Cambridge Savings Bank

Cambridge Savings Bank is a full-service financial institution based in Cambridge, Massachusetts, with a history dating back to 1834. With assets totaling $2.2 billion, it is recognized as one of the oldest and largest community banks in the state. The bank provides a comprehensive range of individual and business banking services, supported by a network of 16 banking centers located in various Massachusetts communities, including Cambridge, Acton, Arlington, Bedford, Belmont, Burlington, Concord, Lexington, Newton, and Watertown. In addition to its branch services, Cambridge Savings Bank also offers digital banking solutions to meet the needs of its commercial, small business, and consumer customers.

Brian Annese

First Vice President, Corporate Banking

Ryan Bailey

President and CEO

John Bobbin

Senior Asset-Based Lending Officer, First Vice President

Keith Broyles

Co-Founder, Senior Vice President and Head of Asset-Based Lending

Vincent Fennell

Senior Vice President and Chief Data Analytics Officer

Angela Gee

VP

Yvonne Kizner

Co-Founder and Senior Vice President - Asset Based Lending

Kevin McGuire

COO and Executive Vice President

Michael Richardson

Asset Based Lending - Relationship Manager and Vice President

17 past transactions

Belle Brands

Debt Financing in 2025
Belle Brands is a holding company that operates and nurtures hair and skincare brands, focusing on accessible, science-backed products that cater to diverse demographics and life stages. The company prioritizes the use of high-quality, safe ingredients across its product lines.

Arctaris Impact Investors

Debt Financing in 2025
Arctaris Impact Investors, established in 2009 and based in Chestnut Hill, Massachusetts, is an impact investment firm with over a decade of experience. It manages funds that invest in growth-oriented businesses and community infrastructure projects in underserved communities across the eastern United States. Arctaris provides royalty-based capital and subordinated debt to expansion-stage companies, typically investing between $1 million and $10 million. This non-dilutive financing approach supports companies with trailing revenues exceeding $5 million per year and positive EBITDA, enabling them to fund expansion, acquisitions, or other strategic initiatives without equity dilution. Arctaris has partnered with various foundations and government entities, including the Kresge Foundation and the Richard King Mellon Foundation, to drive positive social impact alongside market-rate returns.

Fabrizia Spirits

Debt Financing in 2024
Fabrizia Spirits, established in 2008 and headquartered in Salem, New Hampshire, specializes in crafting premium beverages. The company is renowned for its authentic limoncello and all-natural ready-to-drink canned cocktails, made using lemons sourced from Italy. Each spirit is produced in small batches by hand, with slight variations in the proportions of alcohol, water, and sugar to ensure a natural, high-quality product.

Fair Haven Community Health Care

Debt Financing in 2024
Fair Haven Community Health Care is a primary health care organization and wellness activities.

Stauer

Debt Financing in 2024
Stauer is a manufacturer based in Burnsville, Minnesota, specializing in historically-inspired watches, jewelry, and unique collectibles. The company focuses on creating vintage-inspired fashion accessories that include gemstone-studded ornaments, handbags, and home decor items, catering to a diverse range of styles and designs. Stauer aims to tell the stories of the world's most precious stones through its offerings, allowing clients to enjoy contemporary interpretations of classic aesthetics.

Modera Wealth Management

Debt Financing in 2024
Modera Wealth Management, founded in 1983 in Westwood, New Jersey, offers comprehensive wealth management and portfolio management services tailored to individuals, families, trusts, institutions, and philanthropic organizations. The firm focuses on addressing the unique financial needs of diverse clientele, including business owners and healthcare professionals, while also providing specialized services for surviving spouses and various gender identities. Modera's expertise encompasses financial planning, estate planning, and family wealth transfer, ensuring clients receive personalized strategies and access to new investment opportunities. With a commitment to client-centric service, Modera aims to enhance financial well-being and foster long-term wealth preservation and growth.

Conditioned Air

Debt Financing in 2023
Conditioned Air is a provider of heating, ventilation, and air conditioning (HVAC) services in Southwest Florida, catering to both residential and commercial clients. The company specializes in the design, engineering, estimation, installation, and maintenance of various HVAC systems, including air conditioning, heating, refrigeration, and dehumidification. Conditioned Air focuses on delivering routine maintenance and tailored assistance to meet the specific needs of its customers, ensuring optimal performance and comfort in their indoor environments.

