its name from Merchant Warehouse Inc. and operates as a subsidiary of Global Payments Inc.
TransFirst
Acquisition in 2016
TransFirst is a leading provider of transaction processing services and payment technologies in the United States, established in 1995. As the largest privately held processor not affiliated with a bank, TransFirst specializes in delivering secure payment processing solutions, including point of sale systems, online payment gateways, mobile payment services, and recurring payment options. The company offers customized services to meet the specific needs of a diverse clientele, including financial institutions, independent sales organizations, agents, and non-traditional merchants such as healthcare providers and public entities. By leveraging its extensive industry expertise and innovative solutions, TransFirst maintains a specialized approach to transaction processing, ensuring effective and secure payment solutions for its partners and clients.
NetSpend
Acquisition in 2013
NetSpend is a company that specializes in processing and marketing reloadable prepaid debit cards branded with Visa or MasterCard logos. Its primary customer base consists of the unbanked and underbanked population in the United States, estimated to be around 70 million individuals. NetSpend promotes its products as an alternative to cash, credit, and traditional banking relationships. In addition to its core product, NetSpend offers Visa and MasterCard branded gift cards and a travel money card. The company also provides various services to its cardholders, such as direct deposit, savings accounts, bill payment functionality, card-to-card transfers, personal financial management tools, online and mobile account access, overdraft protection, and complimentary insurance coverage through its issuing banks.
ProPay
Acquisition in 2012
ProPay offers secure and affordable payment solutions tailored for a diverse range of organizations, from small home-based entrepreneurs to large corporations. The company specializes in customized payment processing services that accommodate various industry needs, enabling businesses to accept credit cards and manage ACH transactions seamlessly. ProPay emphasizes end-to-end payment security, significantly reducing the risk of sensitive payment data breaches for its clients. This focus on security and adaptability positions ProPay as a reliable partner in the payment processing sector.
Central Payment
Acquisition in 2012
Central Payment Co., LLC, established in 2005 and headquartered in San Rafael, California, specializes in payment solutions. It offers a range of hardware and software products, including RiO, a comprehensive payment processing solution, and CPAY Mobile, a mobile payment solution. The company serves various sectors such as food and beverage, retail, hospitality, and professional services, providing tailored solutions for each. Central Payment also offers API-based payment technology and issuing solutions for fintech and embedded finance businesses through its Open*CP API Marketplaceā . It operates as a subsidiary of TSYS U.S. Holdings, Inc.
TermNet Merchant Services
Acquisition in 2011
TermNet Merchant Services, Inc. is a financial company that specializes in payment processing solutions. It offers services related to electronic credit card transactions and back office processing, catering to businesses seeking efficient and reliable methods for handling payments. By focusing on these critical aspects of financial operations, TermNet Merchant Services aims to streamline the payment experience for both merchants and their customers.
First National Merchant Solutions
Acquisition in 2011
First National Merchant Solutions LLC (FNMS) provides payment processing solutions.
Infonox
Acquisition in 2008
Infonox, Inc. specializes in transaction lifecycle management solutions designed to help businesses offer financial services through a centralized hub-and-spoke model. The company provides a comprehensive software platform that facilitates various financial transactions, including check processing, ATM management, debit and credit transactions, instant loans, bill payments, money transfers, and stored value card issuance. Infonox's product offerings encompass a range of tools and systems, such as ATM and kiosk management software, transaction processing applications, security and risk management solutions, and identity verification technologies. These integrated services cater to a diverse clientele, including U.S. banks, consumer finance companies, cash access providers, merchant acquirers, ATM manufacturers, and wireless telecom providers. Founded in 1999 and headquartered in Sunnyvale, California, Infonox operates as a subsidiary of Total System Services, Inc.
Clarity Payment Solutions
Acquisition in 2004
Clarity Payment Solutions develops electronic payment solutions and processes payment transactions for emerging and specialty markets.
M2card
Series A in 2000
M2card is an online and offline payment solution for teenagers.
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