California Bank & Trust

Clearinghouse Community Development Financial Institution is a financial organization dedicated to providing loan facilities to low-income communities in the Western United States, including California, Nevada, Arizona, and New Mexico. Established in 1996 and based in Lake Forest, California, with additional offices in Las Vegas and Phoenix, the institution aims to address unmet credit needs by offering accessible lending services. It specializes in financing community facilities, affordable housing, commercial real estate, and small businesses, as well as providing new markets tax credits. By bridging the gap between conventional lending standards and the specific needs of distressed communities, Clearinghouse CDFI enables creditworthy borrowers to obtain essential funding for projects that contribute to local asset creation and community development.

Eldorado Bank (the "Bank"), the Company offers a broad range of commercial banking products and services to small and medium-sized businesses and retail customers from 17 full service branches located primarily in the Orange County, San Diego County and Sacramento areas of California.