Conditioned Air

Private Equity Round in 2023
Conditioned Air is a provider of heating, ventilation, and air conditioning (HVAC) services in Southwest Florida, catering to both residential and commercial clients. The company specializes in the design, engineering, estimation, installation, and maintenance of various HVAC systems, including air conditioning, heating, refrigeration, and dehumidification. Conditioned Air focuses on delivering routine maintenance and tailored assistance to meet the specific needs of its customers, ensuring optimal performance and comfort in their indoor environments.

Enhanced Mechanical Contracting

Debt Financing in 2023
Enhanced Mechanical Contracting provides HVAC servicing solutions that are tailored to the needs of each building in order to ensure that equipment operates at top performance while also lowering the facility's cost structure.

Bigbelly

Debt Financing in 2023
BigBelly, Inc. specializes in innovative waste and recycling management solutions. Founded in 2003 and based in Needham, Massachusetts, the company offers solar-powered intelligent waste collection systems, which include compactors and recycling bins, along with a wireless network monitoring and management software called CLEAN. This software provides real-time data to optimize waste collection routes and pickups. Additionally, BigBelly's Connect system enhances customer engagement and satisfaction. The company's offerings also encompass various accessories designed for specific needs, such as animal-resistant latches and indoor models. BigBelly serves a diverse clientele, including municipalities, educational institutions, parks, and government facilities across the United States, Canada, Europe, and beyond. Recognized for its contributions to environmental sustainability and innovation, BigBelly has played a pivotal role in establishing public space recycling programs and is at the forefront of compostables collection initiatives.

Leadpoint

Debt Financing in 2023
Leadpoint Business Services specializes in insourced workforce solutions, primarily serving the recycling, warehousing, and manufacturing sectors. Founded in 2000 and based in Phoenix, Arizona, the company focuses on optimizing workforce management to enhance productivity, safety, efficiency, and profitability. By providing high-performance work teams, onsite management, and operations and safety consulting, Leadpoint aids organizations in making informed decisions that streamline their operations. Its data-driven approach not only helps reduce employee turnover and training costs but also aims to minimize safety incidents, thereby improving overall performance for its clients across the nation.

American Gas Products

Debt Financing in 2023
American Gas Products is a supplier of industrial and specialty gases, focusing on various sectors such as supermarkets, construction, wholesale helium suppliers, and the entertainment industry. The company offers a range of products, including helium gas, propane, medical gases, industrial gases, and welding products. Their services also encompass the supply of bulk carbon dioxide, cryogenic gases, nitrogen generation units, and high-pressure cylinders, catering to both local cylinder and micro bulk gas markets, as well as national accounts.

ROC USA

Debt Financing in 2023
When a manufactured home community or “mobile home park” is for sale, ROC USA® seeks to provide homeowners who are working together as a democratic organization with the opportunity to purchase their community. ROC USA also provides groups with on-going technical, training and networking support to help them build value and be successful over time.

Tropical Products

Debt Financing in 2022
Tropical Products, Inc. provides you with a consistently high quality, cost-effective product that will please your customers. Whether you require a turnkey product or contract manufacturing and filling, Tropical Products’ knowledgeable staff guides you through the process, cutting costs and assuring your satisfaction every step of the way.

ROC USA

Debt Financing in 2021
When a manufactured home community or “mobile home park” is for sale, ROC USA® seeks to provide homeowners who are working together as a democratic organization with the opportunity to purchase their community. ROC USA also provides groups with on-going technical, training and networking support to help them build value and be successful over time.

GWA Auto Parts

Debt Financing in 2021
GWA Auto Parts is a Florida-based business specializing in the distribution of high-quality private-label automotive aftermarket parts. They cater to a wide range of vehicle makes, including Domestic, European, and Import models like Chevrolet, Ford, BMW, Audi, Kia, Hyundai, Subaru, among others. All products are manufactured in ISO-certified facilities and undergo rigorous quality control checks, particularly for electronic components such as ignition coils and sensors.

ROC USA

Debt Financing in 2021
When a manufactured home community or “mobile home park” is for sale, ROC USA® seeks to provide homeowners who are working together as a democratic organization with the opportunity to purchase their community. ROC USA also provides groups with on-going technical, training and networking support to help them build value and be successful over time.
